---
title: "Alliance Risk vs Foxquilt"
description: "Compare Alliance Risk’s specialist technology brokerage with Foxquilt’s small-business insurance and online CGL and E&O route."
canonical: "https://spot.insure/compare/alliance-risk-vs-foxquilt"
page-type: "provider-comparison"
updated-at: "2026-09-29"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/alliance-risk-vs-foxquilt)

# Alliance Risk vs Foxquilt

Compare Alliance Risk’s specialist technology brokerage with Foxquilt’s small-business insurance and online CGL and E&O route.

## Before You Quote

Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business.

## Highlights

Alliance Risk describes broker-led technology placements, including review of an existing Tech E&O policy and outreach to specialist insurers. Foxquilt markets small-business CGL and E&O with online quote and purchase options plus agent and broker channels; neither route establishes eligibility or policy terms for your company. [10](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)")

## Provider Reliability Assessments

These sourced assessments are shown for context; this comparison does not select a winner.

### Alliance Risk

Role: Broker.

Broker Spot Score: **5.8/10** (partial score; 75% of this role's weighting included). Assessed 2026-09-22; review due 2026-10-22. Excluded factors: Regulatory Conduct (A complete, exact-entity regulatory-conduct review for the preceding five years is unavailable.).

Read the [full reliability assessment](https://spot.insure/insurance-providers/alliance-risk/reliability).

### Foxquilt

Role: Managing general agent.

