---
title: "Aon vs Chubb: Cargo and Transit Insurance"
description: "Chubb directly underwrites worldwide ocean cargo and names transit, storage, and war or strike risks; Aon brokers several cargo options and manages risk services."
canonical: "https://spot.insure/compare/aon-vs-chubb/cargo-transit"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "aon-vs-chubb"
provider-a: "aon"
provider-b: "chubb"
coverage-line: "cargo-transit"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aon-vs-chubb/cargo-transit)

## Agent Guide

**What this page is:** Focused comparison of Aon and Chubb for Cargo and Transit Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cargo and Transit Insurance questions about Aon versus Chubb. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs Chubb for Cargo and Transit Insurance: how do they differ?
- Which is better for Cargo and Transit Insurance, Aon or Chubb?
- What does Aon or Chubb publish about Cargo and Transit Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Cargo and Transit Insurance from Aon or Chubb?

**Key facts:**
- Line: Cargo and Transit Insurance. Providers: Aon and Chubb.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs Chubb](https://spot.insure/compare/aon-vs-chubb) — parent: all coverage lines for this pair
- [Cargo and Transit Insurance guide](https://spot.insure/coverage/cargo-transit) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile (evidence)
- [Aon vs Chubb Builders Risk Insurance](https://spot.insure/compare/aon-vs-chubb/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Commercial Auto Insurance](https://spot.insure/compare/aon-vs-chubb/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Commercial Property Insurance](https://spot.insure/compare/aon-vs-chubb/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Crime Insurance](https://spot.insure/compare/aon-vs-chubb/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Cyber Insurance](https://spot.insure/compare/aon-vs-chubb/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb D&O Insurance](https://spot.insure/compare/aon-vs-chubb/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-chubb/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-chubb/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb General Liability Insurance](https://spot.insure/compare/aon-vs-chubb/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-chubb/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Management Liability Insurance](https://spot.insure/compare/aon-vs-chubb/management-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-chubb/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Surety Bonds](https://spot.insure/compare/aon-vs-chubb/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-chubb/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Aon vs Chubb Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-chubb/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-chubb/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-chubb/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-aon/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-chubb/cargo-transit) — sibling comparison (other line, or other pair for this line)

# Aon vs Chubb: How Do They Compare for Cargo and Transit Insurance?

Chubb directly underwrites worldwide ocean cargo and names transit, storage, and war or strike risks; Aon brokers several cargo options and manages risk services.

## How to Use the Aon vs Chubb Cargo and Transit Insurance Comparison

Use this comparison to evaluate Aon and Chubb for Cargo and Transit Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Aon vs Chubb Cargo and Transit Insurance Summary

Chubb directly underwrites cargo covering international and domestic transit and storage, with listed war and strike risks. Aon describes a brokered menu including excess storage and stock throughput. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is Chubb?

Chubb fits technology firms seeking DigiTech ERM or small businesses with up to $30 million in revenue seeking a BOP; buyers wanting an instant direct purchase should compare online carriers. Agents can quote eligible small accounts, with a faster cyber route. [4](https://www.chubb.com/us-en/business-insurance/industries/technology.html "Insurance For Technology Companies") [5](https://www.chubb.com/us-en/terms-of-use.html "Terms Of Use") [6](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html "Cyber Insurance Coverage & Products")

[Chubb profile](https://spot.insure/insurance-providers/chubb)

## What Is Cargo and Transit Insurance?

Cargo coverage fits a shipper protecting goods it owns or a carrier responsible for another party’s goods. The quote needs to match who bears the loss, the shipment route and storage stops. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://www.trade.gov/shipping-options "Shipping Options") [10](https://www.trade.gov/special-documents "Special Documents") [11](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf "Motor Truck Cargo Legal Liability Coverage")

## What Are the Key Differences Between Aon and Chubb Cargo and Transit Insurance?

### Insurer and Geographic Scope

Chubb says it directly underwrites worldwide ocean cargo, including international shipment, domestic transit, and storage locations, and lists ocean, air, inland, and connecting conveyances. Aon describes cargo brokerage with General Cargo, Excess Storage, Stock Throughput, and Project Cargo options, without naming the insurer for an account. A buyer can compare a direct underwriting submission with a broker-selected placement, but should identify the actual issuer and confirm every transit leg and warehouse. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance")

