---
title: "Amelia Risk vs Foxquilt: Workers’ Compensation Insurance"
description: "Amelia Risk explicitly says its workers’ compensation policy includes employers liability for negligence suits; Foxquilt lists the feature but leaves limits and state availability to the quote."
canonical: "https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation"
page-type: "line-comparison"
updated-at: "2026-10-01"
comparison-pair: "amelia-risk-vs-foxquilt"
provider-a: "amelia-risk"
provider-b: "foxquilt"
coverage-line: "workers-compensation"
---

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[Human-readable page](https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation)

## Agent Guide

**What this page is:** Focused comparison of Amelia Risk and Foxquilt for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Amelia Risk versus Foxquilt. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Amelia Risk vs Foxquilt for Workers’ Compensation Insurance: how do they differ?
- Which is better for Workers’ Compensation Insurance, Amelia Risk or Foxquilt?
- What does Amelia Risk or Foxquilt publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Workers’ Compensation Insurance from Amelia Risk or Foxquilt?

**Key facts:**
- Line: Workers’ Compensation Insurance. Providers: Amelia Risk and Foxquilt.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy.

**Related pages:**
- [Amelia Risk vs Foxquilt](https://spot.insure/compare/amelia-risk-vs-foxquilt) — parent: all coverage lines for this pair
- [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — coverage explainer for this line
- [Amelia Risk profile](https://spot.insure/insurance-providers/amelia-risk) — provider profile (evidence)
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [Amelia Risk vs Foxquilt Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/cyber) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Foxquilt General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/general-liability) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Foxquilt Hired and Non-Owned Auto Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Foxquilt Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Amelia Risk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-amelia-risk/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Amelia Risk Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-amelia-risk/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Aon Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-aon/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs The Baldwin Group Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/workers-compensation) — sibling comparison (other line, or other pair for this line)

# Amelia Risk vs Foxquilt: How Do They Compare for Workers’ Compensation Insurance?

Amelia Risk explicitly says its workers’ compensation policy includes employers liability for negligence suits; Foxquilt lists the feature but leaves limits and state availability to the quote.

## How to Use the Amelia Risk vs Foxquilt Workers’ Compensation Insurance Comparison

Use this comparison to evaluate Amelia Risk and Foxquilt for Workers’ Compensation Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Amelia Risk vs Foxquilt Workers’ Compensation Insurance Summary

Amelia Risk says its workers’ compensation policy includes employers liability for suits alleging employer negligence and describes a broker-led quote process. Foxquilt lists an employer-liability feature alongside employee benefits, while its overview does not map a complete state footprint. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") [2](https://ameliarisk.com/specialties/ "Our Specialties") [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance")

## What Is Amelia Risk?

Amelia Risk is a San Francisco brokerage for startups, CPG and consumer-product companies that want an advisor to shop multiple insurers; buyers seeking a direct online purchase should look elsewhere. Ask about fees before appointing it. [1](https://ameliarisk.com/ "Amelia Risk Insurance Brokers") [2](https://ameliarisk.com/specialties/ "Our Specialties") [3](https://ameliarisk.com/about-us/ "About Us")

[Amelia Risk profile](https://spot.insure/insurance-providers/amelia-risk)

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [6](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [7](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is Workers’ Compensation Insurance?

Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. [9](https://content.naic.org/insurance-topics/workers%27-compensation-insurance "Workers’ Compensation Insurance") [10](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [11](https://www.dir.ca.gov/dwc/Employer.htm "DWC employer information") [12](https://www.tdi.texas.gov/wc/employer/index.html "Employer resources")

## What Are the Key Differences Between Amelia Risk and Foxquilt Workers’ Compensation Insurance?

### Employer-liability detail

Amelia Risk explains employers liability as protection for suits alleging that an employer’s negligence caused an employee’s injury, and says this is included with its workers’ compensation policy. Foxquilt lists an employer-liability feature but its overview does not explain the covered allegation or publish a limit. A buyer should compare the quoted employers-liability section and its limits rather than rely on the feature label alone. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance")

