---
title: "AIG vs CFC: Umbrella and Excess Liability Insurance"
description: "CFC targets small and micro businesses across many professions and can sit above another insurer’s primary policy; AIG describes lead umbrella and excess capacity across small-business and corporate accounts."
canonical: "https://spot.insure/compare/aig-vs-cfc/umbrella-excess"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-cfc"
provider-a: "aig"
provider-b: "cfc"
coverage-line: "umbrella-excess"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aig-vs-cfc/umbrella-excess)

## Agent Guide

**What this page is:** Focused comparison of AIG and CFC for Umbrella and Excess Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Umbrella and Excess Liability Insurance questions about AIG versus CFC. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs CFC for Umbrella and Excess Liability Insurance: how do they differ?
- Which is better for Umbrella and Excess Liability Insurance, AIG or CFC?
- What does AIG or CFC publish about Umbrella and Excess Liability Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Umbrella and Excess Liability Insurance from AIG or CFC?

**Key facts:**
- Line: Umbrella and Excess Liability Insurance. Providers: AIG and CFC.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs CFC](https://spot.insure/compare/aig-vs-cfc) — parent: all coverage lines for this pair
- [Umbrella and Excess Liability Insurance guide](https://spot.insure/coverage/umbrella-excess) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence)
- [AIG vs CFC Commercial Property Insurance](https://spot.insure/compare/aig-vs-cfc/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Crime Insurance](https://spot.insure/compare/aig-vs-cfc/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Cyber Insurance](https://spot.insure/compare/aig-vs-cfc/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC D&O Insurance](https://spot.insure/compare/aig-vs-cfc/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cfc/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC General Liability Insurance](https://spot.insure/compare/aig-vs-cfc/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cfc/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Media Liability Insurance](https://spot.insure/compare/aig-vs-cfc/media) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Product Liability Insurance](https://spot.insure/compare/aig-vs-cfc/product-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Product Recall Insurance](https://spot.insure/compare/aig-vs-cfc/product-recall) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-cfc/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-cfc/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Tech E&O Insurance](https://spot.insure/compare/aig-vs-cfc/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Alliance Risk Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-alliance-risk/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Amelia Risk Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-amelia-risk/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Aon Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-aon/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs The Baldwin Group Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-baldwin/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [AIG vs biBerk Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-biberk/umbrella-excess) — sibling comparison (other line, or other pair for this line)

# AIG vs CFC: How Do They Compare for Umbrella and Excess Liability Insurance?

CFC targets small and micro businesses across many professions and can sit above another insurer’s primary policy; AIG describes lead umbrella and excess capacity across small-business and corporate accounts.

## How to Use the AIG vs CFC Umbrella and Excess Liability Insurance Comparison

Use this comparison to evaluate AIG and CFC for Umbrella and Excess Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## AIG vs CFC Umbrella and Excess Liability Insurance Summary

CFC places one excess policy above professional liability, general liability, cyber, or a combination; AIG describes umbrella integration with casualty lines. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is CFC Insurance?

CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [4](https://www.cfc.com/en-us/company/ "About CFC") [5](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [6](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [7](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information")

[CFC profile](https://spot.insure/insurance-providers/cfc)

## What Is Umbrella and Excess Liability Insurance?

Umbrella or excess insurance adds liability limits above the policies named in the quote after a covered claim exhausts their limits. It may fit if a contract sets higher limits; check which primary policies are listed and any gaps between them. [9](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/liability-insurance "Liability Insurance") [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/casualty/lines-of-ins.cfm "Lines of Insurance") [12](https://www.coverdash.com/coverage "Coverage Hub") [13](https://kinro.com/products "Products")

## What Are the Key Differences Between AIG and CFC Umbrella and Excess Liability Insurance?

### Structure and attachment

CFC sells one excess policy above a business’s professional liability, general liability, cyber policy, or any combination, and says the underlying insurance may be with CFC or another carrier. AIG markets lead umbrella and excess casualty that can integrate with other casualty lines. A buyer comparing these structures should ask which underlying lines are scheduled and whether the quoted layer follows each policy’s terms. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC")

