---
title: "AIG vs Founder Shield: Workers’ Compensation Insurance"
description: "AIG describes retained-risk workers’ compensation programs; Founder Shield places policies with third-party carriers through an advisor-led process."
canonical: "https://spot.insure/compare/aig-vs-foundershield/workers-compensation"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-foundershield"
provider-a: "aig"
provider-b: "foundershield"
coverage-line: "workers-compensation"
---

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[Human-readable page](https://spot.insure/compare/aig-vs-foundershield/workers-compensation)

## Agent Guide

**What this page is:** Focused comparison of AIG and Founder Shield for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about AIG versus Founder Shield. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs Founder Shield for Workers’ Compensation Insurance: how do they differ?
- Which is better for Workers’ Compensation Insurance, AIG or Founder Shield?
- What does AIG or Founder Shield publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Workers’ Compensation Insurance from AIG or Founder Shield?

**Key facts:**
- Line: Workers’ Compensation Insurance. Providers: AIG and Founder Shield.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs Founder Shield](https://spot.insure/compare/aig-vs-foundershield) — parent: all coverage lines for this pair
- [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [Founder Shield profile](https://spot.insure/insurance-providers/foundershield) — provider profile (evidence)
- [AIG vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-foundershield/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aig-vs-foundershield/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Crime Insurance](https://spot.insure/compare/aig-vs-foundershield/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Cyber Insurance](https://spot.insure/compare/aig-vs-foundershield/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield D&O Insurance](https://spot.insure/compare/aig-vs-foundershield/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Employee Health Benefits](https://spot.insure/compare/aig-vs-foundershield/employee-health-benefits) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Fidelity Bonds](https://spot.insure/compare/aig-vs-foundershield/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/fiduciary) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield General Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-foundershield/hired-non-owned-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Media Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/media) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Product Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/product-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-foundershield/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Alliance Risk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-alliance-risk/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Amelia Risk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-amelia-risk/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-aon/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-baldwin/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs biBerk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-biberk/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Chubb Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-chubb/workers-compensation) — sibling comparison (other line, or other pair for this line)

# AIG vs Founder Shield: How Do They Compare for Workers’ Compensation Insurance?

AIG describes retained-risk workers’ compensation programs; Founder Shield places policies with third-party carriers through an advisor-led process.

## Research Scope and Use

Use this comparison to evaluate AIG and Founder Shield for Workers’ Compensation Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

AIG describes customized retained-risk structures. Founder Shield says it places coverage with third-party carriers, requests an application through its website or advisor, and selects carriers rated A− or better by AM Best. [3](https://www.aig.com/home/risk-solutions/business/casualty "Casualty Insurance - Business Casualty Risk Solutions | AIG US") [11](https://foundershield.com/about-us/ "About Us")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is Founder Shield Insurance?

Founder Shield is a broker for venture-backed startups: you apply online in under 15 minutes, and an advisor shops its 200+ carrier markets to build a program that changes as your products and locations change. It doesn't insure you itself, so ask which insurer carries each policy. [5](https://foundershield.com/ "Founder Shield") [6](https://foundershield.com/startup-insurance/ "Startup Insurance") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") [8](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/ "What If Our Company Grows A Lot or Things Change During the Year?") [9](https://foundershield.com/terms-of-service/ "Terms of Service")

[Founder Shield profile](https://spot.insure/insurance-providers/foundershield)

## What Is Workers’ Compensation Insurance?

Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. [12](https://content.naic.org/insurance-topics/workers%27-compensation-insurance "Workers’ Compensation Insurance") [13](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [14](https://www.dir.ca.gov/dwc/Employer.htm "DWC employer information") [15](https://www.tdi.texas.gov/wc/employer/index.html "Employer resources")

## Key Differences in Workers’ Compensation Insurance

### Carrier selection and risk financing

Founder Shield says it places policies with third-party carriers, selected for the client’s industry and rated A− or better by AM Best; it does not name the issuer before placement. AIG describes programs using deductibles, retentions, captives, or retrospective arrangements. Ask Founder Shield to identify the proposed carrier and AIG whether its structure is suitable for your organization. [3](https://www.aig.com/home/risk-solutions/business/casualty "Casualty Insurance - Business Casualty Risk Solutions | AIG US") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?")