Carrier & MGA Spot Score: **5.1/10** (partial score; 15% of this role's weighting included). Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Identity and Authority (The supplied evidence did not support a score for Identity and Authority; this factor is excluded, not scored as zero. Canonical evidence gaps: No licence for Foxquilt Insurance Services Inc. (Ontario/FSRA or other provinces) was verified. FSRA data returned a 403 and the corporate licence search could not be opened.; No US state producer or MGA licence lookup was completed for Foxquilt Insurance Services LLC. The North Carolina Secretary of State page returned a 403.; The insurer that issues Foxquilt policies in the US and Canada is not named on any page we opened. A trade article seen in search results said the new E&O uses Markel's City National Insurance Company, but that page needed a login and the other articles did not say it.; The AM Best rating on Foxquilt's homepage is not tied to a named insurer. We found no AM Best rating for the Markel company on the policy.; Greenlight Innovation Syndicate 3456 is being approved as a full Lloyd's syndicate from 2027. Its syndicate-level rating was not found.; The Google rating (4.8) is the company's own claim and was not checked.; Claims turnaround, complaint outcomes and Canadian provincial complaint data (for example OmbudService) were not researched.); Financial Resilience (The supplied evidence did not support a score for Financial Resilience; this factor is excluded, not scored as zero. Canonical evidence gaps: No licence for Foxquilt Insurance Services Inc. (Ontario/FSRA or other provinces) was verified. FSRA data returned a 403 and the corporate licence search could not be opened.; No US state producer or MGA licence lookup was completed for Foxquilt Insurance Services LLC. The North Carolina Secretary of State page returned a 403.; The insurer that issues Foxquilt policies in the US and Canada is not named on any page we opened. A trade article seen in search results said the new E&O uses Markel's City National Insurance Company, but that page needed a login and the other articles did not say it.; The AM Best rating on Foxquilt's homepage is not tied to a named insurer. We found no AM Best rating for the Markel company on the policy.; Greenlight Innovation Syndicate 3456 is being approved as a full Lloyd's syndicate from 2027. Its syndicate-level rating was not found.; The Google rating (4.8) is the company's own claim and was not checked.; Claims turnaround, complaint outcomes and Canadian provincial complaint data (for example OmbudService) were not researched.); Claims and Servicing (The supplied evidence did not support a score for Claims and Servicing; this factor is excluded, not scored as zero. Canonical evidence gaps: No licence for Foxquilt Insurance Services Inc. (Ontario/FSRA or other provinces) was verified. FSRA data returned a 403 and the corporate licence search could not be opened.; No US state producer or MGA licence lookup was completed for Foxquilt Insurance Services LLC. The North Carolina Secretary of State page returned a 403.; The insurer that issues Foxquilt policies in the US and Canada is not named on any page we opened. A trade article seen in search results said the new E&O uses Markel's City National Insurance Company, but that page needed a login and the other articles did not say it.; The AM Best rating on Foxquilt's homepage is not tied to a named insurer. We found no AM Best rating for the Markel company on the policy.; Greenlight Innovation Syndicate 3456 is being approved as a full Lloyd's syndicate from 2027. Its syndicate-level rating was not found.; The Google rating (4.8) is the company's own claim and was not checked.; Claims turnaround, complaint outcomes and Canadian provincial complaint data (for example OmbudService) were not researched.); Regulatory Conduct (The supplied evidence did not support a score for Regulatory Conduct; this factor is excluded, not scored as zero. Canonical evidence gaps: No licence for Foxquilt Insurance Services Inc. (Ontario/FSRA or other provinces) was verified. FSRA data returned a 403 and the corporate licence search could not be opened.; No US state producer or MGA licence lookup was completed for Foxquilt Insurance Services LLC. The North Carolina Secretary of State page returned a 403.; The insurer that issues Foxquilt policies in the US and Canada is not named on any page we opened. A trade article seen in search results said the new E&O uses Markel's City National Insurance Company, but that page needed a login and the other articles did not say it.; The AM Best rating on Foxquilt's homepage is not tied to a named insurer. We found no AM Best rating for the Markel company on the policy.; Greenlight Innovation Syndicate 3456 is being approved as a full Lloyd's syndicate from 2027. Its syndicate-level rating was not found.; The Google rating (4.8) is the company's own claim and was not checked.; Claims turnaround, complaint outcomes and Canadian provincial complaint data (for example OmbudService) were not researched.); Disclosure Clarity (The supplied evidence did not support a score for Disclosure Clarity; this factor is excluded, not scored as zero. Canonical evidence gaps: No licence for Foxquilt Insurance Services Inc. (Ontario/FSRA or other provinces) was verified. FSRA data returned a 403 and the corporate licence search could not be opened.; No US state producer or MGA licence lookup was completed for Foxquilt Insurance Services LLC. The North Carolina Secretary of State page returned a 403.; The insurer that issues Foxquilt policies in the US and Canada is not named on any page we opened. A trade article seen in search results said the new E&O uses Markel's City National Insurance Company, but that page needed a login and the other articles did not say it.; The AM Best rating on Foxquilt's homepage is not tied to a named insurer. We found no AM Best rating for the Markel company on the policy.; Greenlight Innovation Syndicate 3456 is being approved as a full Lloyd's syndicate from 2027. Its syndicate-level rating was not found.; The Google rating (4.8) is the company's own claim and was not checked.; Claims turnaround, complaint outcomes and Canadian provincial complaint data (for example OmbudService) were not researched.).

Read the [full reliability assessment](https://spot.insure/insurance-providers/foxquilt/reliability).

## Foxquilt Reviews

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Foxquilt’s 3.5/5 Trustpilot score comes from eight reviews. Its Toronto BBB profile has no customer reviews; the A+ business grade measures something different. Neither establishes how U.S. commercial-policy customers fare.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Introduction

Foxquilt’s published pages offer online quote and purchase for small-business CGL and E&O, while Alliance Risk describes broker-led technology placements that include reviewing an existing Tech E&O program and approaching specialist insurers. That distinction matters if you want a direct online application for a standard small-business need versus a broker discussion about a technology risk; the pages do not establish that either company will quote your business or that the products have matching terms. [16](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") [10](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance")

The catalogue below reflects lines each company markets. A listed line does not establish matching policy forms, limits, exclusions, insurers, or availability for your location. Foxquilt’s own materials give different availability scopes by product and channel, so confirm your specific class and state or province. [13](https://www.foxquilt.com/about-us.html "About Us - North American Business Insurance Company") [14](https://www.foxquilt.com/agent-broker-partner.html "Become a Foxquilt Agent/Broker Partner") [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance")

