--- title: "Amelia Risk vs Mylo" description: "Compare a product brand’s insurance placement with small-business shopping and benefits support for its first employees." canonical: "https://spot.insure/compare/amelia-risk-vs-mylo" page-type: "provider-comparison" updated-at: "2026-09-16" verified-at: "2026-09-16" entities: ["Spot", "Amelia Risk", "Mylo"] --- [Human-readable page](https://spot.insure/compare/amelia-risk-vs-mylo) # Amelia Risk vs Mylo Compare a product brand’s insurance placement with small-business shopping and benefits support for its first employees. ## Research Scope and Use Use this comparison to evaluate Amelia Risk and Mylo against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business. This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact. For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents. ## Highlights Amelia Risk focuses on startup and product-company commercial programs. Mylo compares small-business coverage from insurers and separately offers small-group employee benefits. [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [42](https://choosemylo.com/groupbenefits "Small Group Benefits") [33](https://choosemylo.com/business/product-business-owners-policy "Business Owner’s Policy") [11](https://ameliarisk.com/insurance-policies/stock-throughput/ "Stock Throughput") [12](https://ameliarisk.com/insurance-policies/product-recall/ "Product Recall") [30](https://choosemylo.com/our-story "About Mylo") [44](https://www.group1001.com/news/insurtech-mylo-teams-with-gainbridge-to-introduce-gainbridge-protect "Insurtech Mylo Teams With Gainbridge To Introduce Gainbridge Protect") [45](https://www.bizjournals.com/kansascity/news/2023/05/23/mylo-new-owners-group-1001-guggenheim-lockton.html "Mylo Is No Longer Part Of Lockton") [32](https://choosemylo.com/contact-your-carrier "Contact Your Carrier") [4](https://ameliarisk.com/specialties/ "Our Specialties") ## Introduction A consumer brand making its first hires may need employee benefits at the same time it reviews inventory and product liability. Amelia Risk markets commercial brokerage programs for startups and product businesses. Mylo combines small-business insurance shopping with a separate small-group benefits offering. These are related purchasing tasks, but they need distinct coverage and service decisions. [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [42](https://choosemylo.com/groupbenefits "Small Group Benefits") ## Documented Provider Strengths ### Amelia Risk - Women-owned San Francisco brokerage focused on startups, CPG, technology, and consumer-product brands. [1](https://ameliarisk.com/ "Amelia Risk Insurance Brokers") [3](https://ameliarisk.com/team/ "Our Team") [4](https://ameliarisk.com/specialties/ "Our Specialties") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") [22](https://ameliarisk.com/blog/beyond-the-certificate/ "Podcast Episode – Beyond The Certificate With Startup CPG") (Evidence: Company-reported; scope: Marketed industries on current official pages and a company-hosted interview transcript. Not an underwriting appetite or California-only customer limit.; verified: 2026-09-16.) - Places coverage by gathering information, approaching multiple insurers, and reviewing quotes with the client. [4](https://ameliarisk.com/specialties/ "Our Specialties") [18](https://ameliarisk.com/contact/ "Contact Us") [2](https://ameliarisk.com/about-us/ "About Us") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [20](https://ameliarisk.com/blog/who-is-amelia/ "Why We Created Amelia Risk") [22](https://ameliarisk.com/blog/beyond-the-certificate/ "Podcast Episode – Beyond The Certificate With Startup CPG") (Evidence: Company-reported; scope: Process marketing on specialties, contact, about, and podcast transcript pages. Contact iframe fields were not fully captured in text extraction; no forms were submitted.; verified: 2026-09-16.) ### Mylo - Buyers can shop online or with a licensed advisor; Mylo says it compares available quotes, with an agent finalizing most policies. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [31](https://choosemylo.com/terms-of-use "Terms Of Use") (Evidence: Company-reported; scope: Current direct small-business workflow described on Mylo’s site. The sources do not promise a quote, bindable offer or completion time for every applicant.; verified: 2026-09-15.) - Employers with 2–99 employees can explore group benefits with a licensed advisor and a year-round HR portal. [42](https://choosemylo.com/groupbenefits "Small Group Benefits") (Evidence: Company-reported; scope: Mylo’s small-group benefits service. Plan availability, employer contribution rules, networks and state requirements remain plan-specific.; verified: 2026-09-15.) ## Coverage Comparison | Coverage Type | Amelia Risk | Mylo | | --- | --- | --- | | Business owner’s policy | Listed [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") | Listed [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [33](https://choosemylo.com/business/product-business-owners-policy "Business Owner’s Policy") | | Cargo and transit | Listed [11](https://ameliarisk.com/insurance-policies/stock-throughput/ "Stock Throughput") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") | Not listed | | Commercial auto | Listed [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") | Listed [34](https://choosemylo.com/business/product-commercial-auto "Commercial Auto Insurance") | | Crime | Listed [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") | Not listed | | Cyber liability | Listed [16](https://ameliarisk.com/insurance-policies/cyber-liability/ "Cyber Liability") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") | Listed [36](https://choosemylo.com/business/product-cyber "Cyber Insurance") | | Directors and officers | Listed [13](https://ameliarisk.com/insurance-policies/directors-and-officers/ "Directors And Officers Liability") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") | Not listed | | Employee health and benefits | Not listed | Listed [42](https://choosemylo.com/groupbenefits "Small Group Benefits") | | Employment practices liability | Listed [14](https://ameliarisk.com/insurance-policies/employment-practices-liability-epl/ "Employment Practices Liability (EPL)") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") | Not listed | | Fiduciary liability | Listed [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") | Not listed | | General liability | Listed [10](https://ameliarisk.com/insurance-policies/general-liability/ "General Liability") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") | Listed [35](https://choosemylo.com/business/product-commercial-general-liability "Commercial General Liability Insurance") | | Hired and non-owned auto | Listed [10](https://ameliarisk.com/insurance-policies/general-liability/ "General Liability") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") | Not listed | | Medical malpractice | Not listed | Listed [37](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") | | Product liability | Listed [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") [10](https://ameliarisk.com/insurance-policies/general-liability/ "General Liability") | Not listed | | Product recall | Listed [12](https://ameliarisk.com/insurance-policies/product-recall/ "Product Recall") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") | Not listed | | Professional liability / E&O | Listed [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") | Listed [38](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") | | Surety bonds | Not listed | Listed [39](https://choosemylo.com/business/product-surety-bonds "Surety Bonds") | | Technology errors and omissions | Listed [17](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors And Omissions") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") | Not listed | | Umbrella and excess liability | Listed [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [10](https://ameliarisk.com/insurance-policies/general-liability/ "General Liability") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") | Listed [40](https://choosemylo.com/business/product-umbrella "Commercial Umbrella Insurance") | | Workers’ compensation | Listed [15](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") | Listed [41](https://choosemylo.com/business/product-workers-comp "Workers’ Compensation Insurance") | Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider. ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees. This is a service offered by the publisher, separate from the provider research. ## Key Differences Between Amelia Risk and Mylo ### Benefits and Commercial Insurance Have Separate Requirements Mylo markets benefits to employers with 2–99 employees, including health, dental, vision and other options, with a benefits advisor and HR portal. Amelia's startup and consumer-product pages emphasize commercial lines such as D&O, workers compensation, recall and cargo. That difference identifies what to ask each team to coordinate; the absence of benefits from those Amelia pages is not proof that no referral or arrangement is possible. [42](https://choosemylo.com/groupbenefits "Small Group Benefits") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") ### A Shopping Panel Is Not a Product Program Mylo says it compares available quotes from multiple insurers, with an agent finalizing most purchases. Its BOP description combines liability, property and business interruption. Amelia's stock-throughput and recall pages address goods moving through storage and transit and the costs of a withdrawal. Request those terms explicitly rather than assume a BOP or a broad shopping panel resolves them. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [33](https://choosemylo.com/business/product-business-owners-policy "Business Owner’s Policy") [11](https://ameliarisk.com/insurance-policies/stock-throughput/ "Stock Throughput") [12](https://ameliarisk.com/insurance-policies/product-recall/ "Product Recall") Mylo began within Lockton but now identifies Group 1001 as its backer; historical affiliation should not be used to describe the current servicing team or insurer. The producer and actual issuing carrier belong on the proposal regardless of the corporate history. [30](https://choosemylo.com/our-story "About Mylo") [44](https://www.group1001.com/news/insurtech-mylo-teams-with-gainbridge-to-introduce-gainbridge-protect "Insurtech Mylo Teams With Gainbridge To Introduce Gainbridge Protect") [45](https://www.bizjournals.com/kansascity/news/2023/05/23/mylo-new-owners-group-1001-guggenheim-lockton.html "Mylo Is No Longer Part Of Lockton") ### Decide Where Routine Requests Go Mylo publishes carrier-specific service and claims contacts, with its own service team as a fallback. Amelia describes ongoing brokerage support and claims advocacy. For a lean employer, compare who handles a change involving both payroll and the commercial policy, rather than assume benefits enrollment updates every insurance record automatically. [32](https://choosemylo.com/contact-your-carrier "Contact Your Carrier") [4](https://ameliarisk.com/specialties/ "Our Specialties") ## What to Confirm in Quotes Request separate benefits and commercial proposals, including plan eligibility, advisor responsibilities and compensation. Ask how inventory, recall and product liability will be placed, who processes midterm payroll changes, and which insurer receives claims. Confirm the legal producer and California availability for each product, not just the benefits or brokerage relationship overall. ## Service Comparison Amelia Risk vs Mylo: documented services and availability. | Criteria | Amelia Risk | Mylo | | --- | --- | --- | | Business role | Amelia Risk presents itself as an independent, women-owned insurance brokerage—not as an insurer. It says it identifies a company’s risks, discusses insurance products, represents the buyer to insurers, and recommends a program. The official pages reviewed do not name a licensed producer entity suffix, license number, or NPN. [1](https://ameliarisk.com/ "Amelia Risk Insurance Brokers") [2](https://ameliarisk.com/about-us/ "About Us") [4](https://ameliarisk.com/specialties/ "Our Specialties") [20](https://ameliarisk.com/blog/who-is-amelia/ "Why We Created Amelia Risk") [19](https://ameliarisk.com/privacy-policy/ "Privacy Policy") (Evidence: Company-reported; scope: Company website positioning as of 16 September 2026. Does not independently verify producer authority, appointments, or surplus-lines status.; verified: 2026-09-16.) | Mylo describes itself as an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple insurers rather than issuing its own policies. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [30](https://choosemylo.com/our-story "About Mylo") (Evidence: Company-reported; scope: Mylo’s direct US small-business offering. The reviewed sources establish Mylo’s described brokerage role, not the suitability or availability of a particular policy.; verified: 2026-09-15.)

