--- title: "The Baldwin Group vs CNA: Kidnap and Ransom Insurance" description: "Compare The Baldwin Group's coverage with CNA's services for kidnap and ransom insurance, including the terms to confirm in a quote." canonical: "https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "baldwin-vs-cna" provider-a: "baldwin" provider-b: "cna" coverage-line: "kidnap-ransom" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom) ## Agent Guide **What this page is:** Focused comparison of The Baldwin Group and CNA for Kidnap and Ransom Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Kidnap and Ransom Insurance questions about The Baldwin Group versus CNA. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - The Baldwin Group vs CNA for Kidnap and Ransom Insurance: how do they differ? - Which is better for Kidnap and Ransom Insurance, The Baldwin Group or CNA? - What does The Baldwin Group or CNA publish about Kidnap and Ransom Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Kidnap and Ransom Insurance from The Baldwin Group or CNA? **Key facts:** - Line: Kidnap and Ransom Insurance. Providers: The Baldwin Group and CNA. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [The Baldwin Group vs CNA](https://spot.insure/compare/baldwin-vs-cna) — parent: all coverage lines for this pair - [Kidnap and Ransom Insurance guide](https://spot.insure/coverage/kidnap-ransom) — coverage explainer for this line - [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence) - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [The Baldwin Group vs CNA Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-cna/builders-risk) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-cna/cargo-transit) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-auto) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Crime Insurance](https://spot.insure/compare/baldwin-vs-cna/crime) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Cyber Insurance](https://spot.insure/compare/baldwin-vs-cna/cyber) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA D&O Insurance](https://spot.insure/compare/baldwin-vs-cna/directors-officers) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/employment-practices) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-cna/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Fidelity Bonds](https://spot.insure/compare/baldwin-vs-cna/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/fiduciary) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA General Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Management Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/management-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-cna/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Surety Bonds](https://spot.insure/compare/baldwin-vs-cna/surety-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-cna/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-baldwin/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cna/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [Aon vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-baldwin/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [Aon vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-cna/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cfc/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Chubb Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-chubb/kidnap-ransom) — sibling comparison (other line, or other pair for this line) # The Baldwin Group vs CNA: How Do They Compare for Kidnap and Ransom Insurance? Compare The Baldwin Group's coverage with CNA's services for kidnap and ransom insurance, including the terms to confirm in a quote. ## How to Use the The Baldwin Group vs CNA Kidnap and Ransom Insurance Comparison Use this comparison to evaluate The Baldwin Group and CNA for Kidnap and Ransom Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## The Baldwin Group vs CNA Kidnap and Ransom Insurance Summary CNA’s current Management Liability page lists Kidnap, Ransom and Extortion, while its older brochure describes kidnapping, extortion, hijack and detention as covered events. Baldwin lists K&R among specialty risks for real-estate clients but does not identify the insured events or policy entitlement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [7](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") ## What Is the Baldwin Group? Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance") [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [4](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [5](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [6](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is Kidnap and Ransom Insurance? Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and gives the business access to a crisis-response firm. Check who is insured, which events are named, and how territory and sanctions terms apply to your actual travel. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom "Kidnap and Ransom Applications and Forms") [10](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html "The Chubb Primary Kidnap Ransom and Extortion Insurance") [11](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5 "Kidnap and Ransom Coverage") ## What Are the Key Differences Between The Baldwin Group and CNA Kidnap and Ransom Insurance? ### Coverage Detail in the Published Record CNA’s current Management Liability page lists Kidnap, Ransom and Extortion, while its older brochure describes kidnapping, extortion, hijack and detention as covered events. Baldwin lists K&R among specialty risks for real-estate clients but does not identify the insured events or policy entitlement. CNA’s event list is useful for an initial comparison, but the brochure’s age makes the current form essential; Baldwin’s broker must likewise provide the proposed wording. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") ### How the Other Record Changes the Comparison CNA’s brochure describes red24 crisis-response support with security advice and response assistance, and its current page tells agents to request applications through the Agent Center. Baldwin describes claims advocacy and risk advice but no K&R crisis-response provider. A buyer should confirm whether the response provider and application process remain current before comparing services. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") ## What Should You Confirm in The Baldwin Group and CNA Kidnap and Ransom Insurance Quotes? - Ask CNA’s agent whether the current form still includes red24, and request current limits and covered events. Ask Baldwin to identify the insurer, crisis consultant and application route for the proposed real-estate placement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") - Confirm the quoted policy’s applicable terms, issuing carrier and any coverage-specific limits or exclusions before binding. [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") ## The Baldwin Group vs CNA Kidnap and Ransom Insurance Compared | Criteria | Baldwin Kidnap and Ransom Brokerage Advisory | Kidnap, Ransom and Extortion | | --- | --- | --- | | Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Kidnap and Ransom. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Confirm in your quote. | | Who It’s For | Baldwin’s real-estate practice lists owners, developers, managers, REITs, lenders, private-equity firms and family offices among its clients. This source does not publish a K&R applicant eligibility or territorial schedule. