---
title: "AIG vs Foxquilt: Hired and Non-Owned Auto Insurance"
description: "AIG names HNOA in its Manufactured Housing Program, while Foxquilt markets it as a Commercial Auto feature without publishing separate terms."
canonical: "https://spot.insure/compare/aig-vs-foxquilt/hired-non-owned-auto"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-foxquilt"
provider-a: "aig"
provider-b: "foxquilt"
coverage-line: "hired-non-owned-auto"
---

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[Human-readable page](https://spot.insure/compare/aig-vs-foxquilt/hired-non-owned-auto)

## Agent Guide

**What this page is:** Focused comparison of AIG and Foxquilt for Hired and Non-Owned Auto Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Hired and Non-Owned Auto Insurance questions about AIG versus Foxquilt. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs Foxquilt for Hired and Non-Owned Auto Insurance: how do they differ?
- Which is better for Hired and Non-Owned Auto Insurance, AIG or Foxquilt?
- What does AIG or Foxquilt publish about Hired and Non-Owned Auto Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Hired and Non-Owned Auto Insurance from AIG or Foxquilt?

**Key facts:**
- Line: Hired and Non-Owned Auto Insurance. Providers: AIG and Foxquilt.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs Foxquilt](https://spot.insure/compare/aig-vs-foxquilt) — parent: all coverage lines for this pair
- [Hired and Non-Owned Auto Insurance guide](https://spot.insure/coverage/hired-non-owned-auto) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [Foxquilt profile](https://spot.insure/insurance-providers/foxquilt) — provider profile (evidence)
- [AIG vs Foxquilt Builders Risk Insurance](https://spot.insure/compare/aig-vs-foxquilt/builders-risk) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Crime Insurance](https://spot.insure/compare/aig-vs-foxquilt/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Cyber Insurance](https://spot.insure/compare/aig-vs-foxquilt/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt General Liability Insurance](https://spot.insure/compare/aig-vs-foxquilt/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Inland Marine Insurance](https://spot.insure/compare/aig-vs-foxquilt/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-foxquilt/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Amelia Risk Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-amelia-risk/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Beazley Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-beazley/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs CNA Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-cna/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-corgi/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-foundershield/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Foxquilt Hired and Non-Owned Auto Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)

# AIG vs Foxquilt: How Do They Compare for Hired and Non-Owned Auto Insurance?

AIG names HNOA in its Manufactured Housing Program, while Foxquilt markets it as a Commercial Auto feature without publishing separate terms.

## Research Scope and Use

Use this comparison to evaluate AIG and Foxquilt for Hired and Non-Owned Auto Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

AIG ties HNOA to a specific program audience; Foxquilt lists the feature under Commercial Auto and sends buyers to that product’s quote path. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. [4](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html "Commercial General Liability") [5](https://www.foxquilt.com/terms-of-use.html "Foxquilt Insurance Services | Terms & Conditions")

[Foxquilt profile](https://spot.insure/insurance-providers/foxquilt)

## What Is Hired and Non-Owned Auto Insurance?

Hired and non-owned auto (HNOA) liability protects the business when rented cars or employees’ own cars are used for work. It does not pay for damage to those vehicles, and it is not a substitute for commercial auto on vehicles the business owns. [7](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [8](https://www.hiscox.com/small-business-insurance/business-owner-insurance/non-owned-auto-liability "Non-Owned Auto Liability Insurance") [9](https://nationalgeneral.com/forms_catalog/CA0001_10012013.pdf "Business Auto Coverage Form")

## Key Differences in Hired and Non-Owned Auto Insurance

### A defined AIG program and a listed auto feature

AIG’s directory explicitly lists HNOA as part of the Manufactured Housing Program, for manufactured-home communities and related dealers. Foxquilt places “Hired & non-owned” beneath its Commercial Auto offering, but the reviewed source does not establish a separate policy or define who qualifies. Ask first whether your business belongs to AIG’s program or whether Foxquilt’s commercial-auto route can quote the feature for your operations. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages")

