---
title: "Aon vs CFC: Management Liability Insurance"
description: "Aon advises professional partnerships on management-liability programs; CFC lists a US package spanning four core lines plus executive protections."
canonical: "https://spot.insure/compare/aon-vs-cfc/management-liability"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aon-vs-cfc"
provider-a: "aon"
provider-b: "cfc"
coverage-line: "management-liability"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aon-vs-cfc/management-liability)

## Agent Guide

**What this page is:** Focused comparison of Aon and CFC for Management Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Management Liability Insurance questions about Aon versus CFC. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Aon vs CFC for Management Liability Insurance: how do they differ?
- Which is better for Management Liability Insurance, Aon or CFC?
- What does Aon or CFC publish about Management Liability Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Management Liability Insurance from Aon or CFC?

**Key facts:**
- Line: Management Liability Insurance. Providers: Aon and CFC.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Aon vs CFC](https://spot.insure/compare/aon-vs-cfc) — parent: all coverage lines for this pair
- [Management Liability Insurance guide](https://spot.insure/coverage/management-liability) — coverage explainer for this line
- [Aon profile](https://spot.insure/insurance-providers/aon) — provider profile (evidence)
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence)
- [Aon vs CFC Commercial Property Insurance](https://spot.insure/compare/aon-vs-cfc/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC Crime Insurance](https://spot.insure/compare/aon-vs-cfc/crime) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC Cyber Insurance](https://spot.insure/compare/aon-vs-cfc/cyber) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC D&O Insurance](https://spot.insure/compare/aon-vs-cfc/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-cfc/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC General Liability Insurance](https://spot.insure/compare/aon-vs-cfc/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-cfc/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [Aon vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-cfc/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Management Liability Insurance](https://spot.insure/compare/aig-vs-aon/management-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Aon Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-aon/management-liability) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs CFC Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs The Baldwin Group Management Liability Insurance](https://spot.insure/compare/aon-vs-baldwin/management-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Beazley Management Liability Insurance](https://spot.insure/compare/aon-vs-beazley/management-liability) — sibling comparison (other line, or other pair for this line)

# Aon vs CFC: How Do They Compare for Management Liability Insurance?

Aon advises professional partnerships on management-liability programs; CFC lists a US package spanning four core lines plus executive protections.

## Research Scope and Use

Use this comparison to evaluate Aon and CFC for Management Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Aon describes program design for professional partnerships. CFC sells a US package combining D&O, employment practices, fiduciary and crime coverage, with executive cyber, K&R and reputation protection also listed. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure")

## What Is Aon?

Aon’s U.S. Commercial Risk terms describe brokerage for certain insurance programs, while its Middle Market page describes a dedicated practice for mid-sized organizations across North America. The public materials reviewed do not identify the licensed producer or insurer for a particular placement. Ask which entity will produce each line and which insurer will issue the policy; request jurisdiction details for the proposed placement and ask how compensation and claim notice work for your account. [1](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us "Commercial Risk Solutions U.S. Brokerage Terms of Service") [2](https://www.aon.com/en/capabilities/middle-market-clients "Middle Market Clients")

[Aon profile](https://spot.insure/insurance-providers/aon)

## What Is CFC Insurance?

CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [4](https://www.cfc.com/en-us/company/ "About CFC") [5](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [6](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [7](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information")

[CFC profile](https://spot.insure/insurance-providers/cfc)

## What Is Management Liability Insurance?

Management liability packages can combine D&O and employment-practices coverage for leader and workplace claims, while benefit-plan protection may be a separate part. Shared limits can let a claim in one part reduce what is available for another, so compare the limits across the quote. [11](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [12](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance") [13](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [14](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage") [15](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228 "Liability Coverage Terms and Conditions") [16](https://asset.trvstatic.com/download/assets/pdo-1100w-ind.pdf/d44fa35c63c911eea5a70eda10c0a4d0 "Private Company Directors and Officers Liability Coverage Application")

## Key Differences in Management Liability Insurance

### Program Scope and Structure

Aon says it designs management-liability programs to protect partners and managers in professional partnerships, but its practice page does not itemize the policy parts. CFC describes a defined US package combining directors and officers, employment practices, fiduciary and crime, with executive cyber, kidnap and ransom, reputation protection and court attendance costs also listed. A buyer wanting a defined bundled menu can compare CFC’s listed components against the program Aon proposes for the partnership. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability")

