---
title: "The Baldwin Group vs Berkshire Hathaway Specialty Insurance: Inland Marine Insurance"
description: "Compare The Baldwin Group's coverage with Berkshire Hathaway Specialty Insurance's eligibility for inland marine insurance, including the terms to confirm in a quote."
canonical: "https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "baldwin-vs-berkshire-hathaway-specialty-insurance"
provider-a: "baldwin"
provider-b: "berkshire-hathaway-specialty-insurance"
coverage-line: "inland-marine"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine)

## Agent Guide

**What this page is:** Focused comparison of The Baldwin Group and Berkshire Hathaway Specialty Insurance for Inland Marine Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Inland Marine Insurance questions about The Baldwin Group versus Berkshire Hathaway Specialty Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- The Baldwin Group vs Berkshire Hathaway Specialty Insurance for Inland Marine Insurance: how do they differ?
- Which is better for Inland Marine Insurance, The Baldwin Group or Berkshire Hathaway Specialty Insurance?
- What does The Baldwin Group or Berkshire Hathaway Specialty Insurance publish about Inland Marine Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Inland Marine Insurance from The Baldwin Group or Berkshire Hathaway Specialty Insurance?

**Key facts:**
- Line: Inland Marine Insurance. Providers: The Baldwin Group and Berkshire Hathaway Specialty Insurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance) — parent: all coverage lines for this pair
- [Inland Marine Insurance guide](https://spot.insure/coverage/inland-marine) — coverage explainer for this line
- [The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin) — provider profile (evidence)
- [Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance) — provider profile (evidence)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/builders-risk) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/commercial-property) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Crime Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/crime) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Cyber Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/cyber) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance D&O Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/directors-officers) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/employment-practices) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/fiduciary) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/general-liability) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/inland-marine) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Chubb Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-chubb/inland-marine) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line)

# The Baldwin Group vs Berkshire Hathaway Specialty Insurance: How Do They Compare for Inland Marine Insurance?

Compare The Baldwin Group's coverage with Berkshire Hathaway Specialty Insurance's eligibility for inland marine insurance, including the terms to confirm in a quote.

## How to Use the The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance Comparison

Use this comparison to evaluate The Baldwin Group and Berkshire Hathaway Specialty Insurance for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance Summary

Baldwin identifies inland marine as a possible coverage option for digital-infrastructure clients but publishes no covered-property schedule. Berkshire Hathaway Specialty Insurance names inland transit, truck cargo, warehouse legal liability, contractor equipment and installation risks, then adds exhibition property, scheduled articles, small tools and leased equipment. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine")

## What Is the Baldwin Group?

Baldwin’s Insurance Advisory Solutions group describes commercial-risk and employee-benefit services for businesses and private-risk management for high-net-worth individuals and families; its business-insurance page outlines a five-step RiskMap process. [1](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm "The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025") [2](https://baldwin.com/business-insurance/ "Business Insurance")

[The Baldwin Group profile](https://spot.insure/insurance-providers/baldwin)

## What Is Berkshire Hathaway Specialty Insurance?

BHSI provides commercial and specialty insurance in the U.S., with product-specific industry lists that include healthcare, energy and technology. Online quote and application submissions are nonbinding. [4](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf "At A Glance") [5](https://www.bhspecialty.com/about-us/ "About Us") [6](https://www.bhspecialty.com/terms-conditions/ "Terms of Service") [7](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/ "Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch")

[Berkshire Hathaway Specialty Insurance profile](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance)

## What Is Inland Marine Insurance?

If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment")

## What Are the Key Differences Between The Baldwin Group and Berkshire Hathaway Specialty Insurance Inland Marine Insurance?

### Coverage Detail in the Published Record

Baldwin identifies inland marine as a possible coverage option for digital-infrastructure clients but publishes no covered-property schedule. Berkshire Hathaway Specialty Insurance names inland transit, truck cargo, warehouse legal liability, contractor equipment and installation risks, then adds exhibition property, scheduled articles, small tools and leased equipment. For a project moving equipment between sites, BHSI’s catalog gives concrete categories to match against the property list; Baldwin’s proposal needs the same item-level detail. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine")

### How the Other Record Changes the Comparison

BHSI lists developers, general contractors, logistics, transportation, oil and gas, utilities and warehousemen as target classes. Baldwin’s stated context is companies building or maintaining critical infrastructure. Buyers in those sectors can check whether the particular operation fits the market’s stated appetite before comparing limits and valuation. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine")

## What Should You Confirm in The Baldwin Group and Berkshire Hathaway Specialty Insurance Inland Marine Insurance Quotes?

