--- title: "Armilla vs RiskCube" description: "Compare a broker’s advertised AI and excess options with Armilla’s assessment, liability and warranty products." canonical: "https://spot.insure/compare/armilla-vs-riskcube" page-type: "provider-comparison" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "Armilla", "RiskCube"] --- [Human-readable page](https://spot.insure/compare/armilla-vs-riskcube) # Armilla vs RiskCube Compare a broker’s advertised AI and excess options with Armilla’s assessment, liability and warranty products. ## Research Scope and Use Use this comparison to evaluate Armilla and RiskCube against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Highlights Armilla is a specialist AI MGA offering liability insurance, warranties and assessments. RiskCube describes a commercial insurance brokerage platform with advertised AI and excess options, but its reviewed AI materials do not establish the proposed policy form or issuer. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [11](https://riskcubeai.com/disclosures "Disclosures & Compensation") ## Introduction A founder seeking AI coverage may encounter both a specialist product and a broker advertising access to AI insurance. Armilla describes its own AI liability and warranty offering; RiskCube markets brokerage services and AI-related protection within a wider catalogue. The first decision is who will place and manage the insurance, followed by which actual form addresses the risk. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [11](https://riskcubeai.com/disclosures "Disclosures & Compensation") [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") ## Documented Provider Strengths ### Armilla - Dedicated liability coverage for AI model and agent failures [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") (Evidence: Company-reported; scope: Direct product brief; no policy wording reviewed. Sample areas are not separately marketed general liability, cyber, media or property policies.; verified: 2026-09-16.) - Model assessments with remediation support and optional retesting [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") (Evidence: Company-reported; scope: Direct assessment service and FAQ; no independent validation of assessment effectiveness or regulatory compliance.; verified: 2026-09-16.) ### RiskCube - Multi-insurer quote comparisons [9](https://riskcubeai.com/ "Startup Business Insurance") [12](https://riskcubeai.com/terms "Terms of Service") [11](https://riskcubeai.com/disclosures "Disclosures & Compensation") [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.) - Policy, COI and renewal management [9](https://riskcubeai.com/ "Startup Business Insurance") [12](https://riskcubeai.com/terms "Terms of Service") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.) ## Coverage Comparison | Coverage Type | Armilla | RiskCube | | --- | --- | --- | | Crime | Not listed | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | Cyber liability | Not listed | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | Directors and officers | Not listed | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | Employment practices liability | Not listed | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | Fiduciary liability | Not listed | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | General liability | Not listed | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | Generative AI liability | Listed [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") | Listed [13](https://riskcubeai.com/insurance "Startup Insurance Coverage") | | Key person | Not listed | Listed [17](https://riskcubeai.com/insurance/life-insurance "Key Person Life Insurance for Startups") | | Technology errors and omissions | Not listed | Listed [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") | | Umbrella and excess liability | Not listed | Listed [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") | Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider. ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Key Differences Between Armilla and RiskCube ### Product Access Needs More Than an AI Label RiskCube advertises protection relating to hallucinations, training-data intellectual property and agentic AI, alongside excess options. Its reviewed pages do not establish a specimen, issuing insurer or the exact AI policy available to the reader. Armilla supplies a more specific distinction between liability insurance and a contractual performance warranty, although its descriptions also require quoted terms. Ask RiskCube what product it proposes before treating this as a direct contest between two policies. [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [20](https://riskcubeai.com/insurance/ai "Contact RiskCube") [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") An excess policy and a performance warranty solve different problems. One proposal may depend on underlying insurance; the other may depend on measured performance and contractual remedies. Nothing in these records establishes that RiskCube places Armilla products or that either structure automatically fills the other’s gaps. [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [4](https://www.armilla.ai/ai-performance-warranty-brief "AI Performance Warranty Brief") ### Contract Review and Model Assessment Can Work Together RiskCube describes reviewing contractual insurance requirements and endorsements. Its own disclosures caution that