Read several Foxquilt rows narrowly: hired and non-owned auto is shown as a commercial-auto feature; technology and creative are classes within broader E&O, not a separately established technology form; the product page documents umbrella but not separate excess; and the cleaner program describes limited mobile-equipment/inland-marine and crime coverage, not a bond product just because a heading says Crime/Bonds. These labels do not establish separate policies or equivalent terms. [15](https://www.foxquilt.com/businesscoverage.html "Other Coverages") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") [27](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") [29](https://www.foxquilt.com/businesscoverage/ConvertLabs.html "Cleaner Insurance Program by Foxquilt") [28](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance")



## Coverage Comparison

| Coverage Type | Alliance Risk | Foxquilt |
| --- | --- | --- |
| [Builders risk](https://spot.insure/coverage/builders-risk) | Listed: Alliance Risk arranges builders risk insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Builder’s risk product page; policy-specific construction terms not established. [22](https://www.foxquilt.com/businesscoverage/builders-risk-insurance.html "Builder’s Risk Insurance") |
| [Business owner’s policy](https://spot.insure/coverage/business-owners-policy) | Listed: Alliance Risk arranges business owner’s policies. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Foxquilt’s About page lists Business Owner’s Policy among “Our Primary Coverages”; no current BOP-specific terms or bundled contents are established here. [13](https://www.foxquilt.com/about-us.html "About Us - North American Business Insurance Company") |
| [Cargo and transit](https://spot.insure/coverage/cargo-transit) | Listed: Alliance Risk arranges inland and ocean marine coverage for goods in transit. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Commercial auto](https://spot.insure/coverage/commercial-auto) | Listed: Alliance Risk arranges commercial auto insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Commercial auto product page; HNOA is not split out. [19](https://www.foxquilt.com/businesscoverage/commercial-auto.html "Commercial Auto Insurance") |
| [Commercial property](https://spot.insure/coverage/commercial-property) | Listed: Alliance Risk arranges property insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Commercial property product page. [21](https://www.foxquilt.com/businesscoverage/commercial-property.html "Commercial Property Insurance") |
| [Crime](https://spot.insure/coverage/crime) | Listed: Alliance Risk arranges crime insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Foxquilt has a Crime Insurance product page, which says crime can be a BOP add-on or an isolated policy; the ConvertLabs cleaner program also lists Crime/Bonds but describes crime only. No bond product is inferred. [28](https://www.foxquilt.com/businesscoverage/crime.html "Smarter Crime Insurance") [29](https://www.foxquilt.com/businesscoverage/ConvertLabs.html "Cleaner Insurance Program by Foxquilt") |
| [Cyber liability](https://spot.insure/coverage/cyber) | Listed: Alliance Risk arranges cyber liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Cyber product page; policy terms and limits not established. [20](https://www.foxquilt.com/businesscoverage/cyber-insurance.html "Cyber Business Insurance") |
| [Directors and officers](https://spot.insure/coverage/directors-officers) | Listed: Alliance Risk arranges directors and officers liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Employment practices liability](https://spot.insure/coverage/employment-practices) | Listed: Alliance Risk arranges employment practices liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Equipment breakdown](https://spot.insure/coverage/equipment-breakdown) | Listed: Alliance Risk arranges equipment breakdown insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Fiduciary liability](https://spot.insure/coverage/fiduciary) | Listed: Alliance Risk arranges fiduciary liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [General liability](https://spot.insure/coverage/general-liability) | Listed: Alliance Risk arranges general liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Company CGL product page; line-specific CGL membership only. [16](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [14](https://www.foxquilt.com/agent-broker-partner.html "Become a Foxquilt Agent/Broker Partner") |
| [Hired and non-owned auto](https://spot.insure/coverage/hired-non-owned-auto) | Not listed | Listed: Advertised as a Hired & non-owned feature beneath Foxquilt’s Commercial Auto card; no distinct HNOA policy or terms established. [15](https://www.foxquilt.com/businesscoverage.html "Other Coverages") |
| [Intellectual property](https://spot.insure/coverage/intellectual-property) | Listed: Alliance Risk arranges intellectual-property insurance for technology businesses. [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance") | Not listed |
| [Key person](https://spot.insure/coverage/key-person) | Listed: Alliance Risk arranges key person insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Liquor liability](https://spot.insure/coverage/liquor-liability) | Listed: Alliance Risk arranges liquor liability for businesses serving or selling alcohol. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Management liability](https://spot.insure/coverage/management-liability) | Listed: Alliance Risk advises on management-liability packages and standalone options. [11](https://joinalliancerisk.com/management-liability-insurance/ "Management Liability Insurance: How D&O, EPLI, and Fiduciary Fit Together") | Not listed |
| [Media liability](https://spot.insure/coverage/media) | Listed: Alliance Risk arranges media and advertising liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Product liability](https://spot.insure/coverage/product-liability) | Listed: Alliance Risk arranges product liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Product recall](https://spot.insure/coverage/product-recall) | Listed: Alliance Risk arranges product recall insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Not listed |
| [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) | Listed: Alliance Risk arranges professional liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Professional E&O product page. [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") |
| [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) | Listed: Alliance Risk arranges technology errors and omissions insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Technology/creative class within broader E&O; no separate technology form established. [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") |
| [Tools, equipment and inland marine](https://spot.insure/coverage/inland-marine) | Listed: Alliance Risk arranges inland marine coverage for goods, tools and equipment in transit or off-site. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Foxquilt lists Inland Marine among primary coverages; the ConvertLabs cleaner program describes limited mobile-equipment coverage (also called Inland Marine) commonly used by janitorial providers. This does not establish broad standalone inland-marine terms. [13](https://www.foxquilt.com/about-us.html "About Us - North American Business Insurance Company") [29](https://www.foxquilt.com/businesscoverage/ConvertLabs.html "Cleaner Insurance Program by Foxquilt") |
| [Umbrella and excess liability](https://spot.insure/coverage/umbrella-excess) | Listed: Alliance Risk arranges umbrella and excess liability insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Foxquilt lists Umbrella/Excess in its primary-coverages list and has a current Umbrella Insurance page that distinguishes umbrella from excess. Membership is for marketed umbrella only; a separate excess product is not established. [13](https://www.foxquilt.com/about-us.html "About Us - North American Business Insurance Company") [27](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html "Smarter Umbrella Insurance For Your Business") |
| [Workers’ compensation](https://spot.insure/coverage/workers-compensation) | Listed: Alliance Risk arranges workers’ compensation insurance. [9](https://joinalliancerisk.com/coverages/ "Alliance Products") | Listed: Workers’ compensation page; state requirements vary. [18](https://www.foxquilt.com/businesscoverage/workers-compensation.html "Workers’ Compensation Insurance") |

