---
title: "AIG vs Heffernan Insurance Brokers: Representations and Warranties Insurance"
description: "AIG highlights M&A underwriting and claims support, while Heffernan describes pre-close diligence and post-close insurance planning for acquired companies."
canonical: "https://spot.insure/compare/aig-vs-heffernan/representations-warranties"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-heffernan"
provider-a: "aig"
provider-b: "heffernan"
coverage-line: "representations-warranties"
---

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[Human-readable page](https://spot.insure/compare/aig-vs-heffernan/representations-warranties)

## Agent Guide

**What this page is:** Focused comparison of AIG and Heffernan Insurance Brokers for Representations and Warranties Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Representations and Warranties Insurance questions about AIG versus Heffernan Insurance Brokers. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs Heffernan Insurance Brokers for Representations and Warranties Insurance: how do they differ?
- Which is better for Representations and Warranties Insurance, AIG or Heffernan Insurance Brokers?
- What does AIG or Heffernan Insurance Brokers publish about Representations and Warranties Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Representations and Warranties Insurance from AIG or Heffernan Insurance Brokers?

**Key facts:**
- Line: Representations and Warranties Insurance. Providers: AIG and Heffernan Insurance Brokers.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs Heffernan Insurance Brokers](https://spot.insure/compare/aig-vs-heffernan) — parent: all coverage lines for this pair
- [Representations and Warranties Insurance guide](https://spot.insure/coverage/representations-warranties) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan) — provider profile (evidence)
- [AIG vs Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/compare/aig-vs-heffernan/builders-risk) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-heffernan/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/aig-vs-heffernan/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/compare/aig-vs-heffernan/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Employee Health Benefits](https://spot.insure/compare/aig-vs-heffernan/employee-health-benefits) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/aig-vs-heffernan/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/fiduciary) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-heffernan/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/compare/aig-vs-heffernan/trucking) — sibling comparison (other line, or other pair for this line)
- [AIG vs Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-heffernan/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-baldwin/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Beazley Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-beazley/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-cfc/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Chubb Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-chubb/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Corgi Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-corgi/representations-warranties) — sibling comparison (other line, or other pair for this line)

# AIG vs Heffernan Insurance Brokers: How Do They Compare for Representations and Warranties Insurance?

AIG highlights M&A underwriting and claims support, while Heffernan describes pre-close diligence and post-close insurance planning for acquired companies.

## How to Use the AIG vs Heffernan Insurance Brokers Representations and Warranties Insurance Comparison

Use this comparison to evaluate AIG and Heffernan Insurance Brokers for Representations and Warranties Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## AIG vs Heffernan Insurance Brokers Representations and Warranties Insurance Summary

AIG describes dedicated transactional underwriting and claims professionals; Heffernan emphasizes diligence, benchmarking, group purchasing, and post-close planning. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is Heffernan Insurance Brokers?

Heffernan’s technology practice targets mid- and late-stage, venture-funded and pre-IPO companies; early-stage firms seeking a direct online quote should compare digital providers. It also offers claims consulting and workers’ compensation support. [4](https://www.heffins.com/about-us/our-story/ "Our Story") [5](https://www.heffins.com/business-insurance/technology/ "Technology Company Insurance") [6](https://www.heffins.com/business-insurance/ "Heffernan Business Insurance Brokerage")

[Heffernan Insurance Brokers profile](https://spot.insure/insurance-providers/heffernan)

## What Is Representations and Warranties Insurance?

Representations and warranties insurance can cover a buyer’s or seller’s loss from inaccurate statements in a stock or asset purchase agreement. For a business sale, check who is insured, who can recover and how known issues are treated. [8](https://www.cfc.com/en-us/products/class/transaction-liability/ "Transaction liability insurance | Representation and indemnities insurance") [9](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions "Mergers & Acquisitions") [10](https://www.coverdash.com/coverage/transactional-risk "Transactional Risk Insurance")

## What Are the Key Differences Between AIG and Heffernan Insurance Brokers Representations and Warranties Insurance?

### Support across the deal timeline

AIG describes M&A underwriters, prompt transaction support, multinational expertise, and claims professionals for complex disputes. Heffernan's account of its Private Equity and M&A practice focuses on pre-close diligence, benchmarking and searching for hidden liabilities, then insurance planning for the company after closing. A deal team comparing them should distinguish policy-side underwriting and claims expertise from broader brokerage work that continues into the acquired company's insurance program. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A")

### Deal context and policy mechanics

AIG describes an R&W product that can be structured as shared, layered, or excess coverage. Heffernan groups RWI with contingent, environmental, tax, and litigation-buyout products under transactional risk mitigation, and says it serves private equity firms and strategic investors. A buyer should ask Heffernan which carrier and policy structure are proposed for this deal; AIG's structure options still require confirmation against the specific purchase agreement. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A")

