---
title: "AIG vs CFC: Product Recall Insurance"
description: "AIG and Talbot describe a multinational recall solution without specifying covered costs; CFC distinguishes general product recall from a food-and-beverage contamination policy."
canonical: "https://spot.insure/compare/aig-vs-cfc/product-recall"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "aig-vs-cfc"
provider-a: "aig"
provider-b: "cfc"
coverage-line: "product-recall"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/aig-vs-cfc/product-recall)

## Agent Guide

**What this page is:** Focused comparison of AIG and CFC for Product Recall Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Product Recall Insurance questions about AIG versus CFC. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- AIG vs CFC for Product Recall Insurance: how do they differ?
- Which is better for Product Recall Insurance, AIG or CFC?
- What does AIG or CFC publish about Product Recall Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Product Recall Insurance from AIG or CFC?

**Key facts:**
- Line: Product Recall Insurance. Providers: AIG and CFC.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [AIG vs CFC](https://spot.insure/compare/aig-vs-cfc) — parent: all coverage lines for this pair
- [Product Recall Insurance guide](https://spot.insure/coverage/product-recall) — coverage explainer for this line
- [AIG profile](https://spot.insure/insurance-providers/aig) — provider profile (evidence)
- [CFC profile](https://spot.insure/insurance-providers/cfc) — provider profile (evidence)
- [AIG vs CFC Commercial Property Insurance](https://spot.insure/compare/aig-vs-cfc/commercial-property) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Crime Insurance](https://spot.insure/compare/aig-vs-cfc/crime) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Cyber Insurance](https://spot.insure/compare/aig-vs-cfc/cyber) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC D&O Insurance](https://spot.insure/compare/aig-vs-cfc/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cfc/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC General Liability Insurance](https://spot.insure/compare/aig-vs-cfc/general-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cfc/kidnap-ransom) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Media Liability Insurance](https://spot.insure/compare/aig-vs-cfc/media) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Product Liability Insurance](https://spot.insure/compare/aig-vs-cfc/product-liability) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-cfc/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs CFC Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-cfc/representations-warranties) — sibling comparison (other line, or other pair for this line)
- [AIG vs Alliance Risk Product Recall Insurance](https://spot.insure/compare/aig-vs-alliance-risk/product-recall) — sibling comparison (other line, or other pair for this line)
- [AIG vs Amelia Risk Product Recall Insurance](https://spot.insure/compare/aig-vs-amelia-risk/product-recall) — sibling comparison (other line, or other pair for this line)
- [AIG vs Beazley Product Recall Insurance](https://spot.insure/compare/aig-vs-beazley/product-recall) — sibling comparison (other line, or other pair for this line)
- [AIG vs Chubb Product Recall Insurance](https://spot.insure/compare/aig-vs-chubb/product-recall) — sibling comparison (other line, or other pair for this line)
- [AIG vs Coverdash Product Recall Insurance](https://spot.insure/compare/aig-vs-coverdash/product-recall) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs CFC Product Recall Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/product-recall) — sibling comparison (other line, or other pair for this line)

# AIG vs CFC: How Do They Compare for Product Recall Insurance?

AIG and Talbot describe a multinational recall solution without specifying covered costs; CFC distinguishes general product recall from a food-and-beverage contamination policy.

## Research Scope and Use

Use this comparison to evaluate AIG and CFC for Product Recall Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

AIG and Talbot describe a multinational recall solution without specifying covered costs; CFC distinguishes general product recall from a food-and-beverage contamination policy. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC")

## What Is AIG?

AIG is the marketing name for American International Group, Inc.; AIG says its insurance products are written or provided by subsidiaries or affiliates. Its U.S. business pages list commercial casualty, property, cyber, management and professional liability, and specialty programs, but a brand-level page does not identify the insurer for a particular policy. [1](https://www.aig.com/investor-relations "Investor Relations") [2](https://www.aig.com/home/risk-solutions/business "Business")

[AIG profile](https://spot.insure/insurance-providers/aig)

