---
title: "Alliance Risk vs Chubb: Crime Insurance"
description: "Chubb sells crime cover inside its ForeFront Portfolio, aimed at organizations under 250 employees and $50 million revenue and quoted digitally by agents on Chubb Marketplace. Alliance Risk is a broker that shops crime cover for you and does not publish size limits."
canonical: "https://spot.insure/compare/alliance-risk-vs-chubb/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "alliance-risk-vs-chubb"
provider-a: "alliance-risk"
provider-b: "chubb"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/alliance-risk-vs-chubb/crime)

## Agent Guide

**What this page is:** Focused comparison of Alliance Risk and Chubb for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Alliance Risk versus Chubb. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Alliance Risk vs Chubb for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Alliance Risk or Chubb?
- What does Alliance Risk or Chubb publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Alliance Risk and Chubb.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Alliance Risk vs Chubb](https://spot.insure/compare/alliance-risk-vs-chubb) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Alliance Risk profile](https://spot.insure/insurance-providers/alliance-risk) — provider profile
- [Chubb profile](https://spot.insure/insurance-providers/chubb) — provider profile

# Alliance Risk vs Chubb: How Do They Compare for Crime Insurance?

Chubb underwrites crime as one part of its ForeFront Portfolio, available digitally on Chubb Marketplace and targeting organizations under 250 employees and $50 million in revenue; Alliance Risk is a brokerage placing crime and lists its exclusions.

Chubb's ForeFront crime cover is a packaged product aimed at organizations under 250 employees and $50 million revenue; Alliance Risk shops crime cover for cash-handling and finance-team businesses and lists more theft scenarios.

## Alliance Risk vs Chubb Crime Insurance Summary

Chubb sells crime cover inside its ForeFront Portfolio, aimed at organizations under 250 employees and $50 million revenue and quoted digitally by agents on Chubb Marketplace. Alliance Risk is a broker that shops crime cover for you and does not publish size limits. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") [2](https://joinalliancerisk.com/coverages/ "Alliance Products") [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [4](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio")

## What Are the Key Differences Between Alliance Risk and Chubb Crime Insurance?

### Packaged Product for Smaller Firms vs Broker Placement

Chubb's crime cover is one of seven parts of ForeFront Portfolio for private companies, nonprofits and healthcare organizations, and agents can quote, bind and issue it on Chubb Marketplace for organizations under 250 employees and $50 million revenue. Alliance Risk brokers crime cover and names its typical buyers instead: cash-handling businesses, companies with accounting or procurement teams, nonprofits with volunteer financial oversight, and finance, retail, healthcare or logistics firms. Choose Chubb if you fit that size band and want crime bundled with other management liability parts; choose Alliance Risk if you're larger or want a broker to shop the policy. [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [4](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance")

### Which Theft Scenarios Are Listed

Both list employee theft, social-engineering fraud and fraudulent funds transfers. Alliance Risk adds forgery, burglary, robbery and safe burglary, with client-property theft only by endorsement. Chubb names client theft by your employee and extends employee theft to temporary and contracted workers, but presents these as claim examples, not policy wording. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance")

### Published Exclusions and Costs

Alliance Risk says its crime cover excludes business-income loss unless endorsed, hacking losses, losses not discovered during the policy period and dishonest acts by owners or partners, and it gives typical premiums from $500–$2,000 a year for small businesses. Chubb's product sheet publishes neither exclusions nor pricing, only illustrative losses from over $100,000 to over $1 million. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance")

## What Should You Confirm in Alliance Risk and Chubb Crime Insurance Quotes?

- Confirm you sit inside Chubb's Marketplace appetite of under 250 employees and $50 million revenue. [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance")
- Ask Alliance Risk which insurer will issue the policy; Chubb names ACE American Insurance Company and its US affiliates. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance")
- Get the limit, retention and any social-engineering sublimit in writing from both; neither publishes them. [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance")
- Ask whether client-property theft needs an endorsement and whether temporary workers count as employees. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance")

