---
title: "Armilla vs Beazley"
description: "Compare Armilla’s AI liability insurance, performance warranties and assessments with Beazley MediaTech for a model vendor."
canonical: "https://spot.insure/compare/armilla-vs-beazley"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Armilla", "Beazley"]
---

[Human-readable page](https://spot.insure/compare/armilla-vs-beazley)

# Armilla vs Beazley

Compare Armilla’s AI liability insurance, performance warranties and assessments with Beazley MediaTech for a model vendor.

## Research Scope and Use

Use this comparison to evaluate Armilla and Beazley against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.

This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.

For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.

## Highlights

Armilla markets dedicated AI liability insurance plus separate contractual warranties and model assessments. Beazley’s MediaTech combines technology and related liabilities. The two may address different promises made by an AI vendor, with actual policy interfaces and California access unresolved. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [4](https://www.armilla.ai/ai-performance-warranty-brief "AI Performance Warranty Brief") [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [11](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")



## Introduction

An AI vendor may hear two different customer requests: insurance for harmful outputs and a guarantee that the model reaches an agreed accuracy level. Armilla markets AI liability insurance and a separate contractual performance warranty. Beazley’s MediaTech combines technology and related liabilities. Start by identifying which promise the customer wants protected; an insurance certificate and a performance warranty are different documents. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [4](https://www.armilla.ai/ai-performance-warranty-brief "AI Performance Warranty Brief") [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses")

## Documented Provider Strengths

### Armilla

- Dedicated liability coverage for AI model and agent failures [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") (Evidence: Company-reported; scope: Direct product brief; no policy wording reviewed. Sample areas are not separately marketed general liability, cyber, media or property policies.; verified: 2026-09-16.)
- Model assessments with remediation support and optional retesting [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") (Evidence: Company-reported; scope: Direct assessment service and FAQ; no independent validation of assessment effectiveness or regulatory compliance.; verified: 2026-09-16.)

### Beazley

- Technology E&O, media and cyber in one MediaTech form [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech marketing; maximum is advertised capacity, not a guaranteed quote.; verified: 2026-09-16.)
- Execuguard can separate or share executive-risk limits [18](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: US Execuguard; no assertion every coverage is included in every quote.; verified: 2026-09-16.)

## Coverage Comparison

| Coverage Type | Armilla | Beazley |
| --- | --- | --- |
| Commercial property | Not listed | Listed [23](https://www.beazley.com/en-us/products/property-usa/north-american-commercial-property "North American Commercial Property") |
| Crime | Not listed | Listed [19](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") |
| Cyber liability | Not listed | Listed [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [17](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses "Full Spectrum Cyber for Small Businesses") |
| Directors and officers | Not listed | Listed [18](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") |
| Employment practices liability | Not listed | Listed [18](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") |
| Fidelity bonds | Not listed | Listed [19](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") |
| Fiduciary liability | Not listed | Listed [18](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") |
| General liability | Not listed | Listed [25](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") [21](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") |
| Generative AI liability | Listed [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") | Not listed |
| Hired and non-owned auto | Not listed | Listed [25](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") |
| Management liability | Not listed | Listed [18](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") |
| Media liability | Not listed | Listed [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") |
| Medical malpractice | Not listed | Listed [21](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [22](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") |
| Product liability | Not listed | Listed [22](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") |
| Product recall | Not listed | Listed [24](https://www.beazley.com/en-us/products/specialty-risk-usa/product-recall-manufacturing-risk-and-response "Product Recall – Manufacturing Risk and Response") |
| Professional liability / E&O | Not listed | Listed [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [25](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") |
| Representations and warranties | Not listed | Listed [20](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") |
| Technology errors and omissions | Not listed | Listed [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") |
| Umbrella and excess liability | Not listed | Listed [26](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine "Beazley US Marine") |
| Virtual care and telehealth | Not listed | Listed [21](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") |

Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.

This is a service offered by the publisher, separate from the provider research.