### Information needed before treating them as comparable

The policy detail gap is material: Foxquilt’s listing does not define covered vehicles, triggers or limits, while AIG’s source also leaves those terms to the program policy. Neither marketing entry supports a claim about exactly when employee-owned vehicles are covered. Get the applicable endorsement and declarations before comparing price or assuming business-use protection. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance")

### Commercial auto quote route

Foxquilt directs buyers to its Commercial Auto page for a quote, not to a separate HNOA application. AIG describes program administrator support. Ask each contact to confirm who issues the policy and whether the quote includes HNOA, then record the effective date and claim-reporting route. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance")

## What to Confirm in Hired and Non-Owned Auto Insurance Quotes

- Does AIG’s manufactured-housing program accept your class and identify HNOA limits in the quote?
- Will Foxquilt include HNOA on your Commercial Auto quote, and what endorsement defines its scope and exclusions?

## Offering Details

| Criteria | AIG Manufactured Housing Program Hired and Non-Owned Auto | Foxquilt Hired and Non-Owned Auto feature |
| --- | --- | --- |
| Role in This Line | AIG’s public directory supports HNOA only as a listed component of its Manufactured Housing Program; it does not establish a broad standalone HNOA policy. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | Foxquilt lists Hired & non-owned beneath its Commercial Auto card; the source does not establish a separate HNOA policy. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |
| Who It’s For | AIG lists hired and non-owned auto only in its Manufactured Housing Program for manufactured-home communities, certain RV parks/destination resorts, retail manufactured-housing dealers and recreational-unit dealers (excluding RV dealers). This is not general HNOA eligibility. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | Confirm in your quote. |
| Coverage Features | AIG lists Hired and Non-Owned Auto as a coverage component of the named Manufactured Housing Program. The directory does not define covered drivers, vehicles, use, limits or exclusions. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | The source identifies hired and non-owned vehicles as a feature of its Commercial Auto marketing; it does not establish the feature’s definitions, triggers or limits. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |
| Limits and Retentions | No HNOA limit, deductible or covered-auto schedule appears in the directory. Confirm these in the program quote and issued form. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) |
| Risk Services | AIG describes Program Administrator support, underwriting, claims and loss-control resources for its programs. The page does not state account-level HNOA claims handling or services beyond those program-wide descriptions. [3](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Foxquilt directs buyers to the Commercial Auto product page for a quote; no separate HNOA quote or application path is documented. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..)<br><br>The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. [6](https://www.foxquilt.com/businesscoverage.html "Other Coverages") (Evidence: Company-reported; scope: Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) |

## Full Comparison

- [AIG vs Foxquilt](https://spot.insure/compare/aig-vs-foxquilt): all coverage lines, business roles, service and claims.
- [What Is Hired and Non-Owned Auto Insurance?](https://spot.insure/coverage/hired-non-owned-auto): Hired and non-owned auto liability can protect your business when employees use personal or rented vehicles for work, but it does not cover damage to those vehicles.
- [AIG vs Foxquilt Builders Risk Insurance](https://spot.insure/compare/aig-vs-foxquilt/builders-risk)
- [AIG vs Foxquilt Commercial Auto Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-auto)
- [AIG vs Foxquilt Commercial Property Insurance](https://spot.insure/compare/aig-vs-foxquilt/commercial-property)
- [AIG vs Foxquilt Crime Insurance](https://spot.insure/compare/aig-vs-foxquilt/crime)
- [AIG vs Foxquilt Cyber Insurance](https://spot.insure/compare/aig-vs-foxquilt/cyber)
- [AIG vs Foxquilt General Liability Insurance](https://spot.insure/compare/aig-vs-foxquilt/general-liability)
- [AIG vs Foxquilt Inland Marine Insurance](https://spot.insure/compare/aig-vs-foxquilt/inland-marine)
- [AIG vs Foxquilt Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-foxquilt/professional-errors-omissions)
- [AIG vs Foxquilt Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-foxquilt/workers-compensation)
- [AIG vs Amelia Risk Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-amelia-risk/hired-non-owned-auto)
- [AIG vs Beazley Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-beazley/hired-non-owned-auto)
- [AIG vs CNA Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-cna/hired-non-owned-auto)
- [AIG vs Corgi Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-corgi/hired-non-owned-auto)
- [AIG vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-foundershield/hired-non-owned-auto)
- [Amelia Risk vs Foxquilt Hired and Non-Owned Auto Insurance](https://spot.insure/compare/amelia-risk-vs-foxquilt/hired-non-owned-auto)