### Capacity and account support

CFC targets small and micro businesses across a wide range of professions and asks interested buyers to contact it directly. AIG describes capacity for small-business and corporate accounts through its casualty product. Confirm each insurer’s minimum premium, eligible class, and whether a direct or broker-led submission is required. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC")

## What Should You Confirm in AIG and CFC Umbrella and Excess Liability Insurance Quotes?

- Ask AIG which position, attachment point, and legal insurer apply to the proposed tower. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance")
- Ask CFC Umbrella to identify underlying policies, limits, and follow-form terms. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC")

## AIG vs CFC Umbrella and Excess Liability Insurance Compared

| Criteria | AIG Excess Casualty and Lead Umbrella | CFC Umbrella Cover |
| --- | --- | --- |
| Role in This Line | AIG markets admitted and non-admitted excess casualty capacity, including lead umbrella, mid-excess and high-excess positions. The legal insurer and structure for a specific tower are account-specific. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | CFC sells an umbrella (excess) policy that sits above a business's primary professional liability, general liability, or cyber policy, or any combination of the three, in a single excess policy. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC") (Evidence: Company-reported; scope: Umbrella cover product page description of what the policy tops up..) |
| Issuing Insurer | Confirm in your quote. | The reviewed umbrella cover page does not name the insurer or Lloyd's syndicate carrying this excess risk. CFC's regulatory page lists CFC-affiliated underwriting entities, including its own Lloyd's Syndicate 1988, but does not tie one specifically to this product. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC") [7](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Not publicly disclosed; scope: Checked the umbrella cover page and CFC's regulatory information page; neither names a carrier for this product..) |
| Who It’s For | AIG describes lead umbrella, mid-excess and high-excess placements for a wide range of accounts, including small-business and corporate risks. It does not state an account-specific appetite or attachment eligibility. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | CFC targets this excess cover at small and micro businesses and says it will consider a wide range of professions. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC") (Evidence: Company-reported; scope: Umbrella cover product page; specific eligibility for a given business depends on underwriting..) |
| Coverage Features | AIG describes excess liability protection against severe liabilities and lead umbrella placements that may integrate with other casualty lines. The exact underlying policies, attachment points and follow-form terms depend on the placement. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | CFC says it will provide this excess layer regardless of whether the underlying primary policy is placed with CFC or with another insurer. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC") (Evidence: Company-reported; scope: Umbrella cover product page..) |
| Limits and Retentions | AIG advertises up to $75 million total capacity on an individual-account basis, subject to underwriting. This is not a standard or guaranteed limit for a buyer. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | The reviewed umbrella cover page does not publish maximum excess limit amounts or the underlying primary limits it requires; those would appear on a quote. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC") (Evidence: Not found in reviewed sources; scope: Umbrella cover page checked on 2026-09-23 has no product brochure content extracted beyond the page text; no numeric limit figures appear on the page itself..) |
| Risk Services | AIG describes in-house risk experts, claims specialists, litigation-management strategies and integration with domestic and foreign casualty platforms. Those services do not change policy wording. [3](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty "Excess Casualty Insurance") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | The umbrella cover page directs interested businesses to contact CFC directly rather than describing an online quote or indication tool. [8](https://www.cfc.com/en-us/products/class/excess-umbrella/ "Excess umbrella insurance cover | CFC") (Evidence: Company-reported; scope: Umbrella cover product page call to action..) |

