---
title: "The Baldwin Group vs Embroker: Professional Liability (E&O) Insurance"
description: "Embroker lists professional liability for service firms and its comparison explains how the quoted terms differ."
canonical: "https://spot.insure/compare/baldwin-vs-embroker/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "baldwin-vs-embroker"
provider-a: "baldwin"
provider-b: "embroker"
coverage-line: "professional-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/baldwin-vs-embroker/professional-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of The Baldwin Group and Embroker for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about The Baldwin Group versus Embroker. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- The Baldwin Group vs Embroker for Professional Liability (E&O) Insurance: how do they differ?
- Which is better for Professional Liability (E&O) Insurance, The Baldwin Group or Embroker?
- What does The Baldwin Group or Embroker publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Professional Liability (E&O) Insurance from The Baldwin Group or Embroker?

**Key facts:**
- Line: Professional Liability (E&O) Insurance. Providers: The Baldwin Group and Embroker.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [The Baldwin Group vs Embroker](https://spot.insure/compare/baldwin-vs-embroker) — parent: all coverage lines for this pair
- [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line
- [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence)
- [Embroker profile](https://spot.insure/insurance-providers/embroker) — provider profile (evidence)
- [The Baldwin Group vs Embroker Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-embroker/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-embroker/commercial-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Crime Insurance](https://spot.insure/compare/baldwin-vs-embroker/crime) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Cyber Insurance](https://spot.insure/compare/baldwin-vs-embroker/cyber) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker D&O Insurance](https://spot.insure/compare/baldwin-vs-embroker/directors-officers) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/employment-practices) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/fiduciary) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker General Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/general-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Key Person Insurance](https://spot.insure/compare/baldwin-vs-embroker/key-person) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Management Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/management-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Surety Bonds](https://spot.insure/compare/baldwin-vs-embroker/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Embroker Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-embroker/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-baldwin/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-embroker/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs The Baldwin Group Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-embroker/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-baldwin/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-embroker/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)

# The Baldwin Group vs Embroker: How Do They Compare for Professional Liability (E&O) Insurance?

Embroker lists professional liability for service firms and its comparison explains how the quoted terms differ.

## How to Use the The Baldwin Group vs Embroker Professional Liability (E&O) Insurance Comparison

Use this comparison to evaluate The Baldwin Group and Embroker for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## The Baldwin Group vs Embroker Professional Liability (E&O) Insurance Summary

Embroker sells standalone professional liability separately from its lawyers program and bundled technology E&O/cyber; it names accountants, consultants, real-estate agents, and IT professionals as examples. Embroker says its form covers errors, missed deadlines, misleading statements, and contractual obligations, but routes property damage, cyber incidents, and employment discrimination to other lines [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes")

## What Is the Baldwin Group?

Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance")

[The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin)

## What Is Embroker?

Embroker suits technology firms seeking a single application for management coverage plus eligible Tech E&O and cyber, and law firms seeking a grouped package; buyers needing only standard small-business coverage should compare direct carriers. [4](https://www.embroker.com/ "Embroker") [5](https://www.embroker.com/terms/ "Terms And Conditions") [6](https://access.embroker.com/ "Embroker Access")

[Embroker profile](https://spot.insure/insurance-providers/embroker)

## What Is Professional Errors and Omissions (E&O) Insurance?

Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [8](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [9](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [10](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [11](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance")

## What Are the Key Differences Between The Baldwin Group and Embroker Professional Liability (E&O) Insurance?

### Embroker: Coverage

Embroker sells standalone professional liability separately from its lawyers program and bundled technology E&O/cyber; it names accountants, consultants, real-estate agents, and IT professionals as examples. The Baldwin Group lists a similarly broad range and offers tailored advice. Ask which Embroker product fits if your work spans technology and consulting. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")

### Embroker: Buyer Scope

Embroker says its form covers errors, missed deadlines, misleading statements, and contractual obligations, but routes property damage, cyber incidents, and employment discrimination to other lines. The Baldwin Group’s reviewed E&O page does not define these boundaries. Ask how the quote coordinates with general liability, cyber, and EPLI. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")

## What Should You Confirm in The Baldwin Group and Embroker Professional Liability (E&O) Insurance Quotes?

- Ask Embroker to confirm your profession, services, and any applicable form exclusions or limits.
- Ask The Baldwin Group which carrier and policy form it proposes and request the applicable trigger, limits, and exclusions.

