---
title: "AIG vs Heffernan Insurance Brokers: Trucking Insurance"
description: "AIG sets a fleet threshold of 11–250 heavy power units and four years of experience; Heffernan names trucking, fuel hauling, towing, and other transportation subsectors without a published fleet cutoff."
canonical: "https://spot.insure/compare/aig-vs-heffernan/trucking"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-heffernan"
provider-a: "aig"
provider-b: "heffernan"
coverage-line: "trucking"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aig-vs-heffernan/trucking)

## Agent Guide

**What this page is:** Focused comparison of AIG and Heffernan Insurance Brokers for Trucking Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Trucking Insurance questions about AIG versus Heffernan Insurance Brokers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs Heffernan Insurance Brokers for Trucking Insurance: how do they differ?
- Which is better for Trucking Insurance, AIG or Heffernan Insurance Brokers?
- What does AIG or Heffernan Insurance Brokers publish about Trucking Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Trucking Insurance from AIG or Heffernan Insurance Brokers?

**Key facts:**
- Line: Trucking Insurance. Providers: AIG and Heffernan Insurance Brokers.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs Heffernan Insurance Brokers](https://spot.insure/compare/aig-vs-heffernan) — parent: all coverage lines for this pair
- [Trucking Insurance guide](https://spot.insure/coverage/trucking) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile (evidence)
- [AIG vs Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/compare/aig-vs-heffernan/builders-risk) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-heffernan/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/aig-vs-heffernan/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/compare/aig-vs-heffernan/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Employee Health Benefits](https://spot.insure/compare/aig-vs-heffernan/employee-health-benefits) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/aig-vs-heffernan/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/fiduciary) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-heffernan/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-heffernan/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-heffernan/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Trucking Insurance](https://spot.insure/compare/aig-vs-coverdash/trucking) — sibling comparison (other line, or other pair for this line)
- [AIG vs HUB International Trucking Insurance](https://spot.insure/compare/aig-vs-hub-international/trucking) — sibling comparison (other line, or other pair for this line)
- [AIG vs Kinro Trucking Insurance](https://spot.insure/compare/aig-vs-kinro/trucking) — sibling comparison (other line, or other pair for this line)
- [Coverdash vs Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/compare/coverdash-vs-heffernan/trucking) — sibling comparison (other line, or other pair for this line)
- [Heffernan Insurance Brokers vs HUB International Trucking Insurance](https://spot.insure/compare/heffernan-vs-hub-international/trucking) — sibling comparison (other line, or other pair for this line)
- [Heffernan Insurance Brokers vs Kinro Trucking Insurance](https://spot.insure/compare/heffernan-vs-kinro/trucking) — sibling comparison (other line, or other pair for this line)

# AIG vs Heffernan Insurance Brokers: How Do They Compare for Trucking Insurance?

AIG sets a fleet threshold of 11–250 heavy power units and four years of experience; Heffernan names trucking, fuel hauling, towing, and other transportation subsectors without a published fleet cutoff.

## How to Use the AIG vs Heffernan Insurance Brokers Trucking Insurance Comparison

Use this comparison to evaluate AIG and Heffernan Insurance Brokers for Trucking Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## AIG vs Heffernan Insurance Brokers Trucking Insurance Summary

AIG describes fleet safety and DOT-compliance consulting with a 24/7 incident hotline; Heffernan lists DOT tools and financing options from first-dollar cover through captives. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is Heffernan Insurance Brokers?

Heffernan’s technology practice targets mid- and late-stage, venture-funded and pre-IPO companies; early-stage firms seeking a direct online quote should compare digital providers. It also offers claims consulting and workers’ compensation support. [4](https://www.heffins.com/about-us/our-story/ "Our Story") [5](https://www.heffins.com/business-insurance/technology/ "Technology Company Insurance") [6](https://www.heffins.com/business-insurance/ "Heffernan Business Insurance Brokerage")

[Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan)

## What Is Trucking Insurance?

Trucking coverage can address liability, damage to your trucks and cargo losses, but one quote may not include all three. If you haul goods for customers or yourself, compare those protections and check whether the quote needs motor-carrier or other commercial auto coverage. [8](https://tdi.texas.gov/reports/documents/commercial-auto-biennial-report-2024.pdf "Commercial Auto Biennial Report") [9](https://kinro.com/products "Products") [10](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance "Business Vehicle Insurance") [11](https://www.law.cornell.edu/cfr/text/49/387.9 "49 CFR 387.9 Financial responsibility, minimum levels")

## What Are the Key Differences Between AIG and Heffernan Insurance Brokers Trucking Insurance?

### Appetite and fleet size

AIG targets small and midsize for-hire trucking companies with fleets of 11–250 heavy power units and predominantly Class A/B CDL drivers. Heffernan identifies trucking and logistics as one of several transportation specialties, including fuel haulers, oilfield trucking, and towing, but does not publish a comparable unit threshold. An operator should test its fleet size and hauling mix against both underwriting conversations. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance")