AI-generated output may be inaccurate. Armilla’s assessment instead examines model performance, fairness, security and robustness. A useful submission can pair the customer contract with technical evidence, while leaving the final interpretation of coverage to a review of the actual policy. [14](https://riskcubeai.com/faq "Startup Insurance FAQ") [12](https://riskcubeai.com/terms "Terms of Service") [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") RiskCube also describes certificates and renewal services. Armilla’s reviewed service materials do not establish an equivalent ongoing brokerage workflow. If the AI policy sits inside a broader program, assign responsibility for certificates, changes and renewal coordination explicitly. [9](https://riskcubeai.com/ "Startup Business Insurance") [12](https://riskcubeai.com/terms "Terms of Service") [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [6](https://www.armilla.ai/brokers "Armilla for Brokers: Specialized AI Coverage") ### Resolve the Fee Terms Before Appointing the Broker RiskCube’s no-added-broker-fee marketing sits alongside terms allowing agreed fees, processing charges and compensation arrangements. Armilla describes commissions and has service-fee terms without a buyer-specific schedule. Obtain the agreement that applies to your account; neither a platform slogan nor a specialist consultation supplies the total cost. [14](https://riskcubeai.com/faq "Startup Insurance FAQ") [11](https://riskcubeai.com/disclosures "Disclosures & Compensation") [12](https://riskcubeai.com/terms "Terms of Service") [6](https://www.armilla.ai/brokers "Armilla for Brokers: Specialized AI Coverage") [7](https://www.armilla.ai/terms-of-service "Armilla Terms of Service") ## What to Confirm in Quotes - Request the proposed AI form, insurer, primary or excess position and any underlying-policy requirements. [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") - Confirm California access and written binding; RiskCube’s producer disclosure and Armilla’s surplus-lines description are not an account approval. [10](https://riskcubeai.com/licenses "Licenses & Disclosures") [12](https://riskcubeai.com/terms "Terms of Service") [1](https://www.armilla.ai/ "Armilla: AI Insurance") - Obtain separate schedules for brokerage, assessment, policy and warranty charges, plus the party responsible for changes after deployment. [12](https://riskcubeai.com/terms "Terms of Service") [7](https://www.armilla.ai/terms-of-service "Armilla Terms of Service") [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") ## Service Comparison Armilla vs RiskCube: documented services and availability. | Criteria | Armilla | RiskCube | | --- | --- | --- | | Business role | Armilla markets AI liability insurance, performance warranties and model assessments. It describes its insurance operation as a managing general agent (MGA), an intermediary with underwriting responsibilities, and names Armilla Insurance Services as a Lloyd’s coverholder. These descriptions do not make Armilla the risk-bearing insurer. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [1](https://www.armilla.ai/ "Armilla: AI Insurance") [6](https://www.armilla.ai/brokers "Armilla for Brokers: Specialized AI Coverage") (Evidence: Company-reported; scope: Company descriptions of the Armilla brand and insurance operation; delegated authority and producer licensing have not been independently verified.; verified: 2026-09-16.)

Florida’s corporate registry lists Armilla Insurance Services Inc., a Delaware corporation. This establishes a corporate identity, not an insurance license or authority to place a California risk. [8](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?aggregateId=forp-f24000002598-db227865-9aa6-457f-8845-7987956f3b38&directionType=Initial&inquirytype=EntityName&listNameOrder=ARMILCFS+F180000056270&searchNameOrder=ARMILLAINSURANCESERVICES+F240000025980&searchTerm=ARMIL%2FCFS%2C+INC. "Detail by Entity Name: ARMILLA INSURANCE SERVICES INC.") (Evidence: Verified; scope: Exact entity spelling in corporate filing F24000002598, inspected on September 16, 2026. No California producer lookup was completed.; verified: 2026-09-16.) | RiskCube offers startup insurance brokerage through RiskCube Insurance Services, LLC. Its parent, RiskCube, Inc., supplies the platform and operational support; third-party insurers issue coverage. [12](https://riskcubeai.com/terms "Terms of Service") [11](https://riskcubeai.com/disclosures "Disclosures & Compensation") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.) | | Application process | Armilla’s insurance FAQ says to begin with an AI risk assessment, followed by a tailored insurance or warranty plan. The site directs buyers to contact its team; coverage requires written confirmation and completion of underwriting requirements. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [1](https://www.armilla.ai/ "Armilla: AI Insurance") (Evidence: Company-reported; scope: Published process, not a submitted application, quote, binding test or promised turnaround.; verified: 2026-09-16.) | RiskCube describes one digital intake followed by AI-assisted and broker-reviewed quote comparison and digital purchase. The public application URL reviewed displayed a contact form rather than a complete underwriting flow. [9](https://riskcubeai.com/ "Startup Business Insurance") [19](https://riskcubeai.com/apply "Contact RiskCube") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.)