## Key Differences Between Armilla and Beazley

### A Performance Remedy Is Not Liability Insurance

Armilla Guaranteed is described as a contractual warranty, with remedies tied to agreed metrics and exclusions such as misuse or unauthorized changes. Armilla’s AI liability brief instead lists sample areas including model errors, harmful outputs and agent mistakes. Those descriptions do not prove a given loss is covered or establish direct rights against a named backing insurer. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [4](https://www.armilla.ai/ai-performance-warranty-brief "AI Performance Warranty Brief") [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief")

Beazley’s MediaTech sample includes contractual and intellectual-property restrictions. It should not be presumed to reimburse a voluntarily promised performance refund. Compare the customer’s remedy clause with the proposed warranty and insurance forms, preserving the distinction between failing a metric and causing an insured third-party loss. [11](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI")

### Model Testing Adds an Underwriting Workstream

Armilla describes beginning with an AI risk assessment, followed by a tailored insurance or warranty plan. Its assessment service includes testing, remediation support and optional retesting. Beazley’s application asks about technology operations, revenues and business changes. For a frequently updated model, ask what each route requires when the model, training data or deployment changes; optional assessment monitoring is not automatically included in an insurance premium. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") [10](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application")

A dedicated AI product also does not replace workers’ compensation or a complete business program. Armilla’s brief is scoped to AI liability, while MediaTech is scoped to technology and related liabilities. Identify the remaining policies separately instead of reading the combined catalogue as an all-risk package. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses")

### Backing Names Do Not Identify the Buyer’s Contract

Armilla describes an MGA/Lloyd’s coverholder role, with different backing disclosures for insurance and warranties. The legal insurer or warranty issuer for the buyer is still unresolved. Beazley’s older application names an insurer but does not settle a current California quotation. For both routes, obtain the contracting entities and placement authority; Armilla’s corporate registration is not an insurance license. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [4](https://www.armilla.ai/ai-performance-warranty-brief "AI Performance Warranty Brief") [8](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?aggregateId=forp-f24000002598-db227865-9aa6-457f-8845-7987956f3b38&directionType=Initial&inquirytype=EntityName&listNameOrder=ARMILCFS+F180000056270&searchNameOrder=ARMILLAINSURANCESERVICES+F240000025980&searchTerm=ARMIL%2FCFS%2C+INC. "Detail by Entity Name: ARMILLA INSURANCE SERVICES INC.") [10](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") [13](https://www.beazley.com/en-us/legal-information-en/ "Legal Information")

## What to Confirm in Quotes

- Is the purchased contract insurance, a warranty or an assessment, and what exact event triggers a remedy? [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [11](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")
- How do the AI and technology policies allocate the same allegation, including contractual promises and exclusions? [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [11](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy")
- Who issues the California contract, what testing and broker charges apply, and where must incidents be reported? [1](https://www.armilla.ai/ "Armilla: AI Insurance") [6](https://www.armilla.ai/brokers "Armilla for Brokers: Specialized AI Coverage") [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") [16](https://www.beazley.com/en-us/notify-a-claim/ "Notify a Claim")



## Service Comparison

Armilla vs Beazley: documented services and availability.