### Risk Engineering and Claims Roles

Chubb describes nearly 400 risk engineers globally and a Risk Engineering Center for cargo loss prevention; it also gives agents a local-mailbox submission route for new ocean cargo business. Aon describes cargo risk consulting and claims management across a global network. The service models differ in named engineering resources versus broker coordination. Ask who will survey the cargo operation, manage recommendations, and serve as the insurer’s claim contact. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance")

## What Should You Confirm in Aon and Chubb Cargo and Transit Insurance Quotes?

- Does the Chubb form include every domestic and foreign transit leg, warehouse, and connecting conveyance? [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance")
- Who performs risk engineering and claim coordination under each proposed placement? [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance")

## Aon vs Chubb Cargo and Transit Insurance Compared

| Criteria | Aon Cargo and Transit brokerage and risk-advisory offering | Chubb Worldwide Ocean Cargo Insurance |
| --- | --- | --- |
| Role in This Line | Aon states it offers cargo insurance solutions and describes its role as cargo broker. The page does not name the carrier that would insure a particular shipment or account. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Aon’s official global product/capability page. The statement is limited to Aon’s marketing of brokerage or advisory services, not policy issuance..) | Chubb underwrites worldwide ocean cargo insurance directly, covering goods shipped internationally as well as transit within a country and at storage locations. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") (Evidence: Company-reported; scope: Worldwide Ocean Cargo Insurance product page..) |
| Issuing Insurer | The reviewed page does not identify the insurer or the legal producing entity for a specific placement. Ask Aon to identify both for the quoted risk. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Not found in reviewed sources; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote, binder or policy was reviewed. This does not establish that no insurer or producing entity is available..) | Confirm in your quote. |
| Who It’s For | Aon addresses businesses across industries that move raw materials, components, finished goods and appliances by road, rail, sea or air, domestically and internationally. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Audience stated by Aon on its global capability page; this does not establish a specific applicant’s eligibility or placement availability by U.S. state..) | Chubb says it serves exporters, importers, manufacturers, logistics companies, and businesses that ship unusual or distinctive products. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") (Evidence: Company-reported; scope: Who we serve section..) |
| Coverage Features | Aon describes cargo insurance for physical loss or damage to goods during transportation and describes goods as protected during loading, unloading, storage and transit. Its listed options include General Cargo, Excess Storage, Stock Throughput and Project Cargo/Marine Delay in Start-Up. These are Aon’s product descriptions, not a guarantee that a buyer’s policy includes every category or peril. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Aon’s broker-authored explanation of the insurance line. It does not establish an individual insured’s policy entitlement; the insurer’s form, endorsements and declarations control..) | Chubb lists coverage for international ocean and air transit, domestic transit within the U.S. and Canada, foreign inland transit including local admitted policies, domestic and foreign warehousing, barge and connecting-conveyance movement, and war, strikes, riots and civil commotion risks. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") (Evidence: Company-reported; scope: Coverage Details list; subject to the policy as issued..) |
| Limits and Retentions | The reviewed page does not state a standard buyer-specific limit, retention or deductible for this placement. Confirm amounts, sublimits and conditions in the quote and issued policy. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Not publicly disclosed; scope: Aon’s global product/capability page reviewed 2026-09-30; no buyer quote or policy form was reviewed..) | The reviewed page does not publish specific coverage limits or deductibles for ocean cargo insurance. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") (Evidence: Not found in reviewed sources; scope: Worldwide Ocean Cargo Insurance product page as read on 2026-09-23..) |
| Risk Services | Aon describes cargo broking, risk consulting, claims management and a global network coordinating local expertise. These are brokerage and advisory services, not the insurer’s claim decision or a guarantee of recovery. [3](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance "Cargo Insurance") (Evidence: Company-reported; scope: Company-reported brokerage and advisory services. Account-specific service terms are not stated..) | Chubb says its in-house network of nearly 400 risk engineers globally helps companies anticipate and minimize cargo-related exposures, and it operates a Risk Engineering Center for loss-prevention education. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") (Evidence: Company-reported; scope: Chubb Risk Consulting Services and Risk Engineering Center sections..) |
| How to Apply | Confirm in your quote. | For new ocean cargo business, agents submit a Chubb application to the local mailbox where they submit other Chubb business. [7](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html "Worldwide Ocean Cargo Insurance") (Evidence: Company-reported; scope: FAQ section: "How do agents submit an Ocean Cargo quote?".) |