A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms.



## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage.

## Which Buyer Is Each Route Designed For?

Technology businesses from pre-seed through public-company stages can ask Alliance Risk about coverage, including SaaS, hardware, fintech, healthtech and AI. [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance") (Evidence: Company-reported; scope: Alliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.; verified: 2026-09-16.)

Foxquilt says it serves small and midsize businesses and business-to-business networks. Its current CGL and E&O pages name contractors, e-commerce, personal services, consultants, technology and creative professionals, licensed professionals, and beauty and health services as target examples; listed classes are not guarantees of eligibility. [13](https://www.foxquilt.com/about-us.html "About Us - North American Business Insurance Company") [16](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Company-reported; scope: Company-described North American small-business audience and example product classes; actual appetite depends on product, class, state and underwriting.; verified: 2026-09-29.)

Alliance Risk’s published technology segment names software, hardware, fintech, healthtech, and AI businesses across company stages. Foxquilt’s CGL and E&O pages give a wider small-business class list that includes technology and creative professionals. A technology label alone does not establish that the same Tech E&O form or underwriting appetite is available through both routes. [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)")

## What Happens Before a Quote?

To get a technology E&O proposal, prepare service details, revenue, employee count, major client contracts, current coverage, five-year claims history and customer concentration; Alliance Risk says it reviews the current program and approaches specialist insurers. [10](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") (Evidence: Company-reported; scope: Alliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.; verified: 2026-09-16.)

