--- title: "The Baldwin Group vs CNA: D&O Insurance" description: "CNA says its private-company D&O can use shared or separate limits; The Baldwin Group describes common coverage grants and benchmarking." canonical: "https://spot.insure/compare/baldwin-vs-cna/directors-officers" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "baldwin-vs-cna" provider-a: "baldwin" provider-b: "cna" coverage-line: "directors-officers" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/baldwin-vs-cna/directors-officers) ## Agent Guide **What this page is:** Focused comparison of The Baldwin Group and CNA for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for D&O Insurance questions about The Baldwin Group versus CNA. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - The Baldwin Group vs CNA for D&O Insurance: how do they differ? - Which is better for D&O Insurance, The Baldwin Group or CNA? - What does The Baldwin Group or CNA publish about D&O Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for D&O Insurance from The Baldwin Group or CNA? **Key facts:** - Line: D&O Insurance. Providers: The Baldwin Group and CNA. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [The Baldwin Group vs CNA](https://spot.insure/compare/baldwin-vs-cna) — parent: all coverage lines for this pair - [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — coverage explainer for this line - [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence) - [CNA profile](https://spot.insure/insurance-providers/cna) — provider profile (evidence) - [The Baldwin Group vs CNA Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-cna/builders-risk) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-cna/cargo-transit) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-auto) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Crime Insurance](https://spot.insure/compare/baldwin-vs-cna/crime) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Cyber Insurance](https://spot.insure/compare/baldwin-vs-cna/cyber) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/employment-practices) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-cna/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Fidelity Bonds](https://spot.insure/compare/baldwin-vs-cna/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/fiduciary) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA General Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/general-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Management Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/management-liability) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-cna/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Surety Bonds](https://spot.insure/compare/baldwin-vs-cna/surety-bonds) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs CNA Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-cna/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs The Baldwin Group D&O Insurance](https://spot.insure/compare/aig-vs-baldwin/directors-officers) — sibling comparison (other line, or other pair for this line) - [AIG vs CNA D&O Insurance](https://spot.insure/compare/aig-vs-cna/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs CNA D&O Insurance](https://spot.insure/compare/alliance-risk-vs-cna/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/directors-officers) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs CNA D&O Insurance](https://spot.insure/compare/amelia-risk-vs-cna/directors-officers) — sibling comparison (other line, or other pair for this line) # The Baldwin Group vs CNA: How Do They Compare for D&O Insurance? CNA says its private-company D&O can use shared or separate limits; The Baldwin Group describes common coverage grants and benchmarking. ## How to Use the The Baldwin Group vs CNA D&O Insurance Comparison Use this comparison to evaluate The Baldwin Group and CNA for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## The Baldwin Group vs CNA D&O Insurance Summary CNA says its private-company D&O can use shared or separate limits; The Baldwin Group describes common coverage grants and benchmarking. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") ## What Is the Baldwin Group? Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance") [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) ## CNA Small Business Insurance: Products, Agents and Service CNA directs small-business buyers to independent agents and describes CNA Connect as a businessowners policy for more than 600 small-business classes. Issuer and availability vary by policy and state, so confirm both in a quote. [5](https://www.cna.com/solutions/small-business "Insurance for Small Businesses") [6](https://www.cna.com/products/cna-connect "CNA Connect Small Businessowners Policy (BOP) | CNA Insurance") [7](https://www.cna.com/cnadisclaimer/generaldisclaimer "General Disclaimer") [CNA profile](https://spot.insure/insurance-providers/cna) ## What Is Directors and Officers Insurance? D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. [9](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") [10](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf "The Chubb Primary Directors & Officers and Entity Securities Liability Insurance") [11](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage") ## What Are the Key Differences Between The Baldwin Group and CNA D&O Insurance? ### Published Terms and Placement CNA describes Epack 3 D&O for private companies, including small firms, with shared or separate limits and an embedded Side A option. The Baldwin Group describes public-company, IPO and SPAC advisory programs and common Coverage A/B/C grants. Buyers should compare how CNA’s limit structure fits their board and ask Baldwin to show the proposed limit allocation. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") ### Coverage Structure and Buyer Questions CNA says an experienced claims team supports D&O policyholders. The Baldwin Group describes claims advocacy as part of its risk strategy for named business audiences, while clarifying that broker support does not decide an insurer’s claim. Ask who receives notice and what advocacy is included after a claim. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") ## What Should You Confirm in The Baldwin Group and CNA D&O Insurance Quotes? - Ask The Baldwin Group to show the proposed policy form, limit, retention and carrier for your company. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") - Ask cna to confirm the cited feature, its conditions and its effect on the proposed D&O terms. [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") ## The Baldwin Group vs CNA D&O Insurance Compared | Criteria | Baldwin Directors and Officers Liability Brokerage and Advisory | CNA Epack 3 Private Company D&O | | --- | --- | --- | | Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Directors and Officers Liability. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Confirm in your quote. | | Who It’s For | Baldwin’s management-liability practice discusses public-company, IPO and SPAC D&O programs; its real-estate practice names owners, managers, REITs, lenders and associations. These contexts do not guarantee placement eligibility. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | CNA states this D&O product is designed for private companies, including small private companies. [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form..) | | Coverage Features | Baldwin describes D&O insurance as protecting individual directors/officers and the entity against certain alleged management-related losses, and discusses Coverage A, B and C as common policy grants. This is general product education, not a buyer’s policy wording. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | CNA’s private-company D&O summary describes coverage for covered company and individual claims and identifies Side A, Side B and Side C protection. [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form..) | | Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | CNA says Epack 3 D&O can use shared or separate limits and offers an embedded Side A limit option. [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Availability of options is subject to underwriting and policy wording. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form..) | | Risk Services | Baldwin describes management-liability advice, D&O benchmarking and program guidance, including public-company and pre-IPO contexts. Benchmarking is not a coverage term or quote. [3](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [4](https://baldwin.com/business-insurance/solutions/management-liability/ "Directors & Officers Liability Insurance") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. | | Claims Support | Confirm in your quote. | CNA says an experienced claims team supports policyholders with D&O claims. [8](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES "Private Company Directors & Officers Liability | CNA") (Evidence: Company-reported; scope: Entity: CNA brand; issuing company varies by form/state Product: Private-company D&O in Epack 3 Jurisdiction: United States Research source scope: U.S. private-company D&O under Epack 3; issuer/state terms vary Claim limitation: Company-reported service description; not an outcome guarantee. Source/date qualification: Source is CNA’s 2025 private-company D&O marketing summary; it is not an issued policy form..) | ## Related Pages for The Baldwin Group vs CNA D&O Insurance - [The Baldwin Group vs CNA](https://spot.insure/compare/baldwin-vs-cna): all coverage lines, business roles, service and claims. - [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote. - [The Baldwin Group vs CNA Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-cna/builders-risk) - [The Baldwin Group vs CNA Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-cna/cargo-transit) - [The Baldwin Group vs CNA Commercial Auto Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-auto) - [The Baldwin Group vs CNA Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-cna/commercial-property) - [The Baldwin Group vs CNA Crime Insurance](https://spot.insure/compare/baldwin-vs-cna/crime) - [The Baldwin Group vs CNA Cyber Insurance](https://spot.insure/compare/baldwin-vs-cna/cyber) - [The Baldwin Group vs CNA Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/employment-practices) - [The Baldwin Group vs CNA Equipment Breakdown Insurance](https://spot.insure/compare/baldwin-vs-cna/equipment-breakdown) - [The Baldwin Group vs CNA Fidelity Bonds](https://spot.insure/compare/baldwin-vs-cna/fidelity-bonds) - [The Baldwin Group vs CNA Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/fiduciary) - [The Baldwin Group vs CNA General Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/general-liability) - [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) - [The