--- title: "The Baldwin Group vs Risklytics: Inland Marine Insurance" description: "Compare The Baldwin Group's coverage with Risklytics's limits for inland marine insurance, including the terms to confirm in a quote." canonical: "https://spot.insure/compare/baldwin-vs-risklytics/inland-marine" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "baldwin-vs-risklytics" provider-a: "baldwin" provider-b: "risklytics" coverage-line: "inland-marine" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/baldwin-vs-risklytics/inland-marine) ## Agent Guide **What this page is:** Focused comparison of The Baldwin Group and Risklytics for Inland Marine Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Inland Marine Insurance questions about The Baldwin Group versus Risklytics. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - The Baldwin Group vs Risklytics for Inland Marine Insurance: how do they differ? - Which is better for Inland Marine Insurance, The Baldwin Group or Risklytics? - What does The Baldwin Group or Risklytics publish about Inland Marine Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Inland Marine Insurance from The Baldwin Group or Risklytics? **Key facts:** - Line: Inland Marine Insurance. Providers: The Baldwin Group and Risklytics. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [The Baldwin Group vs Risklytics](https://spot.insure/compare/baldwin-vs-risklytics) — parent: all coverage lines for this pair - [Inland Marine Insurance guide](https://spot.insure/coverage/inland-marine) — coverage explainer for this line - [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence) - [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile (evidence) - [The Baldwin Group vs Risklytics Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-risklytics/commercial-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics Cyber Insurance](https://spot.insure/compare/baldwin-vs-risklytics/cyber) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics D&O Insurance](https://spot.insure/compare/baldwin-vs-risklytics/directors-officers) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics General Liability Insurance](https://spot.insure/compare/baldwin-vs-risklytics/general-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-risklytics/intellectual-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-risklytics/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-risklytics/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line) - [AIG vs Risklytics Inland Marine Insurance](https://spot.insure/compare/aig-vs-risklytics/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Risklytics Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Chubb Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-chubb/inland-marine) — sibling comparison (other line, or other pair for this line) # The Baldwin Group vs Risklytics: How Do They Compare for Inland Marine Insurance? Compare The Baldwin Group's coverage with Risklytics's limits for inland marine insurance, including the terms to confirm in a quote. ## How to Use the The Baldwin Group vs Risklytics Inland Marine Insurance Comparison Use this comparison to evaluate The Baldwin Group and Risklytics for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## The Baldwin Group vs Risklytics Inland Marine Insurance Summary Risklytics describes IP insurance as paying legal costs to defend against claims that a product infringes another party’s patent, trademark or copyright and to pursue infringement of the company’s own IP. It lists a typical ask of $250,000 to $5 million per claim. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") ## What Is the Baldwin Group? Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance") [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) ## What Is Risklytics Insurance? Risklytics suits robotics, autonomy and AI businesses that want help preparing an application and checking Tech E&O wording for AI exclusions; standard small businesses should compare generalist agencies. California eligibility is not established in its public materials. [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") [5](https://www.risklytics.ai/ "Insurance for Frontier Tech") [6](https://www.risklytics.ai/terms/ "Terms of Service") [Risklytics profile](https://spot.insure/insurance-providers/risklytics) ## What Is Inland Marine Insurance? If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment") ## What Are the Key Differences Between The Baldwin Group and Risklytics Inland Marine Insurance? ### Coverage Detail in the Published Record Risklytics describes IP insurance as paying legal costs to defend against claims that a product infringes another party’s patent, trademark or copyright and to pursue infringement of the company’s own IP. It lists a typical ask of $250,000 to $5 million per claim. Baldwin lists IP liability for professional-services clients but does not define covered claims or publish a limit. A company can use Risklytics’ range as a discussion starting point, not a guaranteed available limit. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") ### How the Other Record Changes the Comparison Risklytics says buyers often need the line at a first patent filing or a customer contract with IP indemnity, and that insurers require patent filings and indemnity obligations to be listed. Baldwin identifies professional-services audiences but no specific underwriting checklist. For a business with no patents, Risklytics says trademarks, code and trade secrets can still matter; disclose those assets and obligations to both brokers. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [8](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") ## What Should You Confirm in The Baldwin Group and Risklytics Inland Marine Insurance Quotes? - Ask Risklytics whether your patent, trademark, code and customer indemnities fit its market and what limit is available. Ask Baldwin to identify covered IP claims, insurer, limit and required disclosures. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") - Confirm the quoted policy’s applicable terms, issuing carrier and any coverage-specific limits or exclusions before binding. [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") ## The Baldwin Group vs Risklytics Inland Marine Insurance Compared | Criteria | Baldwin Inland Marine Brokerage for Digital Infrastructure | Risklytics Equipment (Inland Marine) Insurance | | --- | --- | --- | | Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Inland Marine Brokerage for Digital Infrastructure. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Equipment (Inland Marine) Insurance with outside carriers; it says it does not underwrite policies itself. [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) | | Issuing Insurer | Confirm in your quote. | Risklytics does not name the carrier that underwrites Risklytics Equipment (Inland Marine) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) | | Who It’s For | Baldwin’s digital-infrastructure practice addresses clients building and maintaining critical infrastructure and lists inland and ocean marine among potential coverage considerations. This draft is limited to inland marine. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Risklytics says buyers typically need this coverage the first time a unit leaves the building, and that pilot agreements and site owners require it for gear left on site. [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page..) | | Coverage Features | Baldwin lists inland marine insurance as a possible digital-infrastructure coverage option. The page does not identify covered property, transit, causes, territory or policy terms. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | Risklytics frames this as the robotics-specific line, covering equipment damaged or stolen away from the company's own premises, such as a demo unit crushed at a customer's warehouse or a crated robot stolen in transit, and distinguishes it from general liability, which would cover a bystander injured by the same robot rather than damage to the unit itself. [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) | | Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Risklytics says the typical ask is each unit listed and insured for its replacement cost, rather than a single blanket dollar figure. [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) | | Risk Services | Baldwin describes global program design and management, claims support, loss prevention and continuity planning for digital-infrastructure clients. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Risklytics says this line “needs the right insurers” and is placeable once every equipment unit is listed with a real value. [7](https://www.risklytics.ai/lines/equipment/ "Equipment (Inland Marine) Insurance") (Evidence: Company-reported; scope: Lines page..) | | How to Apply | Confirm in your quote. | You start Risklytics Equipment (Inland Marine) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [8](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) | ## Related Pages for The Baldwin Group vs Risklytics Inland Marine - [The Baldwin Group vs Risklytics](https://spot.insure/compare/baldwin-vs-risklytics): all coverage lines, business roles, service and claims. - [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine covers specialized property exposures such as equipment moved between sites, installed property and goods in transit; the quote must match what you own or hold. - [The Baldwin Group vs Risklytics Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-risklytics/commercial-property) - [The Baldwin Group vs Risklytics Cyber Insurance](https://spot.insure/compare/baldwin-vs-risklytics/cyber) - [The Baldwin Group vs Risklytics D&O Insurance](https://spot.insure/compare/baldwin-vs-risklytics/directors-officers) - [The Baldwin Group vs Risklytics General Liability Insurance](https://spot.insure/compare/baldwin-vs-risklytics/general-liability) - [The Baldwin Group vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-risklytics/intellectual-property) - [The Baldwin Group vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-risklytics/umbrella-excess) - [The Baldwin Group vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-risklytics/workers-compensation) - [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine) - [AIG vs Risklytics Inland Marine Insurance](https://spot.insure/compare/aig-vs-risklytics/inland-marine) - [Alliance Risk vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/inland-marine) - [Alliance Risk vs Risklytics Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/inland-marine) - [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine) - [The Baldwin Group vs Chubb Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-chubb/inland-marine) ## Sources for The Baldwin Group vs Risklytics Inland Marine Insurance ### Sources About The Baldwin Group 1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28. 2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28. 3. [Digital Infrastructure](https://baldwin.com/business-insurance/industries/digital-infrastructure/). The Baldwin Group; “Products designed to perform,” lines 145–178, lists property, builders’ risk, equipment breakdown, workers’ compensation, commercial general liability, commercial auto, cyber, inland/ocean marine, management liability, umbrella/excess, and other lines for digital-infrastructure exposures; accessed 2026-09-29.. Accessed 2026-09-30. ### Sources About Risklytics 4. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23. 5. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16. 6. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16. 7. [Equipment (Inland Marine) Insurance](https://www.risklytics.ai/lines/equipment/). Risklytics; Coverage line: Equipment (Inland Marine); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23. 8. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23. ### Sources for the Inland Marine Insurance Guide 9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16. 10. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## The Baldwin Group Review Scores for 2026 Review Score: not enough ratings. The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews). ## Risklytics Review Scores for 2026 Review Score: not enough ratings. Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/risklytics/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/baldwin-vs-risklytics/inland-marine.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)