| Criteria | Armilla | Beazley |
| --- | --- | --- |
| Business role | Armilla markets AI liability insurance, performance warranties and model assessments. It describes its insurance operation as a managing general agent (MGA), an intermediary with underwriting responsibilities, and names Armilla Insurance Services as a Lloyd’s coverholder. These descriptions do not make Armilla the risk-bearing insurer. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") [1](https://www.armilla.ai/ "Armilla: AI Insurance") [6](https://www.armilla.ai/brokers "Armilla for Brokers: Specialized AI Coverage") (Evidence: Company-reported; scope: Company descriptions of the Armilla brand and insurance operation; delegated authority and producer licensing have not been independently verified.; verified: 2026-09-16.)<br><br>Florida’s corporate registry lists Armilla Insurance Services Inc., a Delaware corporation. This establishes a corporate identity, not an insurance license or authority to place a California risk. [8](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?aggregateId=forp-f24000002598-db227865-9aa6-457f-8845-7987956f3b38&directionType=Initial&inquirytype=EntityName&listNameOrder=ARMILCFS+F180000056270&searchNameOrder=ARMILLAINSURANCESERVICES+F240000025980&searchTerm=ARMIL%2FCFS%2C+INC. "Detail by Entity Name: ARMILLA INSURANCE SERVICES INC.") (Evidence: Verified; scope: Exact entity spelling in corporate filing F24000002598, inspected on September 16, 2026. No California producer lookup was completed.; verified: 2026-09-16.) | Beazley is a specialty insurance group operating through insurance companies and underwriting businesses. Its US disclosures distinguish the insurance entities from Beazley USA Services, Inc., which reports doing business in California as Beazley Insurance Services under license 0G55497. This is a company disclosure, not an independently verified license record. [13](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") [14](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/ "US Web Services Terms of Use") [15](https://www.beazley.com/globalassets/product-documents/beazley-us-contingency-toolkit.pdf "US Contingency Toolkit") (Evidence: Company-reported; scope: US group and disclosed insurance-services entity; no regulator verification or product-specific producer appointment established.; verified: 2026-09-16.) |
| Coverage lines | Armilla’s standalone AI liability brief lists model errors and hallucinations, harmful outputs, agent mistakes, non-breach data leakage, third-party property damage and AI-related regulatory proceedings as sample coverage areas. These are advertised scopes, not confirmation that a particular loss or fine is insured. [3](https://www.armilla.ai/ai-insurance-brief "Armilla AI Insurance Brief") (Evidence: Company-reported; scope: Direct product brief; no policy wording reviewed. Sample areas are not separately marketed general liability, cyber, media or property policies.; verified: 2026-09-16.)<br><br>Armilla Guaranteed is a contractual performance warranty, not an insurance policy. Armilla says it funds remedies for missed agreed metrics; its FAQ describes a buyer refund when the issue cannot be resolved and identifies misuse, unauthorized changes and external events as typical exclusions. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [4](https://www.armilla.ai/ai-performance-warranty-brief "AI Performance Warranty Brief") (Evidence: Company-reported; scope: Warranty description, distinct from affirmative AI liability insurance; no executed warranty or issuer agreement inspected.; verified: 2026-09-16.) | MediaTech combines technology and professional errors and omissions, media liability and cyber coverage. Beazley lists breach response, business interruption, dependent business interruption, extortion, data recovery and eCrime protections, with limits up to $5 million; the issued policy determines the cover purchased. [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: US small-business MediaTech marketing; maximum is advertised capacity, not a guaranteed quote.; verified: 2026-09-16.)<br><br>The linked MediaTech sample form is dated February 2019. It excludes patent infringement and trade-secret misappropriation related to technology or other products, and contains contractual-liability and retroactive-date restrictions. The sample is not evidence of the wording that will be offered today. [11](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf "Beazley MediaTech Sample Policy") [13](https://www.beazley.com/en-us/legal-information-en/ "Legal Information") (Evidence: Company-reported; scope: F00731 022019; exclusions on printed pages 16–18; qualified reviewer must interpret a current quote form.; verified: 2026-09-16.)<br><br>Execuguard offers private-company directors and officers, employment practices and fiduciary liability, with separate or shared limits across selected coverages. Beazley advertises both admitted and non-admitted options; state and account eligibility still need confirmation. [18](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary "Execuguard (Combined EPL, D&O, and Fiduciary)") (Evidence: Company-reported; scope: US Execuguard; no assertion every coverage is included in every quote.; verified: 2026-09-16.)<br><br>Beazley offers Commercial Crime for commercial companies and Financial Fidelity Bonds for financial institutions. Its crime page describes fraudulent-instruction coverage subject to out-of-band authentication, with possible removal of that condition for documented controls and an additional premium. [19](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime "Crime and Fidelity") (Evidence: Company-reported; scope: US crime and fidelity offering; financial-institution bonds are distinct from fiduciary liability.; verified: 2026-09-16.)<br><br>Virtual Care lists healthcare professional liability, technology liability, cyber, media, general liability and products/completed operations for digital-health businesses. Life Sciences offers product, professional and general liability through BioSecure, NutraGuard and WellTech forms for different life-sciences exposures. [21](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care "Virtual Care") [22](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences "Life Sciences") (Evidence: Company-reported; scope: Specialty healthcare packages, not universal MediaTech benefits.; verified: 2026-09-16.)