### How the quote is placed

Amelia Risk's specialties page describes gathering company information, approaching insurers, reviewing options with the client, and leaving the purchase decision to the business; Foxquilt provides a workers' compensation quote route without detailing comparable carrier-shopping steps. Buyers who want to compare proposals can ask Foxquilt whether its process also approaches multiple insurers. [2](https://ameliarisk.com/specialties/ "Our Specialties") [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance")

## What Should You Confirm in Amelia Risk and Foxquilt Workers’ Compensation Insurance Quotes?

- Ask Amelia Risk which insurer will issue the policy and state-specific employers-liability limits. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation")
- Ask Foxquilt for the employer-liability wording, limit, issuing carrier, and availability by employee state. [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance")

## Amelia Risk vs Foxquilt Workers’ Compensation Insurance Compared

| Criteria | Workers Compensation | Foxquilt Workers’ Compensation |
| --- | --- | --- |
| Role in This Line | Amelia Risk is a brokerage, not an insurer, and it places Workers Compensation as its own listed catalogue line on its policies hub. [5](https://ameliarisk.com/insurance-policies/ "Insurance Policies") (Evidence: Company-reported; scope: Policies hub as read on 2026-09-23. Does not identify which insurer would issue a placed policy..) | Foxquilt markets Workers’ Compensation for businesses with employees. [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |
| Issuing Insurer | The dedicated Workers Compensation page does not name an issuing insurer, state fund or program; Amelia Risk's general pages say it places business with the dozens of insurance companies it works with, so the carrier for a Workers Compensation placement depends on underwriting and state requirements. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") [2](https://ameliarisk.com/specialties/ "Our Specialties") (Evidence: Not publicly disclosed; scope: Dedicated Workers Compensation page and specialties process page, both as read on 2026-09-23. A checked gap, not a statement that no insurer exists..) | Confirm in your quote. |
| Who It’s For | Amelia Risk says a company should buy Workers Compensation whenever it has an employee on payroll, and notes that eligible officers can decline coverage for themselves. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") (Evidence: Company-reported; scope: Dedicated Workers Compensation page's purchase-timing guidance. A general trigger the firm states, not a jurisdiction-by-jurisdiction eligibility or officer-exclusion rule, which varies by state..) | The page notes that requirements and employee situations vary by state; it does not identify a complete state-by-state product footprint. [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |
| Coverage Features | Amelia Risk describes Workers Compensation as statutory coverage, paying an injured employee's medical bills when the employee is hurt or injured at work. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") (Evidence: Company-reported; scope: Dedicated Workers Compensation page's coverage description. A plain-language summary of the firm's own explanation, not a specimen policy form..)<br><br>Amelia Risk says a Workers Compensation policy also includes Employer's Liability, which covers suits alleging the employer's negligence caused an employee's injury. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") (Evidence: Company-reported; scope: Dedicated Workers Compensation page. Describes the firm's stated policy structure, not the specific limits attached to that component..) | The page describes employee workplace-injury benefits including medical care and lost wages, with an employer-liability feature listed. [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |
| Limits and Retentions | Amelia Risk states that Workers Compensation premium is calculated as a function of payroll multiplied by a rate; the page does not publish specific rate figures or a rating class table. [4](https://ameliarisk.com/insurance-policies/workers-compensation/ "Workers Compensation") (Evidence: Company-reported; scope: Dedicated Workers Compensation page. A general pricing-mechanics statement, not a quote or rate schedule..) | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) |
| How to Apply | Amelia Risk applies its general four-step brokerage process to a Workers Compensation request: it gathers information about the company, approaches insurers on the client's behalf, reviews the resulting quotes together, and lets the client decide how to proceed. [2](https://ameliarisk.com/specialties/ "Our Specialties") (Evidence: Company-reported; scope: Specialties page process description, which applies across the firm's lines rather than describing a Workers Compensation-specific intake form..) | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [8](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |

## Related Pages for Amelia Risk vs Foxquilt Workers’ Compensation

- [Amelia Risk vs Foxquilt](https://spot.insure/compare/amelia-risk-vs-foxquilt): all coverage lines, business roles, service and claims.
- [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered.
- [Amelia Risk vs Foxquilt Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/cyber)
- [Amelia Risk vs Foxquilt General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/general-liability)
- [Amelia Risk vs Foxquilt Hired and Non-Owned Auto Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/hired-non-owned-auto)
- [Amelia Risk vs Foxquilt Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/technology-errors-omissions)
- [Amelia Risk vs Foxquilt Umbrella and Excess Liability Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/umbrella-excess)
- [AIG vs Amelia Risk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-amelia-risk/workers-compensation)
- [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation)
- [Alliance Risk vs Amelia Risk Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-amelia-risk/workers-compensation)
- [Alliance Risk vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-foxquilt/workers-compensation)
- [Amelia Risk vs Aon Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-aon/workers-compensation)
- [Amelia Risk vs The Baldwin Group Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-baldwin/workers-compensation)

## Sources for Amelia Risk vs Foxquilt Workers’ Compensation Insurance

### Sources About Amelia Risk

1. [Amelia Risk Insurance Brokers](https://ameliarisk.com/). Amelia Risk Insurance Brokers; Who is Amelia?; specialty tiles for startups, CPG, technology, and consumer products; schema.org Organization name and logo; footer locations San Francisco and East Bay; Client Login Portal, Pay Now, and Privacy links; official logo asset. Accessed 2026-09-16.
2. [Our Specialties](https://ameliarisk.com/specialties/). Amelia Risk Insurance Brokers; Our Process: four-step description of gathering information, approaching the dozens of insurance companies Amelia works with, reviewing quotes, and the client deciding how to proceed; claims advocacy sentence. Accessed 2026-09-23.
3. [About Us](https://ameliarisk.com/about-us/). Amelia Risk Insurance Brokers; Opening brokerage description; How we're different (no multiple PDFs to print, sign, and scan); We do the right thing (underwriters, wholesale brokers, and strategic partners). Accessed 2026-09-16.
4. [Workers Compensation](https://ameliarisk.com/insurance-policies/workers-compensation/). Amelia Risk Insurance Brokers; What's covered by a Workers Compensation Policy?; premium as payroll x rate; Employer's Liability; When should a company buy a Workers Compensation Policy?. Accessed 2026-09-23.
5. [Insurance Policies](https://ameliarisk.com/insurance-policies/). Amelia Risk Insurance Brokers; Policies hub card: Workers Compensation. Accessed 2026-09-23.

### Sources About Foxquilt

6. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
7. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
8. [Workers’ Compensation Insurance](https://www.foxquilt.com/businesscoverage/workers-compensation.html). Foxquilt; State-requirements FAQ; payroll/employee/location price factors; benefits list; self-employed and subcontractor FAQs. Reopened 2026-09-29, lines 148–162.. Accessed 2026-09-29.

### Sources for the Workers’ Compensation Insurance Guide

9. [Workers’ Compensation Insurance](https://content.naic.org/insurance-topics/workers%27-compensation-insurance). National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16.
10. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16.
11. [DWC employer information](https://www.dir.ca.gov/dwc/Employer.htm). California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16.
12. [Employer resources](https://www.tdi.texas.gov/wc/employer/index.html). Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16.

Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Amelia Risk Review Scores for 2026

Review Score: 2.0 / 10 from 1 rated source, equally weighted.

Amelia Risk’s only matched public rating is 1/5 from one Google-linked local listing. That is a warning to investigate, but too little feedback to judge the firm’s overall service.

- Google: Google star rating shown 1 (5 stars); 1 reviews. One named Pleasant Hill, California local-agent listing for the exact Amelia Risk Insurance Brokers LLC name; not firmwide or commercial-line-specific. Checked 2026-09-25. [Amelia Risk Insurance Brokers LLC | Local agents in Pleasant Hill, CA](https://agents.libertymutual.com/find-an-agent/state/california/pleasant-hill/amelia-risk-insurance-brokers-llc_4724726398)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/amelia-risk/reviews).

## Foxquilt Review Scores for 2026

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/amelia-risk-vs-foxquilt/workers-compensation.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)