---
title: "Aon vs Founder Shield: Cargo and Transit Insurance"
description: "Founder Shield’s transit policy combines cargo, vehicle damage, and transportation liability through third-party carriers; Aon lists cargo forms and broker services."
canonical: "https://spot.insure/compare/aon-vs-foundershield/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "aon-vs-foundershield"
provider-a: "aon"
provider-b: "foundershield"
coverage-line: "cargo-transit"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aon-vs-foundershield/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of Aon and Founder Shield for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Aon versus Founder Shield. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs Founder Shield for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, Aon or Founder Shield?
- What does Aon or Founder Shield publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from Aon or Founder Shield?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: Aon and Founder Shield.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs Founder Shield](https://spot.insure/compare/aon-vs-foundershield) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence)
- [Aon vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aon-vs-foundershield/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Crime Insurance](https://spot.insure/compare/aon-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Cyber Insurance](https://spot.insure/compare/aon-vs-foundershield/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield D&O Insurance](https://spot.insure/compare/aon-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield General Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-foundershield/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Aon vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-foundershield/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-foundershield/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/cargo-transit) — sibling comparison (other line, or other pair for this line)

# Aon vs Founder Shield: How Do They Compare for Cargo and Transit Insurance?

Founder Shield’s transit policy combines cargo, vehicle damage, and transportation liability through third-party carriers; Aon lists cargo forms and broker services.

## How to Use the Aon vs Founder Shield Cargo and Transit Insurance Comparison

Use this comparison to evaluate Aon and Founder Shield for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Aon vs Founder Shield Cargo and Transit Insurance Summary

Founder Shield describes cargo loss, vehicle damage, and third-party transportation liability in its transit offering; its record says it places the policy with third-party carriers. Aon lists cargo-specific transit, storage, stock-throughput, and project-cargo options. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance") [10](https://foundershield.com/about-us/ "About Us")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is Founder Shield Insurance?

Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [4](https://foundershield.com/ "Founder Shield") [5](https://foundershield.com/startup-insurance/ "Startup Insurance") [6](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [7](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [8](https://foundershield.com/terms-of-service/ "Terms of Service")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [11](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [12](https://www.trade.gov/shipping-options "Shipping Options") [13](https://www.trade.gov/special-documents "Special Documents") [14](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between Aon and Founder Shield Cargo and Transit Insurance?

### What the Transit Policy Combines

Founder Shield describes its Transit & Transportation Insurance as covering cargo damage, loss, or theft in transit, company-vehicle damage, and third-party liability from transportation operations. Aon’s cargo record focuses on goods and named cargo options such as Stock Throughput and Project Cargo/Marine Delay in Start-Up. A business seeking both goods and operational liability should compare Founder Shield’s combined description with separate cargo and auto placements; confirm exactly which policy sections cover each exposure. [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance") [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance")

### Carrier Selection and Support

Founder Shield says it places coverage with third-party carriers, only using carriers rated A- or better by AM Best, and that the issuing carrier depends on placement. Aon also acts as broker and does not identify a shipment’s insurer on its general page. Both buyers therefore need issuer-specific terms; Founder Shield additionally describes a carrier-rating criterion. Aon reports claims management and consulting, while Founder Shield routes applications through its website or an advisor. [6](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [10](https://foundershield.com/about-us/ "About Us") [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance")

## What Should You Confirm in Aon and Founder Shield Cargo and Transit Insurance Quotes?

- Which carrier and policy sections insure cargo, company vehicles, and third-party transport liability? [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance")
- What claims support will the placing broker provide, and which carrier handles each type of loss? [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance")

