---
title: "Aon vs Newfront: Commercial Property Insurance"
description: "Aon offers catastrophe modeling and property analytics; Newfront lists all-risk, catastrophe, supply-chain, and business-interruption coverage with layered and parametric structures."
canonical: "https://spot.insure/compare/aon-vs-newfront/commercial-property"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aon-vs-newfront"
provider-a: "aon"
provider-b: "newfront"
coverage-line: "commercial-property"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aon-vs-newfront/commercial-property)

## Agent Guide

**What this page is:** Focused comparison of Aon and Newfront for Commercial Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Property Insurance questions about Aon versus Newfront. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs Newfront for Commercial Property Insurance: how do they differ?
- Which is better for Commercial Property Insurance, Aon or Newfront?
- What does Aon or Newfront publish about Commercial Property Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Property Insurance from Aon or Newfront?

**Key facts:**
- Line: Commercial Property Insurance. Providers: Aon and Newfront.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs Newfront](https://spot.insure/compare/aon-vs-newfront) — parent: all coverage lines for this pair
- [Commercial Property Insurance guide](https://spot.insure/coverage/commercial-property) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile (evidence)
- [Aon vs Newfront Commercial Auto Insurance](https://spot.insure/compare/aon-vs-newfront/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Crime Insurance](https://spot.insure/compare/aon-vs-newfront/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Cyber Insurance](https://spot.insure/compare/aon-vs-newfront/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront D&O Insurance](https://spot.insure/compare/aon-vs-newfront/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-newfront/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-newfront/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront General Liability Insurance](https://spot.insure/compare/aon-vs-newfront/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Management Liability Insurance](https://spot.insure/compare/aon-vs-newfront/management-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-newfront/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Aon vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-newfront/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Commercial Property Insurance](https://spot.insure/compare/aig-vs-aon/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Newfront Commercial Property Insurance](https://spot.insure/compare/aig-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-aon/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Newfront Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Beazley Commercial Property Insurance](https://spot.insure/compare/aon-vs-beazley/commercial-property) — sibling comparison (other line, or other pair for this line)

# Aon vs Newfront: How Do They Compare for Commercial Property Insurance?

Aon offers catastrophe modeling and property analytics; Newfront lists all-risk, catastrophe, supply-chain, and business-interruption coverage with layered and parametric structures.

## Research Scope and Use

Use this comparison to evaluate Aon and Newfront for Commercial Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Newfront describes layered and parametric property options, valuation review, and risk engineers; Aon describes catastrophe modeling and property analytics. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") [8](https://www.newfront.com/property-insurance "Property")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. [4](https://www.newfront.com/business-insurance "Business Insurance") [5](https://www.newfront.com/total-rewards "Employee Benefits") [6](https://www.newfront.com/navigator "Newfront Navigator") [7](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Commercial Property Insurance?

Commercial property may fit your business if you own a building or rely on equipment and stock. Compare replacement-cost terms, deductibles and any coinsurance condition, and check lost-income protection separately. [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop "Business Interruption Insurance/Businessowner’s Policies (BOP)") [11](https://www.tdi.texas.gov/pubs/consumer/cb021.html "Commercial property insurance guide")

## Key Differences in Commercial Property Insurance

### Coverage and Program Design

Newfront lists all-risk, supply-chain, and business-interruption coverage plus flood, windstorm, earthquake, wildfire, and terrorism; it also describes shared or layered programs and parametric insurance using an agreed event trigger. Aon describes general property protection and consulting without listing comparable structures in this record. Ask Aon whether it can place similar trigger-based or layered terms. [8](https://www.newfront.com/property-insurance "Property") [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management")

### Valuation and Risk Support

Newfront says its property team reviews property and interruption values and pairs placements with in-house risk engineers for loss control and claims support. Aon describes catastrophe modeling, risk control, and a Property Risk Analyzer. Compare the teams' value-review methods and ask which specific locations and interruption exposures their analyses cover. [8](https://www.newfront.com/property-insurance "Property") [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management")

### Industries and Placement

Newfront names construction, manufacturing, real estate, and retail or wholesale among industries served and sets no property size threshold; Aon describes property services for organizations broadly. Both broker with carriers, so request the insurer, attachment points, and account-specific eligibility from each. [8](https://www.newfront.com/property-insurance "Property") [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management")

## What to Confirm in Commercial Property Insurance Quotes

- Which Newfront catastrophe perils and parametric trigger are included, and how are interruption values reviewed?
- Can Aon provide layered or parametric terms for your schedule, and which carriers will participate?