Foxquilt says customers can request and buy CGL and E&O online, with team assistance available, and receive documents after purchase. Its screens show example businesses, sample limits and prices; these are company illustrations, not quotes tested for a buyer or evidence that every risk can bind online. [16](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") [12](https://www.foxquilt.com/ "Commercial Insurance, Business Liability Coverage | Foxquilt") (Evidence: Company-reported; scope: Company-reported CGL and E&O purchase workflow; no form was submitted and no quote or purchase was completed in this research.; verified: 2026-09-29.)

If you already have technology E&O, Alliance Risk’s described process gives you a place to ask about policy review, retroactive dates, and alternative markets. Foxquilt’s published online path is more direct for CGL and E&O, but its example quote screens are illustrations, not a quote or proof that every risk can bind online. [10](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [12](https://www.foxquilt.com/ "Commercial Insurance, Business Liability Coverage | Foxquilt")

## Questions to Ask Both Companies

- For a technology E&O placement, will you review our current policy and contracts, and which service details, revenue, customer concentration, and claims history should we prepare? Ask Alliance Risk to distinguish its estimate from a binding deadline. [10](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/ "Tech E&O Insurance") [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance")
- For Foxquilt’s online CGL or E&O option, can this business and class bind in our state or province, and which insurer, producer, limits, exclusions, and effective date will appear in the quote and policy? [16](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") [14](https://www.foxquilt.com/agent-broker-partner.html "Become a Foxquilt Agent/Broker Partner")
- Before comparing total cost, what commissions, service fees, or other charges apply to this placement? Alliance Risk’s terms permit several fee types without publishing amounts; Foxquilt’s compensation disclosure describes commissions but does not map a rate to a U.S. entity, product, or policy. [3](https://joinalliancerisk.com/terms-conditions/ "Terms & Conditions") [24](https://www.foxquilt.com/privacy-policy.html "Foxquilt Insurance Services | Consumer & Privacy Info")

## Compare Services

What each provider documents about the services you may need.

| Criteria | Alliance Risk | Foxquilt |
| --- | --- | --- |
| Customer focus | Technology businesses from pre-seed through public-company stages can ask Alliance Risk about coverage, including SaaS, hardware, fintech, healthtech and AI. [1](https://joinalliancerisk.com/technology-insurance/ "Technology Insurance") (Evidence: Company-reported; scope: Alliance Risk public commercial-insurance offering; company statements are not independent verification or buyer-specific policy terms.; verified: 2026-09-16.) | Foxquilt says it serves small and midsize businesses and business-to-business networks. Its current CGL and E&O pages name contractors, e-commerce, personal services, consultants, technology and creative professionals, licensed professionals, and beauty and health services as target examples; listed classes are not guarantees of eligibility. [13](https://www.foxquilt.com/about-us.html "About Us - North American Business Insurance Company") [16](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [17](https://www.foxquilt.com/businesscoverage/professional-liability.html "Professional Liability (E&O)") (Evidence: Company-reported; scope: Company-described North American small-business audience and example product classes; actual appetite depends on product, class, state and underwriting.; verified: 2026-09-29.) |

## Related Reading

- [What Is Alliance Risk?](https://spot.insure/insurance-providers/alliance-risk)
- [What Is Foxquilt?](https://spot.insure/insurance-providers/foxquilt)

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- [At-Bay vs Foxquilt](https://spot.insure/compare/at-bay-vs-foxquilt)
- [CFC vs Foxquilt](https://spot.insure/compare/cfc-vs-foxquilt)
- [Chubb vs Foxquilt](https://spot.insure/compare/chubb-vs-foxquilt)
- [Coalition vs Foxquilt](https://spot.insure/compare/coalition-vs-foxquilt)
- [Corgi vs Foxquilt](https://spot.insure/compare/corgi-vs-foxquilt)
- [Coterie Insurance vs Foxquilt](https://spot.insure/compare/coterie-vs-foxquilt)