<br><br>North American Commercial Property targets mid-sized and large commercial properties on an excess and surplus lines basis. Product Recall – Manufacturing Risk and Response separately addresses consumer goods, component parts and consumables, including product-removal and related income-loss costs. [23](https://www.beazley.com/en-us/products/property-usa/north-american-commercial-property "North American Commercial Property") [24](https://www.beazley.com/en-us/products/specialty-risk-usa/product-recall-manufacturing-risk-and-response "Product Recall – Manufacturing Risk and Response") (Evidence: Company-reported; scope: Separate US-marketed product routes; commercial property is not a business owner’s policy.; verified: 2026-09-16.)<br><br>BeazleyOne Environmental combines general, professional and contractors’ pollution liability for environmental-service firms, and lists hired and non-owned auto. US Marine offers hull and marine liability on primary and excess bases; this does not establish general corporate umbrella availability. [25](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy "Environmental Package Policy (BeazleyOne Environmental)") [26](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine "Beazley US Marine") (Evidence: Company-reported; scope: Industry-specific products; marine builders risk is not mapped to general construction builders risk.; verified: 2026-09-16.)<br><br>Beazley offers representations and warranties coverage for acquisitions. Its US Specialty Programs business works through managing general agents, program administrators and specialized brokers on professional, general, product, manufacturers’ E&O, cyber and allied-medical liability programs. [20](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") [27](https://www.beazley.com/en-us/products/specialty-risk-usa/us-specialty-programs "US Specialty Programs") (Evidence: Company-reported; scope: Transaction insurance and delegated programs are distinct from a small-business direct purchase flow.; verified: 2026-09-16.)<br><br>The posted Digital Media Tech application says liability coverage is claims-made and reported: the claim must be made and reported within the applicable policy terms. It also warns that claims expenses reduce the liability limit and are subject to retentions. [10](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Application notice, page 1; current issued wording and endorsements control.; verified: 2026-09-16.) |
| Application process | Armilla’s insurance FAQ says to begin with an AI risk assessment, followed by a tailored insurance or warranty plan. The site directs buyers to contact its team; coverage requires written confirmation and completion of underwriting requirements. [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") [1](https://www.armilla.ai/ "Armilla: AI Insurance") (Evidence: Company-reported; scope: Published process, not a submitted application, quote, binding test or promised turnaround.; verified: 2026-09-16.) | Beazley describes MediaTech placement through third-party platforms or email. Its posted application requests the business’s services and products, employee count, US and non-US revenues, financial statements and expected business changes. A submitted application does not establish acceptance or an effective policy. [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") [10](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf "Beazley Digital Media Tech Application") (Evidence: Company-reported; scope: Published small-business placement description and F00859 042022; no application submitted or binding time tested.; verified: 2026-09-16.) |
| Servicing and renewals | Armilla Verified evaluates model performance, fairness, security and robustness. Armilla describes scoping, testing, remediation support and an internal report, with a badge conditional on meeting benchmarks. Optional monitoring and retesting are offered as models change. [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") (Evidence: Company-reported; scope: Direct assessment service and FAQ; no independent validation of assessment effectiveness or regulatory compliance.; verified: 2026-09-16.)<br><br>The reviewed assessment and insurance pages do not disclose insurance renewal procedures or whether ongoing model monitoring is included in the premium. Optional assessment support should be priced and scoped separately in the proposal. [5](https://www.armilla.ai/assessments "Armilla Assessments: AI Verification & Red-Teaming") [2](https://www.armilla.ai/ai-insurance "AI Insurance – Lloyd’s Coverholder | Armilla AI") (Evidence: Not publicly disclosed; scope: Limited to public product and assessment pages reviewed September 16, 2026.; verified: 2026-09-16.) | Beazley publishes a MediaTech renewal application. The reviewed renewal form and product page do not establish a guaranteed renewal, dedicated account manager, or turnaround commitment for policy changes. [12](https://www.beazley.com/globalassets/product-documents/application/beazley-media-tech-renewal-app-us.pdf "Beazley MediaTech Renewal Application") [9](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/ "MediaTech for Small Businesses") (Evidence: Company-reported; scope: Public renewal document and service description; no policyholder account or service performance tested.; verified: 2026-09-16.)<br><br>Full Spectrum Cyber for small businesses combines Beazley Breach Response with security tools and services. Beazley describes incident-response coordination and discounted vendor services. Its myBeazley quote-and-bind route is for brokers handling accounts below $35 million in revenue and limits no higher than $5 million; these are cyber-route criteria, not MediaTech eligibility rules. [17](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses "Full Spectrum Cyber for Small Businesses") (Evidence: Company-reported; scope: Small-business Full Spectrum Cyber only; services, costs and entitlements depend on actual arrangements.; verified: 2026-09-16.) |