## Offering Details

| Criteria | Aon Commercial Property brokerage and risk-advisory offering | Newfront Property Insurance |
| --- | --- | --- |
| Role in This Line | Aon describes property brokerage and consulting and says brokers work with insurance carriers to build a property program. Aon is marketing a brokered placement and risk-management service; the page does not name the insurer for an individual placement. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Aon’s official global product/capability page. The statement is limited to Aon’s marketing of brokerage or advisory services, not policy issuance..) | Newfront brokers commercial property coverage. Its property practice negotiates placement and program structure with carriers rather than underwriting the risk itself. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property offering page..) |
| Issuing Insurer | The reviewed page does not identify the insurer or the legal producing entity for a specific placement. Ask Aon to identify both for the quoted risk. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Not found in reviewed sources; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote, binder or policy was reviewed. This does not establish that no insurer or producing entity is available..) | The reviewed property page does not name the insurer or insurers that would issue a property policy placed through Newfront. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23; carrier depends on the specific placement..) |
| Who It’s For | Aon describes property-risk services for organizations seeking to protect property, buildings, contents and inventory. Its page is a global capability description and does not define an applicant eligibility schedule. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Audience stated by Aon on its global capability page; this does not establish a specific applicant’s eligibility or placement availability by U.S. state..) | The property page does not state a size or revenue threshold for eligibility. It lists industries the practice serves, including construction, manufacturing, real estate and retail/wholesale. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Areas of Expertise list on the property page; general industry scope, not an eligibility rule..) |
| Coverage Features | Aon describes commercial property insurance as protection against loss of property, buildings and contents or inventory from perils such as fire, natural catastrophe, theft and vandalism; it says insurance can also provide business-interruption coverage after property damage. These are general descriptions, not terms of a buyer’s policy. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Aon’s broker-authored explanation of the insurance line. It does not establish an individual insured’s policy entitlement; the insurer’s form, endorsements and declarations control..) | Newfront lists All-Risks, supply-chain and business-interruption coverage, and catastrophe perils including flood, hurricane/windstorm/earthquake, wildfire and terrorism among its property Key Coverages. It also says it structures shared and layered programs, deductible buy-downs, and parametric insurance using an agreed event trigger. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page Key Coverages and No Two Risks are Alike sections; actual policy forms and exclusions govern the issued policy..) |
| Limits and Retentions | The reviewed page does not state a standard buyer-specific limit, retention or deductible for this placement. Confirm amounts, sublimits and conditions in the quote and issued policy. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Not publicly disclosed; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote or policy form was reviewed..) | Newfront's property page does not publish limits, deductibles or retentions. It says structures such as deductible buy-downs are set for each client. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Not publicly disclosed; scope: Property page as read on 2026-09-23..) |
| Risk Services | Aon describes property brokerage and consulting for business interruption, captive integration, claims advocacy, catastrophe modeling, risk control and terrorism/crisis management. Its US-available Property Risk Analyzer models potential losses and insurance program options; tool availability does not establish placement availability. [3](https://www.aon.com/en/capabilities/risk-management/property-risk-management "Property Risk Management") (Evidence: Company-reported; scope: Company-reported brokerage and advisory services. Account-specific service terms are not stated..) | Newfront says its property team reviews property and business-interruption values to identify data deficiencies, and pairs placements with in-house risk engineers for loss control and coverage-negotiation and claims-resolution support. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Our Approach and Loss Control & Claims Advocacy sections of the property page..) |
| How to Apply | Confirm in your quote. | You start a property placement by requesting a consultation through Newfront's property page. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Property page call-to-action; no online quoting or binding described..) |
| Claims Support | Confirm in your quote. | Newfront says its property claims advocacy includes coverage negotiation and claims-resolution support, aimed at improving claims outcomes. [8](https://www.newfront.com/property-insurance "Property") (Evidence: Company-reported; scope: Loss Control & Claims Advocacy section..) |