Mylo says it launched within Lockton Companies in 2015 and now has Group 1001 as its backer. A May 2023 Kansas City Business Journal report said Group 1001 became the majority investor and Mylo was no longer part of Lockton; the reviewed sources did not provide a newer ownership percentage. [30](https://choosemylo.com/our-story "About Mylo") [44](https://www.group1001.com/news/insurtech-mylo-teams-with-gainbridge-to-introduce-gainbridge-protect "Insurtech Mylo Teams With Gainbridge To Introduce Gainbridge Protect") [45](https://www.bizjournals.com/kansascity/news/2023/05/23/mylo-new-owners-group-1001-guggenheim-lockton.html "Mylo Is No Longer Part Of Lockton") (Evidence: Verified; scope: Corporate history and ownership evidence reviewed through 15 September 2026. Group 1001’s backing does not establish that a Group 1001 insurer underwrites any particular Mylo placement.; verified: 2026-09-15.)

Mylo, LLC operates the website and is the named insurance agency. Its footer identifies Mylo Insurance Solutions, LLC as a trade name in California, Illinois, Michigan and North Dakota, and Mylo Solutions, LLC as a trade name in New York. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [31](https://choosemylo.com/terms-of-use "Terms Of Use") [46](https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResults?Detail=FL.DOS.Corporations.Shared.Contracts.FilingRecord&InquiryDirectionType=ForwardRecord&InquiryType=EntityName&ListNameOrder=MYLLISEXPRESS+P160000457340&SearchNameOrder=MYLO+F482990&SearchTerm=MYLKATZ+INC. "Mylo, LLC Entity Record") [47](https://www.mass.gov/doc/licensed-p-and-c-agenciespdf/download "Licensed Property And Casualty Agencies") (Evidence: Verified; scope: Entity and trade-name disclosures on ChooseMylo.com as of 15 September 2026. Massachusetts licensing and Florida corporate records corroborate Mylo, LLC’s identity but do not verify every listed trade name.; verified: 2026-09-15.)

Mylo also supplies an embedded insurance-shopping service to other companies and insurance agencies. A buyer entering through a partner should identify whether Mylo, the partner or another licensed entity is the producer for the transaction. [43](https://choosemylo.com/partner-with-us "Partner With Mylo") [44](https://www.group1001.com/news/insurtech-mylo-teams-with-gainbridge-to-introduce-gainbridge-protect "Insurtech Mylo Teams With Gainbridge To Introduce Gainbridge Protect") (Evidence: Company-reported; scope: Partner-distribution model described by Mylo and Group 1001. The sources do not establish the legal role for every partner implementation.; verified: 2026-09-15.) | | Coverage lines | Amelia Risk publishes an Insurance Policies catalogue covering general liability and umbrella or excess, stock throughput (cargo), product recall, directors and officers (D&O), employment practices liability (EPL), workers compensation, cyber, and technology errors and omissions (Tech E&O). Specialty pages also list product liability, fiduciary liability, professional liability, a businessowner’s policy (BOP) with property, general liability, and hired and non-owned auto, owned and hired/non-owned auto, and employee crime as policies those clients should consider. Those labels are the firm’s marketed placement topics; they are not specimen forms, and they do not establish that every line is available to every applicant. [9](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [10](https://ameliarisk.com/insurance-policies/general-liability/ "General Liability") [11](https://ameliarisk.com/insurance-policies/stock-throughput/ "Stock Throughput") [12](https://ameliarisk.com/insurance-policies/product-recall/ "Product Recall") [13](https://ameliarisk.com/insurance-policies/directors-and-officers/ "Directors And Officers Liability") [14](https://ameliarisk.com/insurance-policies/employment-practices-liability-epl/ "Employment Practices Liability (EPL)") [15](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") [16](https://ameliarisk.com/insurance-policies/cyber-liability/ "Cyber Liability") [17](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors And Omissions") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [6](https://ameliarisk.com/specialties/cpg/ "Insurance For CPG Companies") [7](https://ameliarisk.com/specialties/technology/ "Insurance For Technology Companies") [8](https://ameliarisk.com/specialties/consumer-products/ "Consumer Product Insurance") (Evidence: Company-reported; scope: Official policy hub and specialty “policies to consider” lists accessed 16 September 2026. Educational explanations of Prop 65, advertising injury, and copacker certificates are not treated as separate catalogue lines.; verified: 2026-09-16.) | Mylo’s current commercial catalogue lists business owner’s policies, commercial auto, general liability, cyber, medical malpractice, professional liability, surety bonds, commercial umbrella and workers’ compensation. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [33](https://choosemylo.com/business/product-business-owners-policy "Business Owner’s Policy") [34](https://choosemylo.com/business/product-commercial-auto "Commercial Auto Insurance") [35](https://choosemylo.com/business/product-commercial-general-liability "Commercial General Liability Insurance") [36](https://choosemylo.com/business/product-cyber "Cyber Insurance") [37](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") [38](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") [39](https://choosemylo.com/business/product-surety-bonds "Surety Bonds") [40](https://choosemylo.com/business/product-umbrella "Commercial Umbrella Insurance") [41](https://choosemylo.com/business/product-workers-comp "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Directly marketed commercial offerings in the current website navigation and product pages. Commercial property is described as a BOP component, not a separately marketed product; non-owned auto is described as an optional commercial-auto component.; verified: 2026-09-15.)

Mylo describes a business owner’s policy as combining general liability, commercial property and business-interruption coverage. The actual causes of loss, property, locations, limits and interruption period depend on the offered policy. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [33](https://choosemylo.com/business/product-business-owners-policy "Business Owner’s Policy") (Evidence: Company-reported; scope: Mylo’s general BOP description, not a specimen policy or statement that every applicant receives all described terms.; verified: 2026-09-15.)

Mylo’s commercial-auto page describes bodily-injury and property-damage liability, with collision, comprehensive and non-owned-auto coverage as possible components depending on the business and vehicles. [34](https://choosemylo.com/business/product-commercial-auto "Commercial Auto Insurance") (Evidence: Company-reported; scope: General product description. It does not establish state eligibility, required limits or the options included in a buyer’s quote.; verified: 2026-09-15.)

