--- title: "The Baldwin Group vs Nationwide: Inland Marine Insurance" description: "Compare The Baldwin Group's coverage with Nationwide's application for inland marine insurance, including the terms to confirm in a quote." canonical: "https://spot.insure/compare/baldwin-vs-nationwide/inland-marine" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "baldwin-vs-nationwide" provider-a: "baldwin" provider-b: "nationwide" coverage-line: "inland-marine" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/baldwin-vs-nationwide/inland-marine) ## Agent Guide **What this page is:** Focused comparison of The Baldwin Group and Nationwide for Inland Marine Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Inland Marine Insurance questions about The Baldwin Group versus Nationwide. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - The Baldwin Group vs Nationwide for Inland Marine Insurance: how do they differ? - Which is better for Inland Marine Insurance, The Baldwin Group or Nationwide? - What does The Baldwin Group or Nationwide publish about Inland Marine Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Inland Marine Insurance from The Baldwin Group or Nationwide? **Key facts:** - Line: Inland Marine Insurance. Providers: The Baldwin Group and Nationwide. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [The Baldwin Group vs Nationwide](https://spot.insure/compare/baldwin-vs-nationwide) — parent: all coverage lines for this pair - [Inland Marine Insurance guide](https://spot.insure/coverage/inland-marine) — coverage explainer for this line - [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence) - [Nationwide profile](https://spot.insure/insurance-providers/nationwide) — provider profile (evidence) - [The Baldwin Group vs Nationwide Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-nationwide/builders-risk) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-nationwide/cargo-transit) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-nationwide/commercial-auto) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-nationwide/commercial-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Crime Insurance](https://spot.insure/compare/baldwin-vs-nationwide/crime) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Cyber Insurance](https://spot.insure/compare/baldwin-vs-nationwide/cyber) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide D&O Insurance](https://spot.insure/compare/baldwin-vs-nationwide/directors-officers) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/employment-practices) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-nationwide/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/fiduciary) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide General Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/general-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Management Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/management-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-nationwide/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Surety Bonds](https://spot.insure/compare/baldwin-vs-nationwide/surety-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Nationwide Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-nationwide/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line) - [AIG vs Nationwide Inland Marine Insurance](https://spot.insure/compare/aig-vs-nationwide/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Nationwide Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-nationwide/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Chubb Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-chubb/inland-marine) — sibling comparison (other line, or other pair for this line) # The Baldwin Group vs Nationwide: How Do They Compare for Inland Marine Insurance? Compare The Baldwin Group's coverage with Nationwide's application for inland marine insurance, including the terms to confirm in a quote. ## How to Use the The Baldwin Group vs Nationwide Inland Marine Insurance Comparison Use this comparison to evaluate The Baldwin Group and Nationwide for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## The Baldwin Group vs Nationwide Inland Marine Insurance Summary Nationwide describes inland marine protection for equipment, materials, construction projects and other property while moving, stored or at a jobsite, and points buyers to an agent or quote request. Baldwin lists inland marine as an option for digital-infrastructure clients but does not identify covered property or transit. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") ## What Is the Baldwin Group? Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance") [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) ## What Is Nationwide? Nationwide’s commercial catalogue includes common small-business policies and separate specialty products. A catalogue listing does not establish eligibility or policy terms; confirm the issuing company and coverage for your state and business. [4](https://www.nationwide.com/business/insurance/small-commercial/ "Small Business Insurance") [5](https://www.nationwide.com/agents/business/ "Small Business Insurance Solutions for Agents") [6](https://www.nationwide.com/personal/about-us/terms-conditions "Terms and Conditions for Nationwide.com") [Nationwide profile](https://spot.insure/insurance-providers/nationwide) ## What Is Inland Marine Insurance? If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment") ## What Are the Key Differences Between The Baldwin Group and Nationwide Inland Marine Insurance? ### Coverage Detail in the Published Record Nationwide describes inland marine protection for equipment, materials, construction projects and other property while moving, stored or at a jobsite, and points buyers to an agent or quote request. Baldwin lists inland marine as an option for digital-infrastructure clients but does not identify covered property or transit. Compare the specific project inventory and movement stages against Nationwide’s examples and the schedule Baldwin obtains. