---
title: "AIG vs Coverdash: Tech E&O Insurance"
description: "Coverdash lists software nonperformance, missed specifications, and mishandled client data as Tech E&O examples; AIG describes service-performance errors and economic loss."
canonical: "https://spot.insure/compare/aig-vs-coverdash/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-coverdash"
provider-a: "aig"
provider-b: "coverdash"
coverage-line: "technology-errors-omissions"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aig-vs-coverdash/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of AIG and Coverdash for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about AIG versus Coverdash. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs Coverdash for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, AIG or Coverdash?
- What does AIG or Coverdash publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Tech E&O Insurance from AIG or Coverdash?

**Key facts:**
- Line: Tech E&O Insurance. Providers: AIG and Coverdash.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs Coverdash](https://spot.insure/compare/aig-vs-coverdash) — parent: all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [Coverdash profile](https://spot.insure/insurance-providers/coverdash) — provider profile (evidence)
- [AIG vs Coverdash Builders Risk Insurance](https://spot.insure/compare/aig-vs-coverdash/builders-risk) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-coverdash/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Commercial Auto Insurance](https://spot.insure/compare/aig-vs-coverdash/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Commercial Property Insurance](https://spot.insure/compare/aig-vs-coverdash/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Crime Insurance](https://spot.insure/compare/aig-vs-coverdash/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Cyber Insurance](https://spot.insure/compare/aig-vs-coverdash/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash D&O Insurance](https://spot.insure/compare/aig-vs-coverdash/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-coverdash/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Fidelity Bonds](https://spot.insure/compare/aig-vs-coverdash/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/fiduciary) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash General Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Inland Marine Insurance](https://spot.insure/compare/aig-vs-coverdash/inland-marine) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-coverdash/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Management Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/management-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Media Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/media) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Product Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/product-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Product Recall Insurance](https://spot.insure/compare/aig-vs-coverdash/product-recall) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-coverdash/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-coverdash/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Trucking Insurance](https://spot.insure/compare/aig-vs-coverdash/trucking) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-coverdash/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Alliance Risk Tech E&O Insurance](https://spot.insure/compare/aig-vs-alliance-risk/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Amelia Risk Tech E&O Insurance](https://spot.insure/compare/aig-vs-amelia-risk/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs At-Bay Tech E&O Insurance](https://spot.insure/compare/aig-vs-at-bay/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Beazley Tech E&O Insurance](https://spot.insure/compare/aig-vs-beazley/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Tech E&O Insurance](https://spot.insure/compare/aig-vs-cfc/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)

# AIG vs Coverdash: How Do They Compare for Tech E&O Insurance?

Coverdash lists software nonperformance, missed specifications, and mishandled client data as Tech E&O examples; AIG describes service-performance errors and economic loss.

## How to Use the AIG vs Coverdash Tech E&O Insurance Comparison

Use this comparison to evaluate AIG and Coverdash for Tech E&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## AIG vs Coverdash Tech E&O Insurance Summary

Coverdash names software, delivery, and client-data scenarios and offers a digital quote flow; AIG describes technology-service E&O without a published online route. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is Coverdash Insurance?

Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. [4](https://www.coverdash.com/faq "Frequently Asked Questions") [5](https://www.coverdash.com/about "About Us") [6](https://www.coverdash.com/terms "Terms And Conditions")

[Coverdash profile](https://spot.insure/insurance-providers/coverdash)

## What Is Technology Errors and Omissions (E&O) Insurance?

Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review. [9](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [10](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf "Insurance and Bonding Guidelines") [11](https://online.ogs.ny.gov/purchase/snt/awardnotes/7360022802AppendixJ_PRB01.pdf "Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)") [12](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance") [13](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf "DigiTech Enterprise Risk Management") [14](https://www.chubb.com/us/asset/smallbusiness/digitech-erm--new-business-application-small-business-pf-48204.pdf "Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application") [15](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Risk for Technology Companies")

## What Are the Key Differences Between AIG and Coverdash Tech E&O Insurance?

### Technology risks described

AIG describes claims alleging errors or omissions in performing technology services, including third-party economic-loss allegations. Coverdash gives buyer-facing examples: software that does not perform as promised, a late or off-spec project, and client data mishandled or exposed through a security failure; it says legal defense costs apply even to groundless claims. Buyers should compare these scenarios with the work they deliver and check whether a data exposure belongs under E&O or a separate cyber form. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance")

