---
title: "AIG vs HUB International: Trucking Insurance"
description: "HUB says it serves operations from one power unit through specialized freight and electric trucks; AIG publishes a focused 11–250 heavy-unit fleet segment."
canonical: "https://spot.insure/compare/aig-vs-hub-international/trucking"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-hub-international"
provider-a: "aig"
provider-b: "hub-international"
coverage-line: "trucking"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aig-vs-hub-international/trucking)

## Agent Guide

**What this page is:** Focused comparison of AIG and HUB International for Trucking Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Trucking Insurance questions about AIG versus HUB International. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs HUB International for Trucking Insurance: how do they differ?
- Which is better for Trucking Insurance, AIG or HUB International?
- What does AIG or HUB International publish about Trucking Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Trucking Insurance from AIG or HUB International?

**Key facts:**
- Line: Trucking Insurance. Providers: AIG and HUB International.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs HUB International](https://spot.insure/compare/aig-vs-hub-international) — parent: all coverage lines for this pair
- [Trucking Insurance guide](https://spot.insure/coverage/trucking) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [AIG vs HUB International Builders Risk Insurance](https://spot.insure/compare/aig-vs-hub-international/builders-risk) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-hub-international/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Commercial Auto Insurance](https://spot.insure/compare/aig-vs-hub-international/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Commercial Property Insurance](https://spot.insure/compare/aig-vs-hub-international/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Crime Insurance](https://spot.insure/compare/aig-vs-hub-international/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Cyber Insurance](https://spot.insure/compare/aig-vs-hub-international/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International D&O Insurance](https://spot.insure/compare/aig-vs-hub-international/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Employee Health Benefits](https://spot.insure/compare/aig-vs-hub-international/employee-health-benefits) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-hub-international/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Fidelity Bonds](https://spot.insure/compare/aig-vs-hub-international/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/fiduciary) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International General Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-hub-international/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Inland Marine Insurance](https://spot.insure/compare/aig-vs-hub-international/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-hub-international/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Management Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/management-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Product Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/product-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-hub-international/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-hub-international/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Tech E&O Insurance](https://spot.insure/compare/aig-vs-hub-international/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-hub-international/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Trucking Insurance](https://spot.insure/compare/aig-vs-coverdash/trucking) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/compare/aig-vs-heffernan/trucking) — sibling comparison (other line, or other pair for this line)
- [AIG vs Kinro Trucking Insurance](https://spot.insure/compare/aig-vs-kinro/trucking) — sibling comparison (other line, or other pair for this line)
- [Coverdash vs HUB International Trucking Insurance](https://spot.insure/compare/coverdash-vs-hub-international/trucking) — sibling comparison (other line, or other pair for this line)
- [Heffernan Insurance Brokers vs HUB International Trucking Insurance](https://spot.insure/compare/heffernan-vs-hub-international/trucking) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Kinro Trucking Insurance](https://spot.insure/compare/hub-international-vs-kinro/trucking) — sibling comparison (other line, or other pair for this line)

# AIG vs HUB International: How Do They Compare for Trucking Insurance?

HUB says it serves operations from one power unit through specialized freight and electric trucks; AIG publishes a focused 11–250 heavy-unit fleet segment.

## How to Use the AIG vs HUB International Trucking Insurance Comparison

Use this comparison to evaluate AIG and HUB International for Trucking Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## AIG vs HUB International Trucking Insurance Summary

HUB lists cargo, non-trucking liability, occupational accident, cross-border planning, claims advocacy, and regulatory support; AIG names auto, physical damage, and general liability products. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [4](https://www.hubinternational.com/about-us/ "About Us") [5](https://www.hubinternational.com/contact-us/ "Contact Us") [6](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Trucking Insurance?

Trucking coverage can address liability, damage to your trucks and cargo losses, but one quote may not include all three. If you haul goods for customers or yourself, compare those protections and check whether the quote needs motor-carrier or other commercial auto coverage. [8](https://tdi.texas.gov/reports/documents/commercial-auto-biennial-report-2024.pdf "Commercial Auto Biennial Report") [9](https://kinro.com/products "Products") [10](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance "Business Vehicle Insurance") [11](https://www.law.cornell.edu/cfr/text/49/387.9 "49 CFR 387.9 Financial responsibility, minimum levels")

## What Are the Key Differences Between AIG and HUB International Trucking Insurance?

### Appetite and fleet size

HUB describes a broad transportation practice for one or more power units, from long-haul carriers and owner-operators to last-mile, electric, hazmat, and specialized freight. AIG targets a narrower published segment: small and midsize for-hire fleets with 11–250 heavy power units and four years of operating history. Buyers outside AIG’s stated segment can ask HUB how its broader fleet scope translates to carrier appetite. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services")