### Access, Terms and Fit

Eligibility is stated differently. Aon names law, accounting and consulting firms as its professional-services audience. CFC’s brochure favors technology, manufacturing, professional services, architects and engineers, and nonprofits, while declining California-domiciled businesses and US publicly traded companies. These are company-reported appetite notes, not guaranteed acceptance. CFC also does not publish package limits or identify the issuing carrier for a particular US quote; Aon likewise leaves account terms and carrier unstated. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability")

## What to Confirm in Management Liability Insurance Quotes

- Ask CFC to confirm eligibility, issuing carrier and limits for your domicile and company status. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability")
- Ask Aon to itemize the program parts and show whether executive cyber or K&R is included. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability")

## Offering Details

| Criteria | Aon Management Liability brokerage and risk-advisory offering | CFC Management Liability |
| --- | --- | --- |
| Role in This Line | Aon presents Management Liability as a line its Professional Services Practice helps arrange or advise on for professional-service firms. Aon is describing a global brokerage and advisory service, not issuing the underlying policy. The producing legal entity and carrier for any particular placement are not named on this page. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Aon’s global professional-services practice page. This establishes a marketed brokerage/advisory offering, not policy issuance or account-specific placement..) | CFC sells directors and officers, employment practices, fiduciary and crime coverage together in one US Management Liability package rather than as separate standalone products. CFC separately sells Side A DIC, an excess product for directors and officers only. [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: CFC's US management-liability product page and January 2026 brochure; package composition as CFC describes it, not an issued policy..) |
| Issuing Insurer | The reviewed practice page does not name the insurer or producing legal entity for a specific placement. Ask for both on the quote and binder. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Not found in reviewed sources; scope: Aon’s global practice page as reviewed 2026-09-30; no state-specific placement schedule or buyer quote was reviewed. This does not establish that Aon cannot arrange a placement..) | CFC's regulatory page discloses that CFC Underwriting Limited is FCA-authorized and that CFC's Lloyd's Syndicate 1988 is managed by Asta Managing Agency Ltd, but the reviewed management-liability pages do not name the specific carrier or syndicate that would issue a given US package. [7](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Not publicly disclosed; scope: Regulatory information page and management-liability brochure as read on 2026-09-23; the insurer identified on an actual quote or declarations page controls..) |
| Who It’s For | Aon identifies law, accounting and consulting firms as the audience for its global Professional Services Practice. That audience scope does not establish eligibility for every firm or other business. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Audience described for Aon’s global professional-services practice. It does not establish U.S. state availability or underwriting eligibility for a placement..) | CFC's brochure lists California-domiciled business and US publicly traded companies among the risks it declines for this package, and lists industries it favors, including manufacturing and distribution, technology, professional services, architects and engineers, and non-profits. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's 'What we like' and 'What we decline' lists; underwriting still applies to any individual business, and the list is not exhaustive..) |
| Coverage Features | Aon says it designs management-liability programs for professional partnerships to help protect partners and managers exposed to business-operation liabilities. It describes a practice program, not a named insurer’s policy form or a guaranteed coverage result. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Aon’s marketing description of the brokerage/coverage area. The page is not the insurer’s policy form and does not establish an insured's entitlement to coverage..) | CFC describes the package as covering directors and officers liability, employment practices liability, fiduciary liability, crime, executive cyber, kidnap and ransom, and executive reputation protection, plus court attendance costs. [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Company-reported; scope: Brochure's opening description and 'What else is in the policy?' list; the actual policy wording and any endorsements control what a given buyer receives..) |
| Limits and Retentions | The reviewed page does not state a buyer-specific limit, retention, deductible or other placement terms. Confirm these in the quote, bond or issued policy. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Not publicly disclosed; scope: Aon’s global practice page as reviewed 2026-09-30; no quote, bond form or issued policy was reviewed..) | The reviewed product page and brochure do not publish per-occurrence or aggregate limits, retentions or premium ranges for the package. The reviewed pages checked did not disclose these figures. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") (Evidence: Not publicly disclosed; scope: Product page and brochure as read on 2026-09-23; limits and deductibles appear on the quote and declarations..) |
| Risk Services | Aon says its professional-services advisors use industry knowledge, insights, data and tools to support risk-management and human-capital decisions. This is a company-described advisory service, not a claim outcome or policy benefit. [3](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice "Professional Services Practice") (Evidence: Company-reported; scope: Company-reported advisory services on Aon’s global practice page; account-specific service scope is not stated..) | CFC's brochure says the executive reputation protection component includes access to its reputation-management specialists, and its claims page describes a claims team organized by industry and specialization rather than by insurance line. [9](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf "Management liability — United States product brochure") [10](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Brochure and claims page descriptions of CFC's own services; not an independent measure of service quality..) |
| How to Apply | Confirm in your quote. | The reviewed management-liability page and brochure do not describe an online quote or self-service application; they point prospective buyers to CFC's named US Management Liability Team. [8](https://www.cfc.com/en-us/products/class/management-liability/ "Management liability") (Evidence: Not found in reviewed sources; scope: Product page and brochure as read on 2026-09-23; a broker may have access to a separate application form not reviewed here..) |
| Claims Support | Confirm in your quote. | CFC provides a US claim-notification route by phone, email and online form, and says a dedicated claims adjuster manages a claim from notification through resolution. Margaret Murphy is named as Global Head of Claims. [10](https://www.cfc.com/en-us/claims/ "Claims") (Evidence: Company-reported; scope: Claims page as read on 2026-09-23; notification channels and role descriptions, not claims-payment outcomes or timing..) |