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") ### How the Other Record Changes the Comparison Nationwide’s public overview does not set a universal limit or retention and does not establish when a quote binds. Baldwin likewise does not publish a buyer-specific limit or coverage schedule. Because neither overview supplies account terms, the useful comparison is the proposed form, limit, deductible and issuer for your project rather than the broad line descriptions. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") ## What Should You Confirm in The Baldwin Group and Nationwide Inland Marine Insurance Quotes? - Ask Nationwide’s agent to provide the policy form, limits, retentions and covered causes for your equipment. Ask Baldwin to identify its carrier and confirm the same terms for transit, storage and jobsite use. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") - Confirm the quoted policy’s applicable terms, issuing carrier and any coverage-specific limits or exclusions before binding. [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") ## The Baldwin Group vs Nationwide Inland Marine Insurance Compared | Criteria | Baldwin Inland Marine Brokerage for Digital Infrastructure | Nationwide inland marine (official overview) | | --- | --- | --- | | Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Inland Marine Brokerage for Digital Infrastructure. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Nationwide describes offering inland marine for the audience stated on the cited product page. [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") (Evidence: Company-reported; scope: inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Who It’s For | Baldwin’s digital-infrastructure practice addresses clients building and maintaining critical infrastructure and lists inland and ocean marine among potential coverage considerations. This draft is limited to inland marine. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Industries and risks named in the inland-marine page; exact eligibility is account-specific. [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") (Evidence: Company-reported; scope: inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | Baldwin lists inland marine insurance as a possible digital-infrastructure coverage option. The page does not identify covered property, transit, causes, territory or policy terms. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | The cited product page describes specialized protection for equipment, materials, construction projects, and other property while moving, stored, or at a jobsite. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") (Evidence: Company-reported; scope: inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | Risk Services | Baldwin describes global program design and management, claims support, loss prevention and continuity planning for digital-infrastructure clients. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | The page directs prospective customers to contact an agent or request a quote. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.nationwide.com/business/insurance/inland-marine/ "Insurance for Inland Marine – Nationwide") (Evidence: Company-reported; scope: inland marine marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | ## Related Pages for The Baldwin Group vs Nationwide Inland Marine - [The Baldwin Group vs Nationwide](https://spot.insure/compare/baldwin-vs-nationwide): all coverage lines, business roles, service and claims. - [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine covers specialized property exposures such as equipment moved between sites, installed property and goods in transit; the quote must match what you own or hold. - [The Baldwin Group vs Nationwide Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-nationwide/builders-risk) - [The Baldwin Group vs Nationwide Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-nationwide/cargo-transit) - [The Baldwin Group vs Nationwide Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-nationwide/commercial-auto) - [The Baldwin Group vs Nationwide Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-nationwide/commercial-property) - [The Baldwin Group vs Nationwide Crime Insurance](https://spot.insure/compare/baldwin-vs-nationwide/crime) - [The Baldwin Group vs Nationwide Cyber Insurance](https://spot.insure/compare/baldwin-vs-nationwide/cyber) - [The Baldwin Group vs Nationwide D&O Insurance](https://spot.insure/compare/baldwin-vs-nationwide/directors-officers) - [The Baldwin Group vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/employment-practices) - [The Baldwin Group vs Nationwide Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-nationwide/equipment-breakdown) - [The Baldwin Group vs Nationwide Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/fiduciary) - [The Baldwin Group vs Nationwide General Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/general-liability) - [The Baldwin Group vs Nationwide Management Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/management-liability) - [The Baldwin Group vs Nationwide Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-nationwide/professional-errors-omissions) - [The Baldwin Group vs Nationwide Surety Bonds](https://spot.insure/compare/baldwin-vs-nationwide/surety-bonds) - [The Baldwin Group vs Nationwide Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-nationwide/umbrella-excess) - [The Baldwin Group vs Nationwide Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-nationwide/workers-compensation) - [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine) - [AIG vs Nationwide Inland Marine Insurance](https://spot.insure/compare/aig-vs-nationwide/inland-marine) - [Alliance Risk vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/inland-marine) - [Alliance Risk vs Nationwide Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-nationwide/inland-marine) - [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine) - [The Baldwin Group vs Chubb Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-chubb/inland-marine) ## Sources for The Baldwin Group vs Nationwide Inland Marine Insurance ### Sources About The Baldwin Group 1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28. 