## Related Pages for Aon vs Chubb Cargo and Transit Insurance

- [Aon vs Chubb](https://spot.insure/compare/aon-vs-chubb): all coverage lines, business roles, service and claims.
- [What Is Cargo and Transit Insurance?](https://spot.insure/coverage/cargo-transit): Cargo coverage protects your financial interest in goods during transit; ownership, route, storage and late-delivery terms shape what the policy addresses.
- [Aon vs Chubb Builders Risk Insurance](https://spot.insure/compare/aon-vs-chubb/builders-risk)
- [Aon vs Chubb Commercial Auto Insurance](https://spot.insure/compare/aon-vs-chubb/commercial-auto)
- [Aon vs Chubb Commercial Property Insurance](https://spot.insure/compare/aon-vs-chubb/commercial-property)
- [Aon vs Chubb Crime Insurance](https://spot.insure/compare/aon-vs-chubb/crime)
- [Aon vs Chubb Cyber Insurance](https://spot.insure/compare/aon-vs-chubb/cyber)
- [Aon vs Chubb D&O Insurance](https://spot.insure/compare/aon-vs-chubb/directors-officers)
- [Aon vs Chubb Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-chubb/employment-practices)
- [Aon vs Chubb Fiduciary Liability Insurance](https://spot.insure/compare/aon-vs-chubb/fiduciary)
- [Aon vs Chubb General Liability Insurance](https://spot.insure/compare/aon-vs-chubb/general-liability)
- [Aon vs Chubb Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-chubb/kidnap-ransom)
- [Aon vs Chubb Management Liability Insurance](https://spot.insure/compare/aon-vs-chubb/management-liability)
- [Aon vs Chubb Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-chubb/professional-errors-omissions)
- [Aon vs Chubb Surety Bonds](https://spot.insure/compare/aon-vs-chubb/surety-bonds)
- [Aon vs Chubb Umbrella and Excess Liability Insurance](https://spot.insure/compare/aon-vs-chubb/umbrella-excess)
- [Aon vs Chubb Workers’ Compensation Insurance](https://spot.insure/compare/aon-vs-chubb/workers-compensation)
- [AIG vs Aon Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-aon/cargo-transit)
- [AIG vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-chubb/cargo-transit)
- [Alliance Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-aon/cargo-transit)
- [Alliance Risk vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-chubb/cargo-transit)
- [Amelia Risk vs Aon Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-aon/cargo-transit)
- [Amelia Risk vs Chubb Cargo and Transit Insurance](https://spot.insure/compare/amelia-risk-vs-chubb/cargo-transit)

## Sources for Aon vs Chubb Cargo and Transit Insurance

### Sources About Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Cargo Insurance](https://www.aon.com/en/capabilities/risk-transfer/cargo-insurance). Aon; Cargo insurance definition and transport scope, coverage examples including loading, unloading and storage, lines 123–175; broking, risk consulting, claims management and global cargo network services in ‘How Aon Can Help’; talk-to-team link at top.. Accessed 2026-09-30.