## Related Reading

- [What Is Armilla?](https://spot.insure/insurance-providers/armilla)
- [What Is Beazley?](https://spot.insure/insurance-providers/beazley)

## Related Comparisons

- [Alliance Risk vs Armilla](https://spot.insure/compare/alliance-risk-vs-armilla)
- [Alliance Risk vs Beazley](https://spot.insure/compare/alliance-risk-vs-beazley)
- [Amelia Risk vs Armilla](https://spot.insure/compare/amelia-risk-vs-armilla)
- [Amelia Risk vs Beazley](https://spot.insure/compare/amelia-risk-vs-beazley)
- [Armilla vs At-Bay](https://spot.insure/compare/armilla-vs-at-bay)
- [Armilla vs CFC](https://spot.insure/compare/armilla-vs-cfc)
- [Armilla vs Chubb](https://spot.insure/compare/armilla-vs-chubb)
- [Armilla vs Coalition](https://spot.insure/compare/armilla-vs-coalition)
- [Armilla vs Corgi](https://spot.insure/compare/armilla-vs-corgi)
- [Armilla vs Coterie Insurance](https://spot.insure/compare/armilla-vs-coterie)
- [Armilla vs Coverdash](https://spot.insure/compare/armilla-vs-coverdash)
- [Armilla vs Cowbell](https://spot.insure/compare/armilla-vs-cowbell)
- [Armilla vs Embroker](https://spot.insure/compare/armilla-vs-embroker)
- [Armilla vs Founder Shield](https://spot.insure/compare/armilla-vs-foundershield)
- [Armilla vs Gallagher](https://spot.insure/compare/armilla-vs-gallagher)
- [Armilla vs Harper](https://spot.insure/compare/armilla-vs-harper)
- [Armilla vs Heffernan Insurance Brokers](https://spot.insure/compare/armilla-vs-heffernan)
- [Armilla vs Hiscox](https://spot.insure/compare/armilla-vs-hiscox)
- [Armilla vs HUB International](https://spot.insure/compare/armilla-vs-hub-international)
- [Armilla vs Kinro](https://spot.insure/compare/armilla-vs-kinro)
- [Armilla vs Layr](https://spot.insure/compare/armilla-vs-layr)
- [Armilla vs Lockton](https://spot.insure/compare/armilla-vs-lockton)
- [Armilla vs Marsh](https://spot.insure/compare/armilla-vs-marsh)
- [Armilla vs Mylo](https://spot.insure/compare/armilla-vs-mylo)
- [Armilla vs Newfront](https://spot.insure/compare/armilla-vs-newfront)
- [Armilla vs ERGO NEXT Insurance](https://spot.insure/compare/armilla-vs-next-insurance)
- [Armilla vs Pie Insurance](https://spot.insure/compare/armilla-vs-pie-insurance)
- [Armilla vs Relm Insurance](https://spot.insure/compare/armilla-vs-relm)
- [Armilla vs Resilience](https://spot.insure/compare/armilla-vs-resilience)
- [Armilla vs RiskCube](https://spot.insure/compare/armilla-vs-riskcube)
- [Armilla vs Risklytics Insurance](https://spot.insure/compare/armilla-vs-risklytics)
- [Armilla vs StartupInsurance.ai](https://spot.insure/compare/armilla-vs-startupinsurance)
- [Armilla vs TechInsurance](https://spot.insure/compare/armilla-vs-techinsurance)
- [Armilla vs The Hartford](https://spot.insure/compare/armilla-vs-the-hartford)