## Sources

### [Alliance Risk Official Website](https://joinalliancerisk.com/)

1. [Technology Insurance](https://joinalliancerisk.com/technology-insurance/). Alliance Risk; What is Technology Insurance?; Types of Technology; Types of Coverage; startup placement introduction; quote documents and process. Accessed 2026-09-16.
2. [About Us](https://joinalliancerisk.com/about-us/). Alliance Risk; Our Story. Accessed 2026-09-16.
3. [Terms & Conditions](https://joinalliancerisk.com/terms-conditions/). Alliance Risk; Sections 1, 4, 5, 17 and 18; last updated October 30, 2024. Accessed 2026-09-16.
4. [Privacy Policy](https://joinalliancerisk.com/privacy-policy/). Alliance Risk; Sections 1, 4, 5 and 13; revised October 30, 2024. Accessed 2026-09-16.
5. [Insurance Licenses](https://joinalliancerisk.com/insurance-licenses/). Alliance Risk; CA entry; site footer producer trade name and NPN. Accessed 2026-09-16.
6. [Get a Quote](https://joinalliancerisk.com/get-a-quote/). Alliance Risk; Request form; Prefer to Call?; Why Alliance Risk? section. Accessed 2026-09-16.
7. [Contact Us](https://joinalliancerisk.com/contact-us/). Alliance Risk; Prefer to Call?; Talk to an Expert. Accessed 2026-09-16.
8. [All In One Insurance Risk Advisory to Protect Your Business](https://joinalliancerisk.com/). Alliance Risk; Why Us?; footer brokerage disclosure. Accessed 2026-09-16.
9. [Alliance Products](https://joinalliancerisk.com/coverages/). Alliance Risk; Coverages product cards, from Accountant Professional Liability through Wrap-Up Insurance. Accessed 2026-09-16.
10. [Tech E&O Insurance](https://joinalliancerisk.com/technology-errors-omissions-insurance-tech-eo/). Alliance Risk; Opening placement description; Get Your Tech E&O Risk Review; What We Need for Your Quote; Policy Review. Accessed 2026-09-16.
11. [Management Liability Insurance: How D&O, EPLI, and Fiduciary Fit Together](https://joinalliancerisk.com/management-liability-insurance/). Alliance Risk; Closing offer to recommend a package or standalone approach; three core lines. Accessed 2026-09-16.

