---
title: "The Baldwin Group vs Marsh: Kidnap and Ransom Insurance"
description: "Compare The Baldwin Group's coverage with Marsh's coverage for kidnap and ransom insurance, including the terms to confirm in a quote."
canonical: "https://spot.insure/compare/baldwin-vs-marsh/kidnap-ransom"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "baldwin-vs-marsh"
provider-a: "baldwin"
provider-b: "marsh"
coverage-line: "kidnap-ransom"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/baldwin-vs-marsh/kidnap-ransom)

## Agent Guide

**What this page is:** Focused comparison of The Baldwin Group and Marsh for Kidnap and Ransom Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Kidnap and Ransom Insurance questions about The Baldwin Group versus Marsh. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- The Baldwin Group vs Marsh for Kidnap and Ransom Insurance: how do they differ?
- Which is better for Kidnap and Ransom Insurance, The Baldwin Group or Marsh?
- What does The Baldwin Group or Marsh publish about Kidnap and Ransom Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Kidnap and Ransom Insurance from The Baldwin Group or Marsh?

**Key facts:**
- Line: Kidnap and Ransom Insurance. Providers: The Baldwin Group and Marsh.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [The Baldwin Group vs Marsh](https://spot.insure/compare/baldwin-vs-marsh) — parent: all coverage lines for this pair
- [Kidnap and Ransom Insurance guide](https://spot.insure/coverage/kidnap-ransom) — coverage explainer for this line
- [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence)
- [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile (evidence)
- [The Baldwin Group vs Marsh Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-marsh/builders-risk) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-marsh/commercial-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Crime Insurance](https://spot.insure/compare/baldwin-vs-marsh/crime) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Cyber Insurance](https://spot.insure/compare/baldwin-vs-marsh/cyber) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh D&O Insurance](https://spot.insure/compare/baldwin-vs-marsh/directors-officers) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Employee Health Benefits](https://spot.insure/compare/baldwin-vs-marsh/employee-health-benefits) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh/employment-practices) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-marsh/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Fidelity Bonds](https://spot.insure/compare/baldwin-vs-marsh/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh/fiduciary) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Management Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh/management-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-marsh/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-marsh/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-baldwin/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-marsh/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-baldwin/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs Marsh Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-marsh/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cfc/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Chubb Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-chubb/kidnap-ransom) — sibling comparison (other line, or other pair for this line)

# The Baldwin Group vs Marsh: How Do They Compare for Kidnap and Ransom Insurance?

Compare The Baldwin Group's coverage with Marsh's coverage for kidnap and ransom insurance, including the terms to confirm in a quote.

## How to Use the The Baldwin Group vs Marsh Kidnap and Ransom Insurance Comparison

Use this comparison to evaluate The Baldwin Group and Marsh for Kidnap and Ransom Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## The Baldwin Group vs Marsh Kidnap and Ransom Insurance Summary

Marsh says a typical K&R policy can cover directors, officers, employees and families under one blanket policy, and may automatically include guests, customers, contractors and consultants under the company’s duty of care. Baldwin lists K&R for real-estate clients but does not state covered people or events. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")

## What Is the Baldwin Group?

Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance")

[The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin)

## What Is Marsh?

Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. [4](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [5](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [6](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [7](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management")

[Marsh profile](https://spot.insure/insurance-providers/marsh)

## What Is Kidnap and Ransom Insurance?

Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and gives the business access to a crisis-response firm. Check who is insured, which events are named, and how territory and sanctions terms apply to your actual travel. [10](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom "Kidnap and Ransom Applications and Forms") [11](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html "The Chubb Primary Kidnap Ransom and Extortion Insurance") [12](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5 "Kidnap and Ransom Coverage")

## What Are the Key Differences Between The Baldwin Group and Marsh Kidnap and Ransom Insurance?

### Coverage Detail in the Published Record

Marsh says a typical K&R policy can cover directors, officers, employees and families under one blanket policy, and may automatically include guests, customers, contractors and consultants under the company’s duty of care. Baldwin lists K&R for real-estate clients but does not state covered people or events. A property manager with tenants, contractors or visitors in scope should ask whether those groups are insured under the proposed policy rather than assume they are. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom")

### How the Other Record Changes the Comparison

Marsh describes broad event coverage, including kidnap, extortion, detention, hijacking, political evacuation and violent assaults, plus response-consultant fees without a duration cap. Baldwin does not specify K&R events, territory or response terms. Buyers should compare both the incident list and the people protected, since broad consultant access does not itself establish which losses are reimbursed. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom")

## What Should You Confirm in The Baldwin Group and Marsh Kidnap and Ransom Insurance Quotes?

- Ask Marsh which entities and visitors qualify under its blanket wording and request the limit schedule. Ask Baldwin to identify covered people, events, territory and response-consultant terms in the quote. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management")
- Confirm the quoted policy’s applicable terms, issuing carrier and any coverage-specific limits or exclusions before binding. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom")