For technology E&O, RiskCube asks for product, customer, revenue and contract details, plus prior claims or known incidents. It qualifies its advertised quote timing by risk profile and underwriting complexity. [15](https://riskcubeai.com/insurance/tech-eo "Technology Errors and Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.)

RiskCube’s terms say quotes are not binders: written confirmation from the insurer or its authorized representative and required conditions must be satisfied before coverage is bound. [12](https://riskcubeai.com/terms "Terms of Service") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.) | | Servicing and renewals | Armilla Verified evaluates model performance, fairness, security and robustness. Armilla describes scoping, testing, remediation support and an internal report, with a badge conditional on meeting benchmarks. Optional monitoring and retesting are offered as models change. [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") (Evidence: Company-reported; scope: Direct assessment service and FAQ; no independent validation of assessment effectiveness or regulatory compliance.; verified: 2026-09-16.)

The reviewed assessment and insurance pages do not disclose insurance renewal procedures or whether ongoing model monitoring is included in the premium. Optional assessment support should be priced and scoped separately in the proposal. [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") (Evidence: Not publicly disclosed; scope: Limited to public product and assessment pages reviewed September 16, 2026.; verified: 2026-09-16.) | RiskCube describes platform access for policy management, certificate generation and renewal notifications. A certificate does not change coverage under its terms. [9](https://riskcubeai.com/ "Startup Business Insurance") [12](https://riskcubeai.com/terms "Terms of Service") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.)

RiskCube says it reviews vendor insurance requirements and checks requested endorsements, including additional insured and waiver-of-subrogation language. Its terms warn that AI-assisted output can be incomplete or inaccurate. [14](https://riskcubeai.com/faq "Startup Insurance FAQ") [12](https://riskcubeai.com/terms "Terms of Service") (Evidence: Company-reported; scope: Official public RiskCube materials reviewed on September 16, 2026; company statements, not independent regulatory or policy verification.; verified: 2026-09-16.) | | Fees and compensation | Armilla advertises commissions to brokers without publishing rates on the reviewed broker page. Its website terms allow service fees but do not provide an insurance-specific fee schedule. Premiums, assessment costs and any broker or policy charges need an itemized quote. [6](https://www.armilla.ai/brokers "Armilla for Brokers: Specialized AI Coverage") [7](https://www.armilla.ai/terms-of-service "Armilla Terms of Service") (Evidence: Company-reported; scope: Public broker compensation and generic website fees, not a policy-specific compensation disclosure. Company-reported commission model; amounts unresolved.; verified: 2026-09-16.) | RiskCube’s homepage and FAQ advertise no added broker fees, but its compensation disclosure allows agreed service fees and payment-processing charges. It also describes insurer or intermediary commissions and possible performance incentives. The scope of the fee-free claim needs written clarification for the requested services. [9](https://riskcubeai.com/ "Startup Business Insurance") [14](https://riskcubeai.com/faq "Startup Insurance FAQ") [11](https://riskcubeai.com/disclosures "Disclosures & Compensation") (Evidence: Conflicting sources; scope: Marketing/legal disclosure tension; not a finding that any individual client has been charged an undisclosed fee. No specific commission rate or service fee schedule established.; verified: 2026-09-16.) | ## Related Reading - [What Is Armilla?](https://spot.insure/insurance-providers/armilla) - [What Is RiskCube Insurance?](https://spot.insure/insurance-providers/riskcube) ## Related Comparisons - [Alliance Risk vs Armilla](https://spot.insure/compare/alliance-risk-vs-armilla) - [Alliance Risk vs RiskCube](https://spot.insure/compare/alliance-risk-vs-riskcube) - [Amelia Risk vs Armilla](https://spot.insure/compare/amelia-risk-vs-armilla) - [Amelia Risk vs RiskCube](https://spot.insure/compare/amelia-risk-vs-riskcube) - [Armilla vs At-Bay](https://spot.insure/compare/armilla-vs-at-bay) - [Armilla vs Beazley](https://spot.insure/compare/armilla-vs-beazley) - [Armilla vs CFC](https://spot.insure/compare/armilla-vs-cfc) - [Armilla vs Chubb](https://spot.insure/compare/armilla-vs-chubb) - [Armilla vs Coalition](https://spot.insure/compare/armilla-vs-coalition) - [Armilla vs Corgi](https://spot.insure/compare/armilla-vs-corgi) - 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[Heffernan Insurance Brokers vs RiskCube](https://spot.insure/compare/heffernan-vs-riskcube) - [Hiscox vs RiskCube](https://spot.insure/compare/hiscox-vs-riskcube) - [HUB International vs RiskCube](https://spot.insure/compare/hub-international-vs-riskcube) - [Kinro vs RiskCube](https://spot.insure/compare/kinro-vs-riskcube) - [Layr vs RiskCube](https://spot.insure/compare/layr-vs-riskcube) - [Lockton vs RiskCube](https://spot.insure/compare/lockton-vs-riskcube) - [Marsh vs RiskCube](https://spot.insure/compare/marsh-vs-riskcube) - [Mylo vs RiskCube](https://spot.insure/compare/mylo-vs-riskcube) - [Newfront vs RiskCube](https://spot.insure/compare/newfront-vs-riskcube) - [ERGO NEXT Insurance vs RiskCube](https://spot.insure/compare/next-insurance-vs-riskcube) - [Pie Insurance vs RiskCube](https://spot.insure/compare/pie-insurance-vs-riskcube) - [Relm Insurance vs RiskCube](https://spot.insure/compare/relm-vs-riskcube) - [Resilience vs RiskCube](https://spot.insure/compare/resilience-vs-riskcube) - [RiskCube vs Risklytics Insurance](https://spot.insure/compare/riskcube-vs-risklytics) - [RiskCube vs StartupInsurance.ai](https://spot.insure/compare/riskcube-vs-startupinsurance) - [RiskCube vs TechInsurance](https://spot.insure/compare/riskcube-vs-techinsurance) - [RiskCube vs The Hartford](https://spot.insure/compare/riskcube-vs-the-hartford) - [RiskCube vs Travelers](https://spot.insure/compare/riskcube-vs-travelers) - [RiskCube vs USI Insurance Services](https://spot.insure/compare/riskcube-vs-usi) - [RiskCube vs Vouch](https://spot.insure/compare/riskcube-vs-vouch) - [RiskCube vs WithCoverage](https://spot.insure/compare/riskcube-vs-withcoverage) ## Sources ### [Armilla Official Website](https://www.armilla.ai/) 1. [Armilla: AI Insurance](https://www.armilla.ai/). Armilla; Affirmative Insurance Built for AI Risk; Risk Teams; footer surplus-lines and Lloyd’s disclosures. Accessed 2026-09-16. 2. [AI Insurance – Lloyd’s Coverholder | Armilla AI](https://www.armilla.ai/ai-insurance). Armilla; Armilla Insured; Armilla Guaranteed; FAQ: getting started, warranty classification, claims framework and exclusions. Accessed 2026-09-16. 