--- title: "The Baldwin Group vs Heffernan Insurance Brokers: Fidelity Bonds" description: "Heffernan names separate fidelity-type bonds for home-care agencies and financial firms; Baldwin describes commercial crime/fidelity options across professional services." canonical: "https://spot.insure/compare/baldwin-vs-heffernan/fidelity-bonds" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "baldwin-vs-heffernan" provider-a: "baldwin" provider-b: "heffernan" coverage-line: "fidelity-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/baldwin-vs-heffernan/fidelity-bonds) ## Agent Guide **What this page is:** Focused comparison of The Baldwin Group and Heffernan Insurance Brokers for Fidelity Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Fidelity Bonds questions about The Baldwin Group versus Heffernan Insurance Brokers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - The Baldwin Group vs Heffernan Insurance Brokers for Fidelity Bonds: how do they differ? - Which is better for Fidelity Bonds, The Baldwin Group or Heffernan Insurance Brokers? - What does The Baldwin Group or Heffernan Insurance Brokers publish about Fidelity Bonds (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Fidelity Bonds from The Baldwin Group or Heffernan Insurance Brokers? **Key facts:** - Line: Fidelity Bonds. Providers: The Baldwin Group and Heffernan Insurance Brokers. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [The Baldwin Group vs Heffernan Insurance Brokers](https://spot.insure/compare/baldwin-vs-heffernan) — parent: all coverage lines for this pair - [Fidelity Bonds guide](https://spot.insure/coverage/fidelity-bonds) — coverage explainer for this line - [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence) - [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile (evidence) - [The Baldwin Group vs Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-heffernan/builders-risk) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-heffernan/cargo-transit) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-heffernan/commercial-auto) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-heffernan/commercial-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/baldwin-vs-heffernan/crime) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/compare/baldwin-vs-heffernan/cyber) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-heffernan/employment-practices) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-heffernan/fiduciary) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/baldwin-vs-heffernan/general-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-heffernan/representations-warranties) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Surety Bonds](https://spot.insure/compare/baldwin-vs-heffernan/surety-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-heffernan/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs The Baldwin Group Fidelity Bonds](https://spot.insure/compare/aig-vs-baldwin/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [AIG vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/aig-vs-heffernan/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Beazley Fidelity Bonds](https://spot.insure/compare/baldwin-vs-beazley/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Fidelity Bonds](https://spot.insure/compare/baldwin-vs-cna/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Coverdash Fidelity Bonds](https://spot.insure/compare/baldwin-vs-coverdash/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Founder Shield Fidelity Bonds](https://spot.insure/compare/baldwin-vs-foundershield/fidelity-bonds) — sibling comparison (other line, or other pair for this line) # The Baldwin Group vs Heffernan Insurance Brokers: How Do They Compare for Fidelity Bonds? Heffernan names separate fidelity-type bonds for home-care agencies and financial firms; Baldwin describes commercial crime/fidelity options across professional services. ## Research Scope and Use Use this comparison to evaluate The Baldwin Group and Heffernan Insurance Brokers for Fidelity Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Heffernan’s two practice pages identify employee-dishonesty bonds for care agencies and financial-institution bonds for family offices and finance firms; Baldwin lists commercial crime/fidelity for professional-services clients. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [8](https://www.heffins.com/family-office/ "Family Office") ## What Is the Baldwin Group? Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance") [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) ## What Is Heffernan Insurance Brokers? Heffernan’s technology practice targets mid- and late-stage, venture-funded and pre-IPO companies; early-stage firms seeking a direct online quote should compare digital providers. It also offers claims consulting and workers’ compensation support. [4](https://www.heffins.com/about-us/our-story/ "Our Story") [5](https://www.heffins.com/business-insurance/technology/ "Technology Company Insurance") [6](https://www.heffins.com/business-insurance/ "Heffernan Business Insurance Brokerage") [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) ## What Are Fidelity Bonds? Fidelity coverage can reimburse certain losses when employees steal money or property they handle. If employees manage company funds, customer property or benefit-plan assets, identify each owner and compare the required protection for each interest. [10](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [11](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf "Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements") [12](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f "Crime Terms and Conditions") ## Key Differences in Fidelity Bonds ### Audience and product type Heffernan identifies an Employee Dishonesty Bond for home-care, home-health and hospice agencies, and a Fidelity/financial institution bond for family offices, trustees and financial firms. Baldwin lists commercial crime/fidelity options for accountants, advisers, lawyers and other professional-services firms. A care agency can ask about Heffernan’s named bond; a financial firm should confirm the form and scope on either route. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") ### What the descriptions leave open Heffernan names the bond types but does not describe insuring agreements, exclusions or claim triggers; Baldwin likewise does not publish a specific bond form or protected obligee. The labels alone are not enough to compare protection. Request the full bond form, employee definition and claim conditions from both providers. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") ## What to Confirm in Fidelity Bonds Quotes - Which Heffernan bond form fits your organization and what losses trigger payment? What form, obligee and covered employee conduct would Baldwin arrange? ## Offering Details | Criteria | Baldwin Commercial Fidelity Bond Brokerage and Advisory | Heffernan Employee Dishonesty / Fidelity Bonds | | --- | --- | --- | | Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Commercial Fidelity Bond. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Heffernan arranges fidelity-type bonds as one line within two specialty practices: an Employee Dishonesty Bond for home-care agencies and a Fidelity/financial institution bond for family offices and financial firms. It places these bonds with insurers rather than issuing them itself. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [8](https://www.heffins.com/family-office/ "Family Office") (Evidence: Company-reported; scope: Home Care and Family Office practice-page listings; no dedicated fidelity-bond product page was found..) | | Issuing Insurer | Confirm in your quote. | The reviewed pages do not name the insurer or bond underwriter for either the home-care Employee Dishonesty Bond or the family-office fidelity bond. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [8](https://www.heffins.com/family-office/ "Family Office") (Evidence: Not publicly disclosed; scope: Home Care and Family Office pages as read on 2026-09-23..) | | Who It’s For | Baldwin lists professional-services firms among the commercial sectors for which it can arrange crime/fidelity-bond options. The page does not establish a bond applicant’s eligibility or identify a surety. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Heffernan lists fidelity-type bonds for two named buyer segments: home care, home health, and hospice agencies, and family offices, trustees, financial advisors, private equity firms, and foundations. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [8](https://www.heffins.com/family-office/ "Family Office") (Evidence: Company-reported; scope: Direct practice-page listings; no minimum size or other eligibility criteria for the bond specifically were published..) | | Coverage Features | Baldwin lists a commercial crime/fidelity bond as an option for professional-services clients. It does not describe a specific bond form, protected obligee, covered employee conduct or bond amount. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | Heffernan uses two different bond product names for its two client segments: "Employee Dishonesty Bond" for home-care agencies and "Fidelity/financial institution bond" for family offices and financial firms. Neither page describes the bond's insuring agreement, exclusions, or claim triggers. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [8](https://www.heffins.com/family-office/ "Family Office") (Evidence: Company-reported; scope: Home Care and Family Office pages as read on 2026-09-23..) | | Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Neither the home-care nor the family-office page publishes a bond penalty amount, limit, or deductible for the fidelity coverage. [7](https://www.heffins.com/business-insurance/health-care/homecare/ "Home Care Business Insurance") [8](https://www.heffins.com/family-office/ "Family Office") (Evidence: Not found in reviewed sources; scope: Home Care and Family Office pages as read on 2026-09-23..) | | Risk Services | Baldwin describes market navigation and tailored risk and insurance advice for accountants, architects, engineers, financial advisers, lawyers, consultants and surveyors. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Heffernan's published claims-advocacy services list workers' compensation, general liability, auto, and property claims support; fidelity or crime-bond claims handling is not described on that page. [9](https://www.heffins.com/business-insurance/claims-advocacy/ "Claims Advocacy") (Evidence: Not found in reviewed sources; scope: Claims Advocacy page as read on 2026-09-23; does not establish that fidelity-bond claims receive no support, only that this page does not describe it..) | ## Full Comparison - [The Baldwin Group vs Heffernan Insurance Brokers](https://spot.insure/compare/baldwin-vs-heffernan): all coverage lines, business roles, service and claims. - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity coverage can reimburse certain losses from employee theft; identify whether you need protection for company funds, client property or benefit-plan assets. - [The Baldwin Group vs Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-heffernan/builders-risk) - [The Baldwin Group vs Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-heffernan/cargo-transit) - [The Baldwin Group vs Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-heffernan/commercial-auto) - [The Baldwin Group