- Ask BHSI which of its listed categories applies to your equipment and whether it covers storage and installation. Ask Baldwin to name the issuing carrier and provide the covered-property and transit schedule. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure")
- Confirm the quoted policy’s applicable terms, issuing carrier and any coverage-specific limits or exclusions before binding. [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine")

## The Baldwin Group vs Berkshire Hathaway Specialty Insurance Inland Marine Compared

| Criteria | Baldwin Inland Marine Brokerage for Digital Infrastructure | Commercial Inland Marine products including inland transit, motor-truck cargo, warehouse legal liability, contractor equipment and floaters; separately cataloged from Ocean Marine cargo and stock throughput. |
| --- | --- | --- |
| Role in This Line | The source describes The Baldwin Group’s brokerage or advisory role for Inland Marine Brokerage for Digital Infrastructure. It does not identify Baldwin as the risk-bearing insurer for a particular placement. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: The cited company page describes its brokerage/advisory role and does not name the issuer for a buyer-specific placement..) | Confirm in your quote. |
| Who It’s For | Baldwin’s digital-infrastructure practice addresses clients building and maintaining critical infrastructure and lists inland and ocean marine among potential coverage considerations. This draft is limited to inland marine. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: This is the audience or client context named on Baldwin’s page, not an underwriting decision or guarantee of product availability..) | For Inland Marine, BHSI lists developers, general contractors, logistics, transportation, oil and gas, utilities, and warehousemen as top targets. [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: BHSI U.S. Inland Marine target-account list only. Material limitation: Target examples do not guarantee eligibility; do not substitute the separate Ocean Marine customer list or combine the products/forms..) |
| Coverage Features | Baldwin lists inland marine insurance as a possible digital-infrastructure coverage option. The page does not identify covered property, transit, causes, territory or policy terms. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: The statement reports Baldwin’s marketed coverage or advisory description only. No individual quote, binder, policy form, schedule or endorsement was reviewed; policy entitlement and terms remain unknown..) | BHSI's marine catalog includes inland transit, motor-truck cargo, warehouse legal liability, contractor equipment and installation risks. [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: US commercial marine and inland-marine products. Material limitation: These are separate scheduled exposures/forms; not all are necessarily available in one policy..)<br><br>BHSI describes additional inland-marine risks such as exhibition property, scheduled articles, small tools and leased equipment. [8](https://www.bhspecialty.com/us-products/us-marine/ "Marine") (Evidence: Company-reported; scope: Commercial inland marine placements. Material limitation: Eligibility, deductibles, limits and geographic scope depend on the policy..) |
| Limits and Retentions | The reviewed source does not state a buyer-specific limit, retention, deductible or coverage schedule. Confirm the quote and issued policy or bond. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Not publicly disclosed; scope: No buyer quote, binder, policy or bond form was available in the reviewed public sources..) | Confirm in your quote. |
| Risk Services | Baldwin describes global program design and management, claims support, loss prevention and continuity planning for digital-infrastructure clients. [3](https://baldwin.com/business-insurance/industries/digital-infrastructure/ "Digital Infrastructure") (Evidence: Company-reported; scope: These are company-described brokerage and risk-advisory services; account-specific service commitments and third-party terms are not established..) | Confirm in your quote. |

## Related Pages for The Baldwin Group vs Berkshire Hathaway Specialty Insurance

- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance): all coverage lines, business roles, service and claims.
- [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine covers specialized property exposures such as equipment moved between sites, installed property and goods in transit; the quote must match what you own or hold.
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/builders-risk)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Cargo and Transit Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/cargo-transit)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Commercial Property Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/commercial-property)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Crime Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/crime)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Cyber Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/cyber)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance D&O Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/directors-officers)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Employment Practices Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/employment-practices)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Fiduciary Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/fiduciary)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance General Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/general-liability)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/professional-errors-omissions)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/representations-warranties)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/surety-bonds)
- [The Baldwin Group vs Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/umbrella-excess)
- [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine)
- [AIG vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/inland-marine)
- [Alliance Risk vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-baldwin/inland-marine)
- [Alliance Risk vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/inland-marine)
- [The Baldwin Group vs Chubb Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-chubb/inland-marine)
- [The Baldwin Group vs CNA Inland Marine Insurance](https://spot.insure/compare/baldwin-vs-cna/inland-marine)

## Sources for The Baldwin Group vs Berkshire Hathaway Specialty Insurance

### Sources About The Baldwin Group

1. [The Baldwin Insurance Group, Inc. Form 10-K for fiscal year ended December 31, 2025](https://www.sec.gov/Archives/edgar/data/1781755/000178175526000018/bwin-20251231.htm). U.S. Securities and Exchange Commission; filed by The Baldwin Insurance Group, Inc.; Part I, Item 1, “The Company,” lines 194–196; “Operating Groups,” lines 260–263; “Clients and Insurers,” lines 286–288; pp. 6–10; opened 2026-09-28.. Accessed 2026-09-28.
2. [Business Insurance](https://baldwin.com/business-insurance/). The Baldwin Group; RiskMap process, lines 40–68; Connect With Us consultation invitation, lines 182–187; accessed 2026-09-28.. Accessed 2026-09-28.
3. [Digital Infrastructure](https://baldwin.com/business-insurance/industries/digital-infrastructure/). The Baldwin Group; “Products designed to perform,” lines 145–178, lists property, builders’ risk, equipment breakdown, workers’ compensation, commercial general liability, commercial auto, cyber, inland/ocean marine, management liability, umbrella/excess, and other lines for digital-infrastructure exposures; accessed 2026-09-29.. Accessed 2026-09-30.