## What Should You Confirm in AIG and Heffernan Insurance Brokers Representations and Warranties Insurance Quotes?

- Ask Heffernan who performs the R&W underwriting and claims handling, and what post-close support applies to the acquired company. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A")
- Ask AIG how the quoted layer responds to the transaction's defined seller representations and identify the issuer. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance")

## AIG vs Heffernan Insurance Brokers Representations and Warranties Compared

| Criteria | AIG Representations and Warranties Insurance | Heffernan Private Equity and M&A Practice — Representation & Warranty Insurance |
| --- | --- | --- |
| Role in This Line | AIG markets a transaction-specific R&W product and says coverage is written through AIG non-admitted carriers only. The particular issuing entity must be confirmed in the buyer’s transaction documents. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | Heffernan's Private Equity and M&A (HIB) Practice arranges representation and warranty (RWI) insurance for deal buyers and sellers as part of a broader transactional-risk brokerage, rather than underwriting the coverage itself. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A") (Evidence: Company-reported; scope: Private Equity and M&A page as read on 2026-09-23..) |
| Who It’s For | AIG describes R&W insurance for buyers or sellers in merger and acquisition transactions and publishes a deal-size range as a marketing guide. That range is not an eligibility promise for a particular transaction. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | Heffernan markets this practice to private equity firms and strategic investors doing mergers and acquisitions, covering both enterprise-level and transactional liability needs. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A") (Evidence: Company-reported; scope: Private Equity and M&A page as read on 2026-09-23..) |
| Coverage Features | AIG says the product may protect against financial loss from breach of sellers’ representations and warranties. The page lists shared, layered and excess structures; policy wording and transaction diligence control the actual coverage. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | Heffernan says RWI safeguards a buyer and seller's agreed understanding of a deal, and groups it under 'Transactional Risk Mitigation' alongside contingent liability, environmental liability, tax liability, and litigation-buyout coverage. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A") (Evidence: Company-reported; scope: Private Equity and M&A page as read on 2026-09-23; the page does not describe RWI's specific insuring agreement, exclusions, retention structure, or limits..) |
| Limits and Retentions | AIG advertises limits up to $100 million per transaction and a typical retention reference of 1.0% of enterprise value dropping to 0.5% after 12 months. These are published product parameters, not a buyer-specific quote or guarantee. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | The reviewed page does not publish limits, retention levels, or premium ranges for representation and warranty policies. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A") (Evidence: Not publicly disclosed; scope: Private Equity and M&A page as read on 2026-09-23..) |
| Risk Services | AIG describes M&A underwriters, prompt transaction support, multinational expertise and dedicated claims professionals for complex transactional disputes. These services are not a promise to accept or pay a claim. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties "Representations & Warranties Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | Heffernan describes pre-close due diligence (a detailed review, benchmarking and a search for hidden liabilities), group purchasing across its private-equity clients, and insurance planning for the company after closing. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A") (Evidence: Company-reported; scope: Private Equity and M&A page as read on 2026-09-23..) |
| How to Apply | Confirm in your quote. | Heffernan invites private equity and M&A clients to contact the practice directly; the page does not describe a self-service quote or online application path. [7](https://www.heffins.com/business-insurance/private-equity-and-ma/ "Private Equity and M&A") (Evidence: Company-reported; scope: Private Equity and M&A page as read on 2026-09-23..) |