## Sources

### AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [AIG Programs Insurance](https://www.aig.com/home/risk-solutions/business/aig-programs). AIG; Official AIG program directory, lines 510–525: Manufactured Housing audience, Hired and Non-Owned Auto coverage listing, and Nationwide program location; lines 242–284 describe program administration and services; policy terms caveat at line 680.. Accessed 2026-09-30.

### Foxquilt

4. [Commercial General Liability](https://www.foxquilt.com/businesscoverage/commercial-general-liability.html). Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319.. Accessed 2026-09-29.
5. [Foxquilt Insurance Services | Terms & Conditions](https://www.foxquilt.com/terms-of-use.html). Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement.. Accessed 2026-09-29.
6. [Other Coverages](https://www.foxquilt.com/businesscoverage.html). Foxquilt; Other Coverages page: Workers’ Compensation, Commercial Auto, Cyber Liability and Commercial Property cards; Commercial Auto card lists Owned vehicles, Hired & non-owned, and Tools in transit as features; CGL/E&O are marked available now. Directly inspected 2026-09-29, lines 22–70.. Accessed 2026-09-29.

### Hired and Non-Owned Auto Insurance Guide

7. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16.
8. [Non-Owned Auto Liability Insurance](https://www.hiscox.com/small-business-insurance/business-owner-insurance/non-owned-auto-liability). Hiscox; What is covered?; Who is covered; What the policy does not cover. Accessed 2026-09-16.
9. [Business Auto Coverage Form](https://nationalgeneral.com/forms_catalog/CA0001_10012013.pdf). ISO; hosted by National General; I.A p.1; II.A pp.2–3; II.B pp.3–4; III pp.4–6; IV.B.5 p.7. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Reviews

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## Foxquilt Reviews

Review Score: 8.9 / 10 from 3 rated sources, equally weighted.

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.

- Trustpilot: TrustScore 3.5/5 (Trustpilot 5-point scale); 8 reviews. Trustpilot's foxquilt.com company profile (Toronto address; broad broker, auto, business and home insurance categories). Reviewer country and product line are not reliably shown, so it is not a US-only or commercial-only sample. Period: profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Reviews | Read Customer Service Reviews of foxquilt.com](https://www.trustpilot.com/review/foxquilt.com)
- BBB: BBB business grade A+ (BBB letter grade). Better Business Bureau Serving Central Ontario business profile for Foxquilt at a Toronto address; business-profile grade and reviews/complaints are different data. Not a U.S. policy review. Period: Toronto profile accessed 2026-09-29. Checked 2026-09-29. [Foxquilt | BBB Business Profile](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206); [Foxquilt | BBB Reviews](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/customer-reviews); [Foxquilt | BBB Complaints](https://www.bbb.org/ca/on/toronto/profile/commercial-insurance-services/foxquilt-0107-1374206/complaints)
- Google (via Birdeye): Google rating 4.9 (out of 5); 526 reviews. Google reviews for Foxquilt Insurance Services LLC, the Charlotte, North Carolina office. Reviews include commercial insurance customers. Period: checked 2026-09-29. Checked 2026-09-29. [Foxquilt Insurance Services LLC reviews | Birdeye](https://reviews.birdeye.com/foxquilt-insurance-services-llc-176273459225651)
- HelloSafe: HelloSafe rating 4.8 (out of 5); 637 reviews. HelloSafe (Canadian comparison site) page on Foxquilt business insurance. Canada-focused, and the source of its reviews is not stated. Period: page accessed 2026-09-29. Checked 2026-09-29. [Foxquilt Business Insurance Review (2026) - HelloSafe](https://hellosafe.ca/en/business-insurance/foxquilt)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/foxquilt/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-foxquilt/hired-non-owned-auto.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)