---
title: "Aon vs Lockton: Cargo and Transit Insurance"
description: "Aon names General Cargo, Excess Storage, Stock Throughput, and Project Cargo; Lockton also lists motor truck cargo, warehouse liability, perishables, and war or strike risks."
canonical: "https://spot.insure/compare/aon-vs-lockton/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "aon-vs-lockton"
provider-a: "aon"
provider-b: "lockton"
coverage-line: "cargo-transit"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aon-vs-lockton/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of Aon and Lockton for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Aon versus Lockton. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs Lockton for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, Aon or Lockton?
- What does Aon or Lockton publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from Aon or Lockton?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: Aon and Lockton.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs Lockton](https://spot.insure/compare/aon-vs-lockton) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile (evidence)
- [Aon vs Lockton Commercial Property Insurance](https://spot.insure/compare/aon-vs-lockton/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton Crime Insurance](https://spot.insure/compare/aon-vs-lockton/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton Cyber Insurance](https://spot.insure/compare/aon-vs-lockton/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton D&O Insurance](https://spot.insure/compare/aon-vs-lockton/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-lockton/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-lockton/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton General Liability Insurance](https://spot.insure/compare/aon-vs-lockton/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton Surety Bonds](https://spot.insure/compare/aon-vs-lockton/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Lockton Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-lockton/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Lockton Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-lockton/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Lockton Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-lockton/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Lockton Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-lockton/cargo-transit) — sibling comparison (other line, or other pair for this line)

# Aon vs Lockton: How Do They Compare for Cargo and Transit Insurance?

Aon names General Cargo, Excess Storage, Stock Throughput, and Project Cargo; Lockton also lists motor truck cargo, warehouse liability, perishables, and war or strike risks.

## How to Use the Aon vs Lockton Cargo and Transit Insurance Comparison

Use this comparison to evaluate Aon and Lockton for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Aon vs Lockton Cargo and Transit Insurance Summary

Aon lists four cargo placement options, including project cargo and excess storage. Lockton’s cargo team also lists motor truck cargo, warehouseman’s legal liability, perishable-goods deterioration, and war or strike risks. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is Lockton?

Lockton suits technology companies and larger businesses seeking a broker across cyber, D&O, property, liability and benefits; small firms wanting an instant standard quote should compare digital agencies. [4](https://global.lockton.com/us/en "Lockton United States") [5](https://global.lockton.com/us/en/technology "Technology") [6](https://global.lockton.com/us/en/terms-of-business "US Terms of Business")

[Lockton profile](https://spot.insure/insurance-providers/lockton)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [9](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [10](https://www.trade.gov/shipping-options "Shipping Options") [11](https://www.trade.gov/special-documents "Special Documents") [12](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between Aon and Lockton Cargo and Transit Insurance?

### Cargo Forms and Exposures

Aon’s cargo page names General Cargo, Excess Storage, Stock Throughput, and Project Cargo/Marine Delay in Start-Up. Lockton’s list includes cargo in transit and stock throughput too, but it also calls out motor truck cargo, warehouseman’s legal liability, perishable-goods deterioration, and war, strikes, or terrorism risk. Those lists point to different details for a shipment program: Aon names project-related placement, while Lockton explicitly names warehouse liability and perishable stock. Neither list is policy wording; ask the proposed insurer to schedule the actual goods, locations, and causes of loss. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")

### Brokerage and Cargo Services

Lockton describes a Cargo & Logistics team that places marine and cargo coverage within broader casualty solutions. Aon describes cargo risk consulting, claims management, and a global network coordinating local expertise. A buyer comparing support should distinguish Lockton’s named placement team from Aon’s stated risk and claims services, then ask who will handle the shipment schedule, loss-prevention work, and insurer communication for the account. Neither description determines the insurer’s claim decision. [8](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance")

## What Should You Confirm in Aon and Lockton Cargo and Transit Insurance Quotes?

- Will the quote address Lockton’s listed warehouse-liability, deterioration, and war or strike exposures, and which Aon option covers each scheduled shipment? [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics")
- Will the proposed form schedule perishable goods, warehouse legal liability, and each storage and transit location? [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance")

