---
title: "Aon vs Travelers: Commercial Property Insurance"
description: "Travelers lists property, business-income, and risk-control services across business sizes; Aon describes broker-built programs, analytics, and claims advocacy."
canonical: "https://spot.insure/compare/aon-vs-travelers/commercial-property"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aon-vs-travelers"
provider-a: "aon"
provider-b: "travelers"
coverage-line: "commercial-property"
---

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[Human-readable page](https://spot.insure/compare/aon-vs-travelers/commercial-property)

## Agent Guide

**What this page is:** Focused comparison of Aon and Travelers for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Property Insurance questions about Aon versus Travelers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs Travelers for Commercial Property Insurance: how do they differ?
- Which is better for Commercial Property Insurance, Aon or Travelers?
- What does Aon or Travelers publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Property Insurance from Aon or Travelers?

**Key facts:**
- Line: Commercial Property Insurance. Providers: Aon and Travelers.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs Travelers](https://spot.insure/compare/aon-vs-travelers) — parent: all coverage lines for this pair
- [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile (evidence)
- [Aon vs Travelers Commercial Auto Insurance](https://spot.insure/compare/aon-vs-travelers/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Crime Insurance](https://spot.insure/compare/aon-vs-travelers/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Cyber Insurance](https://spot.insure/compare/aon-vs-travelers/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers D&O Insurance](https://spot.insure/compare/aon-vs-travelers/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-travelers/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-travelers/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers General Liability Insurance](https://spot.insure/compare/aon-vs-travelers/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-travelers/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Management Liability Insurance](https://spot.insure/compare/aon-vs-travelers/management-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-travelers/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Aon vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-travelers/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Commercial Property Insurance](https://spot.insure/compare/aig-vs-aon/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Travelers Commercial Property Insurance](https://spot.insure/compare/aig-vs-travelers/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-aon/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Travelers Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Beazley Commercial Property Insurance](https://spot.insure/compare/aon-vs-beazley/commercial-property) — sibling comparison (other line, or other pair for this line)

# Aon vs Travelers: How Do They Compare for Commercial Property Insurance?

Travelers lists property, business-income, and risk-control services across business sizes; Aon describes broker-built programs, analytics, and claims advocacy.

## Research Scope and Use

Use this comparison to evaluate Aon and Travelers for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Travelers describes distinct property tiers and risk-control services; Aon describes catastrophe modeling and broker-arranged property programs. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is Travelers Insurance?

Travelers suits technology companies that want CyberRisk Tech and can work through an independent agent; buyers seeking a direct online technology quote should compare digital providers. Many small accounts can be quoted in agent platforms, while specialty risks need underwriting. [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [6](https://www.travelers.com/contact-us "Contact Us")

[Travelers profile](https://spot.insure/insurance-providers/travelers)

## What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [10](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide")

## Key Differences in Commercial Property Insurance

### Coverage for Different Account Sizes

Travelers describes small-business BOP property, Deluxe and OMNI for midsize businesses, and Customized Property Coverage for large or high-value risks. Aon describes property services broadly without publishing size tiers. Ask Travelers which product tier matches your revenue and asset schedule, and ask Aon which carriers can serve the same account scale. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management")

### Property and Catastrophe Terms

Travelers lists buildings, equipment, furniture, fixtures, inventory, and lost income after events such as fire, storms, theft, and vandalism, with flood, earthquake, and equipment breakdown often available as additional coverage. Aon describes similar property categories and possible interruption but gives no terms. Compare whether catastrophe and equipment options are included or separately endorsed. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management")

### Risk Control Support

Travelers offers property Risk Control specialists, Under Deductible Subrogation, and wildfire mitigation discounts for qualifying properties. Aon describes catastrophe modeling, risk control, claims advocacy, and its U.S.-available Property Risk Analyzer. Ask each provider what service or discount applies to your locations and how the claim process works. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management")

## What to Confirm in Commercial Property Insurance Quotes

- Which Travelers tier and optional catastrophe or equipment endorsements apply to your locations?
- What Aon markets, limits, and location-level analysis will be included in the proposal?