2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28. 3. [Digital Infrastructure](https://baldwin.com/business-insurance/industries/digital-infrastructure/). The Baldwin Group; “Products designed to perform,” lines 145–178, lists property, builders’ risk, equipment breakdown, workers’ compensation, commercial general liability, commercial auto, cyber, inland/ocean marine, management liability, umbrella/excess, and other lines for digital-infrastructure exposures; accessed 2026-09-29.. Accessed 2026-09-30. ### Sources About Nationwide 4. [Small Business Insurance](https://www.nationwide.com/business/insurance/small-commercial/). Nationwide; Small business products and solutions, lines 185–214: BOP, workers’ compensation, commercial auto, umbrella, EPLI, cyber and surety; purchase guidance lines 235–247.. Accessed 2026-09-29. 5. [Small Business Insurance Solutions for Agents](https://www.nationwide.com/agents/business/). Nationwide; Specialized small commercial solutions: BOP, auto, workers’ compensation, cyber, EPLI, umbrella, inland marine and professional liability; page states appetite varies by state, lines 129–163, 191–193.. Accessed 2026-09-29. 6. [Terms and Conditions for Nationwide.com](https://www.nationwide.com/personal/about-us/terms-conditions). Nationwide; P&C products not offered by all companies/states; policy/declarations control; NMI and affiliates may underwrite; each underwriter responsible for own products, lines 358–368 and 391–394.. Accessed 2026-09-29. 7. [Insurance for Inland Marine – Nationwide](https://www.nationwide.com/business/insurance/inland-marine/). Nationwide; Key products and coverages; mobile/specialized property, equipment, materials, and transit.. Accessed 2026-09-30. ### Sources for the Inland Marine Insurance Guide 8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16. 9. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## The Baldwin Group Review Scores for 2026 Review Score: not enough ratings. The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews). ## Nationwide Review Scores for 2026 Review Score: 7.8 / 10 from 4 rated sources, equally weighted. Experts like Nationwide more than customers do. NerdWallet gives it 4.5 out of 5 for business insurance, while small-business customers on ConsumerAffairs give it 2.5 out of 5 from 19 reviews. - NerdWallet: NerdWallet rating 4.5 (out of 5). NerdWallet's editorial small-business review of Nationwide, updated 2026-06-03. It is an expert score, not a customer average. The page header shows 4.5 and a partner card on the same page shows 4.0; the 4.5 is the review's own headline rating. Period: review updated 2026-06-03. Checked 2026-09-29. [Nationwide Business Insurance Review 2026](https://www.nerdwallet.com/business/insurance/learn/nationwide-business-insurance) - J.D. Power: 2025 Small Commercial satisfaction index 707 (out of 1,000); 2848 reviews. 2025 U.S. Small Commercial Insurance Study: 2,848 U.S. businesses with 50 or fewer employees, fielded Mar-May 2025. Nationwide scored 707 against a study average of 698. A 2026 study was published 2026-08-20 (average 713); Nationwide's 2026 score was not found. Period: 2025 study. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/sites/default/files/file/2025-08/2025092%20U.S.%20Small%20Commercial%20Insurance%20Study.pdf); [U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/); [Rates, Digital Support Boost Small Business Insurance Customer Satisfaction: JD Power](https://www.carriermanagement.com/news/2026/08/20/291242.htm) - Trustpilot: TrustScore 1.3 (out of 5); 261 reviews. Nationwide's main Trustpilot page. It mixes personal and commercial customers; it cannot be separated. The page text says 1.3 out of 5 while an embedded badge image text said 1.5; we use the visible text score. Period: 69 reviews in the prior 12 months (checked 2026-09-29). Checked 2026-09-29. [Nationwide Reviews](https://www.trustpilot.com/review/nationwide.com) - ConsumerAffairs: ConsumerAffairs auto average 1.5 (out of 5); 1091 reviews. ConsumerAffairs Nationwide personal auto page (1,091 reviews displayed). Personal auto, not commercial. Period: checked 2026-09-29. Checked 2026-09-29. [Nationwide Auto Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide_auto.html) - ConsumerAffairs: ConsumerAffairs rating 2.5 (out of 5); 19 reviews. ConsumerAffairs Nationwide Small Business Insurance page; unclaimed profile; small-business customers. Screenshot captured 2026-09-29. Period: page updated Aug. 14, 2026; captured 2026-09-29. Checked 2026-09-29. [Nationwide Small Business Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide-small-business-insurance.html) - BBB: BBB business grade A+. BBB Nationwide profile at the Columbus, Ohio headquarters (BBB Accredited). Covers all Nationwide products, not just commercial. Checked 2026-09-29. [Nationwide BBB Complaints Profile](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/complaints) - BBB: Complaints 111. Same BBB headquarters profile; all Nationwide products, no premium denominator. BBB warns complaint details may be incomplete. The page also shows 269 customer reviews but no star average. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Nationwide BBB customer reviews](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/nationwide/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/baldwin-vs-nationwide/inland-marine.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)