### Risk support and submission

HUB lists motor truck cargo, non-trucking liability, occupational accident, pollution, and umbrella among its placements, plus claims advocacy, safety training, and FMCSA/DOT support. AIG names auto liability, physical damage, general liability, and trucking-specific incident services. Compare which lines and compliance supports the fleet needs under one transportation program. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services")

## What Should You Confirm in AIG and HUB International Trucking Insurance Quotes?

- Ask AIG how its fleet and driver thresholds apply and which coverages are included in the proposed program. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group")
- Ask HUB International which specialist, carrier, and trucking services apply to your operation. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services")

## AIG vs HUB International Trucking Insurance Compared

| Criteria | AIG Truck Insurance Group | HUB International Commercial Truck Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | AIG markets a trucking-focused insurance group rather than a universal trucking package. It names automobile liability, physical damage and general liability products for the described segment. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | HUB brokers commercial truck insurance through a dedicated transportation practice rather than underwriting the coverage itself. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services") (Evidence: Company-reported; scope: Commercial truck insurance product page as read 2026-09-23; the page does not name an issuing insurer..) |
| Issuing Insurer | Confirm in your quote. | The commercial truck insurance page does not name an issuing insurer; HUB places trucking business with carriers that vary by placement. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services") (Evidence: Not found in reviewed sources; scope: Checked the commercial truck insurance page on 2026-09-23; no carrier is disclosed there..) |
| Who It’s For | AIG names small and midsize for-hire trucking businesses with fleets of 11–250 heavy power units, predominantly Class A/B CDL drivers and at least four years’ operating experience; the page says products are available through select brokers. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | HUB says it serves trucking operations with one or more power units, including long-haul and regional carriers, last-mile and delivery operations, independent owner-operators, contract motor carriers, and specialized freight or hazmat haulers, across truck types from semi-trucks to electric trucks. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services") (Evidence: Company-reported; scope: Product-page eligibility and target-market list; not a published underwriting appetite by loss history or safety score..) |
| Coverage Features | AIG lists admitted auto liability, physical damage and general liability products for this trucking segment. The page does not state that every coverage is included in every account’s program or describe a buyer’s policy wording. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | HUB lists trucking-specific coverages it arranges including commercial auto liability and physical damage, motor truck cargo insurance, non-trucking liability and occupational accident insurance for owner-operators, environmental and pollution liability, and excess or umbrella coverage, alongside general business lines such as property, crime, cyber, EPL and workers' compensation. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..) |
| Limits and Retentions | AIG says liability deductibles up to $50,000 may be available. The page gives no standard policy limit or account-specific deductible. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | Confirm in your quote. |
| Risk Services | AIG describes trucking-focused underwriting, fleet safety and DOT-compliance consulting, claims professionals and a 24/7 incident hotline. These are services and do not guarantee claim payment. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | HUB says its trucking practice provides claims advocacy and support, fleet risk management programs with driver safety training, regulatory compliance support for FMCSA and DOT requirements, mock DOT/OSHA audits, and a cross-border strategy for U.S., Canada and Mexico operations. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services") (Evidence: Company-reported; scope: Product-page service description; a company-reported set of capabilities, not an independently assessed outcome..) |
| How to Apply | Confirm in your quote. | HUB says underwriters for this line typically require a transportation-specific application, IFTA fuel-tax statements, an equipment list, a driver roster, three to five years of loss runs, and information about the carrier's safety program and culture. [7](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/ "Commercial Truck Insurance Brokerage Services") (Evidence: Company-reported; scope: Product-page application-requirements list as read 2026-09-23..) |

