---
title: "Aon vs Mylo: Commercial Auto Insurance"
description: "Mylo compares carrier quotes and describes liability plus optional collision, comprehensive, and non-owned auto; Aon lists professional-services auto liability without policy detail."
canonical: "https://spot.insure/compare/aon-vs-mylo/commercial-auto"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "aon-vs-mylo"
provider-a: "aon"
provider-b: "mylo"
coverage-line: "commercial-auto"
---

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[Human-readable page](https://spot.insure/compare/aon-vs-mylo/commercial-auto)

## Agent Guide

**What this page is:** Focused comparison of Aon and Mylo for Commercial Auto Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Commercial Auto Insurance questions about Aon versus Mylo. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs Mylo for Commercial Auto Insurance: how do they differ?
- Which is better for Commercial Auto Insurance, Aon or Mylo?
- What does Aon or Mylo publish about Commercial Auto Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Commercial Auto Insurance from Aon or Mylo?

**Key facts:**
- Line: Commercial Auto Insurance. Providers: Aon and Mylo.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs Mylo](https://spot.insure/compare/aon-vs-mylo) — parent: all coverage lines for this pair
- [Commercial Auto Insurance guide](https://spot.insure/coverage/commercial-auto) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [Mylo profile](https://spot.insure/insurance-providers/mylo) — provider profile (evidence)
- [Aon vs Mylo Cyber Insurance](https://spot.insure/compare/aon-vs-mylo/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs Mylo General Liability Insurance](https://spot.insure/compare/aon-vs-mylo/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-mylo/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Mylo Surety Bonds](https://spot.insure/compare/aon-vs-mylo/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-mylo/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Aon vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-mylo/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Commercial Auto Insurance](https://spot.insure/compare/aig-vs-aon/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Mylo Commercial Auto Insurance](https://spot.insure/compare/aig-vs-mylo/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-aon/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Mylo Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-mylo/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Commercial Auto Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs biBerk Commercial Auto Insurance](https://spot.insure/compare/aon-vs-biberk/commercial-auto) — sibling comparison (other line, or other pair for this line)

# Aon vs Mylo: How Do They Compare for Commercial Auto Insurance?

Mylo compares carrier quotes and describes liability plus optional collision, comprehensive, and non-owned auto; Aon lists professional-services auto liability without policy detail.

## How to Use the Aon vs Mylo Commercial Auto Insurance Comparison

Use this comparison to evaluate Aon and Mylo for Commercial Auto Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Aon vs Mylo Commercial Auto Insurance Summary

Mylo says a commercial-auto policy may include bodily-injury and property-damage liability, with optional collision, comprehensive, and non-owned-auto coverage. Aon lists Automobile Liability for professional-services firms without naming auto terms. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is Mylo Insurance?

Mylo suits small businesses wanting online quote comparisons or licensed-advisor help; firms needing complex program management should compare full-service brokers. Mylo says 95% of customers pay no fee, though some transactions carry fees. [4](https://choosemylo.com/business/business-insurance "Small Business Insurance") [5](https://choosemylo.com/our-story "About Mylo")

[Mylo profile](https://spot.insure/insurance-providers/mylo)

## What Is Commercial Auto Insurance?

Commercial auto suits businesses that use vehicles for work and need liability protection; damage to your own vehicles is a separate coverage choice. If employees drive personal or rented cars, check how those trips are handled. [7](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [8](https://content.naic.org/insurance-topics/auto-insurance "Auto Insurance") [9](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance "Business Vehicle Insurance") [10](https://nationalgeneral.com/forms_catalog/CA0001_10012013.pdf "Business Auto Coverage Form")

## What Are the Key Differences Between Aon and Mylo Commercial Auto Insurance?

### Coverage Choices

Mylo describes bodily-injury and property-damage liability and lists collision, comprehensive, and non-owned auto as possible additions depending on the business and its vehicles. Aon lists Automobile Liability for professional-services firms. An employer whose staff drive personal cars for work should ask Mylo whether its non-owned-auto option fits that use and ask Aon which proposed form addresses the same exposure. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice")

### Carrier Selection

Mylo says it compares commercial-auto quotes from multiple carriers rather than underwriting policies itself. Aon also describes a brokerage and advisory role, but its page does not identify the carrier for an account. For the same fleet, request each broker’s issuing insurer, scheduled vehicles, driver rules, and limits. Mylo’s page mentions possible bundling with personal auto or home coverage; confirm any package pricing separately from the commercial-auto terms. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice")

