--- title: "Amelia Risk vs Corgi: Tech E&O Insurance" description: "Corgi lets startups quote and buy Tech E&O online in one sitting, with sample limits of $1 million per claim and $2 million aggregate, but its base policy excludes contract, IP, data-breach and AI claims; Amelia Risk is a broker that gathers your details, approaches insurers and reviews quotes with you." canonical: "https://spot.insure/compare/amelia-risk-vs-corgi/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "amelia-risk-vs-corgi" provider-a: "amelia-risk" provider-b: "corgi" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/amelia-risk-vs-corgi/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Amelia Risk and Corgi for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Amelia Risk versus Corgi. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Amelia Risk vs Corgi for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Amelia Risk or Corgi? - What does Amelia Risk or Corgi publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Amelia Risk and Corgi. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Amelia Risk vs Corgi](https://spot.insure/compare/amelia-risk-vs-corgi) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Amelia Risk profile](https://spot.insure/insurance-providers/amelia-risk) — provider profile - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile # Amelia Risk vs Corgi: How Do They Compare for Tech E&O Insurance? Corgi sells standalone Tech E&O with an instant online quote and bundles it into every startup package; Amelia Risk is a brokerage that approaches insurers for you and reviews the quotes together. Corgi lets startups buy Tech E&O online instantly with sample $1 million / $2 million limits but excludes contract, IP, data-breach and AI claims unless endorsed, while Amelia Risk is a broker that shops Tech E&O across insurers. ## Amelia Risk vs Corgi Tech E&O Insurance Summary Corgi lets startups quote and buy Tech E&O online in one sitting, with sample limits of $1 million per claim and $2 million aggregate, but its base policy excludes contract, IP, data-breach and AI claims; Amelia Risk is a broker that gathers your details, approaches insurers and reviews quotes with you. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [6](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") ## What Are the Key Differences Between Amelia Risk and Corgi Tech E&O Insurance? ### Instant Online Policy vs Broker-Shopped Quotes Corgi sells Tech E&O as a standalone policy you can quote and bind online, and includes it in every startup package from pre-seed up. Amelia Risk follows a four-step broker process: gather your information, approach insurers, review quotes with you and let you decide. Choose Corgi if you are an early-stage startup that needs cover today and fits a standard form; choose Amelia Risk if your contracts need specific wording and you want quotes from several insurers. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [6](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [3](https://ameliarisk.com/insurance-policies/ "Insurance Policies") ### Base-Form Exclusions vs Unpublished Terms Corgi’s standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data-breach liability and AI-related claims; you buy endorsements to add them back. It publishes sample limits of $1 million per claim and $2 million aggregate, a $10,000 retention and defense costs inside the limit. Amelia Risk publishes no exclusions or limits, so its terms depend on the insurer it finds. If you sell AI features or promise uptime, price Corgi with those endorsements before comparing. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") ### Unrated Default Insurer vs Insurer Chosen by Underwriting Corgi’s Tech E&O is written mainly by Technology Risk Retention Group, a member-owned insurer with no AM Best rating; if a customer contract requires an A-rated insurer, Corgi can place you with rated partner insurers instead, if you qualify. Amelia Risk says the insurer depends on underwriting among those it works with. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") ## What Should You Confirm in Amelia Risk and Corgi Tech E&O Insurance Quotes? - Ask Corgi which endorsements your quote includes for contract, IP, data-breach and AI claims. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - Check your customer contracts for an insurer-rating requirement before accepting Corgi’s default insurer, and ask Amelia Risk which insurer it approached. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") - Get Amelia Risk’s limits and retention in writing to compare with Corgi’s $1 million / $2 million and $10,000. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") - Ask both whether defense costs reduce the limit. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") ## Amelia Risk vs Corgi Tech E&O Insurance Compared | Criteria | Technology Errors and Omissions | Corgi Tech E&O | | --- | --- | --- | | How to Apply | Amelia Risk applies its general four-step brokerage process to a Tech E&O request: it gathers information about the company, approaches insurers on the client's behalf, reviews the resulting quotes together, and lets the client decide how to proceed. [4](https://ameliarisk.com/specialties/ "Our Specialties") (Evidence: Company-reported; scope: Specialties page process description, which applies across the firm's lines rather than describing a Tech E&O-specific intake form..) | Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. [6](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage policy-card labeling as of 2026-09-23..) | | Coverage Features | Amelia Risk describes Tech E&O as a more specific term for professional liability: it protects a company if its product or service fails and causes a client or user a financial loss. [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") (Evidence: Company-reported; scope: Dedicated Tech E&O page copy. A general definition, not a specimen policy form or list of exclusions..) | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger..)

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) | | Role in This Line | Amelia Risk is a brokerage, not an insurer, and it places Technology Errors & Omissions as its own listed policy line, separate from the general liability and umbrella grouping on its policies page. [3](https://ameliarisk.com/insurance-policies/ "Insurance Policies") [1](https://ameliarisk.com/insurance-policies/technology-errors-omissions/ "Technology Errors and Omissions") (Evidence: Company-reported; scope: Policies hub and dedicated Tech E&O page as read on 2026-09-23. Does not identify which insurer would issue a placed policy..) | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. [5](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [6](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Tech E&O product page and homepage package contents; package composition may change..) | ## About Amelia Risk and Corgi and Tech E&O Insurance - [Amelia Risk company profile](https://spot.insure/insurance-providers/amelia-risk) · [Amelia Risk customer reviews](https://spot.insure/insurance-providers/amelia-risk/reviews) - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Amelia Risk vs Corgi Tech E&O Insurance - [Amelia Risk vs Corgi](https://spot.insure/compare/amelia-risk-vs-corgi): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Amelia Risk Tech E&O Insurance](https://spot.insure/insurance-providers/amelia-risk/technology-errors-omissions) - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) ## Sources for Amelia Risk vs Corgi Tech E&O Insurance ### Sources About Amelia Risk 1. [Technology Errors and Omissions](https://ameliarisk.com/insurance-policies/technology-errors-omissions/). Amelia Risk Insurance Brokers; What's covered by a Technology Errors & Omissions Policy?; When should a company buy a Technology Errors & Omissions Policy?. Accessed 2026-09-23. 2. [Insurance For Technology Companies](https://ameliarisk.com/specialties/technology/). Amelia Risk Insurance Brokers; Software, hardware, robotics, AI, autonomous-vehicle software and life-sciences audience; Insurance policies for tech companies to consider: Tech E&O. Accessed 2026-09-16. 3. [Insurance Policies](https://ameliarisk.com/insurance-policies/). Amelia Risk Insurance Brokers; Policies hub card: Technology Errors & Omissions, listed separately from General Liability & Umbrella. Accessed 2026-09-23. 4. [Our Specialties](https://ameliarisk.com/specialties/). Amelia Risk Insurance Brokers; Our Process: four-step description of gathering information, approaching the dozens of insurance companies Amelia works with, reviewing quotes, and the client deciding how to proceed; claims advocacy sentence. Accessed 2026-09-23. ### Sources About Corgi 5. [Tech E&O Insurance for Startups | Corgi Insurance](https://www.corgi.insure/tech-eo). Corgi Insurance; What's Actually Inside Your Tech E&O Policy (form CORG-EO-0100 / CORG-TECH-0500); Scenario notes; Policy notes; Available Add-ons; Tech E&O Glossary; FAQ including carrier rating question. Accessed 2026-09-23. 6. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies: Tech & AI Liability card marked "Instant quote"; Coverage Designed Around Your Startup's Journey package contents listing Tech E&O. Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/amelia-risk-vs-corgi/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)