For medical professionals, Mylo markets claims-made and occurrence malpractice policies and says tail coverage can extend reporting under a claims-made policy. Its page treats cyber liability as separate coverage to add rather than a protection supplied by malpractice insurance alone. [37](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Company-described medical-malpractice and cyber options. The page is not policy wording and does not identify the available insurer, state, specialty or tail period.; verified: 2026-09-15.)

Mylo markets small-group benefits to employers with 2–99 employees, including health, dental, vision, life, disability, accident and critical-illness options. It describes online or phone enrollment, a year-round HR portal and help from a licensed benefits advisor. [42](https://choosemylo.com/groupbenefits "Small Group Benefits") (Evidence: Company-reported; scope: Mylo’s small-group benefits service. Plan availability, employer contribution rules, networks and state requirements remain plan-specific.; verified: 2026-09-15.)

The reviewed public product pages do not provide current specimen policies, endorsements or a complete schedule of limits, deductibles, exclusions and state variations. Those terms must be checked in the actual quote and policy forms. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [37](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") [31](https://choosemylo.com/terms-of-use "Terms Of Use") (Evidence: Not found in reviewed sources; scope: Public commercial product and legal pages reviewed on 15 September 2026. Not finding public forms does not mean Mylo cannot provide them during a transaction.; verified: 2026-09-15.) | | Application process | New business starts with a conversation or website contact form, not a public self-service binder. Amelia Risk describes four steps: understand the company and gather information; represent the buyer to insurers; review quotes and a recommendation with the client; then the client decides how to proceed. About copy says the firm will not ask clients to complete multiple PDFs or Word documents only to print, sign, and scan them back. A company-hosted interview describes D&O underwriting as possibly a matter of days or a few weeks with completed information, with a two-to-three-week comfortable budget—an illustrative timing comment, not a binding SLA. No public quote calculator or specimen application was found. [4](https://ameliarisk.com/specialties/ "Our Specialties") [18](https://ameliarisk.com/contact/ "Contact Us") [2](https://ameliarisk.com/about-us/ "About Us") [5](https://ameliarisk.com/specialties/startups/ "Insurance For Startups") [20](https://ameliarisk.com/blog/who-is-amelia/ "Why We Created Amelia Risk") [22](https://ameliarisk.com/blog/beyond-the-certificate/ "Podcast Episode – Beyond The Certificate With Startup CPG") (Evidence: Company-reported; scope: Process marketing on specialties, contact, about, and podcast transcript pages. Contact iframe fields were not fully captured in text extraction; no forms were submitted.; verified: 2026-09-16.) | A business buyer can answer questions about the company and industry online or work by phone with a licensed advisor. Mylo says its system recommends coverage and compares available quotes; some carrier and coverage combinations can be purchased online, but an agent finalizes the policy in most cases. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [31](https://choosemylo.com/terms-of-use "Terms Of Use") (Evidence: Company-reported; scope: Current direct small-business workflow described on Mylo’s site. The sources do not promise a quote, bindable offer or completion time for every applicant.; verified: 2026-09-15.)

Mylo’s Terms of Use say a purchase may carry additional transaction terms, require accurate and complete application answers and is not guaranteed to result in an issued policy. The posted site terms were last updated in November 2018, so buyers should review the current terms presented with a quote. [31](https://choosemylo.com/terms-of-use "Terms Of Use") (Evidence: Company-reported; scope: Website terms, not the full contract for any insurance transaction or insurer policy.; verified: 2026-09-15.) | | Access to insurers | Amelia Risk says it represents clients to the dozens of insurance companies with which it works and that its vertical focus supports relationships with underwriters, wholesale brokers, and carrier partners. The reviewed pages do not name those insurers, rating agencies, or program administrators, and they do not publish appointment lists. [4](https://ameliarisk.com/specialties/ "Our Specialties") [2](https://ameliarisk.com/about-us/ "About Us") [21](https://ameliarisk.com/blog/the-importance-of-a-broker/ "The Importance Of An Insurance Broker") (Evidence: Company-reported; scope: Company-reported market access. No underwriting entity is assigned to the Amelia Risk brand.; verified: 2026-09-16.) | Mylo says its commercial brokerage works with more than 40 carrier partners and names Travelers, Liberty Mutual, The Hartford and Hiscox as examples. That panel does not establish which insurers will consider or quote a particular business. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [32](https://choosemylo.com/contact-your-carrier "Contact Your Carrier") (Evidence: Company-reported; scope: Company-described commercial carrier panel. No account-specific market submission or insurer response was reviewed.; verified: 2026-09-15.)