### Sources About Berkshire Hathaway Specialty Insurance

4. [At A Glance](https://www.bhspecialty.com/wp-content/uploads/marketing/Interactive-AAG.pdf). Berkshire Hathaway Specialty Insurance; United States section, zero-based PDF pages 49–53 (viewer pages 50–54): product/industry lists on pages 49–50; U.S. disclosure/version footer on page 53 is 2026-8-03 A. The 2026-09-14 A footer is on preceding European page 48, not the U.S. section.. Accessed 2026-09-29.
5. [About Us](https://www.bhspecialty.com/about-us/). Berkshire Hathaway Specialty Insurance; About BHSI; company profile page re-opened through official site on 2026-09-28; company says it is part of National Indemnity group. Accessed 2026-09-28.
6. [Terms of Service](https://www.bhspecialty.com/terms-conditions/). Berkshire Hathaway Specialty Insurance; Important Information Concerning Use of this Web Site, paragraphs 2–4; nonbinding submissions, contracted-agent authority, state variation, product availability and policy-specific terms. Accessed 2026-09-28.
7. [Public Disclosure — Berkshire Hathaway Specialty Insurance Singapore Branch](https://www.bhspecialty.com/asia/singapore-products/berkshire-hathaway-specialty-insurance-singapore-branch/). Berkshire Hathaway Specialty Insurance; Singapore branch public disclosure, Company Profile ¶¶ 1–2; direct page opened 2026-09-28. ¶ 1 identifies BHSIC as a Nebraska-domiciled direct P&C insurer; ¶ 2 states BHSIC is wholly owned by National Indemnity Company, itself wholly owned by Berkshire Hathaway Incorporated.. Accessed 2026-09-28.
8. [Marine](https://www.bhspecialty.com/us-products/us-marine/). Berkshire Hathaway Specialty Insurance; Inland and ocean marine product list, covered property classes and target businesses; lines 18-69. Accessed 2026-09-28.

### Sources for the Inland Marine Insurance Guide

9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
10. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## The Baldwin Group Review Scores for 2026

Review Score: not enough ratings.

The reviewed public sources do not establish a representative customer rating for The Baldwin Group’s commercial advisory business. BBB pages show different legal entities: an A+ regional insurance-agency grade with zero listed reviews and complaints for The Baldwin Group Mid-Atlantic, LLC, and an A- grade plus six complaints in three years for The Baldwin Group Personal Insurance, LLC. A 2026 personal-lines complaint describes delayed refund handling. A separate National General auto review mentions a Baldwin referral but concerns insurer policy administration. None of these observations supports a group-wide or commercial rating.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/baldwin/reviews).

## Berkshire Hathaway Specialty Insurance Review Scores for 2026

Review Score: not enough ratings.

The public ratings for Berkshire Hathaway Specialty Insurance are low but thin: Trustpilot shows 2.1 out of 5 from 9 reviews and BBB shows 1 out of 5 from 6. Both mix travel and commercial customers, so we don't count them in a score.

- Trustpilot: TrustScore 2.1 (out of 5); 9 reviews. Trustpilot profile for bhspecialty.com, accessed 2026-09-29. Its small review set mixes travel-policy and other customer accounts; it is user-generated and unverified, and does not establish commercial-policy outcomes or representativeness. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance Reviews](https://www.trustpilot.com/review/bhspecialty.com)
- BBB: Customer review average 1 (out of 5 stars); 6 reviews. BBB page for BHSI headquarters and corporate-owned locations, accessed 2026-09-29. The page’s six customer reviews mix travel and commercial narratives; BBB says third-party information is not verified. BBB’s business letter grade is separate from these customer reviews. Period: Displayed when checked 2026-09-29. Checked 2026-09-29. [Berkshire Hathaway Specialty Insurance — BBB Reviews](https://www.bbb.org/us/ma/boston/profile/insurance-agency/berkshire-hathaway-specialty-insurance-0021-439678/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/berkshire-hathaway-specialty-insurance/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/baldwin-vs-berkshire-hathaway-specialty-insurance/inland-marine.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