### Risk support and submission

Heffernan offers a DOT compliance platform, accident-register forms, audit consulting, and risk-financing choices that can extend to self-insured retentions, captives, and master programs. AIG describes fleet safety and compliance consulting, claims professionals, and a 24/7 incident hotline. Ask which services are included for the account and who can be reached after an incident. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance")

## What Should You Confirm in AIG and Heffernan Insurance Brokers Trucking Insurance Quotes?

- Ask AIG how its fleet and driver thresholds apply and which coverages are included in the proposed program. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group")
- Ask Heffernan Transportation which specialist, carrier, and trucking services apply to your operation. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance")

## AIG vs Heffernan Insurance Brokers Trucking Insurance Compared

| Criteria | AIG Truck Insurance Group | Heffernan Transportation Insurance — Trucking and Logistics |
| --- | --- | --- |
| Role in This Line | AIG markets a trucking-focused insurance group rather than a universal trucking package. It names automobile liability, physical damage and general liability products for the described segment. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | Heffernan names trucking/logistics as a transportation subsector served by a dedicated specialist team, placing coverage with appointed carriers rather than underwriting it. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance") (Evidence: Company-reported; scope: Transportation Insurance page as read on 2026-09-23..) |
| Issuing Insurer | Confirm in your quote. | Heffernan says it is 'appointed with top transportation carriers' but the reviewed page does not name a specific insurer for trucking placements. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance") (Evidence: Not publicly disclosed; scope: Transportation Insurance page as read on 2026-09-23..) |
| Who It’s For | AIG names small and midsize for-hire trucking businesses with fleets of 11–250 heavy power units, predominantly Class A/B CDL drivers and at least four years’ operating experience; the page says products are available through select brokers. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | Heffernan lists trucking/logistics alongside fuel haulers, oilfield trucking, towing, and other transportation subsectors as businesses its transportation team is built to serve. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance") (Evidence: Company-reported; scope: Transportation Insurance page as read on 2026-09-23..) |
| Coverage Features | AIG lists admitted auto liability, physical damage and general liability products for this trucking segment. The page does not state that every coverage is included in every account’s program or describe a buyer’s policy wording. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | For trucking and its other transportation subsectors, Heffernan lists exclusive and sponsored products covering auto liability, motor truck cargo, physical damage, general liability, cyber and management liability, excess and umbrella, and a workers' compensation group program. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance") (Evidence: Company-reported; scope: Transportation Insurance page as read on 2026-09-23; the page does not break out which products apply specifically to trucking versus other subsectors..) |
| Limits and Retentions | AIG says liability deductibles up to $50,000 may be available. The page gives no standard policy limit or account-specific deductible. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | Confirm in your quote. |
| Risk Services | AIG describes trucking-focused underwriting, fleet safety and DOT-compliance consulting, claims professionals and a 24/7 incident hotline. These are services and do not guarantee claim payment. [3](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group "Truck Insurance Group") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | Heffernan describes trucking-relevant risk-financing options from first-dollar coverage through mid-to-large deductibles, self-insured retentions, captives, and master programs, plus a DOT compliance platform, accident-register forms, and DOT audit consulting. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance") (Evidence: Company-reported; scope: Transportation Insurance page as read on 2026-09-23..) |
| How to Apply | Confirm in your quote. | Heffernan directs transportation buyers, including trucking companies, to named practice leaders Matt Planeta and Kenny Planeta to start a quote. [7](https://www.heffins.com/business-insurance/transportation/ "Transportation Insurance") (Evidence: Company-reported; scope: Transportation Insurance page as read on 2026-09-23..) |

## Related Pages for AIG vs Heffernan Insurance Brokers Trucking

- [AIG vs Heffernan Insurance Brokers](https://spot.insure/compare/aig-vs-heffernan): all coverage lines, business roles, service and claims.
- [What Is Trucking Insurance?](https://spot.insure/coverage/trucking): Trucking coverage can address liability, damage to your trucks and cargo losses; the right quote depends on whether and what you haul.
- [AIG vs Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/compare/aig-vs-heffernan/builders-risk)
- [AIG vs Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-heffernan/cargo-transit)
- [AIG vs Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-auto)
- [AIG vs Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-property)
- [AIG vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/aig-vs-heffernan/crime)
- [AIG vs Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/compare/aig-vs-heffernan/cyber)
- [AIG vs Heffernan Insurance Brokers Employee Health Benefits](https://spot.insure/compare/aig-vs-heffernan/employee-health-benefits)
- [AIG vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/employment-practices)
- [AIG vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/aig-vs-heffernan/fidelity-bonds)
- [AIG vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/fiduciary)
- [AIG vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/general-liability)
- [AIG vs Heffernan Insurance Brokers Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/hired-non-owned-auto)
- [AIG vs Heffernan Insurance Brokers Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-heffernan/professional-errors-omissions)
- [AIG vs Heffernan Insurance Brokers Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-heffernan/representations-warranties)
- [AIG vs Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-heffernan/workers-compensation)
- [AIG vs Coverdash Trucking Insurance](https://spot.insure/compare/aig-vs-coverdash/trucking)
- [AIG vs HUB International Trucking Insurance](https://spot.insure/compare/aig-vs-hub-international/trucking)
- [AIG vs Kinro Trucking Insurance](https://spot.insure/compare/aig-vs-kinro/trucking)
- [Coverdash vs Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/compare/coverdash-vs-heffernan/trucking)
- [Heffernan Insurance Brokers vs HUB International Trucking Insurance](https://spot.insure/compare/heffernan-vs-hub-international/trucking)
- [Heffernan Insurance Brokers vs Kinro Trucking Insurance](https://spot.insure/compare/heffernan-vs-kinro/trucking)