Mylo’s public pages do not provide a complete product-and-state schedule of issuing insurers. The carrier contact directory names companies used for some customers, but the legal insurer for each proposed policy must be confirmed in the quote and policy documents. [29](https://choosemylo.com/business/business-insurance "Small Business Insurance") [32](https://choosemylo.com/contact-your-carrier "Contact Your Carrier") [31](https://choosemylo.com/terms-of-use "Terms Of Use") (Evidence: Not found in reviewed sources; scope: Commercial products and carrier materials publicly reviewed on 15 September 2026. A missing public schedule does not mean a carrier relationship is unavailable.; verified: 2026-09-15.) | | Fees and compensation | The reviewed official pages do not disclose broker commissions, contingent commissions, client fees, retainers, or premium examples. A 2021 blog post invites a free consultation. Absence of a published fee schedule is not evidence that insurance placement is free. [1](https://ameliarisk.com/ "Amelia Risk Insurance Brokers") [2](https://ameliarisk.com/about-us/ "About Us") [4](https://ameliarisk.com/specialties/ "Our Specialties") [18](https://ameliarisk.com/contact/ "Contact Us") [19](https://ameliarisk.com/privacy-policy/ "Privacy Policy") [20](https://ameliarisk.com/blog/who-is-amelia/ "Why We Created Amelia Risk") [21](https://ameliarisk.com/blog/the-importance-of-a-broker/ "The Importance Of An Insurance Broker") (Evidence: Not publicly disclosed; scope: Homepage, about, specialties, contact, privacy, and two 2021 blog posts. No terms of engagement page was found.; verified: 2026-09-16.) | Mylo says its guided shopping service is free and that 95% of customers do not pay Mylo a fee when purchasing. It generally earns a carrier commission; in fewer than 5% of transactions, it says it charges a fee when it handles billing and incurs higher administrative costs. The reviewed disclosure does not give the fee amount. [30](https://choosemylo.com/our-story "About Mylo") (Evidence: Company-reported; scope: Company-wide consumer disclosure on Mylo’s About page. It does not identify the commission or fee for a specific commercial placement.; verified: 2026-09-15.) | ## Related Reading - [What Is Amelia Risk?](https://spot.insure/insurance-providers/amelia-risk) - [What Is Mylo Insurance?](https://spot.insure/insurance-providers/mylo) ## Related Comparisons - [Alliance Risk vs Amelia Risk](https://spot.insure/compare/alliance-risk-vs-amelia-risk) - [Alliance Risk vs Mylo](https://spot.insure/compare/alliance-risk-vs-mylo) - [Amelia Risk vs Armilla](https://spot.insure/compare/amelia-risk-vs-armilla) - [Amelia Risk vs At-Bay Insurance](https://spot.insure/compare/amelia-risk-vs-at-bay) - [Amelia Risk vs Beazley](https://spot.insure/compare/amelia-risk-vs-beazley) - [Amelia Risk vs CFC](https://spot.insure/compare/amelia-risk-vs-cfc) - [Amelia Risk vs Chubb](https://spot.insure/compare/amelia-risk-vs-chubb) - [Amelia Risk vs Coalition](https://spot.insure/compare/amelia-risk-vs-coalition) - [Amelia Risk vs Corgi](https://spot.insure/compare/amelia-risk-vs-corgi) - [Amelia Risk vs Coterie](https://spot.insure/compare/amelia-risk-vs-coterie) - [Amelia Risk vs Coverdash](https://spot.insure/compare/amelia-risk-vs-coverdash) - [Amelia Risk vs Cowbell](https://spot.insure/compare/amelia-risk-vs-cowbell) - [Amelia Risk vs Embroker](https://spot.insure/compare/amelia-risk-vs-embroker) - [Amelia Risk vs Founder Shield](https://spot.insure/compare/amelia-risk-vs-foundershield) - [Amelia Risk vs Gallagher](https://spot.insure/compare/amelia-risk-vs-gallagher) - [Amelia Risk vs Harper](https://spot.insure/compare/amelia-risk-vs-harper) - [Amelia Risk vs Heffernan](https://spot.insure/compare/amelia-risk-vs-heffernan) - [Amelia Risk vs Hiscox](https://spot.insure/compare/amelia-risk-vs-hiscox) - [Amelia Risk vs HUB International](https://spot.insure/compare/amelia-risk-vs-hub-international) - [Amelia Risk vs Kinro](https://spot.insure/compare/amelia-risk-vs-kinro) - [Amelia Risk vs Layr](https://spot.insure/compare/amelia-risk-vs-layr) - [Amelia Risk vs Lockton](https://spot.insure/compare/amelia-risk-vs-lockton) - [Amelia Risk vs Marsh](https://spot.insure/compare/amelia-risk-vs-marsh) - [Amelia Risk vs Newfront](https://spot.insure/compare/amelia-risk-vs-newfront) - [Amelia Risk vs ERGO NEXT](https://spot.insure/compare/amelia-risk-vs-next-insurance) - [Amelia Risk vs Pie Insurance](https://spot.insure/compare/amelia-risk-vs-pie-insurance) - [Amelia Risk vs Relm Insurance](https://spot.insure/compare/amelia-risk-vs-relm) - [Amelia Risk vs Resilience](https://spot.insure/compare/amelia-risk-vs-resilience) - [Amelia Risk vs RiskCube](https://spot.insure/compare/amelia-risk-vs-riskcube) - [Amelia Risk vs Risklytics Insurance](https://spot.insure/compare/amelia-risk-vs-risklytics) - [Amelia Risk vs StartupInsurance.ai](https://spot.insure/compare/amelia-risk-vs-startupinsurance) - [Amelia Risk vs TechInsurance](https://spot.insure/compare/amelia-risk-vs-techinsurance) - [Amelia Risk vs The Hartford](https://spot.insure/compare/amelia-risk-vs-the-hartford) - [Amelia Risk vs Travelers](https://spot.insure/compare/amelia-risk-vs-travelers) - [Amelia Risk vs USI](https://spot.insure/compare/amelia-risk-vs-usi) - [Amelia Risk vs Vouch](https://spot.insure/compare/amelia-risk-vs-vouch) - [Amelia Risk vs WithCoverage](https://spot.insure/compare/amelia-risk-vs-withcoverage) - [Armilla