## Aon vs Founder Shield Cargo and Transit Insurance Compared

| Criteria | Aon Cargo and Transit brokerage and risk-advisory offering | Founder Shield Transit & Transportation Insurance |
| --- | --- | --- |
| Role in This Line | Aon states it offers cargo insurance solutions and describes its role as cargo broker. The page does not name the carrier that would insure a particular shipment or account. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Aon’s official global product/capability page. The statement is limited to Aon’s marketing of brokerage or advisory services, not policy issuance..) | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Transit & Transportation Insurance with third-party carriers rather than underwriting the policy itself. [10](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) |
| Issuing Insurer | The reviewed page does not identify the insurer or the legal producing entity for a specific placement. Ask Aon to identify both for the quoted risk. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Not found in reviewed sources; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote, binder or policy was reviewed. This does not establish that no insurer or producing entity is available..) | Founder Shield says it places policies, including Founder Shield Transit & Transportation Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [6](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |
| Who It’s For | Aon addresses businesses across industries that move raw materials, components, finished goods and appliances by road, rail, sea or air, domestically and internationally. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Audience stated by Aon on its global capability page; this does not establish a specific applicant’s eligibility or placement availability by U.S. state..) | Founder Shield markets this coverage to shippers and carriers, logistics companies, manufacturers and distributors that ship products, and third-party logistics (3PL) providers. [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance") (Evidence: Company-reported; scope: Transit & Transportation product page..) |
| Coverage Features | Aon describes cargo insurance for physical loss or damage to goods during transportation and describes goods as protected during loading, unloading, storage and transit. Its listed options include General Cargo, Excess Storage, Stock Throughput and Project Cargo/Marine Delay in Start-Up. These are Aon’s product descriptions, not a guarantee that a buyer’s policy includes every category or peril. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Aon’s broker-authored explanation of the insurance line. It does not establish an individual insured’s policy entitlement; the insurer’s form, endorsements and declarations control..) | Founder Shield describes the policy as covering cargo damage, loss or theft in transit, damage to company vehicles, and third-party liability from transportation operations, distinct from what a commercial auto policy alone would cover. [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | The reviewed page does not state a standard buyer-specific limit, retention or deductible for this placement. Confirm amounts, sublimits and conditions in the quote and issued policy. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Not publicly disclosed; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote or policy form was reviewed..) | Founder Shield's page does not publish specific limit or deductible figures for this line; it says coverage limits should align with the value of the goods and vehicles being transported. [9](https://foundershield.com/coverage/transit-transportation-insurance/ "Transit & Transportation Insurance") (Evidence: Not publicly disclosed; scope: Transit & Transportation product page, checked 2026-09-23..) |
| Risk Services | Aon describes cargo broking, risk consulting, claims management and a global network coordinating local expertise. These are brokerage and advisory services, not the insurer’s claim decision or a guarantee of recovery. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Company-reported brokerage and advisory services. Account-specific service terms are not stated..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | You request Founder Shield Transit & Transportation Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [10](https://foundershield.com/about-us/ "About Us") [6](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |

## Related Pages for Aon vs Founder Shield Cargo and Transit Insurance

- [Aon vs Founder Shield](https://spot.insure/compare/aon-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [Aon vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aon-vs-foundershield/commercial-property)
- [Aon vs Founder Shield Crime Insurance](https://spot.insure/compare/aon-vs-foundershield/crime)
- [Aon vs Founder Shield Cyber Insurance](https://spot.insure/compare/aon-vs-foundershield/cyber)
- [Aon vs Founder Shield D&O Insurance](https://spot.insure/compare/aon-vs-foundershield/directors-officers)
- [Aon vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/employment-practices)
- [Aon vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/fiduciary)
- [Aon vs Founder Shield General Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/general-liability)
- [Aon vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-foundershield/professional-errors-omissions)
- [Aon vs Founder Shield Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-foundershield/umbrella-excess)
- [Aon vs Founder Shield Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-foundershield/workers-compensation)
- [AIG vs Aon Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-aon/cargo-transit)
- [AIG vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-foundershield/cargo-transit)
- [Alliance Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-aon/cargo-transit)
- [Alliance Risk vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-foundershield/cargo-transit)
- [Amelia Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-aon/cargo-transit)
- [Amelia Risk vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-foundershield/cargo-transit)

## Sources for Aon vs Founder Shield Cargo and Transit Insurance

### Sources About Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Cargo Insurance](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance). Aon; Cargo insurance definition and transport scope, coverage examples including loading, unloading and storage, lines 123–175; broking, risk consulting, claims management and global cargo network services in ‘How Aon Can Help’; talk-to-team link at top.. Accessed 2026-09-30.

### Sources About Founder Shield

4. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
5. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
6. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
7. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
8. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
9. [Transit & Transportation Insurance](https://foundershield.com/coverage/transit-transportation-insurance/). Founder Shield; What Is Transit & Transportation Insurance?; Who Needs Transit & Transportation Insurance Coverage?; What Does Transit & Transportation Insurance Cover?. Accessed 2026-09-23.
10. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Sources for the Cargo and Transit Insurance Guide

11. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
12. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
13. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
14. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Review Scores for 2026

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## Founder Shield Review Scores for 2026

Review Score: 7.4 / 10 from 1 rated source, equally weighted.

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aon-vs-foundershield/cargo-transit.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)