## The Baldwin Group vs Embroker Professional Liability (E&O) Compared

| Criteria | Baldwin Professional Liability and E&O Brokerage Advisory | Embroker Professional Liability Insurance |
| --- | --- | --- |
| Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Professional Liability and E&O. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Embroker sells professional liability, also called errors and omissions insurance, as a standalone product for professional-services businesses, separate from its lawyers professional liability program and its bundled technology E&O/cyber product. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") (Evidence: Company-reported; scope: Product-page description; not a statement about the issuing insurer..) |
| Who It’s For | Baldwin names accountants, architects, engineers, financial advisers, lawyers, management consultants and surveyors as professional-services clients. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | Embroker markets the policy to anyone who provides professional advice or services for a fee, listing accountants, bookkeepers, consultants, real estate agents, home inspectors, and IT and healthcare professionals as example buyers, while noting lawyers and doctors typically use specialized malpractice coverage instead. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") (Evidence: Company-reported; scope: Product-page eligibility and industry-example sections; not a guarantee of coverage for a particular business..) |
| Coverage Features | Baldwin lists professional liability/E&O coverage for its professional-services practice. The page does not define the professional services insured, covered errors, claims-made conditions, limits or exclusions. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | Embroker lists coverage for claims of errors, omissions or negligence, failing to meet expected standards or deadlines, false or misleading statements, breach of contractual obligations, and attorney fees from covered claims. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") (Evidence: Company-reported; scope: Product-page What's covered section; the issued policy and declarations control..)<br><br>Embroker says the policy does not cover personal injury or property damage (handled by general liability), cyberattacks and data breaches (some tech E&O policies offer limited cyber coverage, but full protection needs a separate cyber policy), employee injuries, or employee discrimination claims (handled by EPLI). [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") (Evidence: Company-reported; scope: Product-page What's not included and 'Do I need Professional Liability insurance if I already have General Liability coverage?' sections..) |
| Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Embroker says the policy carries a deductible, that a higher deductible generally lowers the premium, and that buyers can choose an aggregate (once-annually capped) deductible or a first-dollar-defense option that applies the deductible only to damages, not legal costs. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") (Evidence: Company-reported; scope: Product-page 'Does it have a deductible?' section; specific dollar limits and deductible amounts are not published and depend on underwriting..) |
| Risk Services | Baldwin describes tailored insurance and risk-mitigation solutions for professional firms and guidance on market shifts and business exposures. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Embroker offers an online quote for professional liability through its digital platform, describing underwriting factors including business size, industry risk, location and claims history. [7](https://www.embroker.com/coverage/professional-liability-insurance/ "Professional Liability Insurance Coverage & Quotes") (Evidence: Company-reported; scope: Product-page 'Quick quotes' feature and cost-factor list; no quote was requested during this research..) |

## Related Pages for The Baldwin Group vs Embroker

- [The Baldwin Group vs Embroker](https://spot.insure/compare/baldwin-vs-embroker): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms.
- [The Baldwin Group vs Embroker Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-embroker/commercial-auto)
- [The Baldwin Group vs Embroker Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-embroker/commercial-property)
- [The Baldwin Group vs Embroker Crime Insurance](https://spot.insure/compare/baldwin-vs-embroker/crime)
- [The Baldwin Group vs Embroker Cyber Insurance](https://spot.insure/compare/baldwin-vs-embroker/cyber)
- [The Baldwin Group vs Embroker D&O Insurance](https://spot.insure/compare/baldwin-vs-embroker/directors-officers)
- [The Baldwin Group vs Embroker Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/employment-practices)
- [The Baldwin Group vs Embroker Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/fiduciary)
- [The Baldwin Group vs Embroker General Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/general-liability)
- [The Baldwin Group vs Embroker Key Person Insurance](https://spot.insure/compare/baldwin-vs-embroker/key-person)
- [The Baldwin Group vs Embroker Management Liability Insurance](https://spot.insure/compare/baldwin-vs-embroker/management-liability)
- [The Baldwin Group vs Embroker Surety Bonds](https://spot.insure/compare/baldwin-vs-embroker/surety-bonds)
- [The Baldwin Group vs Embroker Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-embroker/workers-compensation)
- [AIG vs The Baldwin Group Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-baldwin/professional-errors-omissions)
- [AIG vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-embroker/professional-errors-omissions)
- [Alliance Risk vs The Baldwin Group Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/professional-errors-omissions)
- [Alliance Risk vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-embroker/professional-errors-omissions)
- [Aon vs The Baldwin Group Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-baldwin/professional-errors-omissions)
- [Aon vs Embroker Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-embroker/professional-errors-omissions)