vs Mylo](https://spot.insure/compare/armilla-vs-mylo) - [At-Bay vs Mylo Insurance](https://spot.insure/compare/at-bay-vs-mylo) - [Beazley vs Mylo](https://spot.insure/compare/beazley-vs-mylo) - [CFC vs Mylo](https://spot.insure/compare/cfc-vs-mylo) - [Chubb vs Mylo](https://spot.insure/compare/chubb-vs-mylo) - [Coalition vs Mylo](https://spot.insure/compare/coalition-vs-mylo) - [Corgi vs Mylo](https://spot.insure/compare/corgi-vs-mylo) - [Coterie Insurance vs Mylo](https://spot.insure/compare/coterie-vs-mylo) - [Coverdash vs Mylo](https://spot.insure/compare/coverdash-vs-mylo) - [Cowbell vs Mylo](https://spot.insure/compare/cowbell-vs-mylo) - [Embroker vs Mylo](https://spot.insure/compare/embroker-vs-mylo) - [Founder Shield vs Mylo](https://spot.insure/compare/foundershield-vs-mylo) - [Gallagher vs Mylo](https://spot.insure/compare/gallagher-vs-mylo) - [Harper vs Mylo](https://spot.insure/compare/harper-vs-mylo) - [Heffernan vs Mylo](https://spot.insure/compare/heffernan-vs-mylo) - [Hiscox vs Mylo](https://spot.insure/compare/hiscox-vs-mylo) - [HUB International vs Mylo](https://spot.insure/compare/hub-international-vs-mylo) - [Kinro vs Mylo](https://spot.insure/compare/kinro-vs-mylo) - [Layr vs Mylo](https://spot.insure/compare/layr-vs-mylo) - [Lockton vs Mylo](https://spot.insure/compare/lockton-vs-mylo) - [Marsh vs Mylo](https://spot.insure/compare/marsh-vs-mylo) - [Mylo vs Newfront](https://spot.insure/compare/mylo-vs-newfront) - [Mylo vs ERGO NEXT Insurance](https://spot.insure/compare/mylo-vs-next-insurance) - [Mylo vs Pie Insurance](https://spot.insure/compare/mylo-vs-pie-insurance) - [Mylo vs Relm Insurance](https://spot.insure/compare/mylo-vs-relm) - [Mylo vs Resilience](https://spot.insure/compare/mylo-vs-resilience) - [Mylo vs RiskCube](https://spot.insure/compare/mylo-vs-riskcube) - [Mylo vs Risklytics Insurance](https://spot.insure/compare/mylo-vs-risklytics) - [Mylo vs StartupInsurance.ai](https://spot.insure/compare/mylo-vs-startupinsurance) - [Mylo vs TechInsurance](https://spot.insure/compare/mylo-vs-techinsurance) - [Mylo vs The Hartford](https://spot.insure/compare/mylo-vs-the-hartford) - [Mylo vs Travelers Insurance](https://spot.insure/compare/mylo-vs-travelers) - [Mylo vs USI](https://spot.insure/compare/mylo-vs-usi) - [Mylo vs Vouch](https://spot.insure/compare/mylo-vs-vouch) - [Mylo vs WithCoverage](https://spot.insure/compare/mylo-vs-withcoverage) ## Sources ### [Amelia Risk Official Website](https://ameliarisk.com/) 1. [Amelia Risk Insurance Brokers](https://ameliarisk.com/). Amelia Risk Insurance Brokers; Who is Amelia?; specialty tiles for startups, CPG, technology, and consumer products; schema.org Organization name and logo; footer locations San Francisco and East Bay; Client Login Portal, Pay Now, and Privacy links; official logo asset at wp-content/uploads/2020/02/Amelia-Logo-cropped.jpg. Accessed 2026-09-16. 2. [About Us](https://ameliarisk.com/about-us/). Amelia Risk Insurance Brokers; Opening brokerage description; How we're different (no multiple PDFs to print, sign, and scan); We do the right thing (underwriters, wholesale brokers, and strategic partners). Accessed 2026-09-16. 3. [Our Team](https://ameliarisk.com/team/). Amelia Risk Insurance Brokers; Women-owned and operated brokerage statement; combined 60+ years claim; biographies for Liz Moore, Danielle Holyoake, Jess Cano, and Toni Simpson. Accessed 2026-09-16. 4. [Our Specialties](https://ameliarisk.com/specialties/). Amelia Risk Insurance Brokers; Narrow industry-vertical focus; underwriters, brokers, and carrier partners; four-step process; claims advocacy sentence; specialty sections for startups, CPG, technology, and consumer products. Accessed 2026-09-16. 5. [Insurance For Startups](https://ameliarisk.com/specialties/startups/). Amelia Risk Insurance Brokers; Startup audience copy; Insurance policies for startups to consider, including D&O, EPL, fiduciary, professional liability, cyber, BOP (property, GL, HNOA), umbrella, employee crime/fidelity, and workers compensation. Accessed 2026-09-16. 6. [Insurance For CPG Companies](https://ameliarisk.com/specialties/cpg/). Amelia Risk Insurance Brokers; Specialization for better-for-you food, beverage, and cosmetic companies; Insurance policies for CPG companies to consider; FAQ items on copacker insurance, product recall versus product liability, hired and non-owned auto, and Prop 65 as possible sublimited defense. Accessed 2026-09-16. 7. [Insurance For Technology Companies](https://ameliarisk.com/specialties/technology/). Amelia Risk Insurance Brokers; Technology audience including software, hardware, robotics, AI, autonomous-vehicle software, and life sciences; Insurance policies for tech companies to consider, including Tech E&O, cyber, BOP components, D&O, EPL, fiduciary, crime, and workers compensation. Accessed 2026-09-16. 8. [Consumer Product Insurance](https://ameliarisk.com/specialties/consumer-products/). Amelia Risk Insurance Brokers; Consumer-goods and accessible-luxury audience; Insurance policies for Consumer Product companies to consider, including product recall, product liability, D&O, EPL, fiduciary, cyber, cargo/stock throughput, auto, umbrella, employee crime/fidelity, and workers compensation. Accessed 2026-09-16. 9. [Insurance Policies](https://ameliarisk.com/insurance-policies/). Amelia Risk Insurance Brokers; Policies hub cards: General Liability & Umbrella, Stock Throughput, Product Recall, D&O, EPL, Workers Compensation, Cyber Liability, Technology Errors & Omissions; nav labels POLICIES and FOR CLIENTS. Accessed 2026-09-16. 