--- title: "The Baldwin Group vs Marsh McLennan Agency: D&O Insurance" description: "Marsh McLennan Agency describes D&O defense costs for civil and criminal actions, while Baldwin describes Coverage A, B and C grants and benchmarking." canonical: "https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/directors-officers" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "baldwin-vs-marsh-mclennan-agency" provider-a: "baldwin" provider-b: "marsh-mclennan-agency" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/directors-officers) ## Agent Guide **What this page is:** Focused comparison of The Baldwin Group and Marsh McLennan Agency for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for D&O Insurance questions about The Baldwin Group versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - The Baldwin Group vs Marsh McLennan Agency for D&O Insurance: how do they differ? - Which is better for D&O Insurance, The Baldwin Group or Marsh McLennan Agency? - What does The Baldwin Group or Marsh McLennan Agency publish about D&O Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for D&O Insurance from The Baldwin Group or Marsh McLennan Agency? **Key facts:** - Line: D&O Insurance. Providers: The Baldwin Group and Marsh McLennan Agency. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [The Baldwin Group vs Marsh McLennan Agency](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair - [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — coverage explainer for this line - [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence) - [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence) - [The Baldwin Group vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/builders-risk) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/cargo-transit) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/commercial-auto) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/general-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs The Baldwin Group D&O Insurance](https://spot.insure/compare/aig-vs-baldwin/directors-officers) — sibling comparison (other line, or other pair for this line) - [AIG vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line) # The Baldwin Group vs Marsh McLennan Agency: How Do They Compare for D&O Insurance? Marsh McLennan Agency describes D&O defense costs for civil and criminal actions, while Baldwin describes Coverage A, B and C grants and benchmarking. ## How to Use the The Baldwin Group vs Marsh McLennan Agency D&O Insurance Comparison Use this comparison to evaluate The Baldwin Group and Marsh McLennan Agency for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## The Baldwin Group vs Marsh McLennan Agency D&O Insurance Summary Marsh McLennan Agency describes D&O for alleged wrongful acts, including defense costs in civil and criminal actions. Baldwin explains Coverage A, B and C and offers benchmarking, with no buyer-specific limits published. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") ## What Is the Baldwin Group? Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance") [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) ## What Is Marsh McLennan Agency? Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [5](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [6](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) ## What Is Directors and Officers Insurance? D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. [8](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") [9](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf "The Chubb Primary Directors & Officers and Entity Securities Liability Insurance") [10](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage") ## What Are the Key Differences Between The Baldwin Group and Marsh McLennan Agency D&O Insurance? ### How Coverage Is Explained Baldwin discusses Coverage A, B and C as common D&O grants, protecting individual directors and officers and the entity, and labels this general education rather than policy wording. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") Marsh McLennan Agency describes D&O for alleged wrongful acts, including defense costs for civil and criminal actions and investigations. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") The cited product page describes D&O for alleged wrongful acts by directors or officers, including described defense costs for civil and criminal actions and investigations. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: directors officers marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) ### Advisory Services Baldwin describes benchmarking and program guidance for public-company and pre-IPO contexts. [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") The reviewed Marsh McLennan Agency page invites you to contact an adviser or specialist and describes no benchmarking. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") ### Audience Marsh McLennan Agency addresses corporate executives, board members and their organizations. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") Baldwin ties its D&O discussion to public-company, IPO and SPAC programs and to real-estate owners and lenders. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") ## What Should You Confirm in The Baldwin Group and Marsh McLennan Agency D&O Insurance Quotes? - Ask both brokers for limits, retentions and exclusions on the proposed form. [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") - Ask Marsh McLennan Agency how defense costs erode the limit. - Ask Baldwin what benchmarking it would run for your company. ## The Baldwin Group vs Marsh McLennan Agency D&O Insurance Compared | Criteria | Baldwin Directors and Officers Liability Brokerage and Advisory | Marsh McLennan Agency directors officers (official overview) | | --- | --- | --- | | Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Directors and Officers Liability. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Marsh McLennan Agency describes arranging directors officers for the audience stated on the cited product page. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: directors officers marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Who It’s For | Baldwin’s management-liability practice discusses public-company, IPO and SPAC D&O programs; its real-estate practice names owners, managers, REITs, lenders and associations. These contexts do not guarantee placement eligibility. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Corporate executives, board members, and their organizations, as described by the source. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: directors officers marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | Baldwin describes D&O insurance as protecting individual directors/officers and the entity against certain alleged management-related losses, and discusses Coverage A, B and C as common policy grants. This is general product education, not a buyer’s policy wording. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | The cited product page describes D&O for alleged wrongful acts by directors or officers, including described defense costs for civil and criminal actions and investigations. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: directors officers marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | Risk Services | Baldwin describes management-liability advice, D&O benchmarking and program guidance, including public-company and pre-IPO contexts. Benchmarking is not a coverage term or quote. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. | | How to Apply | Confirm in your quote. | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: directors officers marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | ## Related Pages for The Baldwin Group vs Marsh McLennan Agency D&O - [The Baldwin Group vs Marsh McLennan Agency](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims. - [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote. - [The Baldwin Group vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/builders-risk) - [The Baldwin Group vs Marsh McLennan Agency Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/cargo-transit) - [The Baldwin Group vs Marsh McLennan Agency Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/commercial-auto) - [The Baldwin Group vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/commercial-property) - [The Baldwin Group vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/crime) - [The Baldwin Group vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/cyber) - [The Baldwin Group vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/employment-practices) - [The Baldwin Group vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/fiduciary) - [The Baldwin Group vs Marsh McLennan Agency General Liability Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/general-liability) - [The Baldwin Group vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/intellectual-property) - [The Baldwin Group vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/kidnap-ransom) - [The Baldwin Group vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/professional-errors-omissions) - [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds) - [The Baldwin Group vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/workers-compensation) - [AIG vs The Baldwin Group D&O Insurance](https://spot.insure/compare/aig-vs-baldwin/directors-officers) - [AIG vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/directors-officers) - [Alliance Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/directors-officers) - [Alliance Risk vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/directors-officers) - [Amelia Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/directors-officers) - [Amelia Risk vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/directors-officers) ## Sources for The Baldwin Group vs Marsh McLennan Agency D&O Insurance ### Sources About The Baldwin Group 1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28. 2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28. 3. [Commercial Real Estate Insurance & Risk Management](https://baldwin.com/business-insurance/industries/real-estate/). The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29.. Accessed 2026-09-30. 4. [Directors & Officers Liability Insurance](https://baldwin.com/business-insurance/solutions/management-liability/). The Baldwin Group; D&O report and advisory team lines 23–32; Nasdaq collaboration with public-company/IPO/SPAC scope lines 38–44; accessed 2026-09-29.. Accessed 2026-09-30. ### Sources About Marsh McLennan Agency 5. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29. 6. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29. 7. [Executive and Professional Liability | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Directors and Officers section; claims for alleged wrongful acts and defense costs.. Accessed 2026-09-30. ### Sources for the D&O Insurance Guide 8. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16. 9. [The Chubb Primary Directors & Officers and Entity Securities Liability Insurance](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf). Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16. 10. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## The Baldwin Group Review Scores for 2026 Review Score: not enough ratings. The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews). ## Marsh McLennan Agency Review Scores for 2026 Review Score: 8.2 / 10 from 2 rated sources, equally weighted. There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years. - Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com) - Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com) - BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103) - BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)