### [Foxquilt Official Website](https://www.foxquilt.com/)

12. [Commercial Insurance, Business Liability Coverage | Foxquilt](https://www.foxquilt.com/). Foxquilt; Homepage: available-now CGL and E&O; other recommended products; digital purchase workflow; illustrative quote screens and carrier/support marks. Accessed 2026-09-29.
13. [About Us - North American Business Insurance Company](https://www.foxquilt.com/about-us.html). Foxquilt; Our Primary Coverages; North American Distribution; Foxden; broad company-level distribution statement. Accessed 2026-09-29.
14. [Become a Foxquilt Agent/Broker Partner](https://www.foxquilt.com/agent-broker-partner.html). Foxquilt; Agent/broker product and servicing marketing: quote/bind/service in Foxden and instant documents (lines 22–24); service requests manage endorsements/cancellations (lines 130–138); digital servicing support says digitally manage endorsements/cancellations (lines 206–208); agents can file change requests in Foxden (lines 262–266). Separate CGL live selector states 42 U.S. states, 7 Canadian provinces and ‘Admitted paper Yes’ (lines 210–227). Page calls Foxquilt a ‘North American Carrier’ and says two products are built/underwritten in-house (lines 145–152). Directly reopened 2026-09-29. Provider-published marketing, not independent regulator verification; exact license-holding entity/type/identifier, specific policy authority and request-processing terms are not disclosed here. Accessed 2026-09-29.
15. [Other Coverages](https://www.foxquilt.com/businesscoverage.html). Foxquilt; Other Coverages page: Workers’ Compensation, Commercial Auto, Cyber Liability and Commercial Property cards; Commercial Auto card lists Owned vehicles, Hired & non-owned, and Tools in transit as features; CGL/E&O are marked available now. Directly inspected 2026-09-29, lines 22–70. Accessed 2026-09-29.
16. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
17. [Professional Liability (E&O)](https://www.foxquilt.com/businesscoverage/professional-liability.html). Foxquilt; E&O summary and claims-made label; coverage examples; “Tech & Creative” classes; digital quote/buy; North American availability; lines 22–29, 52–65, 99–120, 138–253. Accessed 2026-09-29.
18. [Workers’ Compensation Insurance](https://www.foxquilt.com/businesscoverage/workers-compensation.html). Foxquilt; State-requirements FAQ; payroll/employee/location price factors; benefits list; self-employed and subcontractor FAQs. Reopened 2026-09-29, lines 148–162. Accessed 2026-09-29.
19. [Commercial Auto Insurance](https://www.foxquilt.com/businesscoverage/commercial-auto.html). Foxquilt; Product description, audience/use cases, claims scenarios and price factors. Reopened 2026-09-29, lines 42, 99–132. Accessed 2026-09-29.
20. [Cyber Business Insurance](https://www.foxquilt.com/businesscoverage/cyber-insurance.html). Foxquilt; Cyber event description, target business types/data exposure, examples, price factors. Reopened 2026-09-29, lines 98–127. Accessed 2026-09-29.
21. [Commercial Property Insurance](https://www.foxquilt.com/businesscoverage/commercial-property.html). Foxquilt; Property description and causes; target property; claim examples; pricing factors. Reopened 2026-09-29, lines 98–128. Accessed 2026-09-29.
22. [Builder’s Risk Insurance](https://www.foxquilt.com/businesscoverage/builders-risk-insurance.html). Foxquilt; Construction-stage description and example causes; intended buyers; project-specific price factors. Reopened 2026-09-29, lines 98–127. Accessed 2026-09-29.
23. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
24. [Foxquilt Insurance Services | Consumer & Privacy Info](https://www.foxquilt.com/privacy-policy.html). Foxquilt; Privacy officer identity/address; “How We Get Paid For Our Services”; commission table and contingent-commission footnote; Canada-oriented company disclosure; no U.S. line/issuer mapping. Accessed 2026-09-29.
25. [Agency Detail: Foxquilt Insurance Services LLC](https://my.westfieldinsurance.com/AgentLocator/AgencyDetailEntry.aspx?AgencyId=7480). Westfield Insurance; Agency directory listing for Foxquilt Insurance Services LLC and Business coverage; does not disclose state appointment terms, delegated authority, or policy issuer. Accessed 2026-09-28.
26. [Foxquilt official website](https://www.foxquilt.com/). Foxquilt; Official website is the provenance root for the visible brand mark; no reusable downloadable official logo file was verified during this pass. Accessed 2026-09-29.
27. [Smarter Umbrella Insurance For Your Business](https://www.foxquilt.com/businesscoverage/umbrella-insurance.html). Foxquilt; Current product page calls the product Umbrella Insurance; lines 98–104 describe umbrella vs excess and eligibility; lines 106–121 give illustrative scenarios; lines 127–132 discuss multi-insurer tower as hypothetical purchasing example. Directly inspected 2026-09-29. It supports an umbrella marketing membership, not a separate excess product, actual tower, underlying requirements, policy form or limits. Accessed 2026-09-29.
28. [Smarter Crime Insurance](https://www.foxquilt.com/businesscoverage/crime.html). Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage. Accessed 2026-09-29.
29. [Cleaner Insurance Program by Foxquilt](https://www.foxquilt.com/businesscoverage/ConvertLabs.html). Foxquilt; Current Foxquilt-powered ConvertLabs cleaner program page; lines 108–135 lists CGL, Commercial Auto, Mobile Equipment, Crime/Bonds and Workers’ Compensation. Lines 127–128 identify Mobile Equipment as “also known as Inland Marine” and limit it to a small portion of equipment coverage commonly used by janitorial providers; lines 130–131 describe Crime, not bond terms. Page says program applications are available in Canada or the U.S. Directly inspected 2026-09-29. Accessed 2026-09-29.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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- [Markdown page](https://spot.insure/compare/alliance-risk-vs-foxquilt.md)
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- [MCP server manifest](https://spot.insure/server.json)
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- [Public page index](https://spot.insure/llms.txt)