10. [General Liability](https://ameliarisk.com/insurance-policies/general-liability/). Amelia Risk Insurance Brokers; What's covered: premises, personal and advertising injury, product liability; hired and non-owned auto; umbrella or excess as higher limits over scheduled underlying liability. Accessed 2026-09-16. 11. [Stock Throughput](https://ameliarisk.com/insurance-policies/stock-throughput/). Amelia Risk Insurance Brokers; What's covered: stock throughput often referred to as cargo; in-transit and at-location coverages; selling-price valuation compared with replacement cost. Accessed 2026-09-16. 12. [Product Recall](https://ameliarisk.com/insurance-policies/product-recall/). Amelia Risk Insurance Brokers; What's covered by a Product Recall Policy; As your broker, we help walk through these factors. Accessed 2026-09-16. 13. [Directors And Officers Liability](https://ameliarisk.com/insurance-policies/directors-and-officers/). Amelia Risk Insurance Brokers; What's covered by a D&O policy; when companies commonly consider purchase around outside funding. Accessed 2026-09-16. 14. [Employment Practices Liability (EPL)](https://ameliarisk.com/insurance-policies/employment-practices-liability-epl/). Amelia Risk Insurance Brokers; What's covered; timing note referring to employers in CA and NY as more litigious environments, not a statement of Amelia Risk's licensed states. Accessed 2026-09-16. 15. [Workers Compensation](https://ameliarisk.com/insurance-policies/workers-compensation/). Amelia Risk Insurance Brokers; Educational description of workers compensation as statutory coverage required by all 50 states; when an employer with payroll should buy it. This is not a product-by-state eligibility schedule for Amelia Risk.. Accessed 2026-09-16. 16. [Cyber Liability](https://ameliarisk.com/insurance-policies/cyber-liability/). Amelia Risk Insurance Brokers; Network security and privacy liability; first-party and third-party components; cyber-crime/social engineering described as a traditional add-on. Accessed 2026-09-16. 17. [Technology Errors And Omissions](https://ameliarisk.com/insurance-policies/technology-errors-omissions/). Amelia Risk Insurance Brokers; Tech E&O described as a more specific term for professional liability covering financial loss from failed technology products or services. Accessed 2026-09-16. 18. [Contact Us](https://ameliarisk.com/contact/). Amelia Risk Insurance Brokers; Get in touch invitation; embedded contact iframe; LEARN ABOUT OUR SPECIALTIES; footer locations San Francisco and East Bay. Accessed 2026-09-16. 19. [Privacy Policy](https://ameliarisk.com/privacy-policy/). Amelia Risk Insurance Brokers; Opening identification: We are Amelia Risk Insurance Brokers & our website address is https://ameliarisk.com. WordPress-style comment/media/cookie notices; no producer license or compensation disclosure. Accessed 2026-09-16. 20. [Why We Created Amelia Risk](https://ameliarisk.com/blog/who-is-amelia/). Amelia Risk Insurance Brokers; Liz Moore, 16 August 2021; late 2019 launch; independent coverage-first broker; women-owned positioning; free-consultation email at close. Accessed 2026-09-16. 21. [The Importance Of An Insurance Broker](https://ameliarisk.com/blog/the-importance-of-a-broker/). Amelia Risk Insurance Brokers; Liz Moore, 23 August 2021; broker as outsourced risk manager and claims/renewal advocate; closing invitation for a free consultation. Accessed 2026-09-16. 22. [Podcast Episode – Beyond The Certificate With Startup CPG](https://ameliarisk.com/blog/beyond-the-certificate/). Amelia Risk Insurance Brokers; Danielle Holyoake introduction: CRO and co-founder; late 2019 start; CPG focus; D&O underwriting described as days to a few weeks with completed information, with a two-to-three-week comfortable budget; inventory/stock throughput discussion. Company-hosted transcript of a third-party podcast.. Accessed 2026-09-16. 23. [Nexsure Client Login](https://portal2018.nexsure.com/Login?key=0723CDE468584231BF409821). Nexsure; Login URL linked from Amelia Risk’s Client Login Portal / FOR CLIENTS navigation as of 16 September 2026; authenticated contents not reviewed. Accessed 2026-09-16. 24. [Ascend Insured Portal For Amelia Risk Insurance Brokers](https://portal.useascend.com/amelia_risk_insurance_brokers). Ascend; Path /amelia_risk_insurance_brokers linked from Amelia Risk navigation; unauthenticated request redirected toward login and did not expose policy contents. Accessed 2026-09-16. 25. [Amelia Risk Pay Now](https://ameliarisk.epaypolicy.com/). ePayPolicy; Footer Pay Now / MAKE A PAYMENT target on ameliarisk.com; unauthenticated GET returned HTTP 500 during this review, so payment-flow details were not inspected. Accessed 2026-09-16. 26. [Business Name Search](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch). California Department of Insurance; Agency or Organization Name search requires Cloudflare Turnstile. No license result for Amelia Risk was retrieved on 16 September 2026. This is an access limitation, not a negative license finding.. Accessed 2026-09-16. 27. [Look Up A National Producer Number](https://nipr.com/licensing-center/look-up-a-national-producer-number). National Insurance Producer Registry; Public NPN lookup definition page reviewed; Amelia Risk’s official site does not publish an NPN to search, and no NPN was independently confirmed here. Accessed 2026-09-16. 