---
title: "AIG vs TechInsurance: Inland Marine Insurance"
description: "AIG markets inland marine for construction and transportation businesses, while TechInsurance describes add-on coverage for property in transit and off-site."
canonical: "https://spot.insure/compare/aig-vs-techinsurance/inland-marine"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-techinsurance"
provider-a: "aig"
provider-b: "techinsurance"
coverage-line: "inland-marine"
---

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[Human-readable page](https://spot.insure/compare/aig-vs-techinsurance/inland-marine)

## Agent Guide

**What this page is:** Focused comparison of AIG and TechInsurance for Inland Marine Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Inland Marine Insurance questions about AIG versus TechInsurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs TechInsurance for Inland Marine Insurance: how do they differ?
- Which is better for Inland Marine Insurance, AIG or TechInsurance?
- What does AIG or TechInsurance publish about Inland Marine Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Inland Marine Insurance from AIG or TechInsurance?

**Key facts:**
- Line: Inland Marine Insurance. Providers: AIG and TechInsurance.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs TechInsurance](https://spot.insure/compare/aig-vs-techinsurance) — parent: all coverage lines for this pair
- [Inland Marine Insurance guide](https://spot.insure/coverage/inland-marine) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile (evidence)
- [AIG vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/aig-vs-techinsurance/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/aig-vs-techinsurance/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Cyber Insurance](https://spot.insure/compare/aig-vs-techinsurance/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance D&O Insurance](https://spot.insure/compare/aig-vs-techinsurance/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Fidelity Bonds](https://spot.insure/compare/aig-vs-techinsurance/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance General Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-techinsurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-techinsurance/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Alliance Risk Inland Marine Insurance](https://spot.insure/compare/aig-vs-alliance-risk/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs Chubb Inland Marine Insurance](https://spot.insure/compare/aig-vs-chubb/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs CNA Inland Marine Insurance](https://spot.insure/compare/aig-vs-cna/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Inland Marine Insurance](https://spot.insure/compare/aig-vs-coverdash/inland-marine) — sibling comparison (other line, or other pair for this line)

# AIG vs TechInsurance: How Do They Compare for Inland Marine Insurance?

AIG markets inland marine for construction and transportation businesses, while TechInsurance describes add-on coverage for property in transit and off-site.

## Research Scope and Use

Use this comparison to evaluate AIG and TechInsurance for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

AIG offers marine categories with risk consulting; TechInsurance targets small firms shipping goods, moving tools, storing property off-site or holding client property. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is TechInsurance?

TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. [4](https://www.techinsurance.com/about-us "About TechInsurance") [5](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") [6](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Is Inland Marine Insurance?

If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. [8](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [9](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment")

## Key Differences in Inland Marine Insurance

### Specialized portfolios and small-business add-on

AIG offers inland marine through transportation/logistics and construction/equipment categories and describes marine engineering support. TechInsurance arranges the coverage as an add-on to a BOP or commercial package policy for small businesses that ship goods, take tools to worksites or store property off-site. A small firm should check whether its existing property package can take the TechInsurance add-on; larger transport or construction risks can ask AIG about its specific product route. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes")

### Property in care and off premises

TechInsurance names property in transit, off-site storage, customer property temporarily in the business’s care and equipment in a service truck. AIG describes movable-property protection but does not specify bailee coverage or fixed-but-movable equipment terms in the overview. If you hold customer goods or install equipment at sites, ask for explicit wording for those property classes and periods. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance")

### Add-on purchase and certificate timing

TechInsurance says customers can add the line through its online application and typically receive a certificate within 24 hours after purchase. AIG describes route and equipment risk reviews and claims support, but its page does not identify an online application. Ask the TechInsurance agent which insurer issues the add-on and confirm certificate wording; ask AIG how its risk review affects the proposed schedule. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance")

## What to Confirm in Inland Marine Insurance Quotes

- Can TechInsurance add coverage to your existing BOP or package, and are customer property and service-truck equipment included?
- Which AIG form, carrier, limits and deductibles address the same off-site property and transit exposure?