### Application route and placement role

Coverdash says it arranges coverage as a broker and offers a fully digital quote-to-purchase process, with options to add general liability or cyber. AIG markets the product as Technology Services E&O and does not describe a self-service quote path in the reviewed material. A buyer should confirm which carrier Coverdash approaches and whether AIG's route includes a broker or direct underwriting contact. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance")

## What Should You Confirm in AIG and Coverdash Tech E&O Insurance Quotes?

- Ask Coverdash to separate E&O treatment of client-data allegations from any cyber coverage added to the digital quote. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance")
- Ask AIG for its application route, issuing company, and treatment of security-related client claims. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance")

## AIG vs Coverdash Tech E&O Insurance Compared

| Criteria | AIG Technology Services E&O | Coverdash Tech E&O Insurance |
| --- | --- | --- |
| Role in This Line | AIG markets Technology Services E&O as coverage for technology service providers. AIG is the marketing name; its legal footer says products are written or provided by subsidiaries or affiliates and does not identify the issuer for an individual policy. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: AIG’s U.S. Professional Liability page’s distinct Technology Services description. This is not a named policy form or issuer assignment..) | Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. [6](https://www.coverdash.com/terms "Terms And Conditions") [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state..) |
| Issuing Insurer | Confirm in your quote. | The Tech E&O page does not name the insurer that issues the policy. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Not publicly disclosed; scope: Reviewed Tech E&O page as of 2026-09-23; the page describes coverage without naming a specific carrier..) |
| Who It’s For | AIG identifies technology service providers as the target audience for this offering. It does not publish a complete eligible-occupation list or state-by-state appetite on the reviewed page. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: Target audience stated in AIG’s Technology Services section; applicant eligibility remains underwriting-specific..) | Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page eligibility description; actual acceptance depends on underwriting..) |
| Coverage Features | AIG describes coverage for claims alleging errors or omissions in the performance of technology services, including third-party economic-loss allegations. The marketing description does not establish that a specific claim is covered; policy definitions, exclusions and conditions control. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: AIG’s marketing description of Technology Services E&O; no policy form or endorsement was reviewed..) | Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made..)<br><br>Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. [8](https://www.coverdash.com/coverage "Coverage Hub") (Evidence: Company-reported; scope: Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business..) |
| Limits and Retentions | The reviewed page does not state standard limits, retentions or deductibles for Technology Services E&O. Confirm them in the quote and issued policy. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") (Evidence: Not publicly disclosed; scope: AIG’s U.S. Professional Liability page reviewed 2026-09-30; no buyer-specific quote or policy was reviewed..) | The Tech E&O page does not publish specific limit, retention or deductible amounts. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Not publicly disclosed; scope: Reviewed Tech E&O page as of 2026-09-23; figures are quote-specific and not shown on the public product page..) |
| Risk Services | AIG says its professional-liability claims team includes in-house professionals and third-party experts, collaborates with clients during claims, and uses claims data to help evaluate and mitigate loss. These are general company-reported professional-liability services, not a guaranteed outcome for a technology E&O claim. [3](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: AIG Professional Liability page claims description; technology-specific service standards are not stated..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | Coverdash describes a fully digital quote-to-purchase process for Tech E&O, with the option to add coverages such as general liability or cyber alongside it. [7](https://www.coverdash.com/coverage/tech-eo "Tech E&O Insurance") (Evidence: Company-reported; scope: Product-page company information and cross-sell section..) |