## The Baldwin Group vs Marsh Kidnap and Ransom Insurance Compared

| Criteria | Baldwin Kidnap and Ransom Brokerage Advisory | Marsh Kidnap & Ransom Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Kidnap and Ransom. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Marsh's risk management practice places kidnap and ransom (K&R) insurance and pairs it with crisis-response services; MMA also lists kidnap and ransom within its executive and professional liability practice. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh kidnap and ransom page and MMA executive and professional liability page..) |
| Issuing Insurer | Confirm in your quote. | The reviewed page does not name a specific K&R insurer. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") (Evidence: Not publicly disclosed; scope: Kidnap and ransom page as read on 2026-09-23..) |
| Who It’s For | Baldwin’s real-estate practice lists owners, developers, managers, REITs, lenders, private-equity firms and family offices among its clients. This source does not publish a K&R applicant eligibility or territorial schedule. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Marsh targets K&R coverage at multinational organizations and NGOs with international operations, companies with overseas contract work or foreign travel, and domestic companies whose workforce or executives face extortive-crime exposure. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") (Evidence: Company-reported; scope: Kidnap and ransom page, Who needs kidnap and ransom insurance? FAQ..) |
| Coverage Features | Baldwin lists kidnap/ransom among professional and specialty risks in its real-estate coverage snapshot. It does not describe covered events, response services, territorial scope or policy entitlement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | Marsh says a K&R policy typically covers kidnap, extortion, detention, hijacking, threats, disappearance, active shooter incidents, emergency political evacuation and repatriation, hostage crises and violent assaults, along with unlimited coverage for response-consultant fees regardless of crisis duration. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") (Evidence: Company-reported; scope: Kidnap and ransom page FAQs; illustrative policy description, not a specific policy form..)<br><br>Marsh says companies typically insure all directors, officers, employees and their families under one blanket policy. Corporate K&R policies it arranges also automatically include guests, customers, contractors and consultants under the company's duty of care. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") (Evidence: Company-reported; scope: Kidnap and ransom page, Who can be covered? FAQ..) |
| Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Confirm in your quote. |
| Risk Services | Baldwin describes risk management, tailored coverage strategies and claims advocacy for real-estate clients. It does not identify the K&R insurer or response-consultant terms for an account. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Marsh says K&R policies provide immediate, guaranteed access to experienced response consultants who assist with crisis aspects such as negotiations and safe releases, working discreetly alongside law enforcement. [8](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html "Kidnap & Ransom") (Evidence: Company-reported; scope: Kidnap and ransom page..) |

## Related Pages for The Baldwin Group vs Marsh Kidnap and Ransom

- [The Baldwin Group vs Marsh](https://spot.insure/compare/baldwin-vs-marsh): all coverage lines, business roles, service and claims.
- [What Is Kidnap and Ransom Insurance?](https://spot.insure/coverage/kidnap-ransom): Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and access to crisis-response experts; check fit with your travel destinations.
- [The Baldwin Group vs Marsh Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-marsh/builders-risk)
- [The Baldwin Group vs Marsh Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-marsh/commercial-property)
- [The Baldwin Group vs Marsh Crime Insurance](https://spot.insure/compare/baldwin-vs-marsh/crime)
- [The Baldwin Group vs Marsh Cyber Insurance](https://spot.insure/compare/baldwin-vs-marsh/cyber)
- [The Baldwin Group vs Marsh D&O Insurance](https://spot.insure/compare/baldwin-vs-marsh/directors-officers)
- [The Baldwin Group vs Marsh Employee Health Benefits](https://spot.insure/compare/baldwin-vs-marsh/employee-health-benefits)
- [The Baldwin Group vs Marsh Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh/employment-practices)
- [The Baldwin Group vs Marsh Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-marsh/equipment-breakdown)
- [The Baldwin Group vs Marsh Fidelity Bonds](https://spot.insure/compare/baldwin-vs-marsh/fidelity-bonds)
- [The Baldwin Group vs Marsh Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh/fiduciary)
- [The Baldwin Group vs Marsh Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh/intellectual-property)
- [The Baldwin Group vs Marsh Management Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh/management-liability)
- [The Baldwin Group vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-marsh/professional-errors-omissions)
- [The Baldwin Group vs Marsh Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh/surety-bonds)
- [The Baldwin Group vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-marsh/workers-compensation)
- [AIG vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-baldwin/kidnap-ransom)
- [AIG vs Marsh Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-marsh/kidnap-ransom)
- [Aon vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-baldwin/kidnap-ransom)
- [Aon vs Marsh Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-marsh/kidnap-ransom)
- [The Baldwin Group vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cfc/kidnap-ransom)
- [The Baldwin Group vs Chubb Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-chubb/kidnap-ransom)

## Sources for The Baldwin Group vs Marsh Kidnap and Ransom Insurance

### Sources About The Baldwin Group

1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28.
2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28.
3. [Commercial Real Estate Insurance & Risk Management](https://baldwin.com/business-insurance/industries/real-estate/). The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29.. Accessed 2026-09-30.

### Sources About Marsh

4. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
5. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
6. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
7. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
8. [Kidnap & Ransom](https://www.marsh.com/en/services/kidnap-ransom-risk-management.html). Marsh; Opening positioning; FAQs: How does kidnap and ransom insurance work?; Who needs kidnap and ransom insurance?; What does kidnap and ransom insurance cover?; Who can be covered by kidnap and ransom insurance?. Accessed 2026-09-23.
9. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.

### Sources for the Kidnap and Ransom Insurance Guide

10. [Kidnap and Ransom Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom). Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-16.
11. [The Chubb Primary Kidnap Ransom and Extortion Insurance](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html). Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-16.
12. [Kidnap and Ransom Coverage](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5). Travelers; I pp.1–2; III pp.3–9; IV p.9; V pp.10–13. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## The Baldwin Group Review Scores for 2026

Review Score: not enough ratings.

The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews).

## Marsh Review Scores for 2026

Review Score: 5.8 / 10 from 2 rated sources, equally weighted.

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.

- Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com)
- Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/marsh/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/baldwin-vs-marsh/kidnap-ransom.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)