## Related Pages for AIG vs CFC Umbrella and Excess Liability Insurance

- [AIG vs CFC](https://spot.insure/compare/aig-vs-cfc): all coverage lines, business roles, service and claims.
- [What Is Umbrella and Excess Liability Insurance?](https://spot.insure/coverage/umbrella-excess): Umbrella or excess insurance can add liability limits above selected underlying policies when a covered claim exceeds them; compare the schedule and any gaps.
- [AIG vs CFC Commercial Property Insurance](https://spot.insure/compare/aig-vs-cfc/commercial-property)
- [AIG vs CFC Crime Insurance](https://spot.insure/compare/aig-vs-cfc/crime)
- [AIG vs CFC Cyber Insurance](https://spot.insure/compare/aig-vs-cfc/cyber)
- [AIG vs CFC D&O Insurance](https://spot.insure/compare/aig-vs-cfc/directors-officers)
- [AIG vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cfc/employment-practices)
- [AIG vs CFC General Liability Insurance](https://spot.insure/compare/aig-vs-cfc/general-liability)
- [AIG vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cfc/kidnap-ransom)
- [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability)
- [AIG vs CFC Media Liability Insurance](https://spot.insure/compare/aig-vs-cfc/media)
- [AIG vs CFC Product Liability Insurance](https://spot.insure/compare/aig-vs-cfc/product-liability)
- [AIG vs CFC Product Recall Insurance](https://spot.insure/compare/aig-vs-cfc/product-recall)
- [AIG vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-cfc/professional-errors-omissions)
- [AIG vs CFC Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-cfc/representations-warranties)
- [AIG vs CFC Tech E&O Insurance](https://spot.insure/compare/aig-vs-cfc/technology-errors-omissions)
- [AIG vs Alliance Risk Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-alliance-risk/umbrella-excess)
- [AIG vs Amelia Risk Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-amelia-risk/umbrella-excess)
- [AIG vs Aon Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-aon/umbrella-excess)
- [AIG vs The Baldwin Group Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-baldwin/umbrella-excess)
- [AIG vs Berkshire Hathaway Specialty Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-berkshire-hathaway-specialty-insurance/umbrella-excess)
- [AIG vs biBerk Umbrella and Excess Liability Insurance](https://spot.insure/compare/aig-vs-biberk/umbrella-excess)

## Sources for AIG vs CFC Umbrella and Excess Liability Insurance

### Sources About AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [Excess Casualty Insurance](https://www.aig.com/home/risk-solutions/business/casualty/excess-casualty). AIG; Official AIG Excess Casualty page: admitted/non-admitted options, lead umbrella/mid/high excess placements, advertised per-account capacity subject to underwriting, domestic/foreign integration, risk and claims services.. Accessed 2026-09-30.

### Sources About CFC

4. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
5. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
6. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
7. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.
8. [Excess umbrella insurance cover | CFC](https://www.cfc.com/en-us/products/class/excess-umbrella/). CFC; Umbrella cover description; 'We offer additional insurance for small and micro businesses...'. Accessed 2026-09-23.

### Sources for the Umbrella and Excess Liability Insurance Guide

9. [Liability Insurance](https://www.iii.org/publication/insuring-your-business-small-business-owners-guide-to-insurance/specific-coverages/liability-insurance). Insurance Information Institute; Heading Umbrella Liability Insurance; sentence Umbrella Liability—also known as Excess Liability Insurance; underlying policies listed with limits; typically GL, auto and employers’ liability; starts when a covered loss exhausts the primary per occurrence limit; Most umbrella policies exclude EPL, professional liability, product recall, workers compensation, asbestos, pollution, war and terrorism. Accessed 2026-09-16.
10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Umbrella; excess over a basic liability policy; auto/CGL/WC or any liability policy can be covered; may respond if basic policy not in force or for gaps; SIR when no underlying. Accessed 2026-09-16.
11. [Lines of Insurance](https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/casualty/lines-of-ins.cfm). California Department of Insurance; Umbrella or Excess Liability Policy: excess limits over existing liability; may provide additional coverages not provided by underlying policies. Accessed 2026-09-16.
12. [Coverage Hub](https://www.coverdash.com/coverage). Coverdash; Excess & Specialty: Umbrella; Excess Liability. Accessed 2026-09-16.
13. [Products](https://kinro.com/products). Kinro; 09 Umbrella/Excess: additional limits above scheduled underlying policies; when to review; reviewed with. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Review Scores for 2026

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## CFC Review Scores for 2026

Review Score: not enough ratings.

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

- Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews).

## Agent and Developer Resources

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