## What Is CFC Insurance?

CFC fits technology businesses seeking one eligible package for E&O, cyber, media/IP and general liability; buyers wanting to bind directly online should compare other routes. Its cyber policies may also include 24/7 incident support. [4](https://www.cfc.com/en-us/company/ "About CFC") [5](https://www.cfc.com/en-us/products/industry/technology/ "Technology") [6](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf "Technology — United States product brochure") [7](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information")

[CFC profile](https://spot.insure/insurance-providers/cfc)

## What Is Product Recall Insurance?

Product recall insurance can pay specified costs to locate and withdraw a product after a covered problem. It fits businesses that could face recall logistics; product liability does not automatically pay those costs, so compare the trigger and covered expenses. [9](https://www.iii.org/article/product-liability-recall-and-contamination-insurance "Product liability, recall and contamination insurance") [10](https://www.iii.org/fact-statistic/facts-statistics-product-liability "Facts + Statistics: Product liability") [11](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") [12](https://www.cpsc.gov/Business--Manufacturing/Recall-Guidance/Recall-Checklist "Recall Checklist") [13](https://www.cpsc.gov/Business--Manufacturing/Recall-Guidance/Duty-to-Report-to-the-CPSC-Your-Rights-and-Responsibilities "Duty to Report to CPSC: Rights and Responsibilities of Businesses")

## Key Differences in Product Recall Insurance

### Separate product routes

CFC underwrites a general product-recall policy for consumer products through automotive parts and a separate contaminated-product policy aimed at food and beverage businesses. AIG and Talbot describe product recall within a multinational risk solution for component makers, consumer goods and topical or consumer-health businesses, without identifying separate forms. A food producer should ask which CFC route applies and request AIG’s local food-specific terms. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC")

### Expense and business-continuity detail

CFC describes general recall cover for rectification costs, lost sales, ancillary expenses and reputation protection, including cyber-related tampering or software product-safety scenarios. Its food contamination form adds business interruption, reputation protection and contract-manufacturer errors. AIG and Talbot’s summary does not establish covered costs or triggers, so buyers need the local wording to compare those exposures. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC")

### Application route

CFC offers an online indication using three pieces of information and separate applications for general and contaminated-product policies. AIG and Talbot’s reviewed summary describes the multinational product but no application process. Ask which AIG team will handle your jurisdiction and what information is needed before comparing quote timelines. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC")

## What to Confirm in Product Recall Insurance Quotes

- Which CFC form matches your product, and does it include the contract-manufacturer or software-related exposure relevant to you? [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet")
- What trigger, business-interruption coverage and application route will AIG provide in each country? [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC")