## Offering Details

| Criteria | Aon Commercial Property brokerage and risk-advisory offering | Travelers Commercial Property Insurance |
| --- | --- | --- |
| Role in This Line | Aon describes property brokerage and consulting and says brokers work with insurance carriers to build a property program. Aon is marketing a brokered placement and risk-management service; the page does not name the insurer for an individual placement. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Aon’s official global product/capability page. The statement is limited to Aon’s marketing of brokerage or advisory services, not policy issuance..) | Travelers underwrites commercial property insurance as a standalone policy or packaged with other coverage, with separate product tiers for small, midsized, and large or specialty businesses. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page tier descriptions..) |
| Issuing Insurer | The reviewed page does not identify the insurer or the legal producing entity for a specific placement. Ask Aon to identify both for the quoted risk. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Not found in reviewed sources; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote, binder or policy was reviewed. This does not establish that no insurer or producing entity is available..) | Confirm in your quote. |
| Who It’s For | Aon describes property-risk services for organizations seeking to protect property, buildings, contents and inventory. Its page is a global capability description and does not define an applicant eligibility schedule. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Audience stated by Aon on its global capability page; this does not establish a specific applicant’s eligibility or placement availability by U.S. state..) | Travelers offers small business property coverage bundled into its Business Owner's Policy for classes such as contractors, healthcare, retail, restaurants and technology services, Travelers Deluxe and OMNI for midsized businesses, and Customized Property Coverage for large, specialized or high-value risks. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page small, midsized and large/specialty business sections..) |
| Coverage Features | Aon describes commercial property insurance as protection against loss of property, buildings and contents or inventory from perils such as fire, natural catastrophe, theft and vandalism; it says insurance can also provide business-interruption coverage after property damage. These are general descriptions, not terms of a buyer’s policy. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Aon’s broker-authored explanation of the insurance line. It does not establish an individual insured’s policy entitlement; the insurer’s form, endorsements and declarations control..) | Travelers says the policy covers a company's buildings, office equipment, furniture, fixtures, inventory and lost business income from events such as fire, explosion, storms, theft and vandalism, with additional coverage often available for floods, earthquakes and equipment breakdown. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page "What does commercial property insurance cover?" FAQ; actual inclusions and exclusions are set by the issued policy..) |
| Limits and Retentions | The reviewed page does not state a standard buyer-specific limit, retention or deductible for this placement. Confirm amounts, sublimits and conditions in the quote and issued policy. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Not publicly disclosed; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote or policy form was reviewed..) | Travelers says its excess property market typically attaches at $1,000,000 or greater; standard-tier limits and deductibles are not published and depend on the quote. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page "Excess property market" section..) |
| Risk Services | Aon describes property brokerage and consulting for business interruption, captive integration, claims advocacy, catastrophe modeling, risk control and terrorism/crisis management. Its US-available Property Risk Analyzer models potential losses and insurance program options; tool availability does not establish placement availability. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Company-reported brokerage and advisory services. Account-specific service terms are not stated..) | Travelers says property customers get access to Risk Control property specialists, an Under Deductible Subrogation service to pursue reimbursement for losses below the deductible, and wildfire mitigation discounts for qualifying properties. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page Risk Control, Under Deductible Subrogation and wildfire mitigation sections..) |
| How to Apply | Confirm in your quote. | Commercial property coverage is bought through a Travelers independent agent, who can help choose between replacement-cost and actual-cash-value coverage and confirm what a lease requires. [7](https://www.travelers.com/business-insurance/property "Commercial Property Insurance") (Evidence: Company-reported; scope: Product page purchasing and lease-review FAQs..) |

## Full Comparison

- [Aon vs Travelers](https://spot.insure/compare/aon-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss.
- [Aon vs Travelers Commercial Auto Insurance](https://spot.insure/compare/aon-vs-travelers/commercial-auto)
- [Aon vs Travelers Crime Insurance](https://spot.insure/compare/aon-vs-travelers/crime)
- [Aon vs Travelers Cyber Insurance](https://spot.insure/compare/aon-vs-travelers/cyber)
- [Aon vs Travelers D&O Insurance](https://spot.insure/compare/aon-vs-travelers/directors-officers)
- [Aon vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-travelers/employment-practices)
- [Aon vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-travelers/fiduciary)
- [Aon vs Travelers General Liability Insurance](https://spot.insure/compare/aon-vs-travelers/general-liability)
- [Aon vs Travelers Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-travelers/kidnap-ransom)
- [Aon vs Travelers Management Liability Insurance](https://spot.insure/compare/aon-vs-travelers/management-liability)
- [Aon vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-travelers/umbrella-excess)
- [Aon vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-travelers/workers-compensation)
- [AIG vs Aon Commercial Property Insurance](https://spot.insure/compare/aig-vs-aon/commercial-property)
- [AIG vs Travelers Commercial Property Insurance](https://spot.insure/compare/aig-vs-travelers/commercial-property)
- [Alliance Risk vs Aon Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-aon/commercial-property)
- [Alliance Risk vs Travelers Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/commercial-property)
- [Aon vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-property)
- [Aon vs Beazley Commercial Property Insurance](https://spot.insure/compare/aon-vs-beazley/commercial-property)

## Sources

### Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Property Risk Management](https://www.aon.com/en/capabilities/risk-management/property-risk-management). Aon; Commercial property description and risk advisory approach, lines 123–140; risk modeling, benchmarking, claims support, risk analyzer and global market access, lines 146–168; contact link at top.. Accessed 2026-09-30.

### Travelers

4. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
5. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
6. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
7. [Commercial Property Insurance](https://www.travelers.com/business-insurance/property). Travelers; What is commercial property insurance?; Who is commercial property insurance coverage right for?; Small business property insurance; Midsized business property insurance (Travelers Deluxe, OMNI); Large and specialty business property insurance (Customized Property Coverage, global property coverage, specialty market programs, Excess property market); FAQ. Accessed 2026-09-23.

### Commercial Property Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
9. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
10. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Reviews

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## Travelers Reviews

Review Score: 4.8 / 10 from 3 rated sources, equally weighted.

Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.

- NerdWallet: NerdWallet editorial rating 4.5 (5 stars). Editorial commercial-insurance assessment; methodology and scope belong to publisher. Period: 2026 review; accessed 2026-09-25. Checked 2026-09-25. [NerdWallet result for Travelers](https://www.nerdwallet.com/business/insurance/learn/travelers-business-insurance)
- Trustpilot: Trustpilot TrustScore 1.4 (5 stars); 144 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for Travelers](https://www.trustpilot.com/review/travelers.com)
- ConsumerAffairs: ConsumerAffairs homeowners consumer rating 1.3 (5 stars); 331 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-09-21; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for Travelers](https://www.consumeraffairs.com/insurance/travelers.html)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/travelers/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aon-vs-travelers/commercial-property.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