28. [Bizfile Online](https://bizfileonline.sos.ca.gov/). California Secretary of State; Business-search API request from this research environment was blocked by the site’s security service on 16 September 2026. No official California entity snapshot was retrieved. This is an access limitation, not a formation finding.. Accessed 2026-09-16. ### [Mylo Official Website](https://choosemylo.com/) 29. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need; Business Insurance FAQs; current commercial-product navigation; footer legal disclosure. Accessed 2026-09-15. 30. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15. 31. [Terms Of Use](https://choosemylo.com/terms-of-use). Mylo; Effective 21 February 2017; updated 19 November 2018; introduction; §§1.2 and 6.1–6.5. Accessed 2026-09-15. 32. [Contact Your Carrier](https://choosemylo.com/contact-your-carrier). Mylo; Carrier contact instructions; business-insurance support and claims entries; Mylo Service Professional fallback. Accessed 2026-09-15. 33. [Business Owner’s Policy](https://choosemylo.com/business/product-business-owners-policy). Mylo; Current product page and Get My Quote call to action; related business-product navigation. Accessed 2026-09-15. 34. [Commercial Auto Insurance](https://choosemylo.com/business/product-commercial-auto). Mylo; Commercial Auto Savings For A Business On The Move; What Commercial Auto Insurance Do I Need; FAQs. Accessed 2026-09-15. 35. [Commercial General Liability Insurance](https://choosemylo.com/business/product-commercial-general-liability). Mylo; Current commercial product page and related business-product navigation. Accessed 2026-09-15. 36. [Cyber Insurance](https://choosemylo.com/business/product-cyber). Mylo; Current commercial product page; Think You Don’t Need Cyber Insurance; related business-product navigation. Accessed 2026-09-15. 37. [Medical Malpractice Insurance](https://choosemylo.com/medical-malpractice). Mylo; Medical Malpractice Insurance Is Professional Liability; What Types Of Coverage Are Available; cyber section; FAQs. Accessed 2026-09-15. 38. [Professional Liability Insurance](https://choosemylo.com/business/product-professional-liability). Mylo; Current commercial product page; Professional Liability? But I Do Good Work; related business-product navigation. Accessed 2026-09-15. 39. [Surety Bonds](https://choosemylo.com/business/product-surety-bonds). Mylo; Surety Bonds Show You Mean Business; How Does A Surety Bond Work; quote calls to action; FAQs. Accessed 2026-09-15. 40. [Commercial Umbrella Insurance](https://choosemylo.com/business/product-umbrella). Mylo; Current commercial product page and related business-product navigation. Accessed 2026-09-15. 41. [Workers’ Compensation Insurance](https://choosemylo.com/business/product-workers-comp). Mylo; Current commercial product page; Workers’ Comp? What’s In It For Me; related business-product navigation. Accessed 2026-09-15. 42. [Small Group Benefits](https://choosemylo.com/groupbenefits). Mylo; Hero for employers with 2–99 employees; benefit categories; enrollment, HR portal and licensed-advisor service. Accessed 2026-09-15. 43. [Partner With Mylo](https://choosemylo.com/partner-with-us). Mylo; Insurance-agency and other-industry paths; embedded offering categories; carrier statement; demo request. Accessed 2026-09-15. 44. [Insurtech Mylo Teams With Gainbridge To Introduce Gainbridge Protect](https://www.group1001.com/news/insurtech-mylo-teams-with-gainbridge-to-introduce-gainbridge-protect). Group 1001; 26 September 2023 announcement; Amplifi description; statement that Mylo and Gainbridge are backed by Group 1001; About Mylo and About Group 1001. Accessed 2026-09-15. 45. [Mylo Is No Longer Part Of Lockton](https://www.bizjournals.com/kansascity/news/2023/05/23/mylo-new-owners-group-1001-guggenheim-lockton.html). Kansas City Business Journal; Headline and article preview; 23 May 2023; prior minority investor described as new majority investor. Accessed 2026-09-15. 46. [Mylo, LLC Entity Record](https://search.sunbiz.org/Inquiry/CorporationSearch/SearchResults?Detail=FL.DOS.Corporations.Shared.Contracts.FilingRecord&InquiryDirectionType=ForwardRecord&InquiryType=EntityName&ListNameOrder=MYLLISEXPRESS+P160000457340&SearchNameOrder=MYLO+F482990&SearchTerm=MYLKATZ+INC.). Florida Department of State, Division of Corporations; Document M17000007667; foreign Missouri LLC; active; 2026 annual report filed 30 April 2026. Corporate registration, not an insurance license. Accessed 2026-09-15. 47. [Licensed Property And Casualty Agencies](https://www.mass.gov/doc/licensed-p-and-c-agenciespdf/download). Massachusetts Division of Insurance; Page 114; Mylo, LLC; NPN 18590034; original approval 29 November 2017; renewal 29 November 2026. Official PDF was available in search indexing; direct download returned an access block from this workspace. Accessed 2026-09-15. 48. [Licensed Surplus Lines Broker Agencies](https://www.mass.gov/doc/licensed-surplus-lines-brokers-agenciespdf-0/download). Massachusetts Division of Insurance; Mylo, LLC; NPN 18590034; original approval 20 December 2017; renewal 20 December 2026. Official PDF was available in search indexing; direct download returned an access block from this workspace. Accessed 2026-09-15. Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/amelia-risk-vs-mylo.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)