### Coverage detail and purchase path

Founder Shield lists medical expenses, partial lost wages, rehabilitation, and death benefits, with employer liability available as an add-on; buyers request placement through its team. AIG lists the line in corporate casualty and its nationwide motorsports program. Request Founder Shield’s proposed policy form and ask AIG which state-specific benefits and application route apply. [4](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance | AIG US") [10](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance")

## What to Confirm in Workers’ Compensation Insurance Quotes

- Ask Founder Shield which carrier will issue the policy and whether employer liability is included; ask AIG for the state forms, benefit schedule, and program contact. [3](https://www.aig.com/home/risk-solutions/business/casualty "Casualty Insurance - Business Casualty Risk Solutions | AIG US") [10](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance")

## Offering Details

| Criteria | AIG Workers’ Compensation Insurance | Founder Shield Workers' Compensation Insurance |
| --- | --- | --- |
| Role in This Line | Confirm in your quote. | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Workers' Compensation Insurance with third-party carriers rather than underwriting the policy itself. [11](https://foundershield.com/about-us/ "About Us") (Evidence: Company-reported; scope: About-us page; applies to Founder Shield's brokerage model generally, restated here for this line..) |
| Issuing Insurer | Confirm in your quote. | Founder Shield says it places policies, including Founder Shield Workers' Compensation Insurance, only with carriers rated A- or better by AM Best, chosen for the client's industry. It does not name the issuing insurer for this line; that depends on which carrier the policy is placed with. [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: General carrier-selection FAQ, not specific to this line's placements..) |
| Who It’s For | AIG Risk Management describes customized workers’ compensation program structures for sophisticated organizations that retain portions of their risk through deductibles, self-insured retentions, captives or retrospective programs. [3](https://www.aig.com/home/risk-solutions/business/casualty "Casualty Insurance - Business Casualty Risk Solutions | AIG US") (Evidence: Company-reported; scope: AIG Risk Management structures for sophisticated organizations that retain some risk. Claim limitation: The source does not connect the separate general casualty risk-consulting/loss-control section to these workers’ compensation structures; it does not establish universal small-business availability, a specific issuing entity or state availability. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation..) | Founder Shield's page says most states require workers' compensation as soon as a company hires its first employee, and highlights construction, restaurants/hospitality, professional offices, healthcare and retail as buyer segments. [10](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance") (Evidence: Company-reported; scope: Workers' Compensation Insurance product page..) |
| Coverage Features | AIG includes workers’ compensation in corporate casualty solutions for organizations across sectors and sizes. [3](https://www.aig.com/home/risk-solutions/business/casualty "Casualty Insurance - Business Casualty Risk Solutions | AIG US") (Evidence: Company-reported; scope: AIG corporate casualty segment. Claim limitation: Does not identify specific issuing entity or all states. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation..)<br><br>AIG lists workers compensation among the coverages in its nationwide Motorsports Program for motorsports owners, tracks and teams. [4](https://www.aig.com/home/risk-solutions/business/aig-programs "AIG Programs Insurance | AIG US") (Evidence: Company-reported; scope: AIG Programs MotorSports Program. Claim limitation: This is a single niche program; it does not establish availability to other employers. Section limitation: Company marketing does not substitute for the issued policy, state-specific forms or entity-level confirmation..) | Founder Shield lists medical expenses, a portion of lost wages, rehabilitation costs, death benefits, and an optional employer-liability add-on as what the policy covers. [10](https://foundershield.com/coverage/workers-compensation-insurance/ "Workers' Compensation Insurance") (Evidence: Company-reported; scope: Product page; the issued policy and declarations control actual coverage..) |
| How to Apply | Confirm in your quote. | You request Founder Shield Workers' Compensation Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. [11](https://foundershield.com/about-us/ "About Us") [7](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/ "How Do You Decide Which Carriers to Approach?") (Evidence: Company-reported; scope: About-us and carrier-selection pages describe the general placement process, not a line-specific application form..) |