3. [Armilla AI Insurance Brief](https://www.armilla.ai/ai-insurance-brief). Armilla; MGA introduction; Tailored Protection for AI Pioneers / Sample Coverage Areas; Industry Protection. Accessed 2026-09-16. 4. [AI Performance Warranty Brief](https://www.armilla.ai/ai-performance-warranty-brief). Armilla; Opening partner disclosure; AI Performance, Guaranteed; Real-World Protection Examples. Accessed 2026-09-16. 5. [Armilla Assessments: AI Verification & Red-Teaming](https://www.armilla.ai/assessments). Armilla; Active AI Risk Assessment; FAQ: testing process, ongoing support and starting an assessment. Accessed 2026-09-16. 6. [Armilla for Brokers: Specialized AI Coverage](https://www.armilla.ai/brokers). Armilla; Coverage Options; Competitive Commissions; Flexible, Tech-Enabled Underwriting; broker appointment FAQ. Accessed 2026-09-16. 7. [Armilla Terms of Service](https://www.armilla.ai/terms-of-service). Armilla; Last updated April 5th, 2023; sections 1 Agreement to Terms and 4 Fees and Payment. Accessed 2026-09-16. 8. [Detail by Entity Name: ARMILLA INSURANCE SERVICES INC.](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?aggregateId=forp-f24000002598-db227865-9aa6-457f-8845-7987956f3b38&directionType=Initial&inquirytype=EntityName&listNameOrder=ARMILCFS+F180000056270&searchNameOrder=ARMILLAINSURANCESERVICES+F240000025980&searchTerm=ARMIL%2FCFS%2C+INC.). Florida Department of State, Division of Corporations; Entity name; Filing Information; document F24000002598 (corporate registration, not insurance licensing). Accessed 2026-09-16. ### [RiskCube Official Website](https://riskcubeai.com/) 9. [Startup Business Insurance](https://riskcubeai.com/). RiskCube; Solution; Compare/Buy/Manage; Who we insure; footer. Accessed 2026-09-16. 10. [Licenses & Disclosures](https://riskcubeai.com/licenses). RiskCube; Property & Casualty Producer/Broker Licenses; February 11, 2026 version. Accessed 2026-09-16. 11. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Sections 1–5; February 11, 2026 version. Accessed 2026-09-16. 12. [Terms of Service](https://riskcubeai.com/terms). RiskCube; Who We Are; sections 5, 9, 10 and 19; February 11, 2026 version. Accessed 2026-09-16. 13. [Startup Insurance Coverage](https://riskcubeai.com/insurance). RiskCube; All coverage types. Accessed 2026-09-16. 14. [Startup Insurance FAQ](https://riskcubeai.com/faq). RiskCube; Getting Started; Industries & Eligibility; Certificates & Compliance; claim question. Accessed 2026-09-16. 15. [Technology Errors and Omissions (E&O) Insurance](https://riskcubeai.com/insurance/tech-eo). RiskCube; Introduction; application FAQ; AI & enterprise risk. Accessed 2026-09-16. 16. [Credit Insurance for Startups](https://riskcubeai.com/insurance/credit-insurance). RiskCube; Introduction; coverage exclusions; closing placement invitation. Accessed 2026-09-16. 17. [Key Person Life Insurance for Startups](https://riskcubeai.com/insurance/life-insurance). RiskCube; Introduction; timing FAQ; closing placement invitation. Accessed 2026-09-16. 18. [Key Person Life Insurance Notice](https://riskcubeai.com/key-person-notice). RiskCube; Sections 2–6; June 23, 2026 version. Accessed 2026-09-16. 19. [Contact RiskCube](https://riskcubeai.com/apply). RiskCube; Talk to a licensed insurance expert; Contact form (served at application URL). Accessed 2026-09-16. 20. [Contact RiskCube](https://riskcubeai.com/insurance/ai). RiskCube; Contact form served at AI Insurance URL. Accessed 2026-09-16. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/armilla-vs-riskcube.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)