## Offering Details

| Criteria | AIG Multinational and Talbot Product Recall Insurance | CFC Product Recall Insurance |
| --- | --- | --- |
| Role in This Line | The source attributes the product to collaboration between AIG Multinational and Talbot Underwriting. It does not resolve the legal issuing entity for a particular policy, so this draft preserves the collaboration boundary. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") (Evidence: Company-reported; scope: Role in this product is limited to the description on the linked AIG source..) | CFC underwrites two related product recall lines: a contaminated product recall policy aimed at food and beverage businesses, and a broader product recall policy for consumer products through automotive parts. [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") (Evidence: Company-reported; scope: Product recall product page, which presents these as two separate downloadable products under one product line..) |
| Issuing Insurer | Confirm in your quote. | The reviewed product recall page does not name the insurer or Lloyd's syndicate carrying the risk. CFC's regulatory page lists CFC-affiliated underwriting entities, including its own Lloyd's Syndicate 1988, but does not tie one specifically to product recall. [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") [7](https://www.cfc.com/en-us/support/regulatory-information/ "Regulatory information") (Evidence: Not publicly disclosed; scope: Checked the product recall page and CFC's regulatory information page; neither names a product-recall-specific carrier..) |
| Who It’s For | The summary sheet identifies component-part manufacturers, consumer-goods and topical/consumer-health businesses, and finished-goods supply-chain participants. It describes a multinational market, not unrestricted U.S. standalone eligibility. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") (Evidence: Company-reported; scope: Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability..) | Confirm in your quote. |
| Coverage Features | AIG and Talbot describe Product Recall Insurance within a multinational risk solution. The sheet does not establish a buyer’s recall trigger, covered costs, limits, exclusions or policy issuer for a local placement. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") (Evidence: Company-reported; scope: AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations..) | The general product recall policy covers rectification costs, loss of sales, ancillary costs, and reputation protection across recall scenarios that CFC says include cyber-related product tampering and software product safety issues. [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") (Evidence: Company-reported; scope: Product recall description on the product page; exact terms are set by the policy as issued..)<br><br>The separate contaminated product recall policy is built for food and beverage products and includes business interruption cover, reputation protection, and cover for errors made by contract manufacturers. [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") (Evidence: Company-reported; scope: Contaminated product recall description on the product page..)<br><br>CFC frames recall costs in three stages it says the policy is meant to help with: identifying the issue (testing, consultants, halting production), conducting the recall (consumer notices, transport and disposal, retailer fees, crisis PR), and business continuity (lost sales, cancelled contracts, replacing suppliers). [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") (Evidence: Company-reported; scope: Cost-category breakdown on the product page; this describes the categories of exposure CFC highlights, not a line-by-line coverage grant..) |
| Limits and Retentions | The reviewed summary sheet does not specify a standard limit, retention or deductible for a buyer. Confirm the local policy, issuer and terms for the transaction. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") (Evidence: Not publicly disclosed; scope: This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy..) | The reviewed product recall page does not publish limit amounts, retentions, or maximum revenue eligibility for either product recall offering. [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") (Evidence: Not found in reviewed sources; scope: Product recall page checked on 2026-09-23; no numeric limit or eligibility figures appear on the page..) |
| Risk Services | The summary sheet describes an integrated multinational service team, local policy and claims handling through network participants, and risk engineering support. The specific service provider depends on the placement and jurisdiction. [3](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf "AIG Multinational Product Recall Summary Sheet") (Evidence: Company-reported; scope: The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed..) | Confirm in your quote. |
| How to Apply | Confirm in your quote. | CFC offers a quick online indication for product recall insurance using three pieces of information, and publishes separate downloadable application forms for the contaminated product recall and general product recall products. [8](https://www.cfc.com/en-us/products/class/product-recall/ "Product Recall Insurance | Product Contamination Insurance | CFC") (Evidence: Company-reported; scope: Product page indication call to action and downloads section..) |

## Full Comparison

- [AIG vs CFC](https://spot.insure/compare/aig-vs-cfc): all coverage lines, business roles, service and claims.
- [What Is Product Recall Insurance?](https://spot.insure/coverage/product-recall): Product recall insurance can pay specified costs to locate and withdraw a product after a covered problem; product liability does not automatically pay recall costs.
- [AIG vs CFC Commercial Property Insurance](https://spot.insure/compare/aig-vs-cfc/commercial-property)
- [AIG vs CFC Crime Insurance](https://spot.insure/compare/aig-vs-cfc/crime)
- [AIG vs CFC Cyber Insurance](https://spot.insure/compare/aig-vs-cfc/cyber)
- [AIG vs CFC D&O Insurance](https://spot.insure/compare/aig-vs-cfc/directors-officers)
- [AIG vs CFC Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-cfc/employment-practices)
- [AIG vs CFC General Liability Insurance](https://spot.insure/compare/aig-vs-cfc/general-liability)
- [AIG vs CFC Kidnap and Ransom Insurance](https://spot.insure/compare/aig-vs-cfc/kidnap-ransom)
- [AIG vs CFC Management Liability Insurance](https://spot.insure/compare/aig-vs-cfc/management-liability)
- [AIG vs CFC Media Liability Insurance](https://spot.insure/compare/aig-vs-cfc/media)
- [AIG vs CFC Product Liability Insurance](https://spot.insure/compare/aig-vs-cfc/product-liability)
- [AIG vs CFC Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-cfc/professional-errors-omissions)
- [AIG vs CFC Representations and Warranties Insurance](https://spot.insure/compare/aig-vs-cfc/representations-warranties)
- [AIG vs Alliance Risk Product Recall Insurance](https://spot.insure/compare/aig-vs-alliance-risk/product-recall)
- [AIG vs Amelia Risk Product Recall Insurance](https://spot.insure/compare/aig-vs-amelia-risk/product-recall)
- [AIG vs Beazley Product Recall Insurance](https://spot.insure/compare/aig-vs-beazley/product-recall)
- [AIG vs Chubb Product Recall Insurance](https://spot.insure/compare/aig-vs-chubb/product-recall)
- [AIG vs Coverdash Product Recall Insurance](https://spot.insure/compare/aig-vs-coverdash/product-recall)
- [Alliance Risk vs CFC Product Recall Insurance](https://spot.insure/compare/alliance-risk-vs-cfc/product-recall)