## Aon vs Lockton Cargo and Transit Insurance Compared

| Criteria | Aon Cargo and Transit brokerage and risk-advisory offering | Lockton Cargo & Logistics Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | Aon states it offers cargo insurance solutions and describes its role as cargo broker. The page does not name the carrier that would insure a particular shipment or account. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Aon’s official global product/capability page. The statement is limited to Aon’s marketing of brokerage or advisory services, not policy issuance..) | Lockton's Cargo & Logistics team places marine and cargo coverage for companies that ship goods; it sits alongside auto, general/product liability, umbrella and workers' compensation under Lockton's broader Casualty Insurance Solutions. Lockton is the broker arranging this coverage, not the insurer. [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") [8](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") (Evidence: Company-reported; scope: Cargo & Logistics and Casualty product pages, U.S. site, as read 2026-09-23..) |
| Issuing Insurer | The reviewed page does not identify the insurer or the legal producing entity for a specific placement. Ask Aon to identify both for the quoted risk. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Not found in reviewed sources; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote, binder or policy was reviewed. This does not establish that no insurer or producing entity is available..) | Neither page names the marine or cargo insurers Lockton places coverage with. The carrier depends on the specific placement. [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") [8](https://global.lockton.com/us/en/products-services/casualty "Casualty Insurance") (Evidence: Not publicly disclosed; scope: Cargo & Logistics and Casualty pages checked 2026-09-23..) |
| Who It’s For | Aon addresses businesses across industries that move raw materials, components, finished goods and appliances by road, rail, sea or air, domestically and internationally. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Audience stated by Aon on its global capability page; this does not establish a specific applicant’s eligibility or placement availability by U.S. state..) | Confirm in your quote. |
| Coverage Features | Aon describes cargo insurance for physical loss or damage to goods during transportation and describes goods as protected during loading, unloading, storage and transit. Its listed options include General Cargo, Excess Storage, Stock Throughput and Project Cargo/Marine Delay in Start-Up. These are Aon’s product descriptions, not a guarantee that a buyer’s policy includes every category or peril. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Aon’s broker-authored explanation of the insurance line. It does not establish an individual insured’s policy entitlement; the insurer’s form, endorsements and declarations control..) | Lockton lists cargo and marine coverage areas it can help place, including cargo in transit, motor truck cargo, warehouseman's legal liability, stock throughput, deterioration of perishable goods, and war, strikes and terrorism risk. This is a capability list, not a specimen policy; actual terms depend on the placing insurer. [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") (Evidence: Company-reported; scope: Cargo & Logistics product page as read 2026-09-23. Not a summary of any one policy form..) |
| Limits and Retentions | The reviewed page does not state a standard buyer-specific limit, retention or deductible for this placement. Confirm amounts, sublimits and conditions in the quote and issued policy. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Not publicly disclosed; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote or policy form was reviewed..) | Confirm in your quote. |
| Risk Services | Aon describes cargo broking, risk consulting, claims management and a global network coordinating local expertise. These are brokerage and advisory services, not the insurer’s claim decision or a guarantee of recovery. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Company-reported brokerage and advisory services. Account-specific service terms are not stated..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Public engagement starts as an inquiry: the Cargo & Logistics page routes buyers to a contact form rather than a self-serve quote or bind flow. [7](https://global.lockton.com/us/en/products-services/cargo-logistics "Cargo & Logistics") (Evidence: Company-reported; scope: Cargo & Logistics page as read 2026-09-23. No online quote tool was found for this line..) |

## Related Pages for Aon vs Lockton Cargo and Transit Insurance

- [Aon vs Lockton](https://spot.insure/compare/aon-vs-lockton): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [Aon vs Lockton Commercial Property Insurance](https://spot.insure/compare/aon-vs-lockton/commercial-property)
- [Aon vs Lockton Crime Insurance](https://spot.insure/compare/aon-vs-lockton/crime)
- [Aon vs Lockton Cyber Insurance](https://spot.insure/compare/aon-vs-lockton/cyber)
- [Aon vs Lockton D&O Insurance](https://spot.insure/compare/aon-vs-lockton/directors-officers)
- [Aon vs Lockton Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-lockton/employment-practices)
- [Aon vs Lockton Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-lockton/fiduciary)
- [Aon vs Lockton General Liability Insurance](https://spot.insure/compare/aon-vs-lockton/general-liability)
- [Aon vs Lockton Surety Bonds](https://spot.insure/compare/aon-vs-lockton/surety-bonds)
- [Aon vs Lockton Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-lockton/workers-compensation)
- [AIG vs Aon Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-aon/cargo-transit)
- [AIG vs Lockton Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-lockton/cargo-transit)
- [Alliance Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-aon/cargo-transit)
- [Alliance Risk vs Lockton Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-lockton/cargo-transit)
- [Amelia Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-aon/cargo-transit)
- [Amelia Risk vs Lockton Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-lockton/cargo-transit)