## Full Comparison

- [Aon vs Newfront](https://spot.insure/compare/aon-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Commercial Property Insurance?](https://spot.insure/coverage/commercial-property): Commercial property insurance can protect buildings, equipment and inventory, while valuation, deductibles, exclusions and income protection affect your cost after a loss.
- [Aon vs Newfront Commercial Auto Insurance](https://spot.insure/compare/aon-vs-newfront/commercial-auto)
- [Aon vs Newfront Crime Insurance](https://spot.insure/compare/aon-vs-newfront/crime)
- [Aon vs Newfront Cyber Insurance](https://spot.insure/compare/aon-vs-newfront/cyber)
- [Aon vs Newfront D&O Insurance](https://spot.insure/compare/aon-vs-newfront/directors-officers)
- [Aon vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-newfront/employment-practices)
- [Aon vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-newfront/fiduciary)
- [Aon vs Newfront General Liability Insurance](https://spot.insure/compare/aon-vs-newfront/general-liability)
- [Aon vs Newfront Management Liability Insurance](https://spot.insure/compare/aon-vs-newfront/management-liability)
- [Aon vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-newfront/umbrella-excess)
- [Aon vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-newfront/workers-compensation)
- [AIG vs Aon Commercial Property Insurance](https://spot.insure/compare/aig-vs-aon/commercial-property)
- [AIG vs Newfront Commercial Property Insurance](https://spot.insure/compare/aig-vs-newfront/commercial-property)
- [Alliance Risk vs Aon Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-aon/commercial-property)
- [Alliance Risk vs Newfront Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/commercial-property)
- [Aon vs The Baldwin Group Commercial Property Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-property)
- [Aon vs Beazley Commercial Property Insurance](https://spot.insure/compare/aon-vs-beazley/commercial-property)

## Sources

### Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Property Risk Management](https://www.aon.com/en/capabilities/risk-management/property-risk-management). Aon; Commercial property description and risk advisory approach, lines 123–140; risk modeling, benchmarking, claims support, risk analyzer and global market access, lines 146–168; contact link at top.. Accessed 2026-09-30.

### Newfront

4. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
5. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
6. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
7. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
8. [Property](https://www.newfront.com/property-insurance). Newfront; Key Coverages to Protect Your Business: All-Risks, Supply Chain & Business Interruption, Flood, Hurricane/Windstorm/Earthquake, Wildfire, Terrorism; No Two Risks are Alike; Loss Control & Claims Advocacy. Accessed 2026-09-23.

### Commercial Property Insurance Guide

9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; What Should I Expect from a Broker-Agent; Commercial Property: Coverage Sections, Limits of Insurance, and Coinsurance; Covered Causes of Loss; Valuation Types; Inland Marine. Accessed 2026-09-16.
10. [Business Interruption Insurance/Businessowner’s Policies (BOP)](https://content.naic.org/cipr-topics/business-interruptionbusinessowners-policies-bop). National Association of Insurance Commissioners; Background; Commercial Property and Business Interruption bullets. Accessed 2026-09-16.
11. [Commercial property insurance guide](https://www.tdi.texas.gov/pubs/consumer/cb021.html). Texas Department of Insurance; Introduction; Coverage options; Shopping for commercial property insurance; Saving money on your insurance. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Reviews

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## Newfront Reviews

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.

- BBB: BBB grade A (BBB letter grade). BBB profile for Ryan Tice | Newfront Insurance at a San Francisco address. Individual-producer/local listing, not Newfront Insurance Services company-wide. BBB profile displays A grade and says not BBB Accredited; grade is not customer stars. Period: File opened 2023-12-22; accessed 2026-09-25. Checked 2026-09-25. [Ryan Tice | Newfront Insurance | BBB](https://www.bbb.org/us/ca/san-francisco/profile/insurance-agency/ryan-tice---newfront-insurance-1116-955130)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/newfront/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aon-vs-newfront/commercial-property.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)