## What Should You Confirm in Aon and Mylo Commercial Auto Insurance Quotes?

- Is Mylo’s non-owned-auto option included, and which carrier form would Aon propose for employees’ personal vehicles used on the job? [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice")
- Which insurer, vehicle schedule, driver conditions, and limits will each broker show, separate from any bundle discount? [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice")

## Aon vs Mylo Commercial Auto Insurance Compared

| Criteria | Aon Automobile Liability brokerage and risk-advisory offering | Mylo Commercial Auto Insurance |
| --- | --- | --- |
| Role in This Line | Aon presents Automobile Liability as a line its Professional Services Practice helps arrange or advise on for professional-service firms. Aon is describing a global brokerage and advisory service, not issuing the underlying policy. The producing legal entity and carrier for any particular placement are not named on this page. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Aon’s global professional-services practice page. This establishes a marketed brokerage/advisory offering, not policy issuance or account-specific placement..) | Mylo brokers commercial auto insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page..) |
| Issuing Insurer | The reviewed practice page does not name the insurer or producing legal entity for a specific placement. Ask for both on the quote and binder. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Not found in reviewed sources; scope: Aon’s global practice page as reviewed 2026-09-30; no state-specific placement schedule or buyer quote was reviewed. This does not establish that Aon cannot arrange a placement..) | The commercial auto product page does not name the insurer that would issue a given business's policy. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Not publicly disclosed; scope: Checked the commercial auto product page on 2026-09-23..) |
| Who It’s For | Aon identifies law, accounting and consulting firms as the audience for its global Professional Services Practice. That audience scope does not establish eligibility for every firm or other business. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Audience described for Aon’s global professional-services practice. It does not establish U.S. state availability or underwriting eligibility for a placement..) | Mylo says all states require commercial auto liability coverage for any business that owns or leases vehicles used on the job. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page..) |
| Coverage Features | Aon lists Automobile Liability in its property-and-casualty offerings for professional services firms. The page does not describe covered autos, drivers, liability limits or policy terms. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Aon’s marketing description of the brokerage/coverage area. The page is not the insurer’s policy form and does not establish an insured's entitlement to coverage..) | Mylo describes a commercial auto policy as potentially including mandatory bodily-injury and property-damage liability, plus optional collision, comprehensive and non-owned-auto coverage depending on the business and its vehicles. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page coverage list; the issued policy and its exclusions control..)<br><br>Mylo recommends non-owned auto coverage for businesses whose employees drive personal vehicles for work, warning that a business can be held liable for an accident even during what a court calls a work "detour," such as a personal errand combined with a work task. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page FAQ; a general explanation, not a specific policy's terms..) |
| Limits and Retentions | The reviewed page does not state a buyer-specific limit, retention, deductible or other placement terms. Confirm these in the quote, bond or issued policy. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Not publicly disclosed; scope: Aon’s global practice page as reviewed 2026-09-30; no quote, bond form or issued policy was reviewed..) | The commercial auto product page does not publish specific liability limits, deductibles or premium ranges. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Not publicly disclosed; scope: Checked the commercial auto product page on 2026-09-23..) |
| Risk Services | Aon says its professional-services advisors use industry knowledge, insights, data and tools to support risk-management and human-capital decisions. This is a company-described advisory service, not a claim outcome or policy benefit. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Company-reported advisory services on Aon’s global practice page; account-specific service scope is not stated..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Mylo says it recommends coverage customized to the business, compares quotes for commercial auto from top-rated carriers, and finds a combination of coverage and price; it also offers bundling with personal car or home insurance for additional savings. [6](https://choosemylo.com/business/product-commercial-auto "Commercial Auto") (Evidence: Company-reported; scope: Commercial auto product page "How will Mylo find me the right policy?" section..) |