## Sources for Aon vs Lockton Cargo and Transit Insurance

### Sources About Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Cargo Insurance](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance). Aon; Cargo insurance definition and transport scope, coverage examples including loading, unloading and storage, lines 123–175; broking, risk consulting, claims management and global cargo network services in ‘How Aon Can Help’; talk-to-team link at top.. Accessed 2026-09-30.

### Sources About Lockton

4. [Lockton United States](https://global.lockton.com/us/en). Lockton; Opening description of independent insurance brokerage for risk, benefits and retirement; Ask an Expert link to contact-us. Accessed 2026-09-16.
5. [Technology](https://global.lockton.com/us/en/technology). Lockton; Industry introduction; cyber liability heading; dedicated technology team; listed services including claims advocacy, contract review, directors and officers liability, and international program design; 24/7 service model. Accessed 2026-09-16.
6. [US Terms of Business](https://global.lockton.com/us/en/terms-of-business). Lockton; Opening entity definition; Surplus Lines; Use of a Particular Insurer; Compensation Disclosure; servicing, claims handling and renewal language in Confidentiality section; Intermediaries. Accessed 2026-09-16.
7. [Cargo & Logistics](https://global.lockton.com/us/en/products-services/cargo-logistics). Lockton; Risk management challenges intro; Wide array of experience: list of marine and cargo coverage areas (guaranteed outturn, bailees liability, motor truck cargo, carrier's legal liability, stock throughput, war and strikes risk, and more). Accessed 2026-09-23.
8. [Casualty Insurance](https://global.lockton.com/us/en/products-services/casualty). Lockton; Casualty Insurance Solutions list: Auto, Cargo, General & Product Liability, Umbrella & Excess Liability, Workers' Compensation; dedicated service team paragraph. Accessed 2026-09-23.

### Sources for the Cargo and Transit Insurance Guide

9. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
10. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
11. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
12. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Review Scores for 2026

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## Lockton Review Scores for 2026

Review Score: 8.4 / 10 from 3 rated sources, equally weighted.

Lockton’s reviews vary by office and entity. Local Google-derived ratings provide some service feedback, but no reliable firmwide verdict.

- BBB: BBB grade A+ (BBB letter grade). Denver BBB profile for Lockton Companies, LLC; corporate profile, not insurer/customer-star aggregate. Checked 2026-09-25. [Lockton Companies, LLC | BBB Business Profile](https://www.bbb.org/us/co/denver/profile/insurance-companies/lockton-companies-llc-1296-9971)
- ProvenExpert (Google Maps aggregation): Google Maps aggregate shown by ProvenExpert 4 (0–5 stars); 44 reviews. Aggregator profile labeled Lockton, insurance brokerage/consulting, attached to 444 W 47th St, Suite 900, Kansas City, Missouri. This is location-level evidence and should not be treated as firmwide consensus. ProvenExpert says the 44 reviews are from Google Maps; it does not show review-level dates in the captured result. Period: Profile active/updated 2026-08-18; accessed 2026-09-25. Checked 2026-09-25. [Lockton Reviews & Experiences | ProvenExpert](https://www.provenexpert.com/en-us/lockton/)
- Birdeye (aggregates Google and Birdeye reviews): combined Google/Birdeye star rating 3.6 (0–5 stars); 144 reviews. Office/program-specific Lockton Affinity, LLC profile at 10895 Lowell Ave, Overland Park, Kansas; not Lockton Companies, LLC firmwide. Birdeye identifies 141 Google reviews plus 3 Birdeye reviews. Period: Accessed 2026-09-25; visible excerpts dated about 3 years earlier. Checked 2026-09-25. [Lockton Affinity, LLC | Birdeye](https://reviews.birdeye.com/lockton-affinity-llc-542637984)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/lockton/reviews).

## Agent and Developer Resources

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