## Full Comparison

- [AIG vs Founder Shield](https://spot.insure/compare/aig-vs-foundershield): all coverage lines, business roles, service and claims.
- [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered.
- [AIG vs Founder Shield Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-foundershield/cargo-transit)
- [AIG vs Founder Shield Commercial Property Insurance](https://spot.insure/compare/aig-vs-foundershield/commercial-property)
- [AIG vs Founder Shield Crime Insurance](https://spot.insure/compare/aig-vs-foundershield/crime)
- [AIG vs Founder Shield Cyber Insurance](https://spot.insure/compare/aig-vs-foundershield/cyber)
- [AIG vs Founder Shield D&O Insurance](https://spot.insure/compare/aig-vs-foundershield/directors-officers)
- [AIG vs Founder Shield Employee Health Benefits](https://spot.insure/compare/aig-vs-foundershield/employee-health-benefits)
- [AIG vs Founder Shield Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/employment-practices)
- [AIG vs Founder Shield Fidelity Bonds](https://spot.insure/compare/aig-vs-foundershield/fidelity-bonds)
- [AIG vs Founder Shield Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/fiduciary)
- [AIG vs Founder Shield General Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/general-liability)
- [AIG vs Founder Shield Hired and Non-Owned Auto Insurance](https://spot.insure/compare/aig-vs-foundershield/hired-non-owned-auto)
- [AIG vs Founder Shield Media Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/media)
- [AIG vs Founder Shield Product Liability Insurance](https://spot.insure/compare/aig-vs-foundershield/product-liability)
- [AIG vs Founder Shield Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-foundershield/professional-errors-omissions)
- [AIG vs Alliance Risk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-alliance-risk/workers-compensation)
- [AIG vs Amelia Risk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-amelia-risk/workers-compensation)
- [AIG vs Aon Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-aon/workers-compensation)
- [AIG vs The Baldwin Group Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-baldwin/workers-compensation)
- [AIG vs biBerk Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-biberk/workers-compensation)
- [AIG vs Chubb Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-chubb/workers-compensation)

## Sources

### AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Casualty Insurance - Business Casualty Risk Solutions | AIG US](https://www.aig.com/home/risk-solutions/business/casualty). AIG US; Corporate Accounts; Truck Insurance; AIG Risk Management; AIG Risk Management program structures, lines 293–297. Accessed 2026-09-28.
4. [AIG Programs Insurance | AIG US](https://www.aig.com/home/risk-solutions/business/aig-programs). AIG US; MotorSports Program, coverage specifics and location (lines 526–543). Accessed 2026-09-28.

### Founder Shield

5. [Founder Shield](https://foundershield.com/). Founder Shield; Opening broker description; Specialized Practices; Smart Tech, Smarter People; quote and sign-in links. Accessed 2026-09-15.
6. [Startup Insurance](https://foundershield.com/startup-insurance/). Founder Shield; What Coverage Does your Startup Need?; Why Startups Choose Founder Shield; Industries We Serve; Essential Policies to Consider section. Accessed 2026-09-15.
7. [How Do You Decide Which Carriers to Approach?](https://foundershield.com/insurance-faqs/general-faqs/how-do-you-decide-which-carriers-to-approach/). Founder Shield; FAQ answer on carrier selection: works exclusively with A-rated (AM Best) carriers, matched by industry appetite. Accessed 2026-09-23.
8. [What If Our Company Grows A Lot or Things Change During the Year?](https://foundershield.com/insurance-faqs/general-faqs/what-if-our-company-grows-a-lot-or-things-change-during-the-year/). Founder Shield; Carl Niedbala answer, November 25, 2024: operational changes and coverage adjustments. Accessed 2026-09-15.
9. [Terms of Service](https://foundershield.com/terms-of-service/). Founder Shield; Opening agreement; License Status; Representations and Disclaimers Related to Products or Services; Fees and Charges; Void Where Prohibited. Accessed 2026-09-15.
10. [Workers' Compensation Insurance](https://foundershield.com/coverage/workers-compensation-insurance/). Founder Shield; What Is Workers’ Comp Insurance?; Who Needs Workers’ Comp Insurance Coverage?; What Does Workers’ Comp Insurance Cover?. Accessed 2026-09-23.
11. [About Us](https://foundershield.com/about-us/). Founder Shield; “Founder Shield is the innovation arm of The Baldwin Group”; company history and mission. Accessed 2026-09-23.

### Workers’ Compensation Insurance Guide

12. [Workers’ Compensation Insurance](https://content.naic.org/insurance-topics/workers%27-compensation-insurance). National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16.
13. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16.
14. [DWC employer information](https://www.dir.ca.gov/dwc/Employer.htm). California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16.
15. [Employer resources](https://www.tdi.texas.gov/wc/employer/index.html). Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Reviews

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## Founder Shield Reviews

Review Score: 7.4 / 10 from 1 rated source, equally weighted.

Founder Shield has too little independent customer feedback for a reliable verdict. One positive Trustpilot review does not establish a service track record.

- Trustpilot: TrustScore 3.7 (5 stars); 1 reviews. Trustpilot profile for foundershield.com; one US customer review, categorized as insurance broker/business insurance. Period: Review 2023-03-14; none in prior 12 months. Checked 2026-09-25. [foundershield.com Reviews | Trustpilot](https://www.trustpilot.com/review/foundershield.com)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/foundershield/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-foundershield/workers-compensation.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)