## Full Comparison

- [Aon vs CFC](https://spot.insure/compare/aon-vs-cfc): all coverage lines, business roles, service and claims.
- [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment-practices and fiduciary coverage, but each part can insure different people, claims and limits.
- [Aon vs CFC Commercial Property Insurance](https://spot.insure/compare/aon-vs-cfc/commercial-property)
- [Aon vs CFC Crime Insurance](https://spot.insure/compare/aon-vs-cfc/crime)
- [Aon vs CFC Cyber Insurance](https://spot.insure/compare/aon-vs-cfc/cyber)
- [Aon vs CFC D&O Insurance](https://spot.insure/compare/aon-vs-cfc/directors-officers)
- [Aon vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aon-vs-cfc/employment-practices)
- [Aon vs CFC General Liability Insurance](https://spot.insure/compare/aon-vs-cfc/general-liability)
- [Aon vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/aon-vs-cfc/kidnap-ransom)
- [Aon vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-cfc/professional-errors-omissions)
- [AIG vs Aon Management Liability Insurance](https://spot.insure/compare/aig-vs-aon/management-liability)
- [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability)
- [Alliance Risk vs Aon Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-aon/management-liability)
- [Alliance Risk vs CFC Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/management-liability)
- [Aon vs The Baldwin Group Management Liability Insurance](https://spot.insure/compare/aon-vs-baldwin/management-liability)
- [Aon vs Beazley Management Liability Insurance](https://spot.insure/compare/aon-vs-beazley/management-liability)

## Sources

### Aon

1. [Commercial Risk Solutions U.S. Brokerage Terms of Service](https://www.aon.com/en/about/leadership-and-governance/brokerage-terms-of-service-for-commercial-risk-solutions-us). Aon; Lines 120–127: certain-program broker-of-record scope, consultation, application assistance, client signature and bind instruction, and account administration; lines 140–147: variable and contingent compensation, potential placement incentive, and client request route; lines 206–213: no price guarantee and surplus-lines limitations; lines 229–231: client insurer-notice duty unless separately agreed.. Accessed 2026-09-29.
2. [Middle Market Clients](https://www.aon.com/en/capabilities/middle-market-clients). Aon; Lines 125–132: mid-sized organizations and middle-market framing; lines 165–173: dedicated practice and North America statement; lines 188–224: Commercial Risk capabilities. No numeric company-size cutoff or U.S.-only eligibility rule is stated on the reviewed page.. Accessed 2026-09-29.
3. [Professional Services Practice](https://www.aon.com/en/capabilities/risk-transfer/professional-services-practice). Aon; Named professional-services audiences and global advisory role, lines 125–128; line offerings and explanations lines 131–190; contact link lines 120–122. Global practice page; no U.S. state or account-specific placement schedule.. Accessed 2026-09-30.