## Related Pages for AIG vs Coverdash Tech E&O Insurance

- [AIG vs Coverdash](https://spot.insure/compare/aig-vs-coverdash): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [AIG vs Coverdash Builders Risk Insurance](https://spot.insure/compare/aig-vs-coverdash/builders-risk)
- [AIG vs Coverdash Cargo and Transit Insurance](https://spot.insure/compare/aig-vs-coverdash/cargo-transit)
- [AIG vs Coverdash Commercial Auto Insurance](https://spot.insure/compare/aig-vs-coverdash/commercial-auto)
- [AIG vs Coverdash Commercial Property Insurance](https://spot.insure/compare/aig-vs-coverdash/commercial-property)
- [AIG vs Coverdash Crime Insurance](https://spot.insure/compare/aig-vs-coverdash/crime)
- [AIG vs Coverdash Cyber Insurance](https://spot.insure/compare/aig-vs-coverdash/cyber)
- [AIG vs Coverdash D&O Insurance](https://spot.insure/compare/aig-vs-coverdash/directors-officers)
- [AIG vs Coverdash Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/employment-practices)
- [AIG vs Coverdash Equipment Breakdown Insurance](https://spot.insure/compare/aig-vs-coverdash/equipment-breakdown)
- [AIG vs Coverdash Fidelity Bonds](https://spot.insure/compare/aig-vs-coverdash/fidelity-bonds)
- [AIG vs Coverdash Fiduciary Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/fiduciary)
- [AIG vs Coverdash General Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/general-liability)
- [AIG vs Coverdash Inland Marine Insurance](https://spot.insure/compare/aig-vs-coverdash/inland-marine)
- [AIG vs Coverdash Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-coverdash/kidnap-ransom)
- [AIG vs Coverdash Management Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/management-liability)
- [AIG vs Coverdash Media Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/media)
- [AIG vs Coverdash Product Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/product-liability)
- [AIG vs Coverdash Product Recall Insurance](https://spot.insure/compare/aig-vs-coverdash/product-recall)
- [AIG vs Coverdash Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-coverdash/professional-errors-omissions)
- [AIG vs Coverdash Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-coverdash/representations-warranties)
- [AIG vs Coverdash Trucking Insurance](https://spot.insure/compare/aig-vs-coverdash/trucking)
- [AIG vs Coverdash Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-coverdash/umbrella-excess)
- [AIG vs Coverdash Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-coverdash/workers-compensation)
- [AIG vs Alliance Risk Tech E&O Insurance](https://spot.insure/compare/aig-vs-alliance-risk/technology-errors-omissions)
- [AIG vs Amelia Risk Tech E&O Insurance](https://spot.insure/compare/aig-vs-amelia-risk/technology-errors-omissions)
- [AIG vs At-Bay Tech E&O Insurance](https://spot.insure/compare/aig-vs-at-bay/technology-errors-omissions)
- [AIG vs Beazley Tech E&O Insurance](https://spot.insure/compare/aig-vs-beazley/technology-errors-omissions)
- [AIG vs Berkshire Hathaway Specialty Insurance Tech E&O Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/technology-errors-omissions)
- [AIG vs CFC Tech E&O Insurance](https://spot.insure/compare/aig-vs-cfc/technology-errors-omissions)

## Sources for AIG vs Coverdash Tech E&O Insurance

### Sources About AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Professional Liability Insurance](https://www.aig.com/home/risk-solutions/business/management-and-professional-liability/professional-liability). AIG US; Technology Services description, lines 335–339; claims expertise lines 273–279; broker contact lines 385–389; legal footer policy-language caveat lines 485–489.. Accessed 2026-09-30.

### Sources About Coverdash

4. [Frequently Asked Questions](https://www.coverdash.com/faq). Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
5. [About Us](https://www.coverdash.com/about). Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
6. [Terms And Conditions](https://www.coverdash.com/terms). Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
7. [Tech E&O Insurance](https://www.coverdash.com/coverage/tech-eo). Coverdash; Product introduction; Types of Coverage cards for Software failures, Missed deliverables, Data and security lapses, Legal defense; Who It's For industry list. Accessed 2026-09-23.
8. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Professional & Management category listing Tech E&O separately from Professional Liability. Accessed 2026-09-23.

### Sources for the Tech E&O Insurance Guide

9. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical. Accessed 2026-09-16.
10. [Insurance and Bonding Guidelines](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf). Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
11. [Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)](https://online.ogs.ny.gov/purchase/snt/awardnotes/7360022802AppendixJ_PRB01.pdf). New York State Office of General Services; §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note. Accessed 2026-09-16.
12. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
13. [DigiTech Enterprise Risk Management](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf). Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.
14. [Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application](https://www.chubb.com/us/asset/smallbusiness/digitech-erm--new-business-application-small-business-pf-48204.pdf). ACE American Insurance Company / Chubb; Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6. Accessed 2026-09-16.
15. [Cyber Risk for Technology Companies](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Review Scores for 2026

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## Coverdash Review Scores for 2026

Review Score: 7.2 / 10 from 2 rated sources, equally weighted.

Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.

- Trustpilot: TrustScore 3.8 (5); 2 reviews. Trustpilot review search using provider brand/domain; identity checked against the canonical insurance entity. Period: current page aggregate accessed 2026-09-25; 0 reviews in prior 12 months. Checked 2026-09-25. [Coverdash Reviews | Read Customer Service Reviews](https://uk.trustpilot.com/review/coverdash.com)
- BBB: BBB business grade B- (BBB letter grade). BBB business-profile and complaint search using legal business names and provider brand. Period: grade reason cites 1 unanswered complaint. Checked 2026-09-25. [Coverdash Insurance Services, LLC | BBB Business Profile](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/coverdash-insurance-services-llc-0121-87182599)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/coverdash/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-coverdash/technology-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)