## Sources

### AIG

1. [Investor Relations](https://www.aig.com/investor-relations). American International Group, Inc. (AIG); About AIG and legal footer; lines 244–246 and 327–331. Accessed 2026-09-28.
2. [Business](https://www.aig.com/home/risk-solutions/business). AIG US; Surplus Lines heading and paragraph, lines 357–359. Accessed 2026-09-28.
3. [AIG Multinational Product Recall Summary Sheet](https://www.aig.com/content/dam/aig/america-canada/us/documents/business/multinational/aig-multinational-product-recall-summary-sheet.pdf.coredownload.pdf). AIG; AIG/Talbot official summary sheet, pages 1–2: names the AIG Multinational and Talbot Underwriting collaboration and Product Recall Insurance for component parts, consumer goods/topical and consumer health, and finished goods; describes global program servicing and policy issuing network caveats.. Accessed 2026-09-30.

### CFC

4. [About CFC](https://www.cfc.com/en-us/company/). CFC; Matt Taylor biography: independent MGA and Syndicate 1988. Accessed 2026-09-16.
5. [Technology](https://www.cfc.com/en-us/products/industry/technology/). CFC; Introduction; Technology key features; Digitally traded. Accessed 2026-09-16.
6. [Technology — United States product brochure](https://webcdn.cfc.com/media/ywdbvkpy/technology_product-brochure_us_0525_v2.pdf). CFC; Page 1: coverage sections, including Products and services liability; Response app highlights; Limits and deductibles. Accessed 2026-09-16.
7. [Regulatory information](https://www.cfc.com/en-us/support/regulatory-information/). CFC; CFC Underwriting Limited; CFC Lloyd's Syndicate 1988. Accessed 2026-09-23.
8. [Product Recall Insurance | Product Contamination Insurance | CFC](https://www.cfc.com/en-us/products/class/product-recall/). CFC; Contaminated product recall; Product recall; What does CFC's product recall policy cover?; Downloads for both products. Accessed 2026-09-23.