### CFC

4. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
5. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
6. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
7. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988; CFC USA Inc.. Accessed 2026-09-23.
8. [Management liability](https://www.cfc.com/en-us/products/class/management-liability/). CFC; Our management liability products: Management liability, Side A DIC; Meet the team. Accessed 2026-09-23.
9. [Management liability — United States product brochure](https://webcdn.cfc.com/media/0ttjwk3e/management-liablity_product-brochure_us_0126.pdf). CFC; Directors and officers cover; Employment practices liability; Executive reputation protection; Executive cyber; Crime cover; At a glance: What we like; What we decline; What else is in the policy?. Accessed 2026-09-23.
10. [Claims](https://www.cfc.com/en-us/claims/). CFC; Notify a claim or cyber incident; We're in it with you; Our claims team. Accessed 2026-09-23.

### Management Liability Insurance Guide

11. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16.
12. [Management Liability Insurance](https://www.thehartford.com/management-liability-insurance). The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16.
13. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16.
14. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I p.1; III pp.2–3; IV pp.4–6; VI pp.6–8. Accessed 2026-09-16.
15. [Liability Coverage Terms and Conditions](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228). Travelers Casualty and Surety Company of America; III.B p.3; III.C pp.4–5; III.D–G pp.5–6. Accessed 2026-09-16.
16. [Private Company Directors and Officers Liability Coverage Application](https://asset.trvstatic.com/download/assets/pdo-1100w-ind.pdf/d44fa35c63c911eea5a70eda10c0a4d0). Travelers Casualty and Surety Company of America; I–II pp.1–2; III–IV pp.2–3; V–VIII pp.3–4. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Aon Reviews

Review Score: 6.1 / 10 from 3 rated sources, equally weighted.

Public ratings for Aon are low: Trustpilot shows 1.2 out of 5 from 782 reviews, and BBB shows 1.6 from five. Aon is a global firm, so those pages mostly reflect other parts of the business, not large U.S. commercial accounts.

- J.D. Power: Aon study score 822 (out of 1000). Historical 2017 large-commercial-broker study; U.S. and Canada commercial insurance decision-makers at large organizations. J.D. Power reports 2,506 evaluations across the study, not Aon-specific responses; the Aon respondent count is not stated. Period: 2017 study; ranked 3rd among large commercial brokers; study-wide population 2,506, not Aon review count. Checked 2026-09-29. [Diversity of Offerings Becomes Key Differentiator for Large Commercial Insurers, JD Power Finds](https://www.jdpower.com/business/press-releases/jd-power-2017-large-commercial-insurance-study)
- Trustpilot: TrustScore 1.2 (out of 5); 782 reviews. Global www.aon.com profile merged with other Aon profiles; mixed experiences include pensions, travel, professional indemnity and Australian business quotation service. The two latter complaints are individual unverified allegations, not evidence of U.S. commercial-placement outcomes or insurer fault. Trustpilot says reviews may not be representative because the company has not recently invited reviews. Period: Displayed 2026-09-29; page separately showed 198 reviews in the last 12 months. Checked 2026-09-29. [Aon Reviews](https://www.trustpilot.com/review/www.aon.com)
- BBB: BBB business grade B− (BBB letter grade; stated reason: failure to respond to two filed complaints). BBB of Chicago & Northern Illinois profile for Aon plc; the business grade is BBB’s own measure, not customer stars. Checked 2026-09-29. [Aon plc | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291)
- BBB: BBB customer review average 1.6 (out of 5); 5 reviews. BBB of Chicago & Northern Illinois customer reviews for Aon plc; some reviews are about employee-benefit and medical-expense issues. Period: checked 2026-09-29. Checked 2026-09-29. [Aon plc | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-companies/aon-plc-0654-5291/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aon/reviews).

## CFC Reviews

Review Score: not enough ratings.

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

- Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aon-vs-cfc/management-liability.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)