### Sources About Chubb

4. [Insurance For Technology Companies](https://www.chubb.com/us-en/business-insurance/industries/technology.html). Chubb; Industry overview; Who we serve; Products and services: commercial package insurance (BOP, Benchmarq, Customarq), E&O/Cyber, Financial Lines, workers’ compensation, auto and umbrella; dedicated underwriting, claims and risk engineering. Accessed 2026-09-16.
5. [Terms Of Use](https://www.chubb.com/us-en/terms-of-use.html). Chubb; Acceptance of Terms identifying Chubb Group Holdings Inc.; surplus-lines producer restriction; products not available to all users or jurisdictions; Chubb Limited safe-harbor language; Internet Portals for Chubb Business. Accessed 2026-09-16.
6. [Cyber Insurance Coverage & Products](https://www.chubb.com/us-en/business-insurance/products/cyber-insurance/cyber-insurance-products.html). Chubb; Cyber insurance product catalog: Cyber ERM, DigiTech ERM (technology E&O, media and cyber) and Pro ERM (non-licensed professional services); Marketplace quoting for eligible risks under $100 million revenue; first- and third-party coverage summaries. Accessed 2026-09-16.
7. [Worldwide Ocean Cargo Insurance](https://www.chubb.com/us-en/business-insurance/worldwide-ocean-cargo-insurance.html). Chubb; Coverage Details list: international steamer and air transit, domestic transit, foreign inland transit, warehousing, barge, war/strikes/riots; Who we serve; agent submission FAQ. Accessed 2026-09-23.

### Sources for the Cargo and Transit Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
9. [Shipping Options](https://www.trade.gov/shipping-options). International Trade Administration, U.S. Department of Commerce; Export Shipping Basics; Tips on International Shipping from U.S.; Working with Freight Forwarders. Accessed 2026-09-16.
10. [Special Documents](https://www.trade.gov/special-documents). International Trade Administration, U.S. Department of Commerce; Insurance Certificate bullet. Accessed 2026-09-16.
11. [Motor Truck Cargo Legal Liability Coverage](https://www.nationalunity.com/National/MotorTruckCargoLiability.pdf). American Association of Insurance Services, Inc.; hosted by National Unity; Coverage and Property Covered pp.1–2; Perils Excluded pp.6–7; Valuation p.8; How Much We Pay p.9; Transit definition p.13. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Review Scores for 2026

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## Chubb Review Scores for 2026

Review Score: 6.9 / 10 from 5 rated sources, equally weighted.

Chubb earns 5/5 from NerdWallet, which reports fewer-than-expected commercial property and liability complaints. Customer ratings are mixed across products and locations.

- NerdWallet: NerdWallet editorial rating 5.0 (5 stars). Chubb identity; US commercial insurance review/satisfaction evidence sought on NerdWallet. Period: updated 2026-05-14. Checked 2026-09-25. [Chubb Business Insurance Review 2026: Top-Rated Company, Customizable BOP](https://www.nerdwallet.com/business/insurance/learn/chubb-small-business-insurance)
- Trustpilot: TrustScore 4.2 (5 stars); 3345 reviews. Chubb identity; US commercial insurance review/satisfaction evidence sought on Trustpilot. Checked 2026-09-25. [Chubb (European Region) Reviews](https://www.trustpilot.com/review/www.chubb.com)
- Google: Google star rating 2.0 (5 stars); 8 reviews. One Chubb Group local listing at 701 5th Ave, Seattle, Washington; profile-level feedback is not firmwide, not line-specific, and may include personal policies/claims. Checked 2026-09-25. [Chubb Group of Insurance Companies — Google reviews via Birdeye](https://reviews.birdeye.com/chubb-group-of-insurance-companies-149396582765159)
- ConsumerAffairs: ConsumerAffairs star rating 1.8 (5 stars); 20 reviews. ConsumerAffairs page for U.S. Chubb auto insurance (personal auto); not commercial-policy feedback. Period: page updated 2026-08-14. Checked 2026-09-25. [Chubb Auto Insurance Reviews](https://www.consumeraffairs.com/insurance/chubb.html)
- MoneyGeek: MoneyGeek customer score 4.2 (5 points). MoneyGeek’s U.S. small-business insurance customer-review analysis; publisher describes it as cross-source review analysis and does not isolate one commercial line. Period: 2026 review; MoneyGeek reports over 1,100 reviews, collection period not stated. Checked 2026-09-25. [Chubb Business Insurance Review (2026 Ratings)](https://www.moneygeek.com/insurance/business/chubb-review/)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/chubb/reviews).

## Agent and Developer Resources

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