---
title: "The Baldwin Group vs Founder Shield: Commercial Property Insurance"
description: "Founder Shield lists business-interruption protection and flood and earthquake add-ons; The Baldwin Group describes property strategies without policy terms."
canonical: "https://spot.insure/compare/baldwin-vs-foundershield/commercial-property"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "baldwin-vs-foundershield"
provider-a: "baldwin"
provider-b: "foundershield"
coverage-line: "commercial-property"
---

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[Human-readable page](https://spot.insure/compare/baldwin-vs-foundershield/commercial-property)

## Agent Guide

**What this page is:** Focused comparison of The Baldwin Group and Founder Shield for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Property Insurance questions about The Baldwin Group versus Founder Shield. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- The Baldwin Group vs Founder Shield for Commercial Property Insurance: how do they differ?
- Which is better for Commercial Property Insurance, The Baldwin Group or Founder Shield?
- What does The Baldwin Group or Founder Shield publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Property Insurance from The Baldwin Group or Founder Shield?

**Key facts:**
- Line: Commercial Property Insurance. Providers: The Baldwin Group and Founder Shield.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [The Baldwin Group vs Founder Shield](https://spot.insure/compare/baldwin-vs-foundershield) — parent: all coverage lines for this pair
- [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line
- [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence)
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence)
- [The Baldwin Group vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-foundershield/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Crime Insurance](https://spot.insure/compare/baldwin-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Cyber Insurance](https://spot.insure/compare/baldwin-vs-foundershield/cyber) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Fidelity Bonds](https://spot.insure/compare/baldwin-vs-foundershield/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/fiduciary) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield General Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/general-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-foundershield/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-foundershield/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aig-vs-baldwin/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aig-vs-foundershield/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aon-vs-foundershield/commercial-property) — sibling comparison (other line, or other pair for this line)

# The Baldwin Group vs Founder Shield: How Do They Compare for Commercial Property Insurance?

Founder Shield lists business-interruption protection and flood and earthquake add-ons; The Baldwin Group describes property strategies without policy terms.

## Research Scope and Use

Use this comparison to evaluate The Baldwin Group and Founder Shield for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Founder Shield places with third-party carriers and names retail, manufacturing and contractor audiences; The Baldwin Group describes portfolio property advice. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance")

## What Is the Baldwin Group?

Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance")

[The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin)

## What Is Founder Shield Insurance?

Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [5](https://foundershield.com/ "Founder Shield") [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [8](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [9](https://foundershield.com/terms-of-service/ "Terms of Service")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [12](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [13](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [14](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide")

## Key Differences in Commercial Property Insurance

### Coverage and Buyer Fit

Founder Shield lists building repair, business personal property, business-interruption income and debris removal, while flood and earthquake require add-ons. The Baldwin Group describes building and portfolio strategies without specifying covered items or exclusions. Ask both for the forms and check whether flood, earthquake and income loss are included or separately placed. [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")

### Services and Access

Founder Shield is a brokerage placing property with third-party carriers, often standalone and sometimes with general liability in a BOP; it says carriers are rated A- or better. Baldwin also describes brokerage and advisory placement but does not identify the insurer for a specific risk. Ask each which carrier and form would be proposed. [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")

### Terms to Confirm

Founder Shield targets retail, e-commerce, manufacturing, restaurants, professional offices and contractors. Baldwin names real-estate and professional-services firms. If tools or inventory are at a jobsite or store, confirm whether property follows them away from the main premises. [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")

## What to Confirm in Commercial Property Insurance Quotes

- Which carrier and policy form will issue the Founder Shield placement, and what premium applies to flood or earthquake? [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance")
- How will each proposal cover off-premises tools, tenant improvements and business-interruption losses? [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")