## Alliance Risk vs Chubb Crime Insurance Compared

| Criteria | Alliance Risk Crime Insurance | Chubb ForeFront Portfolio Crime Insurance |
| --- | --- | --- |
| Who It’s For | Alliance Risk lists businesses that handle cash, payments or sensitive data, companies with accounting, billing or procurement teams, nonprofits with volunteer financial oversight, and organizations in finance, retail, healthcare or logistics as common crime insurance buyers. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime product page, Who Needs Crime Insurance? section..) | On Chubb Marketplace, the ForeFront Portfolio's target underwriting appetite is organizations with fewer than 250 employees and less than $50 million in revenue. [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") (Evidence: Company-reported; scope: Online Ease section; applies to Marketplace-quoted ForeFront business generally, not exclusively Crime coverage..) |
| Coverage Features | Alliance Risk's crime insurance page covers employee theft and embezzlement, forgery or alteration of checks or documents, fraudulent electronic funds transfer, social engineering fraud and impersonation, and burglary, robbery and safe burglary, with theft of client property available by endorsement. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime product page, What Does Crime Insurance Cover? section; actual policy structure depends on the carrier and the policy as issued..)<br><br>Alliance Risk says its crime coverage excludes business income loss from crime unless endorsed, cyber breach or hacking (which it says falls under a cyber policy instead), losses not discovered during the policy period, and dishonest acts by company owners or partners. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime product page, What Doesn't Crime Insurance Cover? section..) | Chubb lists social engineering fraud, employee theft (including temporary and contracted workers), client theft of a client's money or property by an employee, and funds transfer fraud for losses from fraudulent electronic transfers unreimbursed by the insured's bank. [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") (Evidence: Company-reported; scope: Crime Risks: Real & Rising list; illustrated with claim scenarios, not policy wording..) |
| Role in This Line | Alliance Risk arranges crime insurance placements as a brokerage; the crime page describes the coverage it places rather than an Alliance-issued policy. [1](https://joinalliancerisk.com/crime-insurance/ "Crime Insurance") [2](https://joinalliancerisk.com/coverages/ "Alliance Products") (Evidence: Company-reported; scope: Crime product page and the general brokerage disclosure on the coverage catalogue page..) | Chubb underwrites Crime Insurance as one of seven coverage parts within its ForeFront Portfolio for private companies, not-for-profit and healthcare organizations, insuring against theft and embezzlement by trusted employees and outsiders. [3](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf "The ForeFront Portfolio — Crime Insurance") (Evidence: Company-reported; scope: ForeFront Portfolio Crime Insurance product sheet..) |

## About Alliance Risk and Chubb and Crime Insurance

- [Alliance Risk company profile](https://spot.insure/insurance-providers/alliance-risk) · [Alliance Risk customer reviews](https://spot.insure/insurance-providers/alliance-risk/reviews)
- [Chubb company profile](https://spot.insure/insurance-providers/chubb) · [Chubb customer reviews](https://spot.insure/insurance-providers/chubb/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Alliance Risk vs Chubb Crime Insurance

- [Alliance Risk vs Chubb](https://spot.insure/compare/alliance-risk-vs-chubb): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Alliance Risk Crime Insurance](https://spot.insure/insurance-providers/alliance-risk/crime)
- [Chubb Crime Insurance](https://spot.insure/insurance-providers/chubb/crime)

## Sources for Alliance Risk vs Chubb Crime Insurance

### Sources About Alliance Risk

1. [Crime Insurance](https://joinalliancerisk.com/crime-insurance/). Alliance Risk; What Is Crime Insurance?; Who Needs Crime Insurance?; What Does Crime Insurance Cover?; What Doesn't Crime Insurance Cover?; How Much Does Crime Insurance Cost?. Accessed 2026-09-23.
2. [Alliance Products](https://joinalliancerisk.com/coverages/). Alliance Risk; Footer brokerage disclosure: "Alliance Risk is an insurance brokerage focused on providing clients with commercial insurance across a wide array of industries.". Accessed 2026-09-23.

### Sources About Chubb

3. [The ForeFront Portfolio — Crime Insurance](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/global/forefront-portfolio-product-sheets/2021-09.03_Forefront_Portfolio_Crime.pdf). Chubb; Crime Risks: Real & Rising claim-type list (Social Engineering Fraud, Employee Theft, Client Theft, Funds Transfer Fraud); Online Ease section on Chubb Marketplace; insurer disclosure line. Accessed 2026-09-23.
4. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Available Coverages: Crime Insurance listed among the ForeFront Portfolio's seven coverage parts; Chubb Marketplace quoting. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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