---
title: "Certificate of Insurance"
description: "Get a certificate of insurance with Spot: generate proof of insurance from your policies in the Spot app, with endorsements requested through your broker."
canonical: "https://spot.insure/certificate-of-insurance"
page-type: "product"
entities: ["Spot"]
entity: "Spot"
page-role: "product"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/certificate-of-insurance)

## Agent Guide

**What this page is:** Get a certificate of insurance with Spot: generate proof of insurance from your policies in the Spot app, with endorsements requested through your broker.

**Limits (do not over-claim):**
- Describes Spot's own service; it does not establish coverage terms or outcomes for any company.

**Related pages:**
- [Spot home](https://spot.insure/) — product overview
- [Sitemap](https://spot.insure/sitemap) — inventory of all public pages

# Generate a certificate of insurance from your own policies

Spot customers get a COI by generating it themselves in the Spot app, and your Spot team handles any endorsement the request needs first.

A certificate of insurance is proof of insurance: a one-page summary of your policies for a landlord, customer, contractor, lender or agency that asked for it. In Spot, you generate it yourself from your policies. Choose who asked, or the endorsement they want, to see what they usually require and how to send it right the first time.

- [ACORD 25 Certificate of Liability Insurance](https://spot.insure/certificate-of-insurance/acord-25): Get an ACORD 25 certificate of liability insurance with Spot: generate it from your policies in the Spot app and see what each section of the form shows.
- [Additional Insured Certificates](https://spot.insure/certificate-of-insurance/additional-insured): Get an additional insured certificate with Spot: we request the endorsement through your broker and insurer, then you generate the certificate in the Spot app.
- [Certificate of Insurance for an Event Venue](https://spot.insure/certificate-of-insurance/event-venue): Get a certificate of insurance for an event venue: Spot checks the venue’s requirements and you generate the certificate yourself in the Spot app before load-in.
- [Certificate of Insurance for a Freight Broker or Shipper](https://spot.insure/certificate-of-insurance/freight-broker): Get a certificate of insurance for a freight broker or shipper: generate it in the Spot app with your auto liability and cargo, and close limit gaps with your Spot team.
- [Certificate of Insurance for a General Contractor](https://spot.insure/certificate-of-insurance/general-contractor): Get a certificate of insurance for a general contractor: Spot checks the subcontract, requests the endorsements it needs and lets you generate the certificate yourself.
- [Certificate of Insurance for a Government Agency](https://spot.insure/certificate-of-insurance/government-agency): Get a certificate of insurance for a government agency: Spot checks the contract’s insurance terms and endorsements, then you generate the certificate in the Spot app.
- [Certificate of Insurance for a Landlord](https://spot.insure/certificate-of-insurance/landlord): Get a certificate of insurance for your landlord: generate it in the Spot app from your policies, with any additional insured endorsement requested through your broker.
- [Certificate of Insurance for a Lender](https://spot.insure/certificate-of-insurance/lender): Get a certificate of insurance for a lender: Spot checks the loan’s insurance terms, gets the lender named on your policies and lets you generate proof for closing.
- [Primary and Non-Contributory Certificates](https://spot.insure/certificate-of-insurance/primary-and-non-contributory): Get a primary and non-contributory certificate with Spot: we request the endorsement through your broker and insurer, and you generate the certificate in the Spot app.
- [Certificate of Insurance for Vendor Onboarding](https://spot.insure/certificate-of-insurance/vendor-onboarding): Get a certificate of insurance for vendor onboarding: generate it in the Spot app from your policies and close coverage gaps with your Spot team before you upload it.
- [Waiver of Subrogation Certificates](https://spot.insure/certificate-of-insurance/waiver-of-subrogation): Get a waiver of subrogation certificate with Spot: we request the endorsement on each policy the contract names, and you generate the certificate in the Spot app.

## What is a certificate of insurance?

A document that summarizes your policies, limits and dates for someone who needs proof you’re insured. In the United States, liability certificates are usually on the ACORD 25 form.

## How do I get a COI with Spot?

Generate it in the Spot app: choose the certificate holder, add their requirements or upload their request, review the certificate, then download or send it.

## Does a certificate of insurance change my coverage?

No. It only shows what your policies say. Additional insured, waiver of subrogation and primary and non-contributory terms need endorsements on the policy, which your Spot team requests through your broker and insurer.

## Is a certificate of insurance the same as proof of insurance?

For most business requests, yes. Some requesters want more, such as a copy of an endorsement or a property evidence form, and your Spot team helps you get it.

## Do I need to switch brokers to generate certificates in Spot?

No. Whoever placed your policies, they come into your Spot workspace, and Spot takes no commissions on premiums.

[Get Started](https://app.spot.insure/signup?intent=certificates)

[Generate a COI in Spot](https://app.spot.insure)

## Agent and Developer Resources

- [Markdown page](https://spot.insure/certificate-of-insurance.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)