- [Armilla vs Travelers Insurance](https://spot.insure/compare/armilla-vs-travelers)
- [Armilla vs USI](https://spot.insure/compare/armilla-vs-usi)
- [Armilla vs Vouch](https://spot.insure/compare/armilla-vs-vouch)
- [Armilla vs WithCoverage](https://spot.insure/compare/armilla-vs-withcoverage)
- [At-Bay vs Beazley](https://spot.insure/compare/at-bay-vs-beazley)
- [Beazley vs CFC](https://spot.insure/compare/beazley-vs-cfc)
- [Beazley vs Chubb](https://spot.insure/compare/beazley-vs-chubb)
- [Beazley vs Coalition](https://spot.insure/compare/beazley-vs-coalition)
- [Beazley vs Corgi](https://spot.insure/compare/beazley-vs-corgi)
- [Beazley vs Coterie Insurance](https://spot.insure/compare/beazley-vs-coterie)
- [Beazley vs Coverdash](https://spot.insure/compare/beazley-vs-coverdash)
- [Beazley vs Cowbell](https://spot.insure/compare/beazley-vs-cowbell)
- [Beazley vs Embroker](https://spot.insure/compare/beazley-vs-embroker)
- [Beazley vs Founder Shield](https://spot.insure/compare/beazley-vs-foundershield)
- [Beazley vs Gallagher](https://spot.insure/compare/beazley-vs-gallagher)
- [Beazley vs Harper](https://spot.insure/compare/beazley-vs-harper)
- [Beazley vs Heffernan](https://spot.insure/compare/beazley-vs-heffernan)
- [Beazley vs Hiscox](https://spot.insure/compare/beazley-vs-hiscox)
- [Beazley vs HUB International](https://spot.insure/compare/beazley-vs-hub-international)
- [Beazley vs Kinro](https://spot.insure/compare/beazley-vs-kinro)
- [Beazley vs Layr](https://spot.insure/compare/beazley-vs-layr)
- [Beazley vs Lockton](https://spot.insure/compare/beazley-vs-lockton)
- [Beazley vs Marsh](https://spot.insure/compare/beazley-vs-marsh)
- [Beazley vs Mylo](https://spot.insure/compare/beazley-vs-mylo)
- [Beazley vs Newfront](https://spot.insure/compare/beazley-vs-newfront)
- [Beazley vs ERGO NEXT Insurance](https://spot.insure/compare/beazley-vs-next-insurance)
- [Beazley vs Pie Insurance](https://spot.insure/compare/beazley-vs-pie-insurance)
- [Beazley vs Relm Insurance](https://spot.insure/compare/beazley-vs-relm)
- [Beazley vs Resilience](https://spot.insure/compare/beazley-vs-resilience)
- [Beazley vs RiskCube](https://spot.insure/compare/beazley-vs-riskcube)
- [Beazley vs Risklytics](https://spot.insure/compare/beazley-vs-risklytics)
- [Beazley vs StartupInsurance.ai](https://spot.insure/compare/beazley-vs-startupinsurance)
- [Beazley vs TechInsurance](https://spot.insure/compare/beazley-vs-techinsurance)
- [Beazley vs The Hartford](https://spot.insure/compare/beazley-vs-the-hartford)
- [Beazley vs Travelers Insurance](https://spot.insure/compare/beazley-vs-travelers)
- [Beazley vs USI](https://spot.insure/compare/beazley-vs-usi)
- [Beazley vs Vouch](https://spot.insure/compare/beazley-vs-vouch)
- [Beazley vs WithCoverage](https://spot.insure/compare/beazley-vs-withcoverage)

