---
title: "The Baldwin Group vs CFC: Employment Practices Liability Insurance"
description: "CFC offers employment practices liability only inside a US Management Liability package, while Baldwin brokers it among broader coverage programs."
canonical: "https://spot.insure/compare/baldwin-vs-cfc/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "baldwin-vs-cfc"
provider-a: "baldwin"
provider-b: "cfc"
coverage-line: "employment-practices"
---

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[Human-readable page](https://spot.insure/compare/baldwin-vs-cfc/employment-practices)

## Agent Guide

**What this page is:** Focused comparison of The Baldwin Group and CFC for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about The Baldwin Group versus CFC. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- The Baldwin Group vs CFC for Employment Practices Liability Insurance: how do they differ?
- Which is better for Employment Practices Liability Insurance, The Baldwin Group or CFC?
- What does The Baldwin Group or CFC publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Employment Practices Liability Insurance from The Baldwin Group or CFC?

**Key facts:**
- Line: Employment Practices Liability Insurance. Providers: The Baldwin Group and CFC.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [The Baldwin Group vs CFC](https://spot.insure/compare/baldwin-vs-cfc) — parent: all coverage lines for this pair
- [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — coverage explainer for this line
- [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence)
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence)
- [The Baldwin Group vs CFC Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-cfc/commercial-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Crime Insurance](https://spot.insure/compare/baldwin-vs-cfc/crime) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Cyber Insurance](https://spot.insure/compare/baldwin-vs-cfc/cyber) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC D&O Insurance](https://spot.insure/compare/baldwin-vs-cfc/directors-officers) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC General Liability Insurance](https://spot.insure/compare/baldwin-vs-cfc/general-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-cfc/intellectual-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cfc/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Management Liability Insurance](https://spot.insure/compare/baldwin-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-cfc/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-cfc/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CFC Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-cfc/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-baldwin/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cfc/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs The Baldwin Group Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs The Baldwin Group Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cfc/employment-practices) — sibling comparison (other line, or other pair for this line)

# The Baldwin Group vs CFC: How Do They Compare for Employment Practices Liability Insurance?

CFC offers employment practices liability only inside a US Management Liability package, while Baldwin brokers it among broader coverage programs.

## How to Use the The Baldwin Group vs CFC Employment Practices Liability Insurance Comparison

Use this comparison to evaluate The Baldwin Group and CFC for Employment Practices Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## The Baldwin Group vs CFC Employment Practices Liability Insurance Summary

CFC says EPL cannot be bought standalone from it and lists wage-and-hour and workplace-violence extensions; Baldwin brokers EPL within professional-services and real-estate programs. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure")

## What Is the Baldwin Group?

Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance")

[The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin)

## What Is CFC Insurance?

CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [5](https://www.cfc.com/en-us/company/ "About CFC") [6](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [7](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [8](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information")

[CFC profile](https://spot.insure/insurance-providers/cfc)

## What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. [12](https://www.iii.org/article/employment-practices-liability-insurance "Employment Practices Liability Insurance") [13](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228 "Employment Practices Liability Coverage") [14](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228 "Liability Coverage Terms and Conditions")

## What Are the Key Differences Between The Baldwin Group and CFC Employment Practices Liability Insurance?

### Package-only versus brokered option

CFC includes employment practices liability only inside its US Management Liability package and lists standalone EPL among declined risks [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure"). Baldwin lists EPL as a coverage option within its professional-services and real-estate programs [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services").

### Described cover

CFC says cover extends to the entity, directors, officers and employees for employee or third-party claims, with possible wage-and-hour, immigration and workplace-violence extensions [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure"). Baldwin describes no covered acts, third-party claims or exclusions [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management").

### Claims and issuer

CFC offers phone, email and online claim notification with a dedicated adjuster, but names no issuing carrier for a US EPL policy [11](https://www.cfc.com/en-us/claims/ "Claims"). Baldwin describes claims advocacy for its audiences, which does not determine an insurer's decision [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management").

## What Should You Confirm in The Baldwin Group and CFC Employment Practices Liability Insurance Quotes?

- Would CFC's package suit you if you want only EPL? [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure")
- Which insurer and form would Baldwin place, and what does it exclude? [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services")
- Are you California-domiciled or publicly traded, which CFC's brochure lists as declined? [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure")