## Sources for The Baldwin Group vs Embroker

### Sources About The Baldwin Group

1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28.
2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28.
3. [Professional Liability Insurance & Services](https://baldwin.com/business-insurance/industries/professional-services/). The Baldwin Group; Professional-services customer population lines 35–64; coverage snapshot lines 68–84 lists property, general/professional liability, cyber, workers’ compensation, D&O, fiduciary, crime/fidelity bond, EPL, and IP liability; Employee benefits lines 93–95; accessed 2026-09-29.. Accessed 2026-09-30.

### Sources About Embroker

4. [Embroker](https://www.embroker.com/). Embroker; Industry navigation; quote and sign-in links; coverage options; footer availability qualification. Accessed 2026-09-15.
5. [Terms And Conditions](https://www.embroker.com/terms/). Embroker; Introduction; §§2A–B Insurance services, 13 Applications and quotes, 15 Insurance companies and underwriting guidelines, 16 Certificates, 21 Surplus lines products, 22 Payments. Accessed 2026-09-15.
6. [Embroker Access](https://access.embroker.com/). Embroker; EMIS announcement; appointed-broker quoting, binding and issuance; product links; footer identifies Embroker Insurance Services, LLC. Accessed 2026-09-15.
7. [Professional Liability Insurance Coverage & Quotes](https://www.embroker.com/coverage/professional-liability-insurance/). Embroker; Why it's essential; Who needs this coverage; What is Professional Liability insurance?; What's covered; What's not included; Do I need Professional Liability insurance if I already have General Liability coverage?; Does it have a deductible?. Accessed 2026-09-23.

### Sources for the Professional Liability (E&O) Insurance Guide

8. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
9. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
10. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
11. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## The Baldwin Group Review Scores for 2026

Review Score: not enough ratings.

The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews).

## Embroker Review Scores for 2026

Review Score: 5.6 / 10 from 3 rated sources, equally weighted.

Embroker’s reviews are mixed, and BBB records a complaint-response concern. The feedback is too limited to establish consistent service quality.

- Trustpilot: TrustScore 2.9 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25. Checked 2026-09-25. [Embroker Reviews | Read Customer Service Reviews](https://www.trustpilot.com/review/embroker.com)
- BBB: BBB business grade D+ (BBB letter grade). BBB business profile for Embroker, categorized as Small Business Insurance. Grade is BBB letter grade, not customer-star aggregate; complaint record is a product-issues billing/cancellation concern. Period: current profile; grade rationale includes 1 unanswered complaint. Checked 2026-09-25. [Embroker | BBB Business Profile](https://www.bbb.org/us/ca/san-francisco/profile/small-business-insurance/embroker-1116-974895)
- Birdeye: Combined office rating (Google + Birdeye sources) 3.9 (5); 19 reviews. Office-level listing at 24 Shotwell St, San Francisco; business profile links to embroker.com and categorizes it as Insurance. Birdeye displays combined rating from 18 Google-origin reviews plus 2 Birdeye-origin reviews. This is one office listing, not a firmwide aggregate; review dates displayed are old (examples from about five/six years before access date). Period: page accessed 2026-09-25; 17 Google-origin + 2 Birdeye-origin; displayed sample comments dated about 5-6 years earlier. Checked 2026-09-25. [Embroker - 20 Reviews - Insurance in San Francisco, CA | Birdeye](https://reviews.birdeye.com/embroker-150058735264881)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/embroker/reviews).

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