--- title: "Alliance Risk vs Markel Insurance: Tech E&O Insurance" description: "Alliance Risk publishes Tech E&O limit ranges and a policy review service; Markel describes a broader technology professional-liability audience." canonical: "https://spot.insure/compare/alliance-risk-vs-markel/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "alliance-risk-vs-markel" provider-a: "alliance-risk" provider-b: "markel" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/alliance-risk-vs-markel/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Alliance Risk and Markel Insurance for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Alliance Risk versus Markel Insurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Alliance Risk vs Markel Insurance for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Alliance Risk or Markel Insurance? - What does Alliance Risk or Markel Insurance publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Tech E&O Insurance from Alliance Risk or Markel Insurance? **Key facts:** - Line: Tech E&O Insurance. Providers: Alliance Risk and Markel Insurance. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Alliance Risk vs Markel Insurance](https://spot.insure/compare/alliance-risk-vs-markel) — parent: all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — coverage explainer for this line - [Alliance Risk profile](https://spot.insure/insurance-providers/alliance-risk) — provider profile (evidence) - [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence) - [Alliance Risk vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/alliance-risk-vs-markel/builders-risk) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-markel/cargo-transit) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-markel/commercial-property) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Crime Insurance](https://spot.insure/compare/alliance-risk-vs-markel/crime) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-markel/cyber) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/employment-practices) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/alliance-risk-vs-markel/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/fiduciary) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-markel/inland-marine) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Liquor Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/liquor-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/management-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/media) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/product-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-markel/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-markel/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Alliance Risk Tech E&O Insurance](https://spot.insure/compare/aig-vs-alliance-risk/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/aig-vs-markel/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Amelia Risk Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-amelia-risk/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs At-Bay Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-at-bay/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Beazley Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-beazley/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) # Alliance Risk vs Markel Insurance: How Do They Compare for Tech E&O Insurance? Alliance Risk publishes Tech E&O limit ranges and a policy review service; Markel describes a broader technology professional-liability audience. ## How to Use the Alliance Risk vs Markel Insurance Tech E&O Insurance Comparison Use this comparison to evaluate Alliance Risk and Markel Insurance for Tech E&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Alliance Risk vs Markel Insurance Tech E&O Insurance Summary Alliance Risk gives indicative Tech E&O limits from $250,000/$500,000 for freelancers to $2 million/$3 million or more for SaaS firms and offers a no-charge policy review. Markel names software, SaaS, hardware, and technology consultants in its technology errors-and-omissions audience. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") ## What Is Alliance Risk? Alliance Risk suits tech startups from pre-seed through IPO that want a broker to review their tech E&O policy for free and shop specialist insurers; if you want to buy online in minutes, use a digital insurer. Quotes take 24 hours to ten business days, depending on your risk. [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance") [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [3](https://joinalliancerisk.com/get-a-quote/ "Get a Quote") [Alliance Risk profile](https://spot.insure/insurance-providers/alliance-risk) ## Markel Insurance: Specialty Business and Products Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [4](https://www.markel.com/about-us "About us") [5](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") [Markel Insurance profile](https://spot.insure/insurance-providers/markel) ## What Is Technology Errors and Omissions (E&O) Insurance? Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review. [7](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [8](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf "Insurance and Bonding Guidelines") [9](https://online.ogs.ny.gov/purchase/snt/awardnotes/7360022802AppendixJ_PRB01.pdf "Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)") [10](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance") [11](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf "DigiTech Enterprise Risk Management") [12](https://www.chubb.com/us/asset/smallbusiness/digitech-erm--new-business-application-small-business-pf-48204.pdf "Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application") [13](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Risk for Technology Companies") ## What Are the Key Differences Between Alliance Risk and Markel Insurance Tech E&O Insurance? ### Limit Examples and Technology Classes Alliance Risk describes typical Tech E&O limits from $250,000/$500,000 for a freelancer to $2 million/$3 million or more for a SaaS company with many users, and cites a $2,500 standard deductible for small firms. Markel lists IT and technology-service businesses, including software/SaaS, hardware, and consultants, but gives no comparable figures in its record. A technology buyer can use Alliance's examples to frame requested limits and then ask Markel which limit and deductible are available for its specific class. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") ### Technology Risk and Coverage Detail Alliance Risk lists failures to deliver, errors in deliverables including factually wrong or biased AI outputs, unmet specifications, unintentional IP infringement, product failure, and data loss caused by a company's own mistakes; it separates cyberattacks and bodily injury or property damage. Markel describes professional liability for technology services such as software, hardware, and consulting but does not enumerate comparable scenarios in its offering record. Ask both to address customer contracts, AI output, and cyber overlap in the proposed wording. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") ### Quote Preparation and Policy Review Alliance Risk asks for revenue, employees, major client contracts and indemnities, current E&O and cyber policies, claims history, and client concentration; it offers a no-charge review of an existing Tech E&O policy. Markel invites buyers or brokers to contact its underwriting team but does not specify equivalent intake details. Having your contracts and current policy ready can help clarify what Markel needs to evaluate against Alliance Risk's review process. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") ## What Should You Confirm in Alliance Risk and Markel Insurance Tech E&O Insurance Quotes? - Ask Alliance Risk which limit and deductible fit your revenue, user base, contract indemnities, and existing retroactive date. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") - Ask Markel whether its technology E&O form addresses AI output errors, unmet specifications, and cyber-related losses, and what intake documents underwriting requires. [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") ## Alliance Risk vs Markel Insurance Tech E&O Insurance Compared | Criteria | Alliance Risk Tech E&O Insurance | Markel technology errors omissions (official overview) | | --- | --- | --- | | Role in This Line | Alliance Risk specializes in placing Tech E&O coverage for technology companies that build, deploy or advise using software, describing itself as a specialist placement partner for this line rather than an underwriter. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Tech E&O page opening description..) | Markel describes offering technology errors omissions for the audience stated on the cited product page. [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: technology errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Issuing Insurer | Alliance Risk's Tech E&O page does not name the carriers it places coverage with; it says it "markets your risk to carriers that specialize in technology E&O" without identifying one. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Not publicly disclosed; scope: Tech E&O page as read on 2026-09-23; the issuing insurer depends on the specific placement..) | Confirm in your quote. | | Who It’s For | Alliance Risk lists SaaS platforms, AI companies, IT consultants/system integrators/MSPs, software developers, data analytics and business-intelligence firms, IT staffing firms, and IT support/help-desk providers as the businesses that need Tech E&O. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Tech E&O page, "Who Needs Tech E&O Insurance?" section..) | IT and technology service businesses, including software/SaaS, hardware businesses, and consultants listed by Markel. [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: technology errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | Alliance Risk describes Tech E&O as covering failure to perform or deliver, errors in deliverables (including AI outputs that are factually wrong or biased), unmet specifications, unintentional IP infringement, product failure and data loss caused by the company's own mistakes, while excluding intentional wrongdoing, bodily injury or property damage, and cyberattacks, which it says require separate cyber coverage. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Tech E&O page, "What Tech E&O Insurance Covers" and "Does NOT Cover" sections and the E&O-vs-cyber comparison; the issued policy and declarations control actual terms..) | The cited product page describes professional liability for broadly defined technology services, including software/SaaS, hardware, and consulting examples. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: technology errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | Alliance Risk describes typical Tech E&O limits ranging from $250K/$500K for a freelancer up to $2M/$3M+ for a SaaS company with many users, and cites $2,500 as a standard deductible for small firms. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Tech E&O page, "How to Buy Tech E&O Insurance" and cost sections; illustrative ranges, not a specific quote..) | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | Risk Services | Alliance Risk offers a no-charge review of an existing Tech E&O policy that identifies coverage gaps, retroactive-date issues and market alternatives, and says it typically delivers proposals within a few business days after reviewing a client's current program. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Tech E&O page, "Get Your Tech E&O Risk Review" and "Policy Review" sections..) | Confirm in your quote. | | How to Apply | For a Tech E&O quote, Alliance Risk asks for the services offered, annual revenue and employee count, the three largest client contracts including indemnification terms, current E&O and cyber coverage, five-year claims history, and client concentration among the top three clients. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Tech E&O page, "What We Need for Your Quote" section..) | The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. [6](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals "IT Professionals E&O Insurance") (Evidence: Company-reported; scope: technology errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Claims Support | The reviewed Tech E&O page describes the quote and policy-review process but does not describe a dedicated claims-reporting procedure or claims-advocacy service specific to a Tech E&O loss. [2](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Not found in reviewed sources; scope: Tech E&O page as read on 2026-09-23..) | Confirm in your quote. | ## Related Pages for Alliance Risk vs Markel Insurance Tech E&O Insurance - [Alliance Risk vs Markel Insurance](https://spot.insure/compare/alliance-risk-vs-markel): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Alliance Risk vs Markel Insurance Builders Risk Insurance](https://spot.insure/compare/alliance-risk-vs-markel/builders-risk) - [Alliance Risk vs Markel Insurance Cargo and Transit Insurance](https://spot.insure/compare/alliance-risk-vs-markel/cargo-transit) - [Alliance Risk vs Markel Insurance Commercial Property Insurance](https://spot.insure/compare/alliance-risk-vs-markel/commercial-property) - [Alliance Risk vs Markel Insurance Crime Insurance](https://spot.insure/compare/alliance-risk-vs-markel/crime) - [Alliance Risk vs Markel Insurance Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-markel/cyber) - [Alliance Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-markel/directors-officers) - [Alliance Risk vs Markel Insurance Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/employment-practices) - [Alliance Risk vs Markel Insurance Equipment Breakdown Insurance](https://spot.insure/compare/alliance-risk-vs-markel/equipment-breakdown) - [Alliance Risk vs Markel Insurance Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/fiduciary) - [Alliance Risk vs Markel Insurance General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/general-liability) - [Alliance Risk vs Markel Insurance Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-markel/inland-marine) - [Alliance Risk vs Markel Insurance Liquor Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/liquor-liability) - [Alliance Risk vs Markel Insurance Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/management-liability) - [Alliance Risk vs Markel Insurance Media Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/media) - [Alliance Risk vs Markel Insurance Product Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/product-liability) - [Alliance Risk vs Markel Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-markel/professional-errors-omissions) - [Alliance Risk vs Markel Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/alliance-risk-vs-markel/umbrella-excess) - [Alliance Risk vs Markel Insurance Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-markel/workers-compensation) - [AIG vs Alliance Risk Tech E&O Insurance](https://spot.insure/compare/aig-vs-alliance-risk/technology-errors-omissions) - [AIG vs Markel Insurance Tech E&O Insurance](https://spot.insure/compare/aig-vs-markel/technology-errors-omissions) - [Alliance Risk vs Amelia Risk Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-amelia-risk/technology-errors-omissions) - [Alliance Risk vs At-Bay Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-at-bay/technology-errors-omissions) - [Alliance Risk vs Beazley Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-beazley/technology-errors-omissions) - [Alliance Risk vs Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-berkshire-hathaway-specialty-insurance/technology-errors-omissions) ## Sources for Alliance Risk vs Markel Insurance Tech E&O Insurance ### Sources About Alliance Risk 1. [Technology Insurance](https://joinalliancerisk.com/technology-insurance/). Alliance Risk; What is Technology Insurance?; Types of Technology; Types of Coverage; startup placement introduction; quote documents and process. Accessed 2026-09-16. 2. [Tech E&O Insurance](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/). Alliance Risk; Opening placement description; Who Needs Tech E&O Insurance?; What Tech E&O Insurance Covers/Does NOT Cover; Tech E&O Insurance vs. Cyber Liability Insurance; How Much Does Tech E&O Insurance Cost?; Get Your Tech E&O Risk Review; What We Need for Your Quote; Policy Review. Accessed 2026-09-23. 3. [Get a Quote](https://joinalliancerisk.com/get-a-quote/). Alliance Risk; Request form; Prefer to Call?; Why Alliance Risk? section. Accessed 2026-09-16. ### Sources About Markel Insurance 4. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28. 5. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28. 6. [IT Professionals E&O Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/errors-and-omissions/it-professionals). Markel; Who is this for; software/SaaS, hardware, consultants; professional liability and cyber sections.. Accessed 2026-09-30. ### Sources for the Tech E&O Insurance Guide 7. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical. Accessed 2026-09-16. 8. [Insurance and Bonding Guidelines](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf). Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16. 9. [Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)](https://online.ogs.ny.gov/purchase/snt/awardnotes/7360022802AppendixJ_PRB01.pdf). New York State Office of General Services; §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note. Accessed 2026-09-16. 10. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16. 11. [DigiTech Enterprise Risk Management](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf). Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16. 12. [Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application](https://www.chubb.com/us/asset/smallbusiness/digitech-erm--new-business-application-small-business-pf-48204.pdf). ACE American Insurance Company / Chubb; Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6. Accessed 2026-09-16. 13. [Cyber Risk for Technology Companies](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Alliance Risk Review Scores for 2026 Review Score: not enough ratings. Alliance Risk has no customer ratings on the review sites we checked, so there's no Review Score yet. That says nothing bad about the company; it means you'll need to ask for references. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/alliance-risk/reviews). ## Markel Insurance Review Scores for 2026 Review Score: 7.5 / 10 from 2 rated sources, equally weighted. There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years. - J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf) - Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com) - BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) - BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/alliance-risk-vs-markel/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)