## Related Pages for Aon vs Mylo Commercial Auto Insurance

- [Aon vs Mylo](https://spot.insure/compare/aon-vs-mylo): all coverage lines, business roles, service and claims.
- [What Is Commercial Auto Insurance?](https://spot.insure/coverage/commercial-auto): Commercial auto covers liability from vehicles used for work, with vehicle damage and employee personal or rented cars requiring separate quote checks.
- [Aon vs Mylo Cyber Insurance](https://spot.insure/compare/aon-vs-mylo/cyber)
- [Aon vs Mylo General Liability Insurance](https://spot.insure/compare/aon-vs-mylo/general-liability)
- [Aon vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-mylo/professional-errors-omissions)
- [Aon vs Mylo Surety Bonds](https://spot.insure/compare/aon-vs-mylo/surety-bonds)
- [Aon vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-mylo/umbrella-excess)
- [Aon vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-mylo/workers-compensation)
- [AIG vs Aon Commercial Auto Insurance](https://spot.insure/compare/aig-vs-aon/commercial-auto)
- [AIG vs Mylo Commercial Auto Insurance](https://spot.insure/compare/aig-vs-mylo/commercial-auto)
- [Alliance Risk vs Aon Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-aon/commercial-auto)
- [Alliance Risk vs Mylo Commercial Auto Insurance](https://spot.insure/compare/alliance-risk-vs-mylo/commercial-auto)
- [Aon vs The Baldwin Group Commercial Auto Insurance](https://spot.insure/compare/aon-vs-baldwin/commercial-auto)
- [Aon vs biBerk Commercial Auto Insurance](https://spot.insure/compare/aon-vs-biberk/commercial-auto)

## Sources for Aon vs Mylo Commercial Auto Insurance

### Sources About Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Professional Services Practice](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice). Aon; Named professional-services audiences and global advisory role, lines 125–128; line offerings and explanations lines 131–190; contact link lines 120–122. Global practice page; no U.S. state or account-specific placement schedule.. Accessed 2026-09-30.

### Sources About Mylo

4. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
5. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
6. [Commercial Auto](https://choosemylo.com/business/product-commercial-auto). Mylo; Commercial auto savings for a business on the move; What commercial auto insurance do I need?; Commercial auto insurance FAQs (non-owned auto, liability vs. collision vs. comprehensive); How will Mylo find me the right policy?. Accessed 2026-09-23.

### Sources for the Commercial Auto Insurance Guide

7. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Automobile: Coverage, Classification and Limits. Accessed 2026-09-16.
8. [Auto Insurance](https://content.naic.org/insurance-topics/auto-insurance). NAIC; Coverages. Accessed 2026-09-16.
9. [Business Vehicle Insurance](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance). Insurance Information Institute; Will My Personal Auto Policy Cover Business Use?; What Vehicles Are Covered?; What Coverage Do I Need if Employees Drive Their Personal Vehicles for Business?; Does a Business Umbrella Cover Autos?; Do I Need a Business Auto Policy?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
10. [Business Auto Coverage Form](https://nationalgeneral.com/forms_catalog/CA0001_10012013.pdf). Insurance Services Office, Inc.; hosted by National General; I.A, printed/PDF page 1; II.A.1, printed/PDF page 2; III.C–D, printed/PDF page 6; II.B.6, printed/PDF page 3; III.B.3, printed/PDF page 6. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Review Scores for 2026

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## Mylo Review Scores for 2026

Review Score: 7.7 / 10 from 2 rated sources, equally weighted.

Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance.

- Trustpilot: TrustScore 2.9 (0–5 stars); 2 reviews. Trustpilot brand profile linked to choosemylo.com and Kansas City address; two user reviews from U.S. reviewers, both about auto-insurance shopping, not commercial policies. Trustpilot warns reviews may not be representative. Period: 0 reviews in prior 12 months; accessed 2026-09-25. Checked 2026-09-25. [Mylo Reviews | Trustpilot](https://uk.trustpilot.com/review/choosemylo.com)
- Birdeye (aggregates Google and Birdeye reviews): combined Google/Birdeye star rating 4.8 (0–5 stars); 1329 reviews. Kansas City office at 8880 Ward Pkwy #200; profile links to choosemylo.com and identifies insurance products including business, home, auto, health and group health. Birdeye shows 1,328 Google and 1 Birdeye review. Local office and mixed-product profile, not company-wide commercial-only consensus. Period: Observed 2026-09-25; 1,328 Google-origin plus one Birdeye review. Checked 2026-09-25. [Mylo, a Lockton Company | Birdeye](https://reviews.birdeye.com/mylo-a-lockton-company-155339142807839)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/mylo/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aon-vs-mylo/commercial-auto.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)