## Related Pages for AIG vs HUB International Trucking Insurance

- [AIG vs HUB International](https://spot.insure/compare/aig-vs-hub-international): all coverage lines, business roles, service and claims.
- [What Is Trucking Insurance?](https://spot.insure/coverage/trucking): Trucking coverage can address liability, damage to your trucks and cargo losses; the right quote depends on whether and what you haul.
- [AIG vs HUB International Builders Risk Insurance](https://spot.insure/compare/aig-vs-hub-international/builders-risk)
- [AIG vs HUB International Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-hub-international/cargo-transit)
- [AIG vs HUB International Commercial Auto Insurance](https://spot.insure/compare/aig-vs-hub-international/commercial-auto)
- [AIG vs HUB International Commercial Property Insurance](https://spot.insure/compare/aig-vs-hub-international/commercial-property)
- [AIG vs HUB International Crime Insurance](https://spot.insure/compare/aig-vs-hub-international/crime)
- [AIG vs HUB International Cyber Insurance](https://spot.insure/compare/aig-vs-hub-international/cyber)
- [AIG vs HUB International D&O Insurance](https://spot.insure/compare/aig-vs-hub-international/directors-officers)
- [AIG vs HUB International Employee Health Benefits](https://spot.insure/compare/aig-vs-hub-international/employee-health-benefits)
- [AIG vs HUB International Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/employment-practices)
- [AIG vs HUB International Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-hub-international/equipment-breakdown)
- [AIG vs HUB International Fidelity Bonds](https://spot.insure/compare/aig-vs-hub-international/fidelity-bonds)
- [AIG vs HUB International Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/fiduciary)
- [AIG vs HUB International General Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/general-liability)
- [AIG vs HUB International Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-hub-international/hired-non-owned-auto)
- [AIG vs HUB International Inland Marine Insurance](https://spot.insure/compare/aig-vs-hub-international/inland-marine)
- [AIG vs HUB International Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-hub-international/kidnap-ransom)
- [AIG vs HUB International Management Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/management-liability)
- [AIG vs HUB International Product Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/product-liability)
- [AIG vs HUB International Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-hub-international/professional-errors-omissions)
- [AIG vs HUB International Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-hub-international/representations-warranties)
- [AIG vs HUB International Tech E&O Insurance](https://spot.insure/compare/aig-vs-hub-international/technology-errors-omissions)
- [AIG vs HUB International Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/umbrella-excess)
- [AIG vs HUB International Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-hub-international/workers-compensation)
- [AIG vs Coverdash Trucking Insurance](https://spot.insure/compare/aig-vs-coverdash/trucking)
- [AIG vs Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/compare/aig-vs-heffernan/trucking)
- [AIG vs Kinro Trucking Insurance](https://spot.insure/compare/aig-vs-kinro/trucking)
- [Coverdash vs HUB International Trucking Insurance](https://spot.insure/compare/coverdash-vs-hub-international/trucking)
- [Heffernan Insurance Brokers vs HUB International Trucking Insurance](https://spot.insure/compare/heffernan-vs-hub-international/trucking)
- [HUB International vs Kinro Trucking Insurance](https://spot.insure/compare/hub-international-vs-kinro/trucking)

## Sources for AIG vs HUB International Trucking Insurance

### Sources About AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Truck Insurance Group](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group). AIG; Official AIG Truck Insurance Group page: for-hire trucking target, auto liability/physical damage/general liability, selection criteria, risk consulting and incident-management support.. Accessed 2026-09-30.

### Sources About HUB International

4. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
5. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
6. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
7. [Commercial Truck Insurance Brokerage Services](https://www.hubinternational.com/industries/transportation-insurance/commercial-truck-insurance/). HUB International; Business insurance list for trucking: commercial auto liability/physical damage, commercial property, crime, cyber, EPL, motor truck cargo, non-trucking liability, occupational accident, environmental and pollution liability, workers' compensation, excess/umbrella; eligibility for 1+ power units; services: claims advocacy, fleet risk management, regulatory compliance support, mock DOT/OSHA audits; application requirements; Contact a HUB broker. Accessed 2026-09-23.

### Sources for the Trucking Insurance Guide

8. [Commercial Auto Biennial Report](https://tdi.texas.gov/reports/documents/commercial-auto-biennial-report-2024.pdf). Texas Department of Insurance; p.7 Policies: Business auto vs Motor carrier (can include cargo); Truckers vs non-truckers; FMCSA interstate minimums mentioned without amounts. Accessed 2026-09-16.
9. [Products](https://kinro.com/products). Kinro; 05 Trucking Insurance: auto liability, cargo, physical damage, filings; when to review: hauling, cargo, filings, radius, contracts. Accessed 2026-09-16.
10. [Business Vehicle Insurance](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance). Insurance Information Institute; Opening: cars, trucks, vans; BACF autos defined to include cars, trucks, trailers, vans; Does a Business Umbrella Cover Autos?; owned, hired and non-owned autos; Do I Need a Business Auto Policy?; What Vehicles Are Covered?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
11. [49 CFR 387.9 Financial responsibility, minimum levels](https://www.law.cornell.edu/cfr/text/49/387.9). Legal Information Institute (eCFR text); Table 1 to § 387.9 Schedule of Limits—Public Liability: type of carriage, commodity, GVWR. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Review Scores for 2026

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## HUB International Review Scores for 2026

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-hub-international/trucking.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)