vs Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-heffernan/commercial-property) - [The Baldwin Group vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/baldwin-vs-heffernan/crime) - [The Baldwin Group vs Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/compare/baldwin-vs-heffernan/cyber) - [The Baldwin Group vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-heffernan/employment-practices) - [The Baldwin Group vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-heffernan/fiduciary) - [The Baldwin Group vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/baldwin-vs-heffernan/general-liability) - [The Baldwin Group vs Heffernan Insurance Brokers Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-heffernan/representations-warranties) - [The Baldwin Group vs Heffernan Insurance Brokers Surety Bonds](https://spot.insure/compare/baldwin-vs-heffernan/surety-bonds) - [The Baldwin Group vs Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-heffernan/workers-compensation) - [AIG vs The Baldwin Group Fidelity Bonds](https://spot.insure/compare/aig-vs-baldwin/fidelity-bonds) - [AIG vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/aig-vs-heffernan/fidelity-bonds) - [The Baldwin Group vs Beazley Fidelity Bonds](https://spot.insure/compare/baldwin-vs-beazley/fidelity-bonds) - [The Baldwin Group vs CNA Fidelity Bonds](https://spot.insure/compare/baldwin-vs-cna/fidelity-bonds) - [The Baldwin Group vs Coverdash Fidelity Bonds](https://spot.insure/compare/baldwin-vs-coverdash/fidelity-bonds) - [The Baldwin Group vs Founder Shield Fidelity Bonds](https://spot.insure/compare/baldwin-vs-foundershield/fidelity-bonds) ## Sources ### The Baldwin Group 1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28. 2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28. 3. [Professional Liability Insurance & Services](https://baldwin.com/business-insurance/industries/professional-services/). The Baldwin Group; Professional-services customer population lines 35–64; coverage snapshot lines 68–84 lists property, general/professional liability, cyber, workers’ compensation, D&O, fiduciary, crime/fidelity bond, EPL, and IP liability; Employee benefits lines 93–95; accessed 2026-09-29.. Accessed 2026-09-30. ### Heffernan Insurance Brokers 4. [Our Story](https://www.heffins.com/about-us/our-story/). Heffernan Insurance Brokers; Headquartered in Walnut Creek; nationwide presence; founded 1988; employee owned; niche practices including technology. Accessed 2026-09-16. 5. [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/). Heffernan Insurance Brokers; Pre-IPO and venture-funded heading; mid to late stage specialization; global expansion copy; self-insurance strategies; Key Markets list; Why Heffernan broker history; Joseph Talmadge practice leader; FAQ. Accessed 2026-09-16. 6. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/). Heffernan Insurance Brokers; Forward-Thinking Business Insurance: basic coverages (general liability, commercial property and auto, workers’ compensation); corporate and executive protection (EPL, D&O, fiduciary responsibility, cyber, kidnap and ransom); alternative risk capabilities; claims, loss control and risk-management services; industry practice links including Technology and Claims Advocacy. Accessed 2026-09-16. 7. [Home Care Business Insurance](https://www.heffins.com/business-insurance/health-care/homecare/). Heffernan Insurance Brokers; We offer comprehensive coverage for: ... Crime - Third Party Theft, Employee Dishonesty Bond, Cyber & Identity Theft, Medical Billing E&O, Property Coverage and more. Accessed 2026-09-23. 8. [Family Office](https://www.heffins.com/family-office/). Heffernan Insurance Brokers; Coverage for Family Offices, Trustees & Financial Firms: ... Trustee liability insurance, Property and auto insurance, Fiduciary liability insurance, Fidelity/financial institution bond, Cyber liability insurance, Crime insurance, General liability insurance. Accessed 2026-09-23. 9. [Claims Advocacy](https://www.heffins.com/business-insurance/claims-advocacy/). Heffernan Insurance Brokers; Services We Offer: Workers' Compensation Claims Expertise; Medical Triage Services; General Liability, Auto & Property Claims Support; Online Risk Management & HR Support; Streamlined Vendor Compliance. Accessed 2026-09-23. ### Fidelity Bonds Guide 10. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16. 11. [Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf). U.S. Department of Labor, Employee Benefits Security Administration; Q1–Q3 pp.2–3; Q2 pp.2–3. Accessed 2026-09-16. 12. [Crime Terms and Conditions](https://asset.trvstatic.com/download/assets/cri-3001.pdf/98f30f1063c911eeb2f1deb19c93b21f). Travelers Casualty and Surety Company of America; I.A.1–3 p.1; III.S pp.8–9; V.B.1–2 pp.18–20; CRI consideration p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; IV.L p.15. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## The Baldwin Group Reviews Review Score: not enough ratings. The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews). ## Heffernan Insurance Brokers Reviews Review Score: 5.2 / 10 from 1 rated source, equally weighted. Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business. - Google reviews (aggregated by Birdeye): Google local listing rating (displayed by Birdeye) 2.6 (5 stars); 5 reviews. Portland office listing at 5100 S Macadam Avenue, matching the official Heffernan locations directory; Birdeye identifies the original review platform as Google. Checked 2026-09-25. [Heffernan Insurance Brokers - Portland reviews](https://reviews.birdeye.com/heffernan-insurance-brokers-144140015138058) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/heffernan/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/baldwin-vs-heffernan/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)