## Sources

### [Armilla Official Website](https://www.armilla.ai/)

1. [Armilla: AI Insurance](https://www.armilla.ai/). Armilla; Affirmative Insurance Built for AI Risk; Risk Teams; footer surplus-lines and Lloyd’s disclosures. Accessed 2026-09-16.
2. [AI Insurance – Lloyd’s Coverholder | Armilla AI](https://www.armilla.ai/ai-insurance). Armilla; Armilla Insured; Armilla Guaranteed; FAQ: getting started, warranty classification, claims framework and exclusions. Accessed 2026-09-16.
3. [Armilla AI Insurance Brief](https://www.armilla.ai/ai-insurance-brief). Armilla; MGA introduction; Tailored Protection for AI Pioneers / Sample Coverage Areas; Industry Protection. Accessed 2026-09-16.
4. [AI Performance Warranty Brief](https://www.armilla.ai/ai-performance-warranty-brief). Armilla; Opening partner disclosure; AI Performance, Guaranteed; Real-World Protection Examples. Accessed 2026-09-16.
5. [Armilla Assessments: AI Verification & Red-Teaming](https://www.armilla.ai/assessments). Armilla; Active AI Risk Assessment; FAQ: testing process, ongoing support and starting an assessment. Accessed 2026-09-16.
6. [Armilla for Brokers: Specialized AI Coverage](https://www.armilla.ai/brokers). Armilla; Coverage Options; Competitive Commissions; Flexible, Tech-Enabled Underwriting; broker appointment FAQ. Accessed 2026-09-16.
7. [Armilla Terms of Service](https://www.armilla.ai/terms-of-service). Armilla; Last updated April 5th, 2023; sections 1 Agreement to Terms and 4 Fees and Payment. Accessed 2026-09-16.
8. [Detail by Entity Name: ARMILLA INSURANCE SERVICES INC.](https://search.sunbiz.org/Inquiry/corporationsearch/SearchResultDetail?aggregateId=forp-f24000002598-db227865-9aa6-457f-8845-7987956f3b38&directionType=Initial&inquirytype=EntityName&listNameOrder=ARMILCFS+F180000056270&searchNameOrder=ARMILLAINSURANCESERVICES+F240000025980&searchTerm=ARMIL%2FCFS%2C+INC.). Florida Department of State, Division of Corporations; Entity name; Filing Information; document F24000002598 (corporate registration, not insurance licensing). Accessed 2026-09-16.