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | CNA’s 2012 brochure identifies organizations with overseas travelers or operations among typical buyers and names manufacturers, professional-services firms, hospitals, financial institutions, technology and construction companies. [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") (Evidence: Company-reported; scope: Historical target examples are not current underwriting rules or eligibility guarantees..) | | Coverage Features | Baldwin lists kidnap/ransom among professional and specialty risks in its real-estate coverage snapshot. It does not describe covered events, response services, territorial scope or policy entitlement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | CNA’s current Management Liability page lists Kidnap, Ransom and Extortion; the older CNA brochure describes insured events including kidnapping, extortion, hijack and detention. [7](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") (Evidence: Company-reported; scope: The current page confirms catalogue membership; 2012 brochure details are historical marketing and may not match current forms..) | | Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Confirm in your quote. | | Risk Services | Baldwin describes risk management, tailored coverage strategies and claims advocacy for real-estate clients. It does not identify the K&R insurer or response-consultant terms for an account. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | The brochure describes access to crisis-response services from red24, including security advice and response support. [8](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid= "Kidnap, Ransom and Extortion Coverage From CNA") (Evidence: Company-reported; scope: The 2012 source does not establish the current vendor arrangement or services attached to a present-day quote..) | | How to Apply | Confirm in your quote. | CNA’s current Management Liability page tells agents to request applications through the Agent Center. [7](https://www.cna.com/products/management-liability "Management Liability Insurance and Professional Liability") (Evidence: Company-reported; scope: This is a general management-liability submission direction; the page does not describe a buyer-direct K&R flow..) | ## Related Pages for The Baldwin Group vs CNA Kidnap and Ransom Insurance - [The Baldwin Group vs CNA](https://spot.insure/compare/baldwin-vs-cna): all coverage lines, business roles, service and claims. - [What Is Kidnap and Ransom Insurance?](https://spot.insure/coverage/kidnap-ransom): Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and access to crisis-response experts; check fit with your travel destinations. - [The Baldwin Group vs CNA Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-cna/builders-risk) - [The Baldwin Group vs CNA Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-cna/cargo-transit) - [The Baldwin Group vs CNA Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-auto) - [The Baldwin Group vs CNA Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-property) - [The Baldwin Group vs CNA Crime Insurance](https://spot.insure/compare/baldwin-vs-cna/crime) - [The Baldwin Group vs CNA Cyber Insurance](https://spot.insure/compare/baldwin-vs-cna/cyber) - [The Baldwin Group vs CNA D&O Insurance](https://spot.insure/compare/baldwin-vs-cna/directors-officers) - [The Baldwin Group vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/employment-practices) - [The Baldwin Group vs CNA Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-cna/equipment-breakdown) - [The Baldwin Group vs CNA Fidelity Bonds](https://spot.insure/compare/baldwin-vs-cna/fidelity-bonds) - [The Baldwin Group vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/fiduciary) - [The Baldwin Group vs CNA General Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/general-liability) - [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) - [The Baldwin Group vs CNA Management Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/management-liability) - [The Baldwin Group vs CNA Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-cna/professional-errors-omissions) - [The Baldwin Group vs CNA Surety Bonds](https://spot.insure/compare/baldwin-vs-cna/surety-bonds) - [The Baldwin Group vs CNA Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/umbrella-excess) - [The Baldwin Group vs CNA Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-cna/workers-compensation) - [AIG vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-baldwin/kidnap-ransom) - [AIG vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cna/kidnap-ransom) - [Aon vs The Baldwin Group Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-baldwin/kidnap-ransom) - [Aon vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-cna/kidnap-ransom) - [The Baldwin Group vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cfc/kidnap-ransom) - [The Baldwin Group vs Chubb Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-chubb/kidnap-ransom) ## Sources for The Baldwin Group vs CNA Kidnap and Ransom Insurance ### Sources About The Baldwin Group 1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28. 2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28. 3. [Commercial Real Estate Insurance & Risk Management](https://baldwin.com/business-insurance/industries/real-estate/). The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29.. Accessed 2026-09-30. ### Sources About CNA 4. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 5. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 6. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 7. [Management Liability Insurance and Professional Liability](https://www.cna.com/products/management-liability). CNA; Current U.S. page: management liability names crime and kidnap/ransom/extortion; lists management product coverages and Epack 3 modular structure, application channel and caveats. Retrieved 2026-09-30.. Accessed 2026-09-30. 8. [Kidnap, Ransom and Extortion Coverage From CNA](https://www.cna.com/sites/default/files/assets/abcfdcbb-6e1d-4ddc-86b2-510317192f83/KRESSKidnapRansomExtortion_CNA.pdf?fid=). CNA; Official brochure: named insured persons, event categories, crisis response services, target buyers and worldwide wording; dated KRESS FL 040412 (2012), historical product summary, not evidence all provisions remain current. Retrieved 2026-09-30.. Accessed 2026-09-30. ### Sources for the Kidnap and Ransom Insurance Guide 9. [Kidnap and Ransom Applications and Forms](https://www.travelers.com/business-insurance/professional-liability-insurance/apps-forms/kidnap-ransom). Travelers; Opening; Applications; Sample policy forms. Accessed 2026-09-16. 10. [The Chubb Primary Kidnap Ransom and Extortion Insurance](https://www.chubb.com/us-en/business-insurance/the-chubb-primary-kidnap-ransom-extortion-insurance.html). Chubb; Opening; Kidnap, Ransom & Extortion Insurance Highlights. Accessed 2026-09-16. 11. [Kidnap and Ransom Coverage](https://asset.trvstatic.com/download/assets/ker-16001.pdf/fec9c08a63ca11eea3d58e94a50adee5). Travelers; I pp.1–2; III pp.3–9; IV p.9; V pp.10–13. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## The Baldwin Group Review Scores for 2026 Review Score: not enough ratings. The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews). ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)