## Offering Details

| Criteria | AIG Inland Marine Insurance | TechInsurance Inland Marine Insurance |
| --- | --- | --- |
| Role in This Line | AIG markets inland marine insurance through transportation/logistics and construction/equipment offerings. The exact insurer and legal form for a particular placement are not identified on the overview page. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | TechInsurance arranges inland marine insurance, also called tools and equipment insurance, as a form of property coverage sold as an add-on to another property policy such as a business owner's policy or commercial package policy, not as a standalone product. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") (Evidence: Company-reported; scope: Inland marine product page..) |
| Issuing Insurer | Confirm in your quote. | The reviewed page does not name the issuing insurer for an inland marine policy. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") (Evidence: Not publicly disclosed; scope: Inland marine product page as read on 2026-09-23..) |
| Who It’s For | AIG identifies transportation and logistics businesses and construction or equipment exposures, including contractors, equipment and movable business property. The public overview is not a complete applicant eligibility schedule. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | TechInsurance targets inland marine coverage at businesses that ship property, transport high-value equipment, take tools to worksites, or store property off-site, naming construction contractors, photographers, cleaning services and IT professionals as example segments. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") (Evidence: Company-reported; scope: Inland marine product page, Who needs inland marine insurance coverage? section..) |
| Coverage Features | AIG describes inland marine protection for movable property and lists transportation/logistics plus construction/equipment categories. The page does not determine which property, causes, locations or transit stages are covered in a buyer’s policy. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | TechInsurance says inland marine coverage protects business property in transit or off-site storage, client property temporarily in the business's care (bailee coverage), equipment installed in a fixed but movable location such as a service truck, and high-value items that standard commercial property policies may exclude. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") (Evidence: Company-reported; scope: Inland marine product page; general policy description, not a specific policy form..) |
| Limits and Retentions | Published capacity figures are segment-specific and do not establish a buyer’s policy limit. Confirm the scheduled property, sublimits, catastrophe terms and deductible in the quote and policy. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | TechInsurance says its inland marine customers pay a median of $48 per month, with annual premiums ranging from about $150 to more than $4,500 depending on the value and type of insured property, coverage limits and deductible chosen, location, claims history and industry risk. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") (Evidence: Company-reported; scope: Inland marine product page cost section; a company-reported median and range from TechInsurance's own book of business, not a published rate table..) |
| Risk Services | AIG describes marine risk consulting, risk engineering and claims resources, including route or equipment-risk review where applicable. Its Claims Promise applies only after coverage confirmation and to specified agreed-loss circumstances. [3](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | TechInsurance says you can add inland marine coverage to a business owner's policy or commercial package policy through its online application, and typically get a certificate of insurance within 24 hours after purchase. [7](https://www.techinsurance.com/inland-marine-insurance "Inland Marine Insurance – Compare Quotes") (Evidence: Company-reported; scope: Inland marine product page, How do you purchase inland marine insurance? section..) |

## Full Comparison

- [AIG vs TechInsurance](https://spot.insure/compare/aig-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine covers specialized property exposures such as equipment moved between sites, installed property and goods in transit; the quote must match what you own or hold.
- [AIG vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/aig-vs-techinsurance/commercial-auto)
- [AIG vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/aig-vs-techinsurance/commercial-property)
- [AIG vs TechInsurance Cyber Insurance](https://spot.insure/compare/aig-vs-techinsurance/cyber)
- [AIG vs TechInsurance D&O Insurance](https://spot.insure/compare/aig-vs-techinsurance/directors-officers)
- [AIG vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/employment-practices)
- [AIG vs TechInsurance Fidelity Bonds](https://spot.insure/compare/aig-vs-techinsurance/fidelity-bonds)
- [AIG vs TechInsurance General Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/general-liability)
- [AIG vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-techinsurance/professional-errors-omissions)
- [AIG vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-techinsurance/umbrella-excess)
- [AIG vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-techinsurance/workers-compensation)
- [AIG vs Alliance Risk Inland Marine Insurance](https://spot.insure/compare/aig-vs-alliance-risk/inland-marine)
- [AIG vs The Baldwin Group Inland Marine Insurance](https://spot.insure/compare/aig-vs-baldwin/inland-marine)
- [AIG vs Berkshire Hathaway Specialty Insurance Inland Marine Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/inland-marine)
- [AIG vs Chubb Inland Marine Insurance](https://spot.insure/compare/aig-vs-chubb/inland-marine)
- [AIG vs CNA Inland Marine Insurance](https://spot.insure/compare/aig-vs-cna/inland-marine)
- [AIG vs Coverdash Inland Marine Insurance](https://spot.insure/compare/aig-vs-coverdash/inland-marine)

## Sources

### AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Inland Marine Insurance](https://www.aig.com/home/risk-solutions/business/specialty-risks/marine/inland-marine). AIG; Official AIG Inland Marine page, lines 242–286: transportation/logistics and construction/equipment segments, example classes, advertised capacity, loss-control and claims support, and policy caveat.. Accessed 2026-09-30.

### TechInsurance

4. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
5. [Technology Errors and Omissions – Tech E&O Insurance](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage). TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
6. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
7. [Inland Marine Insurance – Compare Quotes](https://www.techinsurance.com/inland-marine-insurance). TechInsurance; What is covered under inland marine insurance? (property in transit, client property in care, fixed-but-movable equipment, off-site storage, high-value items); How much does inland marine insurance cost?; What factors impact inland marine insurance rates?; How do you purchase inland marine insurance?. Accessed 2026-09-23.

### Inland Marine Insurance Guide

8. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
9. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Reviews

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## TechInsurance Reviews

Review Score: 9.1 / 10 from 2 rated sources, equally weighted.

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.

- Trustpilot: Trustpilot TrustScore 4.4 (5 stars); 311 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for TechInsurance](https://uk.trustpilot.com/review/techinsurance.com)
- ConsumerAffairs: ConsumerAffairs consumer rating 4.7 (5 stars); 25 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-08-14; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for TechInsurance](https://www.consumeraffairs.com/insurance/techinsurance.html)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/techinsurance/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-techinsurance/inland-marine.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)