### [Beazley Official Website](https://www.beazley.com/en-us/)

9. [MediaTech for Small Businesses](https://www.beazley.com/en-US/products/small-business-solutions-usa/mediatech-for-small-businesses/). Beazley; What we offer; How can we help; Tools & Resources. Accessed 2026-09-16.
10. [Beazley Digital Media Tech Application](https://www.beazley.com/globalassets/product-documents/application/digital-mediatech-application-form.pdf). Beazley; F00859, 042022 edition, pages 1–2: notice, general information and revenue information. Accessed 2026-09-16.
11. [Beazley MediaTech Sample Policy](https://www.beazley.com/globalassets/product-documents/policy-form/beazley-media-tech-policy-us.pdf). Beazley; F00731, 022019 edition; printed pages 14, 16–18: definitions and exclusions (PDF pages 15, 17–19). Accessed 2026-09-16.
12. [Beazley MediaTech Renewal Application](https://www.beazley.com/globalassets/product-documents/application/beazley-media-tech-renewal-app-us.pdf). Beazley; F00729, 022019 edition; page 1, title and claims-made notice. Accessed 2026-09-16.
13. [Legal Information](https://www.beazley.com/en-us/legal-information-en/). Beazley; Website conditions: US jurisdiction availability, surplus lines and policy wording disclaimers; Beazley plc identity. Accessed 2026-09-16.
14. [US Web Services Terms of Use](https://www.beazley.com/globalassets/dwp/beazley-terms-of-use/). Beazley; Page 1: operating entities and California insurance license table. Accessed 2026-09-16.
15. [US Contingency Toolkit](https://www.beazley.com/globalassets/product-documents/beazley-us-contingency-toolkit.pdf). Beazley; PDF page 13: Event Tech Protect disclaimer; page 26: Disclaimer US (BZPAC211). Accessed 2026-09-16.
16. [Notify a Claim](https://www.beazley.com/en-us/notify-a-claim/). Beazley; Policy-first guidance; Submit a Notice of Loss; US email directory. Accessed 2026-09-16.
17. [Full Spectrum Cyber for Small Businesses](https://www.beazley.com/en-us/products/small-business-solutions-usa/cyber-breach-solutions-small-businesses). Beazley; What we offer; Responsive Cyber; Vendor Services; Small and medium sized businesses. Accessed 2026-09-16.
18. [Execuguard (Combined EPL, D&O, and Fiduciary)](https://www.beazley.com/en-us/products/executive-risk-usa/execuguard-combined-epl-do-and-fiduciary). Beazley; What we offer: separate/shared limits; admitted/non-admitted; How can we help. Accessed 2026-09-16.
19. [Crime and Fidelity](https://www.beazley.com/en-us/products/executive-risk-usa/fidelity-and-crime). Beazley; What we offer: Commercial Crime versus Financial Fidelity Bonds; fraudulent instruction condition. Accessed 2026-09-16.
20. [Mergers & Acquisitions](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions). Beazley; What we offer: representations/warranties, target customers and 50-state statement. Accessed 2026-09-16.
21. [Virtual Care](https://www.beazley.com/en-us/products/healthcare-usa/virtual-care). Beazley; Available Coverages; Who we can help; Where is this offered. Accessed 2026-09-16.
22. [Life Sciences](https://www.beazley.com/en-us/products/healthcare-usa/life-sciences). Beazley; What we offer; Our Coverages; Who we can help. Accessed 2026-09-16.
23. [North American Commercial Property](https://www.beazley.com/en-us/products/property-usa/north-american-commercial-property). Beazley; Coverage highlights; Who we can help; Where is this offered. Accessed 2026-09-16.
24. [Product Recall – Manufacturing Risk and Response](https://www.beazley.com/en-us/products/specialty-risk-usa/product-recall-manufacturing-risk-and-response). Beazley; What we offer; Who we can help; Where is this offered. Accessed 2026-09-16.
25. [Environmental Package Policy (BeazleyOne Environmental)](https://www.beazley.com/en-us/products/environmental-usa/environmental-package-policy). Beazley; Key Coverages; Additional Coverages; Who we can help. Accessed 2026-09-16.
26. [Beazley US Marine](https://www.beazley.com/en-us/products/marine-usa/beazley-us-marine). Beazley; What we offer: Marine Hull and Marine Liability; primary and excess. Accessed 2026-09-16.
27. [US Specialty Programs](https://www.beazley.com/en-us/products/specialty-risk-usa/us-specialty-programs). Beazley; What we offer; Who we can help; Where is this offered. Accessed 2026-09-16.
28. [Explore All Products](https://www.beazley.com/en-us/products/). Beazley; US product directory, all product categories including Small Business Solutions and Reinsurance. Accessed 2026-09-16.

Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/armilla-vs-beazley.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)