Baldwin Group vs CNA Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cna/kidnap-ransom) - [The Baldwin Group vs CNA Management Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/management-liability) - [The Baldwin Group vs CNA Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-cna/professional-errors-omissions) - [The Baldwin Group vs CNA Surety Bonds](https://spot.insure/compare/baldwin-vs-cna/surety-bonds) - [The Baldwin Group vs CNA Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-cna/umbrella-excess) - [The Baldwin Group vs CNA Workers’ Compensation Insurance](https://spot.insure/compare/baldwin-vs-cna/workers-compensation) - [AIG vs The Baldwin Group D&O Insurance](https://spot.insure/compare/aig-vs-baldwin/directors-officers) - [AIG vs CNA D&O Insurance](https://spot.insure/compare/aig-vs-cna/directors-officers) - [Alliance Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/directors-officers) - [Alliance Risk vs CNA D&O Insurance](https://spot.insure/compare/alliance-risk-vs-cna/directors-officers) - [Amelia Risk vs The Baldwin Group D&O Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/directors-officers) - [Amelia Risk vs CNA D&O Insurance](https://spot.insure/compare/amelia-risk-vs-cna/directors-officers) ## Sources for The Baldwin Group vs CNA D&O Insurance ### Sources About The Baldwin Group 1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28. 2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28. 3. [Commercial Real Estate Insurance & Risk Management](https://baldwin.com/business-insurance/industries/real-estate/). The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29.. Accessed 2026-09-30. 4. [Directors & Officers Liability Insurance](https://baldwin.com/business-insurance/solutions/management-liability/). The Baldwin Group; D&O report and advisory team lines 23–32; Nasdaq collaboration with public-company/IPO/SPAC scope lines 38–44; accessed 2026-09-29.. Accessed 2026-09-30. ### Sources About CNA 5. [Insurance for Small Businesses](https://www.cna.com/solutions/small-business). CNA; Insurance for Small Businesses, lines 38-50 and 65-67 (CNA Central and agent route); lines 79-106 (product and stated appetite lists); page footer line 132 (CNA registered service mark).. Accessed 2026-09-28. 6. [CNA Connect Small Businessowners Policy (BOP) | CNA Insurance](https://www.cna.com/products/cna-connect). CNA; CNA Connect; coverages, product range, services. Accessed 2026-09-28. 7. [General Disclaimer](https://www.cna.com/cnadisclaimer/generaldisclaimer). CNA; General Disclaimer paragraphs 1 and 5 (HTML lines 24 and 28): CNA describes Continental Casualty Company and its relevant affiliates; references to CNA may include one or more CCC affiliates; each particular policy/product/service is the responsibility only of the specific CNA company that issues or supplies it. Footer line 57 identifies CNA Financial Corporation as trademark registrant. Re-read 2026-09-29.. Accessed 2026-09-29. 8. [Private Company Directors & Officers Liability | CNA](https://www.cna.com/sites/default/files/assets/097cd07b-3b87-4f3e-94f5-f6ecddf84d7b/cna-rc-epack3-private-company-directors-officers-liability-ss.pdf?ContentCache=NONE&MOD=AJPERES). CNA; pp. 1–2: covered claims, Side A/B/C, limits, eligibility and claims. Accessed 2026-09-28. ### Sources for the D&O Insurance Guide 9. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16. 10. [The Chubb Primary Directors & Officers and Entity Securities Liability Insurance](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf). Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16. 11. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## The Baldwin Group Review Scores for 2026 Review Score: not enough ratings. The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews). ## CNA Review Scores for 2026 Review Score: 9.0 / 10 from 1 rated source, equally weighted. Customer feedback on CNA is mixed and hard to compare. NerdWallet gave it 4.5 out of 5 for manufacturers, while Trustpilot shows about 1.4 out of 5 from 49 mostly self-selected reviews. - NerdWallet: NerdWallet editorial rating for manufacturers 4.5/5 (Editorial rating). NerdWallet editorial assessment of CNA for U.S. manufacturers, not consumer average. Period: Published 2026-03-26. Checked 2026-09-29. [Best Insurance for Manufacturers in 2026](https://www.nerdwallet.com/business/insurance/learn/manufacturers) - Trustpilot: Displayed Trustpilot TrustScore 1.4/5 page text; 1.5/5 badge (TrustScore out of 5); 49 reviews. CNA.com profile, mixed business and consumer/LTC reports; self-selected, not representative commercial P&C sample. Period: 14 reviews in prior 12 months; 2026-09-29. Checked 2026-09-29. [CNA customer reviews](https://www.trustpilot.com/review/www.cna.com) - BBB: BBB customer-review average 1/5 (BBB star rating); 6 reviews. Long Term Care Insurance profile covering headquarters/corporate locations; not commercial P&C; six self-selected reviews. Period: Displayed 2026-09-29. Checked 2026-09-29. [CNA Financial Corporation customer reviews](https://www.bbb.org/us/il/chicago/profile/long-term-care-insurance/cna-financial-corporation-0683-90032439/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cna/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/baldwin-vs-cna/directors-officers.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)