## The Baldwin Group vs CFC Employment Practices Liability Compared

| Criteria | Baldwin Employment Practices Liability Brokerage and Advisory | CFC Employment Practices Liability |
| --- | --- | --- |
| Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Employment Practices Liability. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | CFC includes employment practices liability only inside its US Management Liability package. Its brochure lists 'standalone EPL' among the risks it declines, so a business cannot buy this coverage from CFC on its own. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's 'What we decline' list, which pairs standalone EPL with California-domiciled business as declined risks..) |
| Issuing Insurer | Confirm in your quote. | CFC's regulatory page discloses CFC Underwriting Limited's FCA authorization and CFC's Lloyd's Syndicate 1988, managed by Asta Managing Agency Ltd, but neither the regulatory page nor the management-liability brochure names the carrier or syndicate that would issue a given US EPL policy. [8](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Not publicly disclosed; scope: Regulatory information page and brochure as read on 2026-09-23..) |
| Who It’s For | Baldwin lists professional-services firms and real-estate organizations among audiences whose coverage strategies may include employment-practices liability. The pages do not publish an eligibility schedule for an individual employer. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for the package that carries this EPL coverage. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's 'What we decline' list; underwriting still applies to any individual business..) |
| Coverage Features | Baldwin lists employment-practices liability as a coverage option in its professional-services and real-estate risk programs. It does not describe covered employment acts, third-party claims, limits or exclusions for a particular policy. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | CFC says its employment practices liability section gives cover to the entity, directors, officers, management personnel and employees for claims brought by employees or third parties. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's 'Employment practices liability' description; the issued policy wording determines who and what is actually covered..)<br><br>CFC says it can include cover for wage and hour violations, immigration investigations, and costs following a workplace violence event as part of employment practices liability. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's 'Employment practices liability' description and 'What else is in the policy?' list; availability of each extension depends on underwriting..) |
| Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | The reviewed brochure does not publish a separate dollar limit, sublimit or retention for employment practices liability. Those figures appear only on the quote and declarations. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Not publicly disclosed; scope: Brochure as read on 2026-09-23..) |
| Risk Services | Baldwin describes risk assessment, tailored coverage strategy and claims advocacy for the named business audiences. These broker services do not determine an insurer’s claim decision. [3](https://baldwin.com/business-insurance/industries/professional-services/ "Professional Liability Insurance & Services") [4](https://baldwin.com/business-insurance/industries/real-estate/ "Commercial Real Estate Insurance & Risk Management") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. |
| Claims Support | Confirm in your quote. | CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. [11](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Claims page as read on 2026-09-23; not specific to EPL claim outcomes or timing..) |

## Related Pages for The Baldwin Group vs CFC

- [The Baldwin Group vs CFC](https://spot.insure/compare/baldwin-vs-cfc): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection.
- [The Baldwin Group vs CFC Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-cfc/commercial-property)
- [The Baldwin Group vs CFC Crime Insurance](https://spot.insure/compare/baldwin-vs-cfc/crime)
- [The Baldwin Group vs CFC Cyber Insurance](https://spot.insure/compare/baldwin-vs-cfc/cyber)
- [The Baldwin Group vs CFC D&O Insurance](https://spot.insure/compare/baldwin-vs-cfc/directors-officers)
- [The Baldwin Group vs CFC General Liability Insurance](https://spot.insure/compare/baldwin-vs-cfc/general-liability)
- [The Baldwin Group vs CFC Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-cfc/intellectual-property)
- [The Baldwin Group vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/baldwin-vs-cfc/kidnap-ransom)
- [The Baldwin Group vs CFC Management Liability Insurance](https://spot.insure/compare/baldwin-vs-cfc/management-liability)
- [The Baldwin Group vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-cfc/professional-errors-omissions)
- [The Baldwin Group vs CFC Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-cfc/representations-warranties)
- [The Baldwin Group vs CFC Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-cfc/umbrella-excess)
- [AIG vs The Baldwin Group Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-baldwin/employment-practices)
- [AIG vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cfc/employment-practices)
- [Alliance Risk vs The Baldwin Group Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/employment-practices)
- [Alliance Risk vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/employment-practices)
- [Amelia Risk vs The Baldwin Group Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/employment-practices)
- [Amelia Risk vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-cfc/employment-practices)

## Sources for The Baldwin Group vs CFC

### Sources About The Baldwin Group

1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28.
2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28.
3. [Professional Liability Insurance & Services](https://baldwin.com/business-insurance/industries/professional-services/). The Baldwin Group; Professional-services customer population lines 35–64; coverage snapshot lines 68–84 lists property, general/professional liability, cyber, workers’ compensation, D&O, fiduciary, crime/fidelity bond, EPL, and IP liability; Employee benefits lines 93–95; accessed 2026-09-29.. Accessed 2026-09-30.
4. [Commercial Real Estate Insurance & Risk Management](https://baldwin.com/business-insurance/industries/real-estate/). The Baldwin Group; “Coverage designed to perform” and sections “Management & governance risk” / “Professional & specialty risk,” lines 120–150; coverage lines plus claims advocacy at lines 153–163; page accessed 2026-09-29.. Accessed 2026-09-30.

### Sources About CFC

5. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
6. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
7. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
8. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.
9. [Management liability — United States product brochure](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf). CFC; Employment practices liability; At a glance: What we like; What we decline; What else is in the policy?. Accessed 2026-09-23.
10. [Management liability](https://www.cfc.com/en-us/products/class/management-liability/). CFC; Our management liability products: Management liability, Side A DIC. Accessed 2026-09-23.
11. [Claims](https://www.cfc.com/en-us/claims/). CFC; Notify a claim or cyber incident; We're in it with you. Accessed 2026-09-23.

### Sources for the Employment Practices Liability Insurance Guide

12. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
13. [Employment Practices Liability Coverage](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228). Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
14. [Liability Coverage Terms and Conditions](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228). Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## The Baldwin Group Review Scores for 2026

Review Score: not enough ratings.

The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews).

## CFC Review Scores for 2026

Review Score: not enough ratings.

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

- Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews).

## Agent and Developer Resources

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