### Product Recall Insurance Guide

9. [Product liability, recall and contamination insurance](https://www.iii.org/article/product-liability-recall-and-contamination-insurance). Insurance Information Institute; Product liability opening (design/manufacture/distribute/sell; injury, property damage or death; added to GL or stand-alone); What could go wrong? (roles; directions/warnings); Covering the costs of a product recall; Contamination insurance. Accessed 2026-09-16.
10. [Facts + Statistics: Product liability](https://www.iii.org/fact-statistic/facts-statistics-product-liability). Insurance Information Institute; Product liability insurance opening definition (manufacturer, distributor, or seller; defective condition causing personal injury or damage); Product recall insurance sentence. Accessed 2026-09-16.
11. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO Properties, Inc.; specimen hosted by Hiscox; Recall exclusion p.5; Supplementary Payments pp.8–9; Section III limits p.10; V.16 and V.21 p.15, warnings/instructions continue p.16. Accessed 2026-09-16.
12. [Recall Checklist](https://www.cpsc.gov/Business--Manufacturing/Recall-Guidance/Recall-Checklist). U.S. Consumer Product Safety Commission; Initiating a Recall (report if obligated; stop production; identify UPC/date codes/model numbers; isolate inventory; notify distribution chain; determine remedy); Recall Notice Documents; After the Public Announcement. Accessed 2026-09-16.
13. [Duty to Report to CPSC: Rights and Responsibilities of Businesses](https://www.cpsc.gov/Business--Manufacturing/Recall-Guidance/Duty-to-Report-to-the-CPSC-Your-Rights-and-Responsibilities). U.S. Consumer Product Safety Commission; Immediate reporting triggers for manufacturers, importers, distributors and/or retailers; 24-hour reporting; investigation generally not exceeding 10 working days; reporting does not automatically mean a recall; page disclaimer that it is not legal advice and is not Commission-approved. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## AIG Reviews

Review Score: 4.4 / 10 from 2 rated sources, equally weighted.

Customer ratings for AIG are low: Trustpilot shows 1.9 out of 5 from 252 reviews, and NerdWallet gives 2.5 stars and notes more claims complaints than expected. These pages cover many AIG products and countries, so they only loosely describe business insurance.

- NerdWallet: NerdWallet editorial rating 2.5 (stars). NerdWallet’s editorial business-insurance comparison; the AIG entry concerns commercial liability and property insurance, not a quantified policyholder-review sample. The page’s complaint statement and 2.5-star editorial rating are source-specific and must not be recast as a consumer average. Checked 2026-09-29. [Business Insurance: Get Quotes and Coverage Today](https://www.nerdwallet.com/business/insurance/best)
- Trustpilot: Trustpilot TrustScore 1.9 (out of 5); 252 reviews. Consumer reviews on aig.com’s Trustpilot profile span products and countries, including personal, travel, device/service and other experiences; they do not isolate U.S. commercial-P&C policyholders or a single issuing insurer. Checked 2026-09-29. [AIG Reviews](https://www.trustpilot.com/review/aig.com)
- ConsumerAffairs: ConsumerAffairs average 1.0 (out of 5); 274 reviews. ConsumerAffairs page titled AIG Life Insurance Reviews, updated 2026-08-14. The page mixes life and high-net-worth home references and reviewers may describe other AIG relationships; it is not a commercial-P&C-only population. Checked 2026-09-29. [AIG Life Insurance Reviews](https://www.consumeraffairs.com/insurance/aig_life.html)
- BBB: Complaints shown, prior 3 years 270. BBB’s American International Group, Inc. headquarters profile and corporate-owned locations (86 listed locations); complaint data is not limited to commercial insurance or a particular risk-bearing insurer. BBB says displayed complaint text may not represent every complaint. Period: Three years ending as displayed 2026-09-29. Checked 2026-09-29. [American International Group, Inc. (AIG) BBB Complaints](https://www.bbb.org/us/ny/new-york/profile/insurance-companies/american-international-group-inc-aig-0121-1515/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/aig/reviews).

## CFC Reviews

Review Score: not enough ratings.

The reviewed sources did not yield customer reviews of CFC; the available survey concerns UK brokers. The one rating we found is from UK brokers: 4.76 out of 5 in Insurance Times’ 2024/25 survey.

- Insurance Times MGA survey: Insurance Times MGA rating (2024/25, broker survey) 4.76 (out of 5). UK broker survey of MGAs (Insurance Times, with the MGAA). Rates how brokers find CFC to work with. It is not a policyholder review. Period: 2024/25 survey; 'over 1,650 brokers' across all MGAs, not CFC alone. Checked 2026-09-29. [Five Star 2024/25 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2024-ratings); [Five Star 2025/26 MGA Overall Ratings](https://www.insurancetimes.co.uk/ratings/mga-2025-ratings)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/cfc/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/aig-vs-cfc/product-recall.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)