## Sources for AIG vs Heffernan Insurance Brokers Trucking Insurance

### Sources About AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Truck Insurance Group](https://www.aig.com/home/risk-solutions/business/casualty/truck-insurance-group). AIG; Official AIG Truck Insurance Group page: for-hire trucking target, auto liability/physical damage/general liability, selection criteria, risk consulting and incident-management support.. Accessed 2026-09-30.

### Sources About Heffernan Insurance Brokers

4. [Our Story](https://www.heffins.com/about-us/our-story/). Heffernan Insurance Brokers; Headquartered in Walnut Creek; nationwide presence; founded 1988; employee owned; niche practices including technology. Accessed 2026-09-16.
5. [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/). Heffernan Insurance Brokers; Pre-IPO and venture-funded heading; mid to late stage specialization; global expansion copy; self-insurance strategies; Key Markets list; Why Heffernan broker history; Joseph Talmadge practice leader; FAQ. Accessed 2026-09-16.
6. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/). Heffernan Insurance Brokers; Forward-Thinking Business Insurance: basic coverages (general liability, commercial property and auto, workers’ compensation); corporate and executive protection (EPL, D&O, fiduciary responsibility, cyber, kidnap and ransom); alternative risk capabilities; claims, loss control and risk-management services; industry practice links including Technology and Claims Advocacy. Accessed 2026-09-16.
7. [Transportation Insurance](https://www.heffins.com/business-insurance/transportation/). Heffernan Insurance Brokers; Our transportation subsectors include: Trucking/Logistics...; Appointed with top transportation carriers, from first dollar to self-insurance: First dollar, Mid to Large Deductibles, Self-insured Retention, Captives, Master Programs; Safety Services: DOT Compliance Platform, Accident registers and report forms, DOT Audit Consulting; We offer the following exclusive and sponsored products: Auto Liability, Motor Truck Cargo, Physical Damage, General Liability, Cyber & Management Liability, Excess and Umbrella, Worker's Comp Group; Heffernan Transportation Insurance Practice Leaders Matt Planeta and Kenny Planeta. Accessed 2026-09-23.

### Sources for the Trucking Insurance Guide

8. [Commercial Auto Biennial Report](https://tdi.texas.gov/reports/documents/commercial-auto-biennial-report-2024.pdf). Texas Department of Insurance; p.7 Policies: Business auto vs Motor carrier (can include cargo); Truckers vs non-truckers; FMCSA interstate minimums mentioned without amounts. Accessed 2026-09-16.
9. [Products](https://kinro.com/products). Kinro; 05 Trucking Insurance: auto liability, cargo, physical damage, filings; when to review: hauling, cargo, filings, radius, contracts. Accessed 2026-09-16.
10. [Business Vehicle Insurance](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/business-vehicle-insurance). Insurance Information Institute; Opening: cars, trucks, vans; BACF autos defined to include cars, trucks, trailers, vans; Does a Business Umbrella Cover Autos?; owned, hired and non-owned autos; Do I Need a Business Auto Policy?; What Vehicles Are Covered?; Be Sure the Right Insured Is on the Policy. Accessed 2026-09-16.
11. [49 CFR 387.9 Financial responsibility, minimum levels](https://www.law.cornell.edu/cfr/text/49/387.9). Legal Information Institute (eCFR text); Table 1 to § 387.9 Schedule of Limits—Public Liability: type of carriage, commodity, GVWR. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Review Scores for 2026

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## Heffernan Insurance Brokers Review Scores for 2026

Review Score: 5.2 / 10 from 1 rated source, equally weighted.

Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business.

- Google reviews (aggregated by Birdeye): Google local listing rating (displayed by Birdeye) 2.6 (5 stars); 5 reviews. Portland office listing at 5100 S Macadam Avenue, matching the official Heffernan locations directory; Birdeye identifies the original review platform as Google. Checked 2026-09-25. [Heffernan Insurance Brokers - Portland reviews](https://reviews.birdeye.com/heffernan-insurance-brokers-144140015138058)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/heffernan/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-heffernan/trucking.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)