## Related Pages for AIG vs Heffernan Insurance Brokers

- [AIG vs Heffernan Insurance Brokers](https://spot.insure/compare/aig-vs-heffernan): all coverage lines, business roles, service and claims.
- [What Is Representations and Warranties Insurance?](https://spot.insure/coverage/representations-warranties): Representations and warranties insurance can cover loss from inaccurate statements in a business purchase agreement; known issues and purchase-price disputes require separate review.
- [AIG vs Heffernan Insurance Brokers Builders Risk Insurance](https://spot.insure/compare/aig-vs-heffernan/builders-risk)
- [AIG vs Heffernan Insurance Brokers Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-heffernan/cargo-transit)
- [AIG vs Heffernan Insurance Brokers Commercial Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-auto)
- [AIG vs Heffernan Insurance Brokers Commercial Property Insurance](https://spot.insure/compare/aig-vs-heffernan/commercial-property)
- [AIG vs Heffernan Insurance Brokers Crime Insurance](https://spot.insure/compare/aig-vs-heffernan/crime)
- [AIG vs Heffernan Insurance Brokers Cyber Insurance](https://spot.insure/compare/aig-vs-heffernan/cyber)
- [AIG vs Heffernan Insurance Brokers Employee Health Benefits](https://spot.insure/compare/aig-vs-heffernan/employee-health-benefits)
- [AIG vs Heffernan Insurance Brokers Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/employment-practices)
- [AIG vs Heffernan Insurance Brokers Fidelity Bonds](https://spot.insure/compare/aig-vs-heffernan/fidelity-bonds)
- [AIG vs Heffernan Insurance Brokers Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/fiduciary)
- [AIG vs Heffernan Insurance Brokers General Liability Insurance](https://spot.insure/compare/aig-vs-heffernan/general-liability)
- [AIG vs Heffernan Insurance Brokers Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-heffernan/hired-non-owned-auto)
- [AIG vs Heffernan Insurance Brokers Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-heffernan/professional-errors-omissions)
- [AIG vs Heffernan Insurance Brokers Trucking Insurance](https://spot.insure/compare/aig-vs-heffernan/trucking)
- [AIG vs Heffernan Insurance Brokers Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-heffernan/workers-compensation)
- [AIG vs The Baldwin Group Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-baldwin/representations-warranties)
- [AIG vs Beazley Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-beazley/representations-warranties)
- [AIG vs Berkshire Hathaway Specialty Insurance Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/representations-warranties)
- [AIG vs CFC Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-cfc/representations-warranties)
- [AIG vs Chubb Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-chubb/representations-warranties)
- [AIG vs Corgi Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-corgi/representations-warranties)

## Sources for AIG vs Heffernan Insurance Brokers

### Sources About AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Representations & Warranties Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/mergers-and-acquisitions/representations-and-warranties). AIG; Official AIG R&W page: M&A buyer/seller audience, advertised transaction size and capacity, typical retention, admitted basis caveat, claims and multinational transaction support; standard policy caveat.. Accessed 2026-09-30.

### Sources About Heffernan Insurance Brokers

4. [Our Story](https://www.heffins.com/about-us/our-story/). Heffernan Insurance Brokers; Headquartered in Walnut Creek; nationwide presence; founded 1988; employee owned; niche practices including technology. Accessed 2026-09-16.
5. [Technology Company Insurance](https://www.heffins.com/business-insurance/technology/). Heffernan Insurance Brokers; Pre-IPO and venture-funded heading; mid to late stage specialization; global expansion copy; self-insurance strategies; Key Markets list; Why Heffernan broker history; Joseph Talmadge practice leader; FAQ. Accessed 2026-09-16.
6. [Heffernan Business Insurance Brokerage](https://www.heffins.com/business-insurance/). Heffernan Insurance Brokers; Forward-Thinking Business Insurance: basic coverages (general liability, commercial property and auto, workers’ compensation); corporate and executive protection (EPL, D&O, fiduciary responsibility, cyber, kidnap and ransom); alternative risk capabilities; claims, loss control and risk-management services; industry practice links including Technology and Claims Advocacy. Accessed 2026-09-16.
7. [Private Equity and M&A](https://www.heffins.com/business-insurance/private-equity-and-ma/). Heffernan Insurance Brokers; Reps & Warranties Insurance; Heffernan Insurance Brokers (HIB) Private Equity and M&A Practice; Key Merger and Acquisition Insurance Services: Pre-Close Due Diligence, Insurance Placement Hub, Post-Close Insurance Strategies; Transactional Risk Mitigation to Contain Any Threats: RWI, Contingent Liability, Environmental Liability, Tax Liability, Litigation Buyout; Other Related Services: General Partnership Liability (GPL), Professional Liability/E&O, Key person insurance. Accessed 2026-09-23.

### Sources for the Representations and Warranties Insurance Guide

8. [Transaction liability insurance | Representation and indemnities insurance](https://www.cfc.com/en-us/products/class/transaction-liability/). CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
9. [Mergers & Acquisitions](https://www.beazley.com/en-us/products/executive-risk-usa/mergers-acquisitions). Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.
10. [Transactional Risk Insurance](https://www.coverdash.com/coverage/transactional-risk). Coverdash; Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Review Scores for 2026

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## Heffernan Insurance Brokers Review Scores for 2026

Review Score: 5.2 / 10 from 1 rated source, equally weighted.

Heffernan’s available review sample is small and local, with a low Google rating for one office. Check the team that would actually serve your business.

- Google reviews (aggregated by Birdeye): Google local listing rating (displayed by Birdeye) 2.6 (5 stars); 5 reviews. Portland office listing at 5100 S Macadam Avenue, matching the official Heffernan locations directory; Birdeye identifies the original review platform as Google. Checked 2026-09-25. [Heffernan Insurance Brokers - Portland reviews](https://reviews.birdeye.com/heffernan-insurance-brokers-144140015138058)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/heffernan/reviews).

## Agent and Developer Resources

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- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
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