## Offering Details

| Criteria | Baldwin Commercial Property Brokerage and Risk Advisory | Founder Shield Property Insurance |
| --- | --- | --- |
| Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Commercial Property Brokerage and Risk Advisory. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Property Insurance with third-party carriers rather than underwriting the policy itself. [11](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..)<br><br>Founder Shield says Commercial Property is often purchased standalone but is sometimes bundled with General Liability as part of a Business Owner's Policy (BOP). [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance") (Evidence: Company-reported; scope: Property Insurance product page..) |
| Issuing Insurer | Confirm in your quote. | Founder Shield says it places policies, including Founder Shield Property Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |
| Who It’s For | Baldwin names commercial property clients across real-estate owners, developers, managers and professional-services firms. The pages do not publish a universal occupancy or underwriting schedule. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Founder Shield targets this coverage at retail and e-commerce businesses with on-site inventory, manufacturers with equipment, restaurants with kitchen equipment, professional offices, and contractors with job-site tools. [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance") (Evidence: Company-reported; scope: Property Insurance product page..) |
| Coverage Features | Baldwin lists property insurance and commercial property solutions for these businesses, including tailored strategies for buildings and portfolios. The pages do not specify insured property, causes, valuation or limits for a buyer. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | Founder Shield lists building and structure repair costs, business personal property, business-interruption income replacement, debris removal, and fire, vandalism and wind/hail/lightning damage as covered; flood and earthquake require an add-on. [10](https://foundershield.com/coverage/property-insurance/ "Property Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Confirm in your quote. |
| Risk Services | Baldwin describes property-level risk assessment, asset valuation, risk orientation, policy audit, catastrophe modeling and claims advocacy for real-estate clients. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | You request Founder Shield Property Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |

## Full Comparison

- [The Baldwin Group vs Founder Shield](https://spot.insure/compare/baldwin-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss.
- [The Baldwin Group vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-foundershield/cargo-transit)
- [The Baldwin Group vs Founder Shield Crime Insurance](https://spot.insure/compare/baldwin-vs-foundershield/crime)
- [The Baldwin Group vs Founder Shield Cyber Insurance](https://spot.insure/compare/baldwin-vs-foundershield/cyber)
- [The Baldwin Group vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/employment-practices)
- [The Baldwin Group vs Founder Shield Fidelity Bonds](https://spot.insure/compare/baldwin-vs-foundershield/fidelity-bonds)
- [The Baldwin Group vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/fiduciary)
- [The Baldwin Group vs Founder Shield General Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/general-liability)
- [The Baldwin Group vs Founder Shield Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-foundershield/representations-warranties)
- [The Baldwin Group vs Founder Shield Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-foundershield/umbrella-excess)
- [The Baldwin Group vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-foundershield/workers-compensation)
- [AIG vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aig-vs-baldwin/commercial-property)
- [AIG vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aig-vs-foundershield/commercial-property)
- [Alliance Risk vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/commercial-property)
- [Alliance Risk vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/commercial-property)
- [Aon vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-property)
- [Aon vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aon-vs-foundershield/commercial-property)

## Sources

### The Baldwin Group

1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28.
2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28.
3. [Professional Liability Insurance & Services](https://baldwin.com/business-insurance/industries/professional-services/). The Baldwin Group; Professional-services customer population lines 35–64; coverage snapshot lines 68–84 lists property, general/professional liability, cyber, workers’ compensation, D&O, fiduciary, crime/fidelity bond, EPL, and IP liability; Employee benefits lines 93–95; accessed 2026-09-29.. Accessed 2026-09-30.
4. [Commercial Real Estate Insurance & Risk Management](https://baldwin.com/business-insurance/industries/real-estate/). The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29.. Accessed 2026-09-30.

### Founder Shield

5. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
6. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
7. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
8. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
9. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
10. [Property Insurance](https://foundershield.com/coverage/property-insurance/). Founder Shield; What Is Property Insurance?; Who Needs Property Insurance Coverage?; What Does Property Insurance Cover?. Accessed 2026-09-23.
11. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Commercial Property Insurance Guide

12. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
13. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
14. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## The Baldwin Group Reviews

Review Score: not enough ratings.

The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews).

## Founder Shield Reviews

Review Score: 7.4 / 10 from 1 rated